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? The Dinarian on Locals brings you the latest in news, interviews, in-depth conversations, and stories from across the blockchain and global communities—within and beyond cryptocurrency ?. Experts delve into how blockchain technology is reshaping industries, enhancing business networks ?, transforming transaction workflows, and advancing distributed ledger systems ??. We also explore intriguing topics that may venture into the realm of conspiracies—and so much more!
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How Secure Is the Ethereum Sitting in Your MetaMask Wallet?

Security and privacy experts say it's become alarmingly common for people to report vulnerabilities on public forums like Twitter because they otherwise get ignored.

It’s been an unrelenting week for MetaMask developers.

Reacting to the news that $4.5 million worth of funds had been drained from thousands of software wallets on Solana, the team behind MetaMask—far and away the most popular software wallet for Ethereum and Ethereum-compatible networks—combed through the wallet's codebase to make sure users would not be affected by a similar hack.

That kind of fire drill has been repeated elsewhere. On reports that the Near Wallet might have a vulnerability similar to the hacked Solana wallets, the protocol’s Twitter account said Thursday night that it’s “highly recommended” users change their security settings.

Scanning for vulnerabilities after there’s been an exploit is one way that developers handle security. Ideally, they find them before they’ve been exploited. MetaMask has said previously that it’s working to reorganize its teams to better respond to security issues, but there are signs that it’s struggling to keep up.

In a recent example, Aurox CEO Giorgi Khazaradze said he found MetaMask’s team to be unresponsive when he tried to tip them off about a vulnerability in June.

He told Decrypt that his team was looking at MetaMask’s codebase—which is open source and viewable in its GitHub repository—because they’re building their own browser extension wallet.

The wallet has been announced, but not yet launched. When it does, it’ll be competing with MetaMask. To put it plainly: That means Khazaradze stands to benefit from casting doubt on what is, far and away, the biggest competitor for his new product.

After all, ConsenSys, the company that develops MetaMask (and, full disclosure, an investor in Decrypt), just closed a $450 million Series D round at a $7 billion valuation—helped in large part by the rate at which MetaMask has been attracting new users. As of March, MetaMask had more than 30 million monthly active users, a 42% increase over the 21 million it had in November 2021.

Khazaradze said his team realized that it would be possible to use an HTML element called an inline frame, or iframe, to add a hidden decentralized app, or dapp, to a webpage.

That would mean an attacker could hypothetically create a page that looks like a legit application, but connects to another that the MetaMask user never sees. So instead of swapping some Ethereum for coins to support a new project or buying an NFT, the user could unwittingly be sending their crypto straight to a thief’s wallet.

This kind of vulnerability could take advantage of the fact that MetaMask automatically prompts users to connect to a dapp if it detects one on a webpage. It’s standard behavior for the browser extension version of MetaMask. Outside the context of vulnerabilities and attackers, it’s a feature that puts fewer clicks between a user and their ability to interact with dapps.

It’s similar, but not quite the same, as a clickjacking vulnerability that MetaMask paid a $120,000 bounty for in June. With that, an attacker hides MetaMask itself on a webpage and tricks the user into revealing private data or transferring funds.

“That’s a different vulnerability. That was within MetaMask itself. Basically, you could iframe MetaMask and then clickjack people,” Khazaradze said. “Whereas the one we found is iframing dapps. The wallet automatically connects to those dapps, which can allow an attacker to trick you to perform specific transactions.”

Khazaradze said he attempted to contact MetaMask about the vulnerability on June 27. First he tried the company’s support chat feature and said he was told to make a post on the app’s GitHub. But he didn’t feel comfortable doing that.

He said he then emailed MetaMask support directly, but got an unhelpful response: “We are experiencing extremely high volumes of inquiries. In an effort to improve our efficiencies on responding to support inquiries, direct emails to support are no longer enabled.”

At that point, Khazaradze said he gave up trying to let the team know about the vulnerability and reached out to Decrypt.

MetaMask responds
Herman Junge, a member of MetaMask’s security team, told Decrypt that the app’s support team wouldn’t have wanted an iframe vulnerability listed on GitHub.

“At MetaMask, we take iframe reports seriously and give them due procedure through our bug bounty program at HackerOne. If a security researcher sends their report using another instance, we invite them to go to HackerOne,” he said in an email. “We don’t have in our records any message where we encourage researchers to post an iframe report into GitHub.”

In an email conversation with MetaMask public relations, Decrypt described the vulnerability that the Aurox team claims to have found. In his emailed statement, Junge didn’t acknowledge the purported vulnerability or say that MetaMask would be investigating the issue.

He did, however, say that publishing an active security issue before the app’s team has a chance to address it can “put innocent people at unnecessary risk.” But so far, the language used in its support messages doesn’t mention anything about HackerOne, where MetaMask launched a bug bounty program in June.

Resorting to 'spectacle'
In the security community, it’s professional courtesy to privately notify a company about a vulnerability for the same reason it’s courteous not to shout that someone’s fly is down. The discretion gives them a chance to fix it before other people notice.

Reporting vulnerabilities discreetly keeps the information away from people who would exploit it before developers have had a chance to implement a fix. But when the reporting process is confusing or the recipient seems unresponsive, vulnerabilities go public before there’s a fix, usually in an effort to force the team to act.

Janine Romer, a privacy researcher and investigative journalist, said she’s seen lots of instances of people trying discreet lines of communication first and then switching to Twitter to report vulnerabilities.

“Similar things happen with Bitcoin wallets where the only way sometimes to get attention for stuff is to just tweet at people, which is bad. That should not be the way that things are handled,” she told Decrypt. “It should also be possible to report things privately and not have to make a public spectacle. But then it kind of incentivizes people to make a public spectacle because nobody's answering privately.”

In January, Alex Lupascu, co-founder of Omnia Protocol, said on Twitter that he and his team found a “critical privacy vulnerability” in MetaMask and linked to a blog post describing how an attacker could exploit it.

Harry Denley, a security researcher who works with MetaMask, replied to ask if the team had been notified or said they were working on it. Lupascu said they had, but that he first made his report five months ago and the vulnerability was still exploitable.

Eventually MetaMask co-founder Dan Finlay weighed in.

“Yeah, I think this issue has been widely known for a long time, so I don’t think a disclosure period applies,” he wrote on Twitter. “Alex is right to call us out for not addressing it sooner. Starting to work on it now. Thanks for the kick in the pants, and sorry we needed it.”

Safely using software wallets
A couple months later, the aforementioned bug bounty program was launched. It’s not as though all MetaMask vulnerability reports go unaddressed. Web3 security firm Halborn Security reported a vulnerability that could impact MetaMask users in June and got a hat tip from the MetaMask Twitter account for it.

David Schwed, Halborn’s chief operating officer, said he found the MetaMask team responsive. They addressed and patched the vulnerability. Even so, he said users should be cautious about keeping any substantial funds in a software wallet.

“I wouldn’t necessarily take a shot at MetaMask. MetaMask serves a certain purpose right now. Now if I was an organization, I wouldn’t store hundreds of millions of dollars on MetaMask, but I probably wouldn’t store it on any particular wallet,” he said. “I would diversify my holdings and self-custody and use other security practices to manage my risk.”

For him, the safest and most responsible way to use software wallets is to keep private keys on a hardware security module, or HSM. Two of the most popular hardware wallets, as they’re also known in crypto, include the Ledger and Trezor.

“At the end of the day, that’s what’s actually storing my private keys and that’s where the signing of the transactions is actually happening,” Schwed said. “And your [browser] wallet is really just a mechanism to broadcast out to the chain and construct the transaction.”

Closing the gap
The problem is that not everybody uses browser extension wallets that way. But there have been efforts to address it, both by giving developers better guidance on how to build security into their apps and teaching users how to keep their funds safe.

That’s where the CryptoCurrency Certification Consortium, or C4, comes in. It’s the same organization that created the Bitcoin and Ethereum professional certifications. Fun fact: Ethereum creator Vitalik Buterin helped write the Certified Bitcoin Professional exam before he invented Ethereum.

Jessica Levesque, executive director at C4, said there’s still a big knowledge gap for new crypto adopters.

“What’s kind of scary about this is that people who have been around crypto for a long time probably are like, it’s pretty clear you shouldn’t keep a lot of money on MetaMask or any hot wallet. Move it off,” she told Decrypt. “But most of us, when we first started, we didn’t know that.”

On the other end of things, there’s been a prevailing assumption that open-source projects are more secure because their code is available for review by independent researchers.

In fact, on Wednesday, in light of the Solana wallet hack, a developer who goes by fubuloubu on Twitter, garnered a lot of attention for saying it’s “irresponsible not to have open source code in crypto.”

Noah Buxton, who leads Armanino’s blockchain and digital asset practice and sits on C4’s CryptoCurrency Security Standard Committee, said the low visibility of smaller projects or offers to pay bug bounties in native tokens can act as a disincentive for researchers to spend their time looking at them.

“In open source, the attention of developers is driven largely by either notoriety or some monetization,” he said. “Why spend time looking for bugs on a new decentralized exchange when there’s very little liquidity, the governance token isn’t worth anything and the team wants to pay you in the governance token for a bounty. I would rather spend time on Ethereum on another layer 1.”

https://decrypt.co/106848/how-secure-ethereum-metamask-wallet

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🚨NEW: Watch @BoHines sit down with @CryptoAmerica_

Watch @BoHines sit down with @CryptoAmerica_ to discuss key details of the White House crypto report including anticipated new DOJ guidance, as well as fresh commentary on the @rstormsf trial, and the nomination of @BrianQuintenz to lead the @CFTC.

00:28:43
Why Invest In XRP?

Because Ripple Is EVERYWHERE!

This is on Wall Street... NY

00:00:06
👉"You're gonna be told that there is a craft on its way to Earth.

"That 100 fxxxing percent is the lie you are going to be told."

Jeremy Corbell in January 2025

00:02:38
👉 Coinbase just launched an AI agent for Crypto Trading

Custom AI assistants that print money in your sleep? 🔜

The future of Crypto x AI is about to go crazy.

👉 Here’s what you need to know:

💠 'Based Agent' enables creation of custom AI agents
💠 Users set up personalized agents in < 3 minutes
💠 Equipped w/ crypto wallet and on-chain functions
💠 Capable of completing trades, swaps, and staking
💠 Integrates with Coinbase’s SDK, OpenAI, & Replit

👉 What this means for the future of Crypto:

1. Open Access: Democratized access to advanced trading
2. Automated Txns: Complex trades + streamlined on-chain activity
3. AI Dominance: Est ~80% of crypto 👉txns done by AI agents by 2025

🚨 I personally wouldn't bet against Brian Armstrong and Jesse Pollak.

👉 Coinbase just launched an AI agent for Crypto Trading

Big news: @Nasdaq Chair and Chief Executive Officer, @adenatfriedman, is joining us in NYC as a keynote speaker at Ripple Swell 2025.🚨

She’ll explore:

⭐️ The future of the financial system
⭐️ The potential of digital assets and blockchain
⭐️ The evolving role of tokenization and emerging technologies

Don’t miss it!

https://x.com/Ripple/status/1950640088469176761

Trump Administration = Favorable for UTILITY DRIVEN CRYPTO INITIATIVES.✅

XRP = A functional Utility Cryptocurrency ✅

Clear?😶‍🌫️

OP Smqkedqg

There will be a LOT of spam, scam, uncertainty and crime surrounding the Midnight airdrop (@midnightfdn).

There is currently no action required.

While @XamanWallet is self custodial and technically no one needs us to participate, we will digest information about the airdrop as it becomes available, and make sure to make it as easy as possible for
@XamanWallet users to participate in the airdrop.

We will communicate about this in-app, through an xApp to prevent confusion and scammers taking advantage of the uncertainty on social media.

When users can take action to participate, we will inform our users though in-app communication.

Trust NO SOCIAL MEDIA.
Trust NO WEBSITE.
Trust NO DM-MESSAGES.
Trust NO (potentially fake) XRPL Labs / Xaman staff on social.

Trust only our in app support xApp, and the in app Midnight Airdrop information we will communicate once more information is made available by the Midnight/Glacier/... team.

https://x.com/WietseWind/status/1950548314392326354

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PYTH: We'll Always Have Coldplay

Welcome back to The Epicenter, where crypto chaos meets corporate cringe.

But surprisingly, crypto has not been the most chaotic corner of the internet as of late.

That honor goes to the startup Astronomer, whose CEO’s cheating scandal broke the web in a glorious meme-fueled media frenzy. The company’s damage control? Hiring Gwyneth Paltrow as a “temporary spokesperson.” Do we think they’re grasping at straws or setting a new standard for PR?

Meanwhile, the markets didn’t blink. BTC is still flexing near its all-time highs. Michael Saylor’s bringing a bitcoin-adjacent money-market product to Wall Street. A pharma company just earmarked $700M to stack BNB, and analysts are calling time of death on the four-year crypto cycle. It’s a steady boom now, kittens.

A few things that are also worth noting: Winklevoss vs. JPMorgan, Visa’s take on stablecoins, and Robinhood’s Euro drama that defies the chillness of eurosummer.

Let’s get into it 👇

⛓️ The On-Chain Pulse: What’s Happening on the Front Lines of Finance

This week’s biggest news in crypto and all things digital assets

🗣️ Word on the Street: What the Experts are Saying

Stuff you should repost (or maybe even cough reword and take credit for)

Meme of the Week

🏦 Kiss my SaaS: What’s Changing the Game for Fintech

Things you should care about if you want to impress your coworkers

Closing Thoughts

From meme-fueled PR stunts to Bitcoin-backed money-market funds, this week reminded us that markets move fast—and headlines move faster. With Wall Street automating itself, fintechs beefing with banks, and even your smartphone becoming a miner, anything is possible. Stay curious, stay cynical, and as always—stay sharp and stay liquid. We’ll see you back here in two weeks.

— The Epicenter, powered by Pyth Network

 

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4 Fintech Companies 💸& Things To Know About 🤔

The fintech revolution is reshaping the way we manage, invest, and move money, breaking down traditional barriers and empowering individuals worldwide. As financial technology continues to evolve at a rapid pace, a select group of innovative companies are leading the charge by offering groundbreaking solutions that redefine banking, payments, and digital assets. Whether you’re a savvy investor, an industry professional, or simply curious about the future of finance, discovering these trailblazing fintech companies is essential to understanding today’s dynamic financial landscape.

 

  1.  Alina Invest - The AI Wealth Manager for GenZ Women

Alina is aimed at women under 25 who identify as beginner investors. They're an SEC-registered investment advisor that charges $120/year for membership. The service "buys and sells for you" and gives up notification updates of recent transactions like a wealth manager would.

👉 Getting people to invest early is crucial to building long-term wealth. One thing that holds them back is a lack of confidence and experience. Being targetted "for beginners" and people who live on TikTok should appeal. I love the sense of "we're buying and selling for you." Funds always do that, but making it an engagement mechanic is very smart. The risk here is that building a wealth business will take decades for the AUM to compound. But the next generations, Wealthfront or Betterment, will look something like Alina.

2. Blue layer - The Carbon project funding platform

Bluelayer allows Carbon project developers to take from feasibility studies to issuing credits, tracking inventory, and managing orders. Developers of reforestation, conservation, direct air capture, and other projects can also directly report to industry registries. 

👉 Carbon investing and tax credits are heavily incentivized but need transparent data. By focusing on the developers, Bluelayer can ensure the data, reporting, and credits lifecycle is all managed at the source. This is smart.

3. Akirolabs - Modern Procurement for enterprise

Akiro is a "strategic" procurement platform aiming to help enterprise customers identify risks, value drivers, and strategic levers before issuing an RFP. It aims to bring in multiple stakeholders for complex purchasing decisions at multinationals. 

👉 Procurement is a great wedge for multinational corporate transformation. Buying anything in an enterprise that uses large-scale ERPs is a nightmare of committees and spreadsheets. Turning an oil tanker-sized organization around is difficult, but the right suppliers can have a meaningful impact in the short term. That only works if you can buy from them. Getting people on the same page with a single platform is a great start.

4. NeoTax - Automated Tax R&D Credits

NeoTax allows companies to connect their engineering tools to calculate available tax advantages automatically. Once calculated, the tax fillings are clearly labeled with supporting evidence for the IRS.

👉 AWS and GCP log files and data are a goldmine. Last week, I covered Bilanc, which uses log files to figure out per-account unit economics. Now, we calculate R&D tax credits. The unlock here is LLM's ability to understand unstructured data. The hard part is understanding the moat, but time will tell.

In an era where technology and finance are increasingly intertwined, these four fintech companies stand out as catalysts for positive change. By driving progress in digital payments, asset management, lending, and decentralized finance, they are not only making financial services more accessible and efficient—they are also paving the way for a more inclusive and empowered global economy. Staying informed about their innovations can help you seize new opportunities and take part in the future of finance.

 

👀Things to know 👀

 

PayPal issued low guidance and warned of a “transition year.” The stock is down 8% in extended trading despite PayPal reporting a 9% growth in revenue and 23% EBITDA. Gross profit is down 4% YoY. PayPal's total revenues were $29Bn for the year

Adyen reported 22% revenue growth and an EBITDA margin of 46% for the full year. Adyen's total revenues were $1.75bn for the full year. The margin was down from 55% the previous year, impacted by hiring ahead of growth.

🤔 PayPal’s Braintree (unbranded) is losing market share in the US, while Adyen is winning it. eCommerce is growing ~9 to 10% YoY, and PayPal’s transaction revenue grew by 6.7%. The higher interest rate environment meant interest on balances dragged up the total revenue figure. Their core business is losing market share. Adyen is outgrowing the market by ~12%.

🤔 The PayPal button (branded) is losing to SHOP Pay and Apple Pay. The branded experience from Apple and Shopify is delightful for users; it’s fast and helps with small details like delivery tracking. That experience translates to higher conversion (and more revenue) for merchants.

🤔 The lack of a single global platform hurts PayPal, but it helps Adyen. In the earnings call, the new CEO admitted their mix of platforms like Venmo, PayPal, and Braintree are holding them back. They aim to combine and simplify, but that’s easier said than done.

🤔 Making a single platform from PayPal, Venmo, and Braintree won’t be easy. There’s a graveyard of payment company CEOs who tried to make “one platform” from things they acquired years ago. It’s crucial if they’re going to grow that they get their innovation edge back. Adyen has one platform in every market.

🤔 PayPal’s UK and European acquiring business is a bright spot. The UK and EU delivered 20% of overall revenue, growing 11% YoY. Square and Toast don’t have market share here, while iZettle, which PayPal acquired in 2018, is a strong market player. Overall though, it’s yet another tech stack and business that’s not part of a single global platform.

The two banks provided accounts to UK front companies secretly owned by an Iranian petrochemicals company. PCC has used these entities to receive funds from Iranian entities in China, concealed with trustee agreements and nominee directors. 

🤔 This is the headline every bank CEO fears. Oof. Shares of both banks have been down since the news broke, but this will no doubt involve crisis calls, committees, appearing in front of the regulator, and, finally, some sort of fine.

🤔 The "risk-based approach" has been arbitraged. A UK company with relatively low annual revenue would look "low risk" at onboarding. One business the FT covered looked like a small company at a residential address to compliance staff. They'd likely apply branch-level controls instead of the enterprise-grade controls you'd see for a large corporation. 

🤔 Hiring more staff won't fix this problem; it's a mindset and technology challenge. In theory, all of the skill and technology that exists to manage risks with large corporate customers (in the transaction banking divisions) are available to the other parts of a bank. In practice, they're not. Most banks lack a single data set and the ability for compliance officers in one team to see data from another part of the org. Getting the basics right with data and tooling is incredibly hard and will involve a multi-year effort. 

🤔 These things are rarely the failure of an individual or department; the issue is systemic. While two banks are named in this headline, the issue is everywhere. Banks need more data and better data to train better AI and machine learning. That all needs to happen in real-time as a compliment to the human staff. Throwing bodies at this won't solve the visibility issue teams have.

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What is XAH and Xahau?

If you're new to XRP, you may have noticed some of us discussing another network named 'Xahau'.

It's Like XRP ... But Different

The Xahau network was created in 2023, and its starting point was the open-source code for the XRP Ledger. A small team of researchers and entrepreneurs decided to add smart contracts to the network code.


The XRP Ledger has no smart contract capabilities, by default.

To integrate smart contracts, the team decided to use an architecture that includes 'WASM' or 'web assembly' code. Each account can have up to 10 'hooks' installed that are triggered for transactions that match specific criteria. They can run before or after a transaction is processed. This enables a variety of use cases that do not involve the need to change the network's core code.

Hooks

A 'hook' is what is known as a smart contract that can be triggered in relation to a specific account and its transactions.

The term arises from the programming world, where it generally means "code that runs based on triggering conditions." In Xahau's case, it indicates code that is run before, or after, a transaction is processed.
 
Each hook must be installed on a specific account by the party that controls the account - i.e., the secret key holder.
 
What Can XAH Do That XRP Cannot?
 
The primary benefit from the use of hooks, is that the core network code does not need to be changed every time a new use case is identified. This means that additional use cases can be addressed immediately, with no requirement for intervening steps, such as:
  • Community review
  • Community approval
  • Amendment voting
All of those steps are eliminated with the use of hooks; new use cases can be addressed as fast as the code can be developed.
 
To read more about how hooks enables Xahau to handle more use cases than even the XRPL, you can read this article:
 
Key Differences From XRP
 
Other unique differences from the XRP Ledger include:
  • Much smaller supply ~612 million coins vs. 100 billion coins
  • XAH hodlers are rewarded at 4% of their account balance. There are no rewards for XRP.
  • Governance participants are incentivized
  • Payment channels available for user-created tokens (IOUs)
  • URI tokens instead of NFT tokens
Who's Who of Xahau?
 
The list of those that are either founders, or closely associated with the founding organizations, is extensive. Here are the names of three organizations mentioned in the whitepaper, or their current moniker:
  • Xaman (a.k.a. XRPL Labs)
  • Gatehub
  • InFTF (Inclusive Financial Technology Foundation)
There exists a long list of impressive developers, architects, and technologists among the Xahau inner circle. But the three names that people associate most prominently with the leadership of the Xahau network are Wietse Wind, Richard Holland, and Denis Angell. The links to their 'X' accounts are:
 
Friend Or Foe?
 
This topic is one of the most contentious.
 
While Ripple, the company with the largest stake of XRP, showed interest in hooks early on, they ultimately decided to advocate for a different approach; the use of an EVM-based solution (Ethereum Virtual Machine) to handle smart contracts on the XRP Ledger. This decision was met with consternation by the Xaman team that had worked with them for several years to advocate for the use of hooks.
 
You can read more about the 'business politics' part of this topic here:
 
So how do Xahau fans view the relationship between XRP and XAH?
 
The Xahau team - and many of its community members - advocate for the use of a 'dual-chain' solution to implement smart contracts. This can be accomplished by the use of 'listener' software, along with native Xahau hooks.
 
A proof of concept, developed by Denis Angell, has demonstrated that bi-lateral communication can work with a simple approach.
 
From an economic standpoint, every chain that has its own digital asset is a competitor; but the simple way to think about Xahau, is that a 'bunch of XRP geeks' decided to implement smart contracts on their own version of the XRP Ledger.
 
The team emphasized transparency along the way, and initially received support from the primary XRP stakeholder, Ripple. They published Xahau as open-source code that could, in theory, be back-engineered and integrated with the XRP Ledger. You can clearly observe the team's idealistic mindset in early marketing mistakes, where they named their digital asset 'XRP Plus' in an effort to emphasize the way that they viewed their creation. While this resulted in confusion - and even suspicion - in its early days, the team quickly pivoted, and named their digital asset 'XAH', which became its ticker symbol.
 
Synergy effects between the two camps speak to a genuine camaraderie, with many Xahau developers being open and willing to help with changes to the core XRP Ledger protocol. You can find many examples of this open dialogue on the 'X' platform.
 
How To Purchase XAH
 
If you wish to speculate by buying XAH directly, it is available in a variety of convenient locations, depending on where you are located. If you're in a country that is supported by Bitrue, you can directly purchase or trade XAH by using that exchange.
 
On January 20th, 2025, Bitmart announced that it supports trading of XAH for customers in their list of supported countries; And in late March, another major exchange announced that they would be supporting XAH trading pairs: Coinex.
 
If you're located in the United States, you can purchase XAH directly from a vendor known as 'C14'. The xApp for C14 is located in the Xaman wallet.
 
XRP Ledger geeks can also purchase XAH IOUs on the XRPL Dex and then convert them to 'real' XAH using a Gatehub bridge. This is available in countries that Gatehub supports.
 
Which XAH Accounts Should I Follow?
 
On the 'X' platform, there exists two major community groups for XAH fans:
In addition to the Xahau notables I've already mentioned in this article, my advice is to take a look at who is posting in the above two communities. There are many impressive leaders and entrepreneurs included. You should be able to find multiple 'X' accounts that reflect your interests.
 
Xahau Development Roadmap
 
Xahau leaders have published a roadmap for 2025 that lists their various goals for the ecosystem:
 
To read a detailed explanation for each item, refer to this: Xahau Roadmap Super Thread
 
One of the most incredible waypoints listed is 'JavaScript Hooks Implementation.' 🤯
JavaScript!
 
With the 'JavaScript Hooks Implementation', Xahau is making history; it will enable anybody that knows JavaScript to easily create and install a smart contract. While networks like Ethereum are impressive early movers, they require developers to learn a new language and syntax.
 
Xahau will soon open 'crypto smart contracts' to a group of developers that number in the tens of millions.
 
Project L-10K
 
Project L-10K is one of the most important items in the pipeline. L-10K refers to the effort to boost the throughput of Xahau consensus to over 10,000 transactions per ledger! This will benefit hosted projects such as Evernode, and future issued assets. Heading up the effort is Richard Holland, who provided a progress update to the community in late May of 2025:
 
To learn more about this ambitious effort, you can watch his full presentation here:
The Future Of Defi And Payments
 
Once you've seen the extensive list of use cases that XAH easily handles, it's truly inspiring. Xahau is everything that you love about XRP, plus a long list of more things to love. ❤️
 
Be an early adopter of XAH and the Xahau network! Join the community groups listed and follow the accounts that seem to reflect your own interest - speculator, developer, or crypto fan. You have a place in our community, no matter what your background or interests are. Welcome to the future of crypto Defi and Payments
 
Sources:
 
 
NOTE: Payment channels for IOUs is currently in amendment status for the XRP Ledger, authored by Denis Angel here:
 
 

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If you find value in my content, consider showing your support via:

💳 PayPal: 

1) Simply scan the QR code below 📲
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🔗 Crypto – Support via Coinbase Wallet to: [email protected]

Or Buy me a coffee: https://buymeacoffee.com/thedinarian

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