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MONEY POX – EXECUTIVE ORDER 14067 W/ ALAN JOHNSON

The CDC says monkey pox can spread through direct contact or by touching objects like money. If a pathogen could be passed during the exchange of physical currency, there would have to be some executive order or a law that would go into effect where cash would be worthless. Well, we may see this happen sometime in December of 2022 when Executive Order 14067 (Ensuring Responsible Development of Digital Assets) is supposed to go into effect. These Central Bank Digital Currencies will create a need for a ‘convenient’ cashless society indoctrination. Tonight on Ground Zero, Clyde Lewis talks with financial analyst, Alan Johnson about MONEY POX – EXECUTIVE ORDER 14067.

The CDC says monkey pox can spread through direct contact or by touching objects like money. If a pathogen could be passed during the exchange of physical currency, there would have to be some executive order or a law that would go into effect where cash would be worthless. Well, we may see this happen sometime in December of 2022 when Executive Order 14067 (Ensuring Responsible Development of Digital Assets) is supposed to go into effect. These Central Bank Digital Currencies will create a need for a ‘convenient’ cashless society indoctrination. Tonight on Ground Zero, Clyde Lewis talks with financial analyst, Alan Johnson about MONEY POX – EXECUTIVE ORDER 14067.

SHOW PODCAST:

8/11/22: MONEY POX – EXECUTIVE ORDER 14067 W/ ALAN JOHNSON

SHOW TRANSCRIPT:

I wondered exactly how long it would take before the paranoia of Monkey Pox would set in and how the authorities would claim that touching anything from thrift store clothing to cash money can spread the disease.

They say that it is low — but warn people about shopping, touching shopping carts that may be infected, buying products that may have been touched by someone, or even touching money that may have been handled by the infected.

This is not a panic situation yet — but if it ever became one it would certainly be one way of creating the cashless society and continue the scarcity agenda that they have implemented.

The CDC says monkeypox can spread through direct contact or by touching objects, fabrics, and surfaces used by someone who is infected. UNC Health Infectious Disease Expert Dr. David Wohl said that though that can occur, the risk is low.

In a statement- Whol said “I don’t think I would worry too much about these very casual encounters with inanimate objects. You’re not going to catch this at a restaurant. You’re not going to catch this off of a park bench. Trying on clothes I would say that’s pretty unlikely. You would have to have somebody, who right before you tried on clothes, who had lesions with monkeypox virus.”

Chances are low– but of course that hasn’t stopped the power elite from using disease as an excuse to implement another new normal where everything is suspected of carrying a virus,

Back in October of 2020, we reported the tabletop drill called Dark Winter where this very scenario was carried out in a mock gain of function exercise.

Dark Winter and Atlantic Storm were both aligned in predicting the release of a biological pathogen during a massive winter storm. The pathogen was spread on Black Friday during a major winter storm on the Atlantic Coast.

The pathogens spread was traced to the exchange of money and the contact that people had while shopping.

If a pathogen could be passed during the exchange of money, there would have to be some executive order or some law that would go into effect where cash would be worthless. It would certainly be revolutionary.

Well, we may see this happen sometime in December of 2022.

This is when Executive Order 14067 is supposed to go into effect.

Executive Order 14067, titled “Ensuring Responsible Development of Digital Assets,” includes developing policy plans and the organization of federal regulators. “Any future dollar payment system should be designed in a way that is consistent with United States priorities … and democratic values, including privacy protections, and that ensures the global financial system has appropriate transparency connectivity, and platform and architecture interoperability or transferability, as appropriate.”

The International Monetary Fund said in a blog released last month that the creation of Central Bank Digital Currencies must move forward quickly if they are wishing to implement their 2030 agenda.

I don’t know if Monkey Pox will pose a valid excuse to move on the executive order — but economists say that this is very dangerous and reckless move.

Jim Rickards, an economist, investor and former CIA official is calling it a step toward the end of cash, the greenback, in circulation since the founding fathers.

The new “digital tokens” can be “turned off” if the government doesn’t like what you are doing. Rickards has four decades of experience on Wall Street.

He also exposed the supposed singular event called C-Day, which according to him, will take place on Dec. 13, 2022, and will disrupt the traditional financial systems in the U.S.

C-Day is the day set aside to begun the process of creating Central Bank Digital Currencies and carrying out the Executive Order 14067.

Thanks to Section 4 of Biden’s Executive Order 14067, calling for urgent research into developing the digital dollar, We may see the U.S. dollar, the standard of the world since 1792 replaced by a new currency, the digital dollar.

Executive Order 14067 was signed by Joe Biden on March 09, 2022 in case you doubt its existence.

The order lays out a series of Cashless society policy statements, such as “we must protect consumers, investors, and businesses in the United States” and “we must support technological advances that promote responsible development and use of digital assets.”

Cash and money and your ability to hang on to untraceable assets is going to become more difficult.

Money is fundamental to an economy. How it comes into existence, how much of it there is in circulation relative to how much is required to clear the markets of goods and services, how interest rates are established and how money is taxed determine the winners and losers in an economy.

In the economy that we have created all money is debt. All debt must earn interest, otherwise it is not debt. This is because we have chosen to have a fractional reserve banking system and a central bank that uses its monopoly power to set interest rates without regard to market conditions.

Economic rent is the profit one earns by simply owning something. Banks especially central banks like the Federal Reserve extract economic rent from the monopolistic privilege of creating money from nothing. In this system it is a tautology that total savings equals total debt since savings and debt are the same thing.

From this we can infer that the total amount of money equals the total amount of savings equals the total amount of debt and the terms savings, debt and money are synonymous.

The US dollar that was declared as legal tender by government decree, with the symbol of the Eye of Providence watching over humanity began to circulate across the nation. Later, through the creation of the Federal Reserve in 1913, private corporations took the power to create money away from the government.

Central banks have become the overlord to remake the world according to its own image. Economists, with the idea of unlimited growth and the concept of gross domestic product (GDP), began their evangelism to promote a materialistic view of the world.

The pandemic was successful in doing severe economic damage that has triggered the breakdown of the system that signals a dire need for change. As the old system is getting dismantled and global leaders jump in to fix the problems.

In the globalized world, dependency on current systems is enforced almost universally. Ironically, the very recognition of our dependency was evident during COVID-19.

If the world is scared enough, they will do anything to save themselves – even give up their sovereignty their independence even their cash.

Have we figured out that we need to work on trying to make ourselves independent of the controllers and the way they manufacture scarcity?

Ours is a truly complex world — with interlocking systems of finance and debt, globalized supply chains for commodities and products, highly specialized social roles and professions, and multiple technologies that tightly interface with and depend upon one another. For people living in modern societies, there is virtually no escape from dependency — technology dependency, food dependency, oil dependency — you name it.

These systems limit our autonomy, our choices, our development, and our authentic engagement with others and the world.

So what is this dependency that is enforced upon us, and who is doing the enforcing?

Virtually all of us are heavily dependent on earning wages as a means to provide ourselves and our loved ones with what we need to live.

Debt also enforces subservience and dependence. Anyone who has struggled to service credit card debt or make a regular car or house payment knows this. When you’re in debt, your time is not your own. You must sell your time to a job – or some other method of getting cash or digits in your back ledger.

Debt is also the very currency of our economic system. The money that we struggle to earn comes into existence through debt. Commercial banks create money out of nothing when they credit the account of an individual or business with borrowed money.

Only a small portion of the lent money came to the bank through deposits. Without debt, money would not exist in its current form. And so, as we create the substance that sustains us in the globalized, industrial world, we simultaneously create the conditions for our own enslavement.

It’s important to understand, though, that money can be created in other ways besides through debt. That just isn’t done now in the current economic system. Having the power to create money out of nothing and the right to confiscate real property (collateral) in the case of a debt default gives banks an incredible amount of power in modern economies and societies.

This is why we have been warning time and again about the dangers of a cashless society, and money being kept form you for bad behavior– like speaking up against the government or some other infraction. There is always a possibility that your cashless digits could inly be spent on what the government wants or that it has to be spent within a certain time.

The point I am making is that most of us are almost entirely dependent on the money system for our very survival, and this dependence has proven to be extremely profitable for industries of all kinds.

But what would happen if one day we get the word that money may be transmitting a virus like Polio or Monkey Pox — then what?

How would you survive without some form of exchange– this is why at this time holding metal my a be a way to at least have something that can be converted to whatever currency the banks wish to recognize.

I believe learning to recognize enforced dependency as an organizing principle in the modern, globalized world is well worth it because this knowledge truly is power. And I think most of us would agree that we need the power to make big changes. Understanding enforced dependency is a powerful starting point for discussion about how the reset sells you on the idea of owning nothing and being happy.

This argument over recession and inflation continues to aggravate the great divide in our nation. It can all be traced to dependency.

The divide-and-conquer strategies of many leaders, strategies that divert our attention to casting blame on other victims of systemic problems instead of paying attention to the systemic problems themselves.

Knowing that forces beyond our control have left millions with very limited choices in attempting to better their lives provides fertile ground in which to cultivate empathy and solidarity rather than hatred and blame as we move through difficult times that promise to prove increasingly challenging.

In a truly globalized world like the one in which we live, there really is nowhere to run or hide that will allow us to escape all of the ravages of rapidly converging crises. And so, we must face each other. In crisis, will we face each other as enemies or as partners?

The global economy upon which most of us depend for our very survival isn’t sustainable. It’s proving to be less and less reliable in satisfying our needs, and the system is sure to become increasingly unstable as oil prices are unpredictable and inflation is out of control.

Now we have to realize that without the approval of Congress, the states, or the American people Biden signed into law Executive Order 14067.

This sets the stage for Legal government surveillance of all US citizens, total control over your bank accounts and purchases, and the ability to silence all dissenting voices for good.

So I guess we need to realize that before they come for your guns – they are going to come for your money. They will certainly have many excuses on tap to convince people to abide by this new order.

Call it a conspiracy theory all you want, but there is a very dark, heavy agenda at play.

It has all been a slow and very careful form of indoctrination. It has been a virus fear indoctrination & misplaced sense of responsibility… it has all connected to the climate fear indoctrination, manipulation & guilt-bashing and the accusations of denial which now creates a need for a ‘convenient’ cashless society indoctrination.

Look how they utilized our herd mentality against us. Knowing we’d rather lose our freedoms & integrity than our social status, our safety and our ability to buy sell or trade without the surveillance of the beast.

What a test run to see what they can get away with before we make a stand.

Hijacking our compassion and common sense with an endless stream of Trojan horses for us to jump all over whenever they flick the switch. Laughing at us whilst we literally cheer on our own demise, in our blind eagerness to ‘do the right thing.’

Oh believe me – cashing in those worthless dollars for equally worthless Central Bank Digital Currencies will be the right thing as long as someone as trustworthy as Bill gates sharpens his smile and says it is all for the best.

The gullible will be all to willing to enforce the new currency.

They’re bulldozing their way in because we’re letting them. Still trusting & obeying those we claim to despise & distrust.

Waiting. Ignoring. Denying. Pretending. Allowing. But never preparing, saving, investing, all because you are told it will all be okay.

It is the new ritual that precedes the Great Reset.

When they tell you that you will own nothing and be happy – just remember that the cheese in a mousetrap is never free.

https://groundzeromedia.org/8-11-22-money-pox-executive-order-14067-w-alan-johnson/

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🚨NEW: Watch @BoHines sit down with @CryptoAmerica_

Watch @BoHines sit down with @CryptoAmerica_ to discuss key details of the White House crypto report including anticipated new DOJ guidance, as well as fresh commentary on the @rstormsf trial, and the nomination of @BrianQuintenz to lead the @CFTC.

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Why Invest In XRP?

Because Ripple Is EVERYWHERE!

This is on Wall Street... NY

00:00:06
👉"You're gonna be told that there is a craft on its way to Earth.

"That 100 fxxxing percent is the lie you are going to be told."

Jeremy Corbell in January 2025

00:02:38
👉 Coinbase just launched an AI agent for Crypto Trading

Custom AI assistants that print money in your sleep? 🔜

The future of Crypto x AI is about to go crazy.

👉 Here’s what you need to know:

💠 'Based Agent' enables creation of custom AI agents
💠 Users set up personalized agents in < 3 minutes
💠 Equipped w/ crypto wallet and on-chain functions
💠 Capable of completing trades, swaps, and staking
💠 Integrates with Coinbase’s SDK, OpenAI, & Replit

👉 What this means for the future of Crypto:

1. Open Access: Democratized access to advanced trading
2. Automated Txns: Complex trades + streamlined on-chain activity
3. AI Dominance: Est ~80% of crypto 👉txns done by AI agents by 2025

🚨 I personally wouldn't bet against Brian Armstrong and Jesse Pollak.

👉 Coinbase just launched an AI agent for Crypto Trading

PYTH Entropy just got an upgrade 🎲

Introducing Entropy V2, the latest evolution of Pyth Network’s onchain randomness engine.

Now more developer-friendly than ever. 🧵

https://x.com/PythNetwork/status/1950934639394148579

👀BlackRock Director of Digital Assets at @Ripple SWELL. Just saying.

$XRP

https://ripple.com/events/swell/speakers/

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🚨 Hedera $HBAR , $XDC Network, and $QNT have been chosen by SWIFT to join this year's Sibos 2025 as discovered exhibitors. Seems SWIFT chose these tokens, which are all DLTs, were chosen specifically for the event, signifying key institutional interest in these ecosystems. This is very good news.

Op: Realallincrypto

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PYTH: We'll Always Have Coldplay

Welcome back to The Epicenter, where crypto chaos meets corporate cringe.

But surprisingly, crypto has not been the most chaotic corner of the internet as of late.

That honor goes to the startup Astronomer, whose CEO’s cheating scandal broke the web in a glorious meme-fueled media frenzy. The company’s damage control? Hiring Gwyneth Paltrow as a “temporary spokesperson.” Do we think they’re grasping at straws or setting a new standard for PR?

Meanwhile, the markets didn’t blink. BTC is still flexing near its all-time highs. Michael Saylor’s bringing a bitcoin-adjacent money-market product to Wall Street. A pharma company just earmarked $700M to stack BNB, and analysts are calling time of death on the four-year crypto cycle. It’s a steady boom now, kittens.

A few things that are also worth noting: Winklevoss vs. JPMorgan, Visa’s take on stablecoins, and Robinhood’s Euro drama that defies the chillness of eurosummer.

Let’s get into it 👇

⛓️ The On-Chain Pulse: What’s Happening on the Front Lines of Finance

This week’s biggest news in crypto and all things digital assets

🗣️ Word on the Street: What the Experts are Saying

Stuff you should repost (or maybe even cough reword and take credit for)

Meme of the Week

🏦 Kiss my SaaS: What’s Changing the Game for Fintech

Things you should care about if you want to impress your coworkers

Closing Thoughts

From meme-fueled PR stunts to Bitcoin-backed money-market funds, this week reminded us that markets move fast—and headlines move faster. With Wall Street automating itself, fintechs beefing with banks, and even your smartphone becoming a miner, anything is possible. Stay curious, stay cynical, and as always—stay sharp and stay liquid. We’ll see you back here in two weeks.

— The Epicenter, powered by Pyth Network

 

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4 Fintech Companies 💸& Things To Know About 🤔

The fintech revolution is reshaping the way we manage, invest, and move money, breaking down traditional barriers and empowering individuals worldwide. As financial technology continues to evolve at a rapid pace, a select group of innovative companies are leading the charge by offering groundbreaking solutions that redefine banking, payments, and digital assets. Whether you’re a savvy investor, an industry professional, or simply curious about the future of finance, discovering these trailblazing fintech companies is essential to understanding today’s dynamic financial landscape.

 

  1.  Alina Invest - The AI Wealth Manager for GenZ Women

Alina is aimed at women under 25 who identify as beginner investors. They're an SEC-registered investment advisor that charges $120/year for membership. The service "buys and sells for you" and gives up notification updates of recent transactions like a wealth manager would.

👉 Getting people to invest early is crucial to building long-term wealth. One thing that holds them back is a lack of confidence and experience. Being targetted "for beginners" and people who live on TikTok should appeal. I love the sense of "we're buying and selling for you." Funds always do that, but making it an engagement mechanic is very smart. The risk here is that building a wealth business will take decades for the AUM to compound. But the next generations, Wealthfront or Betterment, will look something like Alina.

2. Blue layer - The Carbon project funding platform

Bluelayer allows Carbon project developers to take from feasibility studies to issuing credits, tracking inventory, and managing orders. Developers of reforestation, conservation, direct air capture, and other projects can also directly report to industry registries. 

👉 Carbon investing and tax credits are heavily incentivized but need transparent data. By focusing on the developers, Bluelayer can ensure the data, reporting, and credits lifecycle is all managed at the source. This is smart.

3. Akirolabs - Modern Procurement for enterprise

Akiro is a "strategic" procurement platform aiming to help enterprise customers identify risks, value drivers, and strategic levers before issuing an RFP. It aims to bring in multiple stakeholders for complex purchasing decisions at multinationals. 

👉 Procurement is a great wedge for multinational corporate transformation. Buying anything in an enterprise that uses large-scale ERPs is a nightmare of committees and spreadsheets. Turning an oil tanker-sized organization around is difficult, but the right suppliers can have a meaningful impact in the short term. That only works if you can buy from them. Getting people on the same page with a single platform is a great start.

4. NeoTax - Automated Tax R&D Credits

NeoTax allows companies to connect their engineering tools to calculate available tax advantages automatically. Once calculated, the tax fillings are clearly labeled with supporting evidence for the IRS.

👉 AWS and GCP log files and data are a goldmine. Last week, I covered Bilanc, which uses log files to figure out per-account unit economics. Now, we calculate R&D tax credits. The unlock here is LLM's ability to understand unstructured data. The hard part is understanding the moat, but time will tell.

In an era where technology and finance are increasingly intertwined, these four fintech companies stand out as catalysts for positive change. By driving progress in digital payments, asset management, lending, and decentralized finance, they are not only making financial services more accessible and efficient—they are also paving the way for a more inclusive and empowered global economy. Staying informed about their innovations can help you seize new opportunities and take part in the future of finance.

 

👀Things to know 👀

 

PayPal issued low guidance and warned of a “transition year.” The stock is down 8% in extended trading despite PayPal reporting a 9% growth in revenue and 23% EBITDA. Gross profit is down 4% YoY. PayPal's total revenues were $29Bn for the year

Adyen reported 22% revenue growth and an EBITDA margin of 46% for the full year. Adyen's total revenues were $1.75bn for the full year. The margin was down from 55% the previous year, impacted by hiring ahead of growth.

🤔 PayPal’s Braintree (unbranded) is losing market share in the US, while Adyen is winning it. eCommerce is growing ~9 to 10% YoY, and PayPal’s transaction revenue grew by 6.7%. The higher interest rate environment meant interest on balances dragged up the total revenue figure. Their core business is losing market share. Adyen is outgrowing the market by ~12%.

🤔 The PayPal button (branded) is losing to SHOP Pay and Apple Pay. The branded experience from Apple and Shopify is delightful for users; it’s fast and helps with small details like delivery tracking. That experience translates to higher conversion (and more revenue) for merchants.

🤔 The lack of a single global platform hurts PayPal, but it helps Adyen. In the earnings call, the new CEO admitted their mix of platforms like Venmo, PayPal, and Braintree are holding them back. They aim to combine and simplify, but that’s easier said than done.

🤔 Making a single platform from PayPal, Venmo, and Braintree won’t be easy. There’s a graveyard of payment company CEOs who tried to make “one platform” from things they acquired years ago. It’s crucial if they’re going to grow that they get their innovation edge back. Adyen has one platform in every market.

🤔 PayPal’s UK and European acquiring business is a bright spot. The UK and EU delivered 20% of overall revenue, growing 11% YoY. Square and Toast don’t have market share here, while iZettle, which PayPal acquired in 2018, is a strong market player. Overall though, it’s yet another tech stack and business that’s not part of a single global platform.

The two banks provided accounts to UK front companies secretly owned by an Iranian petrochemicals company. PCC has used these entities to receive funds from Iranian entities in China, concealed with trustee agreements and nominee directors. 

🤔 This is the headline every bank CEO fears. Oof. Shares of both banks have been down since the news broke, but this will no doubt involve crisis calls, committees, appearing in front of the regulator, and, finally, some sort of fine.

🤔 The "risk-based approach" has been arbitraged. A UK company with relatively low annual revenue would look "low risk" at onboarding. One business the FT covered looked like a small company at a residential address to compliance staff. They'd likely apply branch-level controls instead of the enterprise-grade controls you'd see for a large corporation. 

🤔 Hiring more staff won't fix this problem; it's a mindset and technology challenge. In theory, all of the skill and technology that exists to manage risks with large corporate customers (in the transaction banking divisions) are available to the other parts of a bank. In practice, they're not. Most banks lack a single data set and the ability for compliance officers in one team to see data from another part of the org. Getting the basics right with data and tooling is incredibly hard and will involve a multi-year effort. 

🤔 These things are rarely the failure of an individual or department; the issue is systemic. While two banks are named in this headline, the issue is everywhere. Banks need more data and better data to train better AI and machine learning. That all needs to happen in real-time as a compliment to the human staff. Throwing bodies at this won't solve the visibility issue teams have.

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What is XAH and Xahau?

If you're new to XRP, you may have noticed some of us discussing another network named 'Xahau'.

It's Like XRP ... But Different

The Xahau network was created in 2023, and its starting point was the open-source code for the XRP Ledger. A small team of researchers and entrepreneurs decided to add smart contracts to the network code.


The XRP Ledger has no smart contract capabilities, by default.

To integrate smart contracts, the team decided to use an architecture that includes 'WASM' or 'web assembly' code. Each account can have up to 10 'hooks' installed that are triggered for transactions that match specific criteria. They can run before or after a transaction is processed. This enables a variety of use cases that do not involve the need to change the network's core code.

Hooks

A 'hook' is what is known as a smart contract that can be triggered in relation to a specific account and its transactions.

The term arises from the programming world, where it generally means "code that runs based on triggering conditions." In Xahau's case, it indicates code that is run before, or after, a transaction is processed.
 
Each hook must be installed on a specific account by the party that controls the account - i.e., the secret key holder.
 
What Can XAH Do That XRP Cannot?
 
The primary benefit from the use of hooks, is that the core network code does not need to be changed every time a new use case is identified. This means that additional use cases can be addressed immediately, with no requirement for intervening steps, such as:
  • Community review
  • Community approval
  • Amendment voting
All of those steps are eliminated with the use of hooks; new use cases can be addressed as fast as the code can be developed.
 
To read more about how hooks enables Xahau to handle more use cases than even the XRPL, you can read this article:
 
Key Differences From XRP
 
Other unique differences from the XRP Ledger include:
  • Much smaller supply ~612 million coins vs. 100 billion coins
  • XAH hodlers are rewarded at 4% of their account balance. There are no rewards for XRP.
  • Governance participants are incentivized
  • Payment channels available for user-created tokens (IOUs)
  • URI tokens instead of NFT tokens
Who's Who of Xahau?
 
The list of those that are either founders, or closely associated with the founding organizations, is extensive. Here are the names of three organizations mentioned in the whitepaper, or their current moniker:
  • Xaman (a.k.a. XRPL Labs)
  • Gatehub
  • InFTF (Inclusive Financial Technology Foundation)
There exists a long list of impressive developers, architects, and technologists among the Xahau inner circle. But the three names that people associate most prominently with the leadership of the Xahau network are Wietse Wind, Richard Holland, and Denis Angell. The links to their 'X' accounts are:
 
Friend Or Foe?
 
This topic is one of the most contentious.
 
While Ripple, the company with the largest stake of XRP, showed interest in hooks early on, they ultimately decided to advocate for a different approach; the use of an EVM-based solution (Ethereum Virtual Machine) to handle smart contracts on the XRP Ledger. This decision was met with consternation by the Xaman team that had worked with them for several years to advocate for the use of hooks.
 
You can read more about the 'business politics' part of this topic here:
 
So how do Xahau fans view the relationship between XRP and XAH?
 
The Xahau team - and many of its community members - advocate for the use of a 'dual-chain' solution to implement smart contracts. This can be accomplished by the use of 'listener' software, along with native Xahau hooks.
 
A proof of concept, developed by Denis Angell, has demonstrated that bi-lateral communication can work with a simple approach.
 
From an economic standpoint, every chain that has its own digital asset is a competitor; but the simple way to think about Xahau, is that a 'bunch of XRP geeks' decided to implement smart contracts on their own version of the XRP Ledger.
 
The team emphasized transparency along the way, and initially received support from the primary XRP stakeholder, Ripple. They published Xahau as open-source code that could, in theory, be back-engineered and integrated with the XRP Ledger. You can clearly observe the team's idealistic mindset in early marketing mistakes, where they named their digital asset 'XRP Plus' in an effort to emphasize the way that they viewed their creation. While this resulted in confusion - and even suspicion - in its early days, the team quickly pivoted, and named their digital asset 'XAH', which became its ticker symbol.
 
Synergy effects between the two camps speak to a genuine camaraderie, with many Xahau developers being open and willing to help with changes to the core XRP Ledger protocol. You can find many examples of this open dialogue on the 'X' platform.
 
How To Purchase XAH
 
If you wish to speculate by buying XAH directly, it is available in a variety of convenient locations, depending on where you are located. If you're in a country that is supported by Bitrue, you can directly purchase or trade XAH by using that exchange.
 
On January 20th, 2025, Bitmart announced that it supports trading of XAH for customers in their list of supported countries; And in late March, another major exchange announced that they would be supporting XAH trading pairs: Coinex.
 
If you're located in the United States, you can purchase XAH directly from a vendor known as 'C14'. The xApp for C14 is located in the Xaman wallet.
 
XRP Ledger geeks can also purchase XAH IOUs on the XRPL Dex and then convert them to 'real' XAH using a Gatehub bridge. This is available in countries that Gatehub supports.
 
Which XAH Accounts Should I Follow?
 
On the 'X' platform, there exists two major community groups for XAH fans:
In addition to the Xahau notables I've already mentioned in this article, my advice is to take a look at who is posting in the above two communities. There are many impressive leaders and entrepreneurs included. You should be able to find multiple 'X' accounts that reflect your interests.
 
Xahau Development Roadmap
 
Xahau leaders have published a roadmap for 2025 that lists their various goals for the ecosystem:
 
To read a detailed explanation for each item, refer to this: Xahau Roadmap Super Thread
 
One of the most incredible waypoints listed is 'JavaScript Hooks Implementation.' 🤯
JavaScript!
 
With the 'JavaScript Hooks Implementation', Xahau is making history; it will enable anybody that knows JavaScript to easily create and install a smart contract. While networks like Ethereum are impressive early movers, they require developers to learn a new language and syntax.
 
Xahau will soon open 'crypto smart contracts' to a group of developers that number in the tens of millions.
 
Project L-10K
 
Project L-10K is one of the most important items in the pipeline. L-10K refers to the effort to boost the throughput of Xahau consensus to over 10,000 transactions per ledger! This will benefit hosted projects such as Evernode, and future issued assets. Heading up the effort is Richard Holland, who provided a progress update to the community in late May of 2025:
 
To learn more about this ambitious effort, you can watch his full presentation here:
The Future Of Defi And Payments
 
Once you've seen the extensive list of use cases that XAH easily handles, it's truly inspiring. Xahau is everything that you love about XRP, plus a long list of more things to love. ❤️
 
Be an early adopter of XAH and the Xahau network! Join the community groups listed and follow the accounts that seem to reflect your own interest - speculator, developer, or crypto fan. You have a place in our community, no matter what your background or interests are. Welcome to the future of crypto Defi and Payments
 
Sources:
 
 
NOTE: Payment channels for IOUs is currently in amendment status for the XRP Ledger, authored by Denis Angel here:
 
 

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