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? The Dinarian on Locals brings you the latest in news, interviews, in-depth conversations, and stories from across the blockchain and global communities—within and beyond cryptocurrency ?. Experts delve into how blockchain technology is reshaping industries, enhancing business networks ?, transforming transaction workflows, and advancing distributed ledger systems ??. We also explore intriguing topics that may venture into the realm of conspiracies—and so much more!
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thedinarian@thedinarian
September 03, 2022
💥One Of The Most Secure Multichain Swap Tools Around💥

(Dinarian Note: SAVE THIS TOOL, it is a 100% DECENTRALIZED swap/exchange tool with XRP included. If/When exchanges are shut down or inaccessible, this tool could be PRICELESS!)

How Rubic Provides Security for its Cross-Chain Swaps

As the blockchain industry is moving towards interoperability and Web3, there are more and more ways to move assets across different blockchains. However, with the increase of hacker attacks, there have been many concerns about the security and safety of assets that are being transferred across chains.

Rubic’s One-Click Cross-Chain Swap tool can solve many of those issues. Why should you trust Rubic for safe cross-chain swaps? How does Rubic maintain security for its users and partnered projects? Explore it all right in this article.

Are Cross-Chain Swaps Secure?
A cross-chain swap is a smart contract technology that enables transfers of tokens between two unique blockchains. It allows users to swap tokens directly to another blockchain without any intermediary or central authority.

Cross-chain transfers are often risky, but they unlock vast opportunities across the multi-chain world — like staking, farming, buying specific tokens, etc. It has gained a lot of traction in the last year, and similarly, it has become a favorite attack vector for hackers. Taking into account only the bridges, a whopping $2 billion has been stolen across 13 cross-chain bridges this year, which totals 69% of all funds stolen in 2022 so far.

Cross-chain bridges are inherently vulnerable to hacker attacks. They’re classified into trusted (custodial) and trustless (noncustodial). The first applies to a third party to make a transfer, and the second relies only on smart contracts and algorithms. Both feature significant flaws and technical weaknesses. The trusted bridges lose out due to their centralized aspect, while the trustless become vulnerable to exploits coming from the software. Is it possible to eliminate these breaches and avoid hacker attacks?

So far, there hasn’t been a perfect solution to solve this conundrum and to provide impeccable security in cross-chain technology. All of the recent hacker attacks (the Ronin Bridge protocol, Harmony One’s Horizon Bridge) elicit many questions regarding the safety of cross-chain swaps.

To bring forth the interoperable future, cross-chain technology has evolved from just cross-chain bridges alone to cross-chain aggregators. Cross-chain aggregators bring together bridges and DEXs, allowing users to spend less time and effort on transferring their assets across blockchains, compared to cross-chain bridges.

Also, aggregators tackle the issue of security differently, mainly because they integrate multiple solutions and can maintain swaps through different providers. Imagine that one evening you decide to cook dinner and suddenly your electricity has been cut off. Thanks to the fact that you have a gas oven, you still can prepare your meal. This analogy helps to explain how cross-chain aggregators work: the integration of numerous bridges and DEXs allows them to switch off the provider that has gone out of service, and redirect the user to a different, working one.

Moreover, cross-chain aggregators usually have a larger infrastructure, team, and developer support, which allows for maintaining security on a higher level and elaborating on more innovative measures to ensure the safety of swaps. The Rubic One-Click Cross-Chain Swap service has become one of those security innovators.

How Does Rubic Maintain Security?
Rubic, as one of the first players in the cross-chain market, along with DEX & bridge aggregators, has elaborated on the robust practices of maintaining security for its users and the integrators of its SDK and widgets.

Rubic’s cross-chain tools are built on the following core principles:

Sustainability

Rubic combines many bridges and providers and guarantees swaps even if one or many providers are down. Thanks to Rubic’s model architecture (Cross-Chain, On-Chain, Status Manager, Token Manager, Revert Manager), it continues to execute basic functions even if there’s something wrong with other modules.

Due to the aggregation of 70+ bridges and DEXs, Rubic guarantees sufficient liquidity when making any swap (which cannot be said when using a different bridge) even if some of Rubic’s providers stop operating, run out of liquidity, or get hacked.

Decentralization

Rubic doesn’t exploit any external servers: only Frontend and Blockchain. This significantly decreases attack vectors (like DDOS). To find the best swap deal for most of the cross-chain and on-chain providers, Rubic appeals to the provider’s API, and then the data is processed through their services.

Security

Like most other crypto projects, Rubic adopts security measures such as:

Audits — A security check of Rubic’s smart contract codes is provided by independent companies and developers.

Bug Bounty Program — A reward program for developers who find critical vulnerabilities in Rubic’s smart contracts.

Status Monitoring — In case of any critical issues, Rubic goes into Maintenance mode, notifying all the users and integrators.

On top of this, Rubic has implemented additional security practices: performance monitoring, accident management, and Rubic’s SDK Process Management.

Rubic’s Security Pillars

Performance Monitoring
To ensure the high performance of Rubic’s cross-chain tools, Rubic’s team utilizes Provider/Blockchain Monitoring Dashboard, scores providers for stuck transactions, daily volume, refunds, and checks out SDK live status.

Rubic utilizes automated tools for monitoring social networks on any potential risks with bridges or chains. If any issues arise, we use direct channels of communication with all bridges and providers to react quickly.

Accident Management
In case of an accident that might occur with one of Rubic’s integrated providers/blockchains, Rubic’s platform as well as Rubic’s SDK/Widget continue to function by taking the following measures:

All of Rubic’s integrators are immediately notified (via Discord, Telegram).
A compromised provider/bridge is switched off for all integrators by getting paused in the smart contract. In turn, Rubic continues working as usual by redirecting transactions to other providers.

In case of any issues with Rubic’s SDK, Rubic takes the same actions — immediate notification of its integrators and switching off of the compromised provider/bridge. Rubic’s technical support is also ready to assist 24/7.

Rubic’s SDK Process Management
Rubic is not just a platform enabling cross-chain swaps for individuals, but also a cross-chain toolkit for crypto projects, and all of these principles work for Rubic’s SDK/Widget integrators as well.

Continuous integration has allowed Rubic to build up the most robust principles of testing, staging, and production environment. Seamless, fast, and secure SDK management is fulfilled by the following:

A code approval process includes the review of several developers and a release approval process includes the review of the Product Manager and QA.

The smart contracts are audited.
Rubic uses direct communication channels for updates (new version release updates, comments) to reduce the possibility of installing a compromised version.

Rubic’s SDK Architecture
Rubic Cross-Chain tool & service has a unique architecture that provides the ultimate cross-chain swapping experience for its users and integrators. It’s being constantly improved and streamlined on all levels.

Overall, the architecture of the protocol is based on three parts: the core SDK modules, the modules related to external API (providers, CoinGecko), and the blockchain Interaction module (RPC Node).

1. Rubic’s SDK, which is also deployed in its main app, consists of the following modules: Cross-Chain Manager, On-Chain Manager, Status Manager, Token Manager, and Revert Manager.

2. Rubic’s SDK interacts with blockchains through the RPC Node. Rubic’s SDK accesses blockchain nodes to retrieve blockchain meta-information, invoke smart contracts, or send transactions.

3. Cross-Chain Manager incorporates on-chain swaps as well. To find the best swap option and build up the optimal route, Rubic’s SDK reaches out to the providers’ API, and then the transaction is sent to Rubic’s smart contracts, which call the contracts of cross-chain providers, in return.

4. On-Сhain Manager implies instant trades and means that you swap tokens on the same blockchain. To deliver transaction data and rates, Rubic appeals to 0x and 1inch as on-chain providers via external API. For the rest of the providers, Rubic receives the data from the blockchain through the RPC Node.

5. Status Manager module provides the status of a cross-chain swap and is connected to the ‘My Trades’ section shown on app.rubic.exchange. In the cases of Celer and DeBridge, Status Manager reaches directly to the smart contract. Simbiosis and LIFI call their API. Finally, the Status Manager gets back with the ultimate status of a transaction.

6. Token Manager module keeps the information about tokens and interacts with CoinGecko to receive the USD value of each of them.

7. Revert Manager ensures the operation of the auto-refund function. If any error occurs in a transaction, the funds are saved in the form of transit tokens, and afterward, get back to their owners. In the case of Symbiosis, Rubic’s SDK contacts the Symbiosis Revert API. On Rubic’s app, it’s being realized through the “My Trades” section — “Recent Trades”. If a trade hasn’t been completed in the target network, users will see “Revert Transaction.”

Improving Security Further
Even in its nascent stage of development, cross-chain technology has already gained enough traction to become a favored hacker attack vector. Now, even a small breach can turn into a dramatic exploit with huge losses, sometimes almost for the whole market. Hacker attacks will likely continue having victims around the crypto sphere, and it’s highly necessary to put maximum attention to the security pillars of a cross-chain project.

As a huge crypto hub for cross-chain aggregators, bridges, and DEXs, Rubic has always taken care of the security of assets that are being transferred through Rubic’s app and SDK. As hacker attacks are getting more sophisticated, Rubic’s team is constantly developing new features allowing it to level up the security for its users and partnered projects.

Security is a must. A high level of security is one of Rubic’s top priorities.

What is Rubic?

Rubic has been one of the first players in the cross-chain market, and also one of the first DEX & bridge aggregators. Rubic aggregates 15 blockchains with 70+ DEXs and bridges (which is the biggest number amongst aggregators so far).

As the One-Click Cross-Chain Swap service & tool for crypto projects, Rubic allows swapping 15,500+ tokens on and across 15 blockchains with higher transaction speeds, lower fees, better rates, and improved security maintenance.

https://rubic.exchange/widget?promoCode=sj5BeFaN

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thedinarian@thedinarian
1 hour ago
🚨NEW: Watch @BoHines sit down with @CryptoAmerica_

Watch @BoHines sit down with @CryptoAmerica_ to discuss key details of the White House crypto report including anticipated new DOJ guidance, as well as fresh commentary on the @rstormsf trial, and the nomination of @BrianQuintenz to lead the @CFTC.

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thedinarian@thedinarian
2 hours ago
Why Invest In XRP?

Because Ripple Is EVERYWHERE!

This is on Wall Street... NY

00:00:06
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thedinarian@thedinarian
2 hours ago
👉"You're gonna be told that there is a craft on its way to Earth.

"That 100 fxxxing percent is the lie you are going to be told."

Jeremy Corbell in January 2025

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thedinarian@thedinarian
October 31, 2024
👉 Coinbase just launched an AI agent for Crypto Trading

Custom AI assistants that print money in your sleep? 🔜

The future of Crypto x AI is about to go crazy.

👉 Here’s what you need to know:

💠 'Based Agent' enables creation of custom AI agents
💠 Users set up personalized agents in < 3 minutes
💠 Equipped w/ crypto wallet and on-chain functions
💠 Capable of completing trades, swaps, and staking
💠 Integrates with Coinbase’s SDK, OpenAI, & Replit

👉 What this means for the future of Crypto:

1. Open Access: Democratized access to advanced trading
2. Automated Txns: Complex trades + streamlined on-chain activity
3. AI Dominance: Est ~80% of crypto 👉txns done by AI agents by 2025

🚨 I personally wouldn't bet against Brian Armstrong and Jesse Pollak.

👉 Coinbase just launched an AI agent for Crypto Trading
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thedinarian@thedinarian
1 hour ago

Big news: @Nasdaq Chair and Chief Executive Officer, @adenatfriedman, is joining us in NYC as a keynote speaker at Ripple Swell 2025.🚨

She’ll explore:

⭐️ The future of the financial system
⭐️ The potential of digital assets and blockchain
⭐️ The evolving role of tokenization and emerging technologies

Don’t miss it!

https://x.com/Ripple/status/1950640088469176761

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thedinarian@thedinarian
1 hour ago

Trump Administration = Favorable for UTILITY DRIVEN CRYPTO INITIATIVES.✅

XRP = A functional Utility Cryptocurrency ✅

Clear?😶‍🌫️

OP Smqkedqg

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thedinarian@thedinarian
2 hours ago

There will be a LOT of spam, scam, uncertainty and crime surrounding the Midnight airdrop (@midnightfdn).

There is currently no action required.

While @XamanWallet is self custodial and technically no one needs us to participate, we will digest information about the airdrop as it becomes available, and make sure to make it as easy as possible for
@XamanWallet users to participate in the airdrop.

We will communicate about this in-app, through an xApp to prevent confusion and scammers taking advantage of the uncertainty on social media.

When users can take action to participate, we will inform our users though in-app communication.

Trust NO SOCIAL MEDIA.
Trust NO WEBSITE.
Trust NO DM-MESSAGES.
Trust NO (potentially fake) XRPL Labs / Xaman staff on social.

Trust only our in app support xApp, and the in app Midnight Airdrop information we will communicate once more information is made available by the Midnight/Glacier/... team.

https://x.com/WietseWind/status/1950548314392326354

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thedinarian@thedinarian
July 28, 2025
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PYTH: We'll Always Have Coldplay

Welcome back to The Epicenter, where crypto chaos meets corporate cringe.

But surprisingly, crypto has not been the most chaotic corner of the internet as of late.

That honor goes to the startup Astronomer, whose CEO’s cheating scandal broke the web in a glorious meme-fueled media frenzy. The company’s damage control? Hiring Gwyneth Paltrow as a “temporary spokesperson.” Do we think they’re grasping at straws or setting a new standard for PR?

Meanwhile, the markets didn’t blink. BTC is still flexing near its all-time highs. Michael Saylor’s bringing a bitcoin-adjacent money-market product to Wall Street. A pharma company just earmarked $700M to stack BNB, and analysts are calling time of death on the four-year crypto cycle. It’s a steady boom now, kittens.

A few things that are also worth noting: Winklevoss vs. JPMorgan, Visa’s take on stablecoins, and Robinhood’s Euro drama that defies the chillness of eurosummer.

Let’s get into it 👇

⛓️ The On-Chain Pulse: What’s Happening on the Front Lines of Finance

This week’s biggest news in crypto and all things digital assets

🗣️ Word on the Street: What the Experts are Saying

Stuff you should repost (or maybe even cough reword and take credit for)

Meme of the Week

🏦 Kiss my SaaS: What’s Changing the Game for Fintech

Things you should care about if you want to impress your coworkers

Closing Thoughts

From meme-fueled PR stunts to Bitcoin-backed money-market funds, this week reminded us that markets move fast—and headlines move faster. With Wall Street automating itself, fintechs beefing with banks, and even your smartphone becoming a miner, anything is possible. Stay curious, stay cynical, and as always—stay sharp and stay liquid. We’ll see you back here in two weeks.

— The Epicenter, powered by Pyth Network

 

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If you find value in my content, consider showing your support via:

💳 PayPal: 
1) Simply scan the QR code below 📲
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🔗 Crypto – Support via Coinbase Wallet to: [email protected]

 

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thedinarian@thedinarian
July 27, 2025
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4 Fintech Companies 💸& Things To Know About 🤔

The fintech revolution is reshaping the way we manage, invest, and move money, breaking down traditional barriers and empowering individuals worldwide. As financial technology continues to evolve at a rapid pace, a select group of innovative companies are leading the charge by offering groundbreaking solutions that redefine banking, payments, and digital assets. Whether you’re a savvy investor, an industry professional, or simply curious about the future of finance, discovering these trailblazing fintech companies is essential to understanding today’s dynamic financial landscape.

 

  1.  Alina Invest - The AI Wealth Manager for GenZ Women

Alina is aimed at women under 25 who identify as beginner investors. They're an SEC-registered investment advisor that charges $120/year for membership. The service "buys and sells for you" and gives up notification updates of recent transactions like a wealth manager would.

👉 Getting people to invest early is crucial to building long-term wealth. One thing that holds them back is a lack of confidence and experience. Being targetted "for beginners" and people who live on TikTok should appeal. I love the sense of "we're buying and selling for you." Funds always do that, but making it an engagement mechanic is very smart. The risk here is that building a wealth business will take decades for the AUM to compound. But the next generations, Wealthfront or Betterment, will look something like Alina.

2. Blue layer - The Carbon project funding platform

Bluelayer allows Carbon project developers to take from feasibility studies to issuing credits, tracking inventory, and managing orders. Developers of reforestation, conservation, direct air capture, and other projects can also directly report to industry registries. 

👉 Carbon investing and tax credits are heavily incentivized but need transparent data. By focusing on the developers, Bluelayer can ensure the data, reporting, and credits lifecycle is all managed at the source. This is smart.

3. Akirolabs - Modern Procurement for enterprise

Akiro is a "strategic" procurement platform aiming to help enterprise customers identify risks, value drivers, and strategic levers before issuing an RFP. It aims to bring in multiple stakeholders for complex purchasing decisions at multinationals. 

👉 Procurement is a great wedge for multinational corporate transformation. Buying anything in an enterprise that uses large-scale ERPs is a nightmare of committees and spreadsheets. Turning an oil tanker-sized organization around is difficult, but the right suppliers can have a meaningful impact in the short term. That only works if you can buy from them. Getting people on the same page with a single platform is a great start.

4. NeoTax - Automated Tax R&D Credits

NeoTax allows companies to connect their engineering tools to calculate available tax advantages automatically. Once calculated, the tax fillings are clearly labeled with supporting evidence for the IRS.

👉 AWS and GCP log files and data are a goldmine. Last week, I covered Bilanc, which uses log files to figure out per-account unit economics. Now, we calculate R&D tax credits. The unlock here is LLM's ability to understand unstructured data. The hard part is understanding the moat, but time will tell.

In an era where technology and finance are increasingly intertwined, these four fintech companies stand out as catalysts for positive change. By driving progress in digital payments, asset management, lending, and decentralized finance, they are not only making financial services more accessible and efficient—they are also paving the way for a more inclusive and empowered global economy. Staying informed about their innovations can help you seize new opportunities and take part in the future of finance.

 

👀Things to know 👀

 

PayPal issued low guidance and warned of a “transition year.” The stock is down 8% in extended trading despite PayPal reporting a 9% growth in revenue and 23% EBITDA. Gross profit is down 4% YoY. PayPal's total revenues were $29Bn for the year

Adyen reported 22% revenue growth and an EBITDA margin of 46% for the full year. Adyen's total revenues were $1.75bn for the full year. The margin was down from 55% the previous year, impacted by hiring ahead of growth.

🤔 PayPal’s Braintree (unbranded) is losing market share in the US, while Adyen is winning it. eCommerce is growing ~9 to 10% YoY, and PayPal’s transaction revenue grew by 6.7%. The higher interest rate environment meant interest on balances dragged up the total revenue figure. Their core business is losing market share. Adyen is outgrowing the market by ~12%.

🤔 The PayPal button (branded) is losing to SHOP Pay and Apple Pay. The branded experience from Apple and Shopify is delightful for users; it’s fast and helps with small details like delivery tracking. That experience translates to higher conversion (and more revenue) for merchants.

🤔 The lack of a single global platform hurts PayPal, but it helps Adyen. In the earnings call, the new CEO admitted their mix of platforms like Venmo, PayPal, and Braintree are holding them back. They aim to combine and simplify, but that’s easier said than done.

🤔 Making a single platform from PayPal, Venmo, and Braintree won’t be easy. There’s a graveyard of payment company CEOs who tried to make “one platform” from things they acquired years ago. It’s crucial if they’re going to grow that they get their innovation edge back. Adyen has one platform in every market.

🤔 PayPal’s UK and European acquiring business is a bright spot. The UK and EU delivered 20% of overall revenue, growing 11% YoY. Square and Toast don’t have market share here, while iZettle, which PayPal acquired in 2018, is a strong market player. Overall though, it’s yet another tech stack and business that’s not part of a single global platform.

The two banks provided accounts to UK front companies secretly owned by an Iranian petrochemicals company. PCC has used these entities to receive funds from Iranian entities in China, concealed with trustee agreements and nominee directors. 

🤔 This is the headline every bank CEO fears. Oof. Shares of both banks have been down since the news broke, but this will no doubt involve crisis calls, committees, appearing in front of the regulator, and, finally, some sort of fine.

🤔 The "risk-based approach" has been arbitraged. A UK company with relatively low annual revenue would look "low risk" at onboarding. One business the FT covered looked like a small company at a residential address to compliance staff. They'd likely apply branch-level controls instead of the enterprise-grade controls you'd see for a large corporation. 

🤔 Hiring more staff won't fix this problem; it's a mindset and technology challenge. In theory, all of the skill and technology that exists to manage risks with large corporate customers (in the transaction banking divisions) are available to the other parts of a bank. In practice, they're not. Most banks lack a single data set and the ability for compliance officers in one team to see data from another part of the org. Getting the basics right with data and tooling is incredibly hard and will involve a multi-year effort. 

🤔 These things are rarely the failure of an individual or department; the issue is systemic. While two banks are named in this headline, the issue is everywhere. Banks need more data and better data to train better AI and machine learning. That all needs to happen in real-time as a compliment to the human staff. Throwing bodies at this won't solve the visibility issue teams have.

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thedinarian@thedinarian
July 27, 2025
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What is XAH and Xahau?

If you're new to XRP, you may have noticed some of us discussing another network named 'Xahau'.

It's Like XRP ... But Different

The Xahau network was created in 2023, and its starting point was the open-source code for the XRP Ledger. A small team of researchers and entrepreneurs decided to add smart contracts to the network code.


The XRP Ledger has no smart contract capabilities, by default.

To integrate smart contracts, the team decided to use an architecture that includes 'WASM' or 'web assembly' code. Each account can have up to 10 'hooks' installed that are triggered for transactions that match specific criteria. They can run before or after a transaction is processed. This enables a variety of use cases that do not involve the need to change the network's core code.

Hooks

A 'hook' is what is known as a smart contract that can be triggered in relation to a specific account and its transactions.

The term arises from the programming world, where it generally means "code that runs based on triggering conditions." In Xahau's case, it indicates code that is run before, or after, a transaction is processed.
 
Each hook must be installed on a specific account by the party that controls the account - i.e., the secret key holder.
 
What Can XAH Do That XRP Cannot?
 
The primary benefit from the use of hooks, is that the core network code does not need to be changed every time a new use case is identified. This means that additional use cases can be addressed immediately, with no requirement for intervening steps, such as:
  • Community review
  • Community approval
  • Amendment voting
All of those steps are eliminated with the use of hooks; new use cases can be addressed as fast as the code can be developed.
 
To read more about how hooks enables Xahau to handle more use cases than even the XRPL, you can read this article:
 
Key Differences From XRP
 
Other unique differences from the XRP Ledger include:
  • Much smaller supply ~612 million coins vs. 100 billion coins
  • XAH hodlers are rewarded at 4% of their account balance. There are no rewards for XRP.
  • Governance participants are incentivized
  • Payment channels available for user-created tokens (IOUs)
  • URI tokens instead of NFT tokens
Who's Who of Xahau?
 
The list of those that are either founders, or closely associated with the founding organizations, is extensive. Here are the names of three organizations mentioned in the whitepaper, or their current moniker:
  • Xaman (a.k.a. XRPL Labs)
  • Gatehub
  • InFTF (Inclusive Financial Technology Foundation)
There exists a long list of impressive developers, architects, and technologists among the Xahau inner circle. But the three names that people associate most prominently with the leadership of the Xahau network are Wietse Wind, Richard Holland, and Denis Angell. The links to their 'X' accounts are:
 
Friend Or Foe?
 
This topic is one of the most contentious.
 
While Ripple, the company with the largest stake of XRP, showed interest in hooks early on, they ultimately decided to advocate for a different approach; the use of an EVM-based solution (Ethereum Virtual Machine) to handle smart contracts on the XRP Ledger. This decision was met with consternation by the Xaman team that had worked with them for several years to advocate for the use of hooks.
 
You can read more about the 'business politics' part of this topic here:
 
So how do Xahau fans view the relationship between XRP and XAH?
 
The Xahau team - and many of its community members - advocate for the use of a 'dual-chain' solution to implement smart contracts. This can be accomplished by the use of 'listener' software, along with native Xahau hooks.
 
A proof of concept, developed by Denis Angell, has demonstrated that bi-lateral communication can work with a simple approach.
 
From an economic standpoint, every chain that has its own digital asset is a competitor; but the simple way to think about Xahau, is that a 'bunch of XRP geeks' decided to implement smart contracts on their own version of the XRP Ledger.
 
The team emphasized transparency along the way, and initially received support from the primary XRP stakeholder, Ripple. They published Xahau as open-source code that could, in theory, be back-engineered and integrated with the XRP Ledger. You can clearly observe the team's idealistic mindset in early marketing mistakes, where they named their digital asset 'XRP Plus' in an effort to emphasize the way that they viewed their creation. While this resulted in confusion - and even suspicion - in its early days, the team quickly pivoted, and named their digital asset 'XAH', which became its ticker symbol.
 
Synergy effects between the two camps speak to a genuine camaraderie, with many Xahau developers being open and willing to help with changes to the core XRP Ledger protocol. You can find many examples of this open dialogue on the 'X' platform.
 
How To Purchase XAH
 
If you wish to speculate by buying XAH directly, it is available in a variety of convenient locations, depending on where you are located. If you're in a country that is supported by Bitrue, you can directly purchase or trade XAH by using that exchange.
 
On January 20th, 2025, Bitmart announced that it supports trading of XAH for customers in their list of supported countries; And in late March, another major exchange announced that they would be supporting XAH trading pairs: Coinex.
 
If you're located in the United States, you can purchase XAH directly from a vendor known as 'C14'. The xApp for C14 is located in the Xaman wallet.
 
XRP Ledger geeks can also purchase XAH IOUs on the XRPL Dex and then convert them to 'real' XAH using a Gatehub bridge. This is available in countries that Gatehub supports.
 
Which XAH Accounts Should I Follow?
 
On the 'X' platform, there exists two major community groups for XAH fans:
In addition to the Xahau notables I've already mentioned in this article, my advice is to take a look at who is posting in the above two communities. There are many impressive leaders and entrepreneurs included. You should be able to find multiple 'X' accounts that reflect your interests.
 
Xahau Development Roadmap
 
Xahau leaders have published a roadmap for 2025 that lists their various goals for the ecosystem:
 
To read a detailed explanation for each item, refer to this: Xahau Roadmap Super Thread
 
One of the most incredible waypoints listed is 'JavaScript Hooks Implementation.' 🤯
JavaScript!
 
With the 'JavaScript Hooks Implementation', Xahau is making history; it will enable anybody that knows JavaScript to easily create and install a smart contract. While networks like Ethereum are impressive early movers, they require developers to learn a new language and syntax.
 
Xahau will soon open 'crypto smart contracts' to a group of developers that number in the tens of millions.
 
Project L-10K
 
Project L-10K is one of the most important items in the pipeline. L-10K refers to the effort to boost the throughput of Xahau consensus to over 10,000 transactions per ledger! This will benefit hosted projects such as Evernode, and future issued assets. Heading up the effort is Richard Holland, who provided a progress update to the community in late May of 2025:
 
To learn more about this ambitious effort, you can watch his full presentation here:
The Future Of Defi And Payments
 
Once you've seen the extensive list of use cases that XAH easily handles, it's truly inspiring. Xahau is everything that you love about XRP, plus a long list of more things to love. ❤️
 
Be an early adopter of XAH and the Xahau network! Join the community groups listed and follow the accounts that seem to reflect your own interest - speculator, developer, or crypto fan. You have a place in our community, no matter what your background or interests are. Welcome to the future of crypto Defi and Payments. 
 
Sources:
 
 
NOTE: Payment channels for IOUs is currently in amendment status for the XRP Ledger, authored by Denis Angel here:
 
 

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