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🙏Deep Dive into Crypto Predictions, FTX, SBF insights and whats next by Michelle Whitedove🙏
Written by Michelle Whitedove đź’ĄNov 17, 2022đź’Ą for Patreon.
December 18, 2022
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(Dinarian Note: This was first Published on her Pateron Nov 20, 2022 this is an excerpt of the 33 pages... She will be missed dearly... Walk freely among the angels Michelle for now you have returned home.)

I see that he will end up in jail or dead.  Everyone will know if he ends up dead that he was taken out.  They are in a pickle with this.  He's involved in pretty much all funds.  He thought he was going to run.  Well, both his parents are Stanford lawyers, and both involved heavily in politics. And then his partner- that was running another branch of the company, her father is the chairman of MIT economics. And Gary Gensler, who's the SEC chairman, used to work for him. This guy, Sam Bankman-Fried, was meeting with Gary Gensler. This is, why didn’t anyone ask me about this guy?  Maybe we could have outed him.  I need questions, specific questions to catch specific people.  Otherwise I get the general warning that “something huge in 30 to 60 days which has big impact on the markets” and with no reference point I can’t get the whole picture.  This guy (SBF) and all of them connected to him are so bad.  Really, evil.  So many were in on it.  The house is getting cleaned.  Let me see a picture of that Gary Gensler guy, the SEC guy.  I need to see the eyes. Hold on. 

Yes.  He is involved.  He's just a shallow hole. There's nothing in him.  He's just made up. The government and the powers that be are trying to get in, to manipulate it, but they keep getting blocked at different points. And if they had been allowed to keep this Ponzi scheme going, they would've taken all the cryptos down eventually.  If this didn't happen, we would all be done for. It would be war everywhere, throughout the world.  And I know that seems like a big leap, but cryptos are one of the only things that can stop the massive global corruption.  “They” don’t like cryptos because anything truly decentralized shows the cracks in the system.  Maybe that is why I could not get the specifics on this, it was so big it needed to blow up and if everyone knew then it wouldn’t have happened the way it needed to.  💥Remember this, crypto markets will not die.  Nothing ever dies. Nothing ever dies. Nothing ever dies. Nothing dies.💥

And Russia, they're just, well, this will sound crazy, they might be the ones that end up doing something good when it comes to blocking some of the bad actors trying to end cryptos.  Let’s come back to that later because it is important.  Everybody's looking at the map, right?  Think of any world leader.  They are all playing their chess game and moving pieces around.  They all know things are heating up and heading towards an inflection point.  They know things are wobbling and the people are only going to take so much.  It is like all of the world leaders are jockeying for position.  It’s like “The Game of Thrones.”  They are a bunch of hyenas.   

All of us, the good people, I feel like we have about three to five years to figure out where to put all this money in all the people that are peaceful, and then spread them out.

The powers that be have really screwed up.  The powers that be do not like the cryptos.  Why?  Because it was money that was formed by the people in some kind of crazy way. And then the government's like, "Well, wait a minute. Oh, the people are sitting home figuring the game out.”  And the gov’t is sitting there going, "Oh, the people are starting to play chess and they want to be kings and queens instead of pawns.”  Here’s the good news, if we stick with it, “they” cannot stop it.  “They” will keep trying to control it and slow it though.  We have to hang in there.  There is a lot more going on here than a temporary drop in the market. 

“They” know that all the people everywhere are going to go, "Okay, we're all tired of being boxed in, so we're all going to come out." And if we all come out and we all fight (peaceful protest), we all know what's going to happen.   These idiots don't know what to do with everything they have stolen.  They have all the money--they all got so greedy that they depleted Wall Street, they depleted the cryptos. They depleted the land. They depleted the people. They depleted everything. They depleted everything. Our government sold us out to China.  China's the enemy.  I am not talking about the average Chinese person either.  I am talking about the CCP.  I love all people who are good.  I do not care about race, gender, ethnicity or politics…I care about good people. But the CCP has infiltrated us.  They infiltrated us through money.  Our leaders sold us out.   I'm just so mad. I've just been a mix of emotions of anger, sad, tears, you name it. But you know me, I'm a warrior. You guys are warriors too.

Sorry, I know that was a lot to start out with.  Let me slow up and break things down:  

While these corrective phases are painful to live through, they are vital to expose and wash away the fraud.  They also wash away the remaining people who can’t hang on.  That is why we call them “corrective.”  They correct the fraud and bloat and shake out the tourists. 

If we were still running hot, FTX and other scams would not get exposed.  Down markets expose the bad actors. 

There is something very important I want to bring up again.  It isn’t sexy, but there is a reason that from the time I first got into cryptos I published that I keep only 50% of my liquid assets in crypto and the other 20% in US Dollars and around 30% in precious metals.  Even though I predicted that the market would not get better until very late this year or early into next year, when I miss something specific like the LUNA or FTX crashes and cryptos fall, we have been hedged and you may have noticed your US Dollars going up in value relative to other currencies, cryptos, and precious metals.  Soon precious metals will go up relative to US Dollars.  Soon cryptos will go up relative to the US Dollar, but I always have my “liquid assets” spread out (diversified over multiple asset classes) to draw off of in case I want to redistribute or in case of emergency.  Also, as you guys know, I do NOT consider real estate and business as part of my “liquid assets.”

Some people are getting scared and selling all of their cryptos to put money in their bank account.  Well, what happens when the banks wobble?  What happens when there is a bank holiday?  A centralized crypto exchange is not good, but banks also present risk.  Why?  Because they are centralized and really they are a huge ponzi.  Centralized = Risk!  I don’t keep my money on exchanges (other than some at Caleb and Brown, but not much) and I don’t keep money, other than bill paying money in the bank.  Some people get emotional and flustered when I say that and ask what their options are.  Cold storage of cryptos, precious metals in your own control.  US Dollars outside of the bank.  You have to be smart.  You have to be creative.  You have to do some research.  You have to be self-reliant.  And I know I have shared this 100 times or more over the years, but I am going to say it again right now.  Have US dollars cash in hand.  Have a means to barter.  Have some credit.  Have some precious metals in hand.  Have backup power.  Have some food and water (maybe one to 3 months) and have a network of reliable people you trust.  Have a means, even if only small, to do some gardening/planting to grow even a little bit of vegetables and or fruit.

AGAIN, the biggest gift is picking a handful of the winning projects (coins) and then hanging on and/or increasing your position (total number of coins) when the market is correcting. 

Keeping that in mind, lots of people look at me and say “oh, she’s the best in the world and should have all the answers.” I’m sorry, but that is not how it works.  God never gives just one person all the answers and God doesn’t give a critical invention or solution to just one person.  Spirit always gives vital information to a handful of people for a redundancy, you know for a backup in case someone gets taken out or drops the ball.  You know, a type of diversification if you will.  That is the model I follow when it comes to putting my betting money in cryptos;  I diversify. 

Sam Bankman-Fried (SBF)?  What is the story with this guy?  The NY Times did an article presenting him as pretty much a good guy with autism that got in over his head.  Is that the case?   NO!  LIKE I STARTED SAYING AT THE BEGINNING OF THIS REPORT, IT IS THE OPPOSITE OF THE NARRATIVE THEY ARE TRYING TO SPIN.  He is evil.  Why am I seeing celebrities, this doesn’t make sense.  Oh, there were lots of celebrities involved?  Well, put that aside because that is not the main show.  What is really going on is they were used to promote it.  This is all a massive premeditated crime--this guy, he is a Bernie Madoff type of guy.  This is an Enron type of situation, but worse, this reaches to the highest levels and around the globe.  From Ukraine money laundering to Political power funding to the SEC to pretty much everywhere.  It was a methodical attempt to control cryptos.  And this little evil genius and the gang are still working to cover their tracks.  I predict, even though he is connected and part of a much bigger scheme that he will, at some point in the future, either be taken out or do jail time.  He is not walking free in the long run.  No.  I mean, talk about the universe giving us warnings…look at the name “Madoff” (as in he made off with all your money) and “bankman fried” (as in the bank man got fried).  Talk about cosmic satire.  You can’t make this stuff up.

FTX in bankruptcy.  Will people get any of their money back?  This pisses me off.  Sorry, but this was just pure evil and you know that people will only get pennies on the dollar and it will take a lot of time.  It just makes me sick.

Can the contagion from FTX spread even further?  Yes the contagion has spread and will until the ripple effects of this bring us to the bottom. But it won’t end cryptos.  This is going to spread to a couple of more big players.  They are already scrambling in the background.  I don’t get names.  I don’t get names.  Just batten down the hatches and minimize your third party risk.  All the traders out there need to be careful because they are the ones who play on the exchanges and it is a riskier time than ever for leaving money on exchanges and trading platforms.  And the ripsaw volatility will wipe out the leverage traders.  You might see prices drop but hardly anyone gets the good deals because of exchange problems.  You already know this as we’ve been publishing about potential exchange problems for years.  Literally every year for 4 years we’ve predicted people would not be able to get money in or out in super high volume times and at peaks of mania and fear AND this has played out over and over.  Thank you spirit for that vital information as it has kept so many of us safe. 

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đź’  'Based Agent' enables creation of custom AI agents
đź’  Users set up personalized agents in < 3 minutes
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👉 What this means for the future of Crypto:

1. Open Access: Democratized access to advanced trading
2. Automated Txns: Complex trades + streamlined on-chain activity
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Beyond Stellar, McCaleb is also known for founding the aerospace company Vast, which is developing artificial gravity space stations; he currently serves as Vast’s chairman and sole funder. According to Forbes, McCaleb’s net worth is estimated at $2.9 billion as of April 2025.

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Musk Turns On Starlink to Save Iranians from Regime’s Internet Crackdown

Elon Musk, the world’s richest man and a visionary behind SpaceX, has flipped the switch on Starlink, delivering internet to Iranians amid a brutal regime crackdown.

This move comes on the heels of Israeli strikes targeting Iran’s nuclear facilities, as the Islamic Republic cuts off online access.

The former Department of Government Efficiency chief activated Starlink satellite internet service for Iranians on Saturday following the Islamic Republic's decision to impose nationwide internet restrictions.

As the Jerusalem Post reports, that the Islamic Republic’s Communications Ministry announced the move, stating, "In view of the special conditions of the country, temporary restrictions have been imposed on the country’s internet."

This action followed a series of Israeli attacks on Iranian targets.

Starlink, a SpaceX-developed satellite constellation, provides high-speed internet to regions with limited connectivity, such as remote areas or conflict zones.

Elizabeth MacDonald, a Fox News contributor, highlighted its impact, noting, "Elon Musk turning on Starlink for Iran in 2022 was a game changer. Starlink connects directly to SpaceX satellites, bypassing Iran’s ground infrastructure. That means even during government-imposed shutdowns or censorship, users can still get online, and reportedly more than 100,000 inside Iran are doing that."

During the 2022 "Woman, Life, Freedom" protests, Starlink enabled Iranians to communicate and share footage globally despite network blackouts," she added.

MacDonald also mentioned ongoing tests of "direct-to-cell" capabilities, which could allow smartphone connections without a dish, potentially expanding access and supporting free expression and protest coordination.

Musk confirmed the activation, noting on Saturday, "The beams are on."

This follows the regime’s internet shutdowns, which were triggered by Israeli military actions.

Adding to the tension, Israeli Prime Minister Benjamin Netanyahu addressed the Iranian people on Friday, urging resistance against the regime.

"Israel's fight is not against the Iranian people. Our fight is against the murderous Islamic regime that oppresses and impoverishes you,” he said.

Meanwhile, Reza Pahlavi, the exiled son of Iran’s last monarch, called on military and security forces to abandon the regime, accusing Supreme Leader Ayatollah Ali Khamenei in a Persian-language social media post of forcing Iranians into an unwanted war.

Starlink has been a beacon in other crises. Beyond Iran, Musk has leveraged Starlink to assist people during natural disasters and conflicts.

In the wake of hurricanes and earthquakes, Starlink has provided critical internet access to affected communities, enabling emergency communications and coordination.

Similarly, during the Ukraine-Russia conflict, Musk activated Starlink to support Ukrainian forces and civilians, ensuring they could maintain contact and access vital information under dire circumstances.

The genius entrepreneur, is throwing a lifeline to the oppressed in Iran, and the libs can’t stand it.

Conservative talk show host Mark Levin praised Musk’s action, reposting a message stating that Starlink would "reconnect the Iranian people with the internet and put the final nail in the coffin of the Iranian regime."

"God bless you, Elon. The Starlink beams are on in Iran!" Levin wrote.

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Your generosity keeps this mission alive, for all! Namasté 🙏 Crypto Michael ⚡  The Dinarian

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GENIUS Act lets State banks conduct some business nationwide. Regulators object

The Senate passed the GENIUS Act for stablecoins last week, but significant work remains before it becomes law. The House has a different bill, the STABLE Act, with notable differences that must be reconciled. State banking regulators have raised strong objections to a provision in the GENIUS Act that would allow state banks to operate nationwide without authorization from host states or a federal regulator.

The controversial clause permits a state bank with a regulated stablecoin subsidiary to provide money transmitter and custodial services in any other state. While host states can impose consumer protection laws, they cannot require the usual authorization and oversight typically needed for out-of-state banking operations.

The Conference of State Bank Supervisors welcomed some changes in the GENIUS Act but remains adamantly opposed to this particular provision. In a statement, CSBS said:

“Critical changes must be made during House consideration of the legislation to prevent unintended consequences and further mitigate financial stability risks. CSBS remains concerned with the dramatic and unsupported expansion of the authority of uninsured banks to conduct money transmission or custody activities nationwide without the approval or oversight of host state supervisors (Sec. 16(d)).”

The National Conference of State Legislatures expressed similar concerns in early June, stating:

“We urge you to oppose Section 16(d) and support state authority to regulate financial services in a manner that reflects local conditions, priorities and risk tolerances. Preserving the dual banking system and respecting state autonomy is essential to the safety, soundness and diversity of our nation’s financial sector.”

Evolution of nationwide authorization

Section 16 addresses several issues beyond stablecoins, including preventing a recurrence of the SEC’s SAB 121, which forced crypto assets held in custody onto balance sheets. However, the nationwide authorization subsection was added after the legislation cleared the Senate Banking Committee, with two significant modifications since then.

Originally, the provision applied only to special bank charters like Wyoming’s Special Purpose Depository Institutions or Connecticut’s Innovation Banks. Examples include crypto-focused Custodia Bank and crypto exchange Kraken in Wyoming, plus traditional finance player Fnality US in Connecticut. Recently the scope was expanded to cover most state chartered banks with stablecoin subsidiaries, possibly due to concerns about competitive advantages.

Simultaneously, the clause was substantially tightened. The initial version allowed state chartered banks to provide money transmission and custody services nationwide for any type of asset, which would include cryptocurrencies. Now these activities can only be conducted by the stablecoin subsidiary, and while Section 16(d) doesn’t explicitly limit services to stablecoins, the GENIUS Act currently restricts issuers to stablecoin related activities.

However, the House STABLE Act takes a more permissive approach, allowing regulators to decide which non-stablecoin activities are permitted. If the House version prevails in reconciliation, it could result in a significant expansion of allowed nationwide banking activities beyond stablecoins.

Is it that bad?

As originally drafted, the clause seemed overly permissive.

The amended clause makes sense for stablecoin issuers. They want to have a single regulator and be able to provide the stablecoin services throughout the United States. But it also leans into the perception outside of crypto that this is just another form of regulatory arbitrage.

The controversy over Section 16(d) reflects concerns about creating a regulatory gap that allows banks to operate interstate without the oversight typically required from either federal or state authorities. As the two Congressional chambers work toward reconciliation, lawmakers must decide whether stablecoin legislation should include provisions that effectively reduce traditional banking oversight requirements.

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If you find value in my content, consider showing your support via:

💳 PayPal: 
1) Simply scan the QR code below 📲
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đź”— Crypto – Support via Coinbase Wallet to: [email protected]

Or Buy me a coffee: https://buymeacoffee.com/thedinarian

Your generosity keeps this mission alive, for all! Namasté 🙏 Crypto Michael ⚡  The Dinarian

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Dubai regulator VARA classifies RWA issuance as licensed activity
Virtual Asset Regulatory Authority (VARA) leads global regulatory framework - makes RWA issuance licensed activity in Dubai.

Real-world assets (RWAs) issuance is now licensed activity in Dubai.

~ Actual law.
~ Not a legal gray zone.
~ Not a whitepaper fantasy.

RWA issuance and listing on secondary markets is defined under binding crypto regulation.

It’s execution by Dubai.

Irina Heaver explained:

“RWA issuance is no longer theoretical. It’s now a regulatory reality.”

VARA defined:

- RWAs are classified as Asset-Referenced Virtual Assets (ARVAs)

- Secondary market trading is permitted under VARA license

- Issuers need capital, audits, and legal disclosures

- Regulated broker-dealers and exchanges can now onboard and trade them

This closes the gap that killed STOs in 2018.

No more tokenization without venues.
No more assets without liquidity.

UAE is doing what Switzerland, Singapore, and Europe still haven’t:

Creating enforceable frameworks for RWA tokenization that actually work.

Matthew White, CEO of VARA, said it perfectly:

“Tokenization will redefine global finance in 2025.”

He’s not exaggerating.

$500B+ market predicted next year.

And the UAE just gave it legal rails.

~Real estate.
~Private credit.
~Shariah-compliant products.

Everything is in play.

This is how you turn hype into infrastructure.

What Dubai is doing now is 3 years ahead of everyone else.

Founders, investors, ecosystem builders:

You want to build real-world assets onchain.

Don’t waste another year waiting for clarity.

Come to Dubai.

It’s already here.

 

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🙏 Donations Accepted 🙏

If you find value in my content, consider showing your support via:

💳 PayPal: 
1) Simply scan the QR code below 📲
2) or visit https://www.paypal.me/thedinarian

đź”— Crypto – Support via Coinbase Wallet to: [email protected]

Or Buy me a coffee: https://buymeacoffee.com/thedinarian

Your generosity keeps this mission alive, for all! Namasté 🙏 Crypto Michael ⚡  The Dinarian

 

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