TheDinarian
News • Business • Investing & Finance
OpenAI and Microsoft implement Vall-E: the new voice chatbot that expands the power of artificial intelligence
14 Feb 2023
February 19, 2023
post photo preview

OpenAI and Microsoft continue the battle with Google in artificial intelligence by implementing Vall-E, the new voice chatbot. This is a speech synthesis software that can simulate the human voice after just three seconds of listening.

In other words, this is the latest piece of the generative artificial intelligence system developed by Microsoft and OpenAI, with which since 2019 the colossus of Bill Gates is linked by a multi-year, multibillion-dollar partnership.

Vall-E: all the details about the new chatbot from OpenAI and Microsoft

Valle-E is a tool of AGIArtificial General Intelligence, that is, a “general” or “strong” artificial intelligence that can simulate human intelligence. Thus, as opposed to what we have known so far, which is “narrow” or “weak” AI.

The latter is able to respond with preset actions to specific tasks, but not to react to an unplanned action. In recent years, AI chatbots have not performed as well as its creators expected because they were limited to small tasks and had a high error rate.

Valle-E was developed to be used with high-quality speech synthesis tools and to create original audio from an example sample. OpenAI defines Valle-E as a “natural codec language model,” as its operation is based on a technology called EnCodec.

The startup, funded by Elon Musk and Sam Altman, among others, also boasts the creation of ChatGPT, a chatbot that can sustain an interactive conversation with users by remembering and learning from previous actions and precedents.

Hence, just as ChatGPT is able to generate codes autonomously, Valle-E is also designed to create discrete audio codecs from listening to an audio sample.

Behaving precisely as a human.

Together with the GPT-3 software for text and Dall-E/Stable Diffusion for images, the Valle-E audio system completes the ChatGPT triptych and aims to revolutionize the field of generative AI.

Speaker Prompt, Ground Truth, Baseline and Vall-E.

The sophistication of the new tool launched by OpenAI and Microsoft lies in Valle-E’s ability to recognize the timbre, inflection, and emotional tone of the person who is speaking and replay it after only three seconds of listening.

The applications in audio editing are many, as are the criticisms of the software’s potential for manipulation and misuse. Not surprisingly, unlike what happened with ChatGPT, Microsoft did not provide the code for Vall-E for others to experiment with.

Samples of speech already synthesized by the software can also be found on the Valle-E site. In particular, several sampling variants can be heard including: Speaker Prompt, Ground Truth, Baseline, and Vall-E

The first option is an audio clip whose speech connotations have to be reproduced by the AI; in the second, a sentence is spoken for which the AI has to propose a comparison. The third, on the other hand, is an example generated with currently available speech synthesis technologies. Finally, Vall-E is the original speech generated by Microsoft’s software.

Potentialities and dangers of OpenAI and Microsoft’s AI.

Microsoft and OpenAI researchers seem aware of the potential harms of this technology. In fact, they communicated in a public paper the following:

“Since Vall-E could synthesize speech that maintains the identity of the speaker, such technology could pose potential risks related to improper use of the model, such as spoofing voice identification or impersonating someone.”

Therefore, Microsoft adds, to mitigate such risks, a detection model can be built to distinguish whether an audio clip has been synthesized by Vall-E. In this regard, the two giants will also implement Microsoft’s artificial intelligence principles during further model development.

However, the risk of emulation is not the only factor generating skepticism and fear. Vall-E was trained using the LibriLight audio library made by Meta, which contains 60 thousand hours of English-language speeches extracted mostly from public domain audiobooks, recorded and read by volunteers.

In any case, to increase its synthesis capacity, Vall-E will need to expand its learning pool to the entire Internet. This next step is what enabled GPT-3, ChatGPT’s predecessor, to achieve impressive sentence processing, writing, and assembly capabilities.

Despite this, the software was also prone to formulating violent, sexist and racist content precisely because it worked on examples taken indiscriminately from the entire Web. This is what could also happen with the new Vall-E.

In this case, filtering operations would require the use of numerous human staff, which, at the moment, the big digital giants do not seem to foresee given the wave of layoffs that is affecting big tech.

Google unveils Bard to compete with OpenAI and Microsoft

As anticipated, competing with Microsoft and OpenAI is Google, which is set to unveil Bard, the chatbot from DeepMind, the company acquired by Google’s Alphabet. Bard looks like an exact copy of ChatGPT, but without the flaw in updates.

Sundar Pichai, Google’s CEO, presented the new software as a tool that draws information from the web to provide fresh, high-quality responses. By “fresh,” he means continuously updated, something Microsoft’s AI still fails to do.

In a nutshell, Bard aims to generate detailed answers to simple questions. Its operation is based on LaMDA, the Language Model for Dialogue Applications, which one of Google’s own engineers had previously described as “sentient.”

There is no denying that Google’s announcement of Bard’s launch was expected by technology enthusiasts. After all, according to reports in the Wall Street Journal, Alphabet, Google’s parent company, has invested more than $31 billion in artificial intelligence in 2021, more than any other competitor.

After the success of ChatGPT, the company therefore decided to summon the very best: founders Larry Page and Sergey Brin. In any case, there is no doubt that artificial intelligence software is an invaluable resource in the field of innovation.

Indeed, even Amazon, Meta, and Apple are certainly not going to sit back and watch what others are doing without taking action. However, while competition is a great accelerator in terms of research, there is a risk that, in the race for the best artificial intelligence, flawed systems with errors, limitations and risks will be used without paying too much attention to the big picture.

Link

community logo
Join the TheDinarian Community
To read more articles like this, sign up and join my community today
0
What else you may like…
Videos
Podcasts
Posts
Articles
Crypto Splits on Clarity | Coinbase, Kraken and Cahill Join the Show

🚨NEW: We asked @coinbase Head of U.S. Policy @karacalvert whether talks had resumed with Banking Committee members after the company’s surprise withdrawal of support for the market structure bill forced the committee to delay its Thursday markup.

“It was definitely a shock to the system. We want to be respectful of the fact that blood, sweat and tears have gone into this bill.”

Full episode: https://x.com/i/broadcasts/1rmxPvzozrDGN

00:01:19
⚠️ Ripple appearance at the Headquarters of the Bank of Spain

⚠️ Ripple appearance at the Headquarters of the Bank of Spain, Co-organised by the Reinventing BRETTON WOODS Committee⚠️
September 10 and 11, 2019

Full video: https://youtu.be/kUx1pJ9wadQ?si=FrqIfoeWJHtgBZXa

00:07:08
📽️ One of the most important things we’ve done at Pyth is help bring U.S. GDP onchain 🏛️

Working with the U.S. Department of Commerce to publish official economic data on a public blockchain is a powerful signal of where global market infrastructure is headed. When core economic indicators become cryptographically verifiable, composable, and accessible in real time, it opens the door to a more transparent and more efficient financial system for everyone.

Thanks to Roundtable and Jackson Hinkle for hosting a thoughtful conversation on how this came together and what it means for the future of market data.

In a conversation with Jackson Hinkle

Full interview link: https://www.thestreet.com/crypto/policy/why-washington-is-experimenting-with-public-blockchains-for-economic-data

00:04:14
👉 Coinbase just launched an AI agent for Crypto Trading

Custom AI assistants that print money in your sleep? 🔜

The future of Crypto x AI is about to go crazy.

👉 Here’s what you need to know:

💠 'Based Agent' enables creation of custom AI agents
💠 Users set up personalized agents in < 3 minutes
💠 Equipped w/ crypto wallet and on-chain functions
💠 Capable of completing trades, swaps, and staking
💠 Integrates with Coinbase’s SDK, OpenAI, & Replit

👉 What this means for the future of Crypto:

1. Open Access: Democratized access to advanced trading
2. Automated Txns: Complex trades + streamlined on-chain activity
3. AI Dominance: Est ~80% of crypto 👉txns done by AI agents by 2025

🚨 I personally wouldn't bet against Brian Armstrong and Jesse Pollak.

👉 Coinbase just launched an AI agent for Crypto Trading

🚨 MARKET ALERT: The Most Volatile Week of 2026 is Here 🚨

Buckle up. If you thought the start of the year was quiet, the next five days are about to provide a massive reality check. From central bank liquidity injections to a potential "policy earthquake" from the White House, the economic calendar is packed.

Here is your day-by-day breakdown of the Big Week ahead.

📅 Monday, Jan 19: The Fed’s $17.3B Liquidity Play

While the nation observes Martin Luther King Jr. Day, the gears of the financial system aren't stopping. The Federal Reserve is slated to inject $17.3 billion in liquidity into the system.

Why it matters: This move is aimed at stabilizing the repo markets and ensuring the plumbing of the financial system remains slick. Watch for how the futures markets react to this "monetary grease" heading into Tuesday’s open.

📅 Tuesday, Jan 20: FOMC Economic Report & The "Pulse Check"

Following the holiday, the FOMC drops its latest Economic Report. With inflation still hovering ...

post photo preview
Why Did You Choose XRP? (Ripple)?

🚨 Quantum Threat Forces 63-Year-Old Investment Bank to Abandon Bitcoin 🚨

Dresdner Kleinwort Benson (DKB) — founded 1961, now a Frankfurt-based boutique with €18 B AUM — has formally told clients it will “cease all Bitcoin-related investment vehicles” by Q3-2026, citing “imminent and non-mitigable quantum decryption risk,” making it the first regulated bank to drop BTC on cryptographic rather than regulatory grounds.

🔑 Key points

🔹 Quantum timeline trigger: Internal risk committee adopted BSI (German federal cyber-agency) 2025 update that puts “practical CRQC” (crypto-relevant quantum computer) at 6-10 years, with a 15 % probability inside 5 yrs; bank’s 99 %-confidence VaR model flags >20 % probability that P-256 or secp256k1 keys could be retroactively broken once 4,000-logical-qubit machines exist.

🔹 Exposure unwind:

  • Liquidates €140 M long-only BTC ETF mandates (BlackRock IBIT & 21Shares).

  • Redeems seed investment in 3iQ’s European Bitcoin Fund.

  • ...

post photo preview
post photo preview
🚨David Grusch on The Megyn Kelly Show🚨

Earlier this week, UFO/UAP whistleblower David Grusch appeared on The Megyn Kelly Show for a brief but revealing interview. During the conversation, Grusch named individuals he claimed were involved in managing the alleged UFO/UAP Legacy crash retrieval program, statements that immediately drew attention across the disclosure community.

Most notably, Grusch asserted that former Vice President Dick Cheney played a central role in overseeing the program. Cheney’s name has circulated within UFO/UAP research circles for years, but this marks the first time it has been spoken publicly by a former intelligence official who claims direct knowledge of the issue. It is also notable that just weeks ago, journalist Ross Coulthart independently referenced Cheney in a similar context, lending additional weight to the consistency of these claims.

Grusch also named former Director of National Intelligence James Clapper, stating that Clapper was not only aware of the crash retrieval issue, but managed it and helped place individuals into key roles, both publicly and behind the scenes. These are serious assertions that warrant scrutiny and further investigation, given their potential implications for disclosure.

Please watch the full interview and consider its significance within the broader context of the disclosure conversation. Please note that the interview concludes with a paid promotional pitch, and Grusch does not provide any additional comments after the pitch.

 

  🙏 Donations Accepted, Thank You For Your Support 🙏

If you find value in my content, consider showing your support via:

💳 Stripe:
1) or visit http://thedinarian.locals.com/donate

💳 PayPal: 
2) Simply scan the QR code below 📲 or Click Here: https://www.paypal.com/donate/?business=8K3TZ2YFZ7SMU&no_recurring=0&item_name=Support+Crypto+Michael+%E2%9A%A1+Dinarian+on+Locals+Blog&currency_code=USD


🔗 Crypto Donations Graciously Accepted👇
XRP: r9pid4yrQgs6XSFWhMZ8NkxW3gkydWNyQX
XLM: GDMJF2OCHN3NNNX4T4F6POPBTXK23GTNSNQWUMIVKESTHMQM7XDYAIZT
XDC: xdcc2C02203C4f91375889d7AfADB09E207Edf809A6

 

Read full Article
post photo preview
Stellar CEO Reveals Where Real Opportunity Lies in Crypto Market: Details

In a recent tweet, Stellar Development Foundation (SDF) CEO and Executive Director Denelle Dixon defines what "real opportunity" is in blockchain as a new financial future beckons.

The SDF CEO was reacting to a recent Bloomberg report on Bank of New York Mellon Corp (BNY), Nasdaq, S&P Global and iCapital participation in a new $50 million investment round by Digital Asset Holdings. This comes as some of Wall Street’s biggest names embrace the technology that underpins cryptocurrencies to handle traditional assets.

Reacting to this development, Stellar Foundation CEO Denelle Dixon stated that every blockchain investment is a bet on a different financial future. Dixon added that seeing banks explore blockchain technology validates what has been known over the years.

Real opportunity defined

While Wall Street’s biggest names betting on blockchain might be one of the most significant adoption milestones in the digital asset market, Dixon defines what real opportunity is and what it is not.

According to the SDF executive director, real opportunity is not replicating old systems on new rails but rather building open networks that fundamentally expand global finance participation.

"But the real opportunity isn’t replicating old systems on new rails—it’s building open networks that fundamentally expand who gets to participate in global finance. That’s the opportunity," Dixon tweeted.

At the Meridian 2025 event, Stellar outlined its long-term privacy strategy, committing to investing in critical privacy infrastructure and building foundational cryptographic capabilities.

Stellar eyes privacy upgrade

A new protocol upgrade is on the horizon for the Stellar network: X-Ray, which lays the groundwork for developers to build privacy applications on Stellar using zero-knowledge (ZK) cryptography.

The protocol timeline testnet vote is anticipated for Jan. 7, 2026, while the mainnet vote is expected for Jan. 22, 2026.

Source

  🙏 Donations Accepted, Thank You For Your Support 🙏

If you find value in my content, consider showing your support via:

💳 Stripe:
1) Visit http://thedinarian.locals.com/donate

💳 PayPal: 
2) Simply scan the QR code below 📲 or Click Here

🔗 Crypto Donations Graciously Accepted👇
XRP: r9pid4yrQgs6XSFWhMZ8NkxW3gkydWNyQX
XLM: GDMJF2OCHN3NNNX4T4F6POPBTXK23GTNSNQWUMIVKESTHMQM7XDYAIZT
XDC: xdcc2C02203C4f91375889d7AfADB09E207Edf809A6

Read full Article
post photo preview
XDC Network's acquisition of Contour Network

XDC Network's acquisition of Contour Network marks a silent shift to connect the digital trade infrastructure to real-time, tokenized settlement rails.

In a world where cross-border payments still take days and trap trillions in idle liquidity, integrating Contour’s trade workflows with XDC Network Blockchains' ISO 20022 financial messaging standard to bridge TradFi and Web3 in Trade Finance.

The Current State of Cross-Border Trade Settlements

Cross-border payments remain one of the most inefficient parts of global finance. For decades, companies have inter-dependency with banks and their correspondent banks across the world, forcing them to maintain trillions of dollars in pre-funded nostro and vostro balances — the capital that sits idle while transactions crawl across borders.

Traditional settlement is slow, often 1–5 days, and often with ~2-3% in FX and conversion fees. For every hour a corporation can’t access its own cash increases the cost of financing, tightens liquidity that could be used for other purposes, which in turn slows economic activity.

Before SWIFT, payments were fully manual. Intermediary banks maintained ledgers, and reconciliation across multiple institutions limited speed and volume.

SWIFT reshaped global payments by introducing a secure, standardized messaging infrastructure through ISO 20022 - which quickly became the language of money for 11,000+ institutions in 200 countries.

But SWIFT only fixed the messaging — not the movement. Actual value still moves through slow, capital-intensive correspondent chains.

Regulated and Compliant Stablecoin such as USDC (Circle) solves the part SWIFT never could: instant, on-chain settlement.

Stablecoin Settlement revamping Trade and Tokenization

Stablecoin such as USDC is a digital token pegged to the US Dollar, still the most widely used currency for trade, enabling the movement of funds instantly 24*7 globally - transparently, instantly, and without the need for any intermediaries and the need to lock in trillions of dollars of idle cash.

Tokenized settlement replaces multi-day reconciliation with on-chain finality, reducing:

  • Dependency on intermediaries
  • Operational friction
  • Trillions locked in idle liquidity

For corporates trapped in long working capital cycles, this is transformative.

Digital dollars like USDC make the process simple:

Fiat → Stablecoin → On-Chain Transfer → Fiat

This hybrid model is already widely used across remittances, payouts, and treasury flows.

But one critical piece of global commerce is still lagging:

👉 Trade finance.

The Missing link is still Trade Finance Infrastructure.

While payments innovation has raced ahead, trade finance infrastructure hasn’t kept up. Document flows, letters of credit, and supply-chain financing remain siloed, paper-heavy, and operationally outdated.

This is exactly where the next breakthrough will happen - and why the recent XDC Network acquisition of Contour is a silent revolution.

It transforms to a new era of trade-driven liquidity through an end-to-end digital trade from shipping docs to payment confirmation – one infrastructure that powers all.

The breakthrough won’t come from payments alone — it will come from connecting trade finance to real-time settlement rails.

The XDC + Contour Shift: A Silent Revolution

  • Contour already connects global banks and corporates through digital LCs and digitized trade workflows.
  • XDC Blockchain brings a settlement layer built for speed, tokenization, and institutional-grade interoperability and ISO 20022 messaging compatibility

Contour’s digital letter of credit workflows will be integrated with XDC’s blockchain network to streamline trade documentation and settlement.

Together, they form the first end-to-end digital trade finance network linking:

Documentation → Validation → Settlement all under a single infrastructure.

XDC Ventures (XVC.TECH) is launching a Stable-Coin Lab to work with financial institutions on regulated stablecoin pilots for trade to deepen institutional trade-finance integration through launch of pilots with banks and corporates for regulated stable-coin issuance and settlement.

The Bottom Line

Payments alone won’t transform Global Trade Finance — Trade finance + Tokenized Settlement will.

This is the shift happening underway XDC Network's acquisition of Contour is the quiet catalyst.

Learn how trade finance is being revolutionised:

https://www.reuters.com/press-releases/xdc-ventures-acquires-contour-network-launches-stablecoin-lab-trade-finance-2025-10-22/

Source

🙏 Donations Accepted, Thank You For Your Support 🙏

If you find value in my content, consider showing your support via:

💳 Stripe:
1) or visit http://thedinarian.locals.com/donate

💳 PayPal
2) Simply scan the QR code below 📲 or Click Here

🔗 Crypto Donations Graciously Accepted👇
XRP: r9pid4yrQgs6XSFWhMZ8NkxW3gkydWNyQX
XLM: GDMJF2OCHN3NNNX4T4F6POPBTXK23GTNSNQWUMIVKESTHMQM7XDYAIZT
XDC: xdcc2C02203C4f91375889d7AfADB09E207Edf809A6

 

Read full Article
See More
Available on mobile and TV devices
google store google store app store app store
google store google store app tv store app tv store amazon store amazon store roku store roku store
Powered by Locals