TheDinarian
News • Business • Investing & Finance
OpenAI and Microsoft implement Vall-E: the new voice chatbot that expands the power of artificial intelligence
14 Feb 2023
February 19, 2023
post photo preview

OpenAI and Microsoft continue the battle with Google in artificial intelligence by implementing Vall-E, the new voice chatbot. This is a speech synthesis software that can simulate the human voice after just three seconds of listening.

In other words, this is the latest piece of the generative artificial intelligence system developed by Microsoft and OpenAI, with which since 2019 the colossus of Bill Gates is linked by a multi-year, multibillion-dollar partnership.

Vall-E: all the details about the new chatbot from OpenAI and Microsoft

Valle-E is a tool of AGIArtificial General Intelligence, that is, a “general” or “strong” artificial intelligence that can simulate human intelligence. Thus, as opposed to what we have known so far, which is “narrow” or “weak” AI.

The latter is able to respond with preset actions to specific tasks, but not to react to an unplanned action. In recent years, AI chatbots have not performed as well as its creators expected because they were limited to small tasks and had a high error rate.

Valle-E was developed to be used with high-quality speech synthesis tools and to create original audio from an example sample. OpenAI defines Valle-E as a “natural codec language model,” as its operation is based on a technology called EnCodec.

The startup, funded by Elon Musk and Sam Altman, among others, also boasts the creation of ChatGPT, a chatbot that can sustain an interactive conversation with users by remembering and learning from previous actions and precedents.

Hence, just as ChatGPT is able to generate codes autonomously, Valle-E is also designed to create discrete audio codecs from listening to an audio sample.

Behaving precisely as a human.

Together with the GPT-3 software for text and Dall-E/Stable Diffusion for images, the Valle-E audio system completes the ChatGPT triptych and aims to revolutionize the field of generative AI.

Speaker Prompt, Ground Truth, Baseline and Vall-E.

The sophistication of the new tool launched by OpenAI and Microsoft lies in Valle-E’s ability to recognize the timbre, inflection, and emotional tone of the person who is speaking and replay it after only three seconds of listening.

The applications in audio editing are many, as are the criticisms of the software’s potential for manipulation and misuse. Not surprisingly, unlike what happened with ChatGPT, Microsoft did not provide the code for Vall-E for others to experiment with.

Samples of speech already synthesized by the software can also be found on the Valle-E site. In particular, several sampling variants can be heard including: Speaker Prompt, Ground Truth, Baseline, and Vall-E

The first option is an audio clip whose speech connotations have to be reproduced by the AI; in the second, a sentence is spoken for which the AI has to propose a comparison. The third, on the other hand, is an example generated with currently available speech synthesis technologies. Finally, Vall-E is the original speech generated by Microsoft’s software.

Potentialities and dangers of OpenAI and Microsoft’s AI.

Microsoft and OpenAI researchers seem aware of the potential harms of this technology. In fact, they communicated in a public paper the following:

“Since Vall-E could synthesize speech that maintains the identity of the speaker, such technology could pose potential risks related to improper use of the model, such as spoofing voice identification or impersonating someone.”

Therefore, Microsoft adds, to mitigate such risks, a detection model can be built to distinguish whether an audio clip has been synthesized by Vall-E. In this regard, the two giants will also implement Microsoft’s artificial intelligence principles during further model development.

However, the risk of emulation is not the only factor generating skepticism and fear. Vall-E was trained using the LibriLight audio library made by Meta, which contains 60 thousand hours of English-language speeches extracted mostly from public domain audiobooks, recorded and read by volunteers.

In any case, to increase its synthesis capacity, Vall-E will need to expand its learning pool to the entire Internet. This next step is what enabled GPT-3, ChatGPT’s predecessor, to achieve impressive sentence processing, writing, and assembly capabilities.

Despite this, the software was also prone to formulating violent, sexist and racist content precisely because it worked on examples taken indiscriminately from the entire Web. This is what could also happen with the new Vall-E.

In this case, filtering operations would require the use of numerous human staff, which, at the moment, the big digital giants do not seem to foresee given the wave of layoffs that is affecting big tech.

Google unveils Bard to compete with OpenAI and Microsoft

As anticipated, competing with Microsoft and OpenAI is Google, which is set to unveil Bard, the chatbot from DeepMind, the company acquired by Google’s Alphabet. Bard looks like an exact copy of ChatGPT, but without the flaw in updates.

Sundar Pichai, Google’s CEO, presented the new software as a tool that draws information from the web to provide fresh, high-quality responses. By “fresh,” he means continuously updated, something Microsoft’s AI still fails to do.

In a nutshell, Bard aims to generate detailed answers to simple questions. Its operation is based on LaMDA, the Language Model for Dialogue Applications, which one of Google’s own engineers had previously described as “sentient.”

There is no denying that Google’s announcement of Bard’s launch was expected by technology enthusiasts. After all, according to reports in the Wall Street Journal, Alphabet, Google’s parent company, has invested more than $31 billion in artificial intelligence in 2021, more than any other competitor.

After the success of ChatGPT, the company therefore decided to summon the very best: founders Larry Page and Sergey Brin. In any case, there is no doubt that artificial intelligence software is an invaluable resource in the field of innovation.

Indeed, even Amazon, Meta, and Apple are certainly not going to sit back and watch what others are doing without taking action. However, while competition is a great accelerator in terms of research, there is a risk that, in the race for the best artificial intelligence, flawed systems with errors, limitations and risks will be used without paying too much attention to the big picture.

Link

community logo
Join the TheDinarian Community
To read more articles like this, sign up and join my community today
0
What else you may like…
Videos
Podcasts
Posts
Articles
🚀 Bitcoin Hits New All-Time High – What’s Next?

Bitcoin reached a new peak of $118,254 on July 11, 2025, driven by institutional demand, favorable macro conditions, and supportive crypto regulations. With a 100%+ year-over-year surge, what's next for BTC?

🔮 Bitcoin Outlook

📆 Short Term (6–12 Months)

  • Expect volatility post-ATH
  • Spot BTC ETFs attract significant capital
  • Potential range: $95K–$135K

🕰 Medium Term (1–3 Years)

  • 2024 halving impact continues
  • More institutions may adopt BTC as reserve/collateral
  • Global regulatory clarity boosts confidence
  • Potential range: $120K–$200K+

🌐 Long Term (5–10+ Years)

  • BTC may solidify as digital gold
  • Used in cross-border settlements and emerging markets
  • Scarcity (21M cap) drives value
  • Bullish case: $250K–$1M+
  • Bearish case: $20K–$50K (if tech/regulatory risks rise)

📌 Key Drivers

  • Institutional adoption
  • Spot ETF flows
  • Crypto regulations
  • Fed interest rate policy
  • Lightning Network & Layer 2 scaling
  • Geopolitical uncertainty

💬 TL;DR:
Bitcoin’s $118K breakout ...

00:00:07
Ripple CEO on partnership with BNY to serve as custodian of stablecoin
00:01:12
Brad Garlinghouse In Washington 🚀

It’s time for a fair and open level playing field.

Under Gary Gensler it was quite the opposite.

  • Brad Garlinghouse
    July 9, 2025
00:01:56
👉 Coinbase just launched an AI agent for Crypto Trading

Custom AI assistants that print money in your sleep? 🔜

The future of Crypto x AI is about to go crazy.

👉 Here’s what you need to know:

💠 'Based Agent' enables creation of custom AI agents
💠 Users set up personalized agents in < 3 minutes
💠 Equipped w/ crypto wallet and on-chain functions
💠 Capable of completing trades, swaps, and staking
💠 Integrates with Coinbase’s SDK, OpenAI, & Replit

👉 What this means for the future of Crypto:

1. Open Access: Democratized access to advanced trading
2. Automated Txns: Complex trades + streamlined on-chain activity
3. AI Dominance: Est ~80% of crypto 👉txns done by AI agents by 2025

🚨 I personally wouldn't bet against Brian Armstrong and Jesse Pollak.

👉 Coinbase just launched an AI agent for Crypto Trading
🚨 BREAKING NEWS: Ripple National Trust Bank! 🏦 🇺🇸

Ripple has officially filed an application to become a national trust bank, aiming to launch what would be called Ripple National Trust Bank.

This move is designed to bring Ripple’s crypto and stablecoin operations under direct federal regulation and marks a major step toward mainstream integration with the U.S. financial system.

🤔 What This Means:

🔹 If approved by the Office of the Comptroller of the Currency (OCC), Ripple would be able to operate nationwide under federal oversight, expanding its crypto services and allowing it to settle payments faster and more efficiently—without relying on intermediary banks.

🔹 Ripple’s RLUSD stablecoin would be regulated at both the state and federal level, setting a new benchmark for transparency and compliance in the stablecoin market.

🔹 Ripple has also applied for a Federal Reserve master account, which would let it hold reserves directly at the Fed and issue or redeem stablecoins outside normal banking hours, further strengthening ...

post photo preview
PERSISTENCE Q2 SUMMARY & WHATS TO COME IN Q3 👀

Q2’25 was a significant one as we laid the groundwork for multiple initiatives on our orange-themed road to BTCFi 🛣️🧡

From being one of the first DEXs to deploy on Babylon, to going live with the beta-mainnet & onboarding new Persisters.

Read more 👉 https://blog.persistence.one/2025/07/10/persistence-one-a-look-back-on-q2-2025-and-an-overview-of-whats-to-come-in-q3/

BTC Interop beta mainnet is back 🧡
post photo preview
Musk Turns On Starlink to Save Iranians from Regime’s Internet Crackdown

Elon Musk, the world’s richest man and a visionary behind SpaceX, has flipped the switch on Starlink, delivering internet to Iranians amid a brutal regime crackdown.

This move comes on the heels of Israeli strikes targeting Iran’s nuclear facilities, as the Islamic Republic cuts off online access.

The former Department of Government Efficiency chief activated Starlink satellite internet service for Iranians on Saturday following the Islamic Republic's decision to impose nationwide internet restrictions.

As the Jerusalem Post reports, that the Islamic Republic’s Communications Ministry announced the move, stating, "In view of the special conditions of the country, temporary restrictions have been imposed on the country’s internet."

This action followed a series of Israeli attacks on Iranian targets.

Starlink, a SpaceX-developed satellite constellation, provides high-speed internet to regions with limited connectivity, such as remote areas or conflict zones.

Elizabeth MacDonald, a Fox News contributor, highlighted its impact, noting, "Elon Musk turning on Starlink for Iran in 2022 was a game changer. Starlink connects directly to SpaceX satellites, bypassing Iran’s ground infrastructure. That means even during government-imposed shutdowns or censorship, users can still get online, and reportedly more than 100,000 inside Iran are doing that."

During the 2022 "Woman, Life, Freedom" protests, Starlink enabled Iranians to communicate and share footage globally despite network blackouts," she added.

MacDonald also mentioned ongoing tests of "direct-to-cell" capabilities, which could allow smartphone connections without a dish, potentially expanding access and supporting free expression and protest coordination.

Musk confirmed the activation, noting on Saturday, "The beams are on."

This follows the regime’s internet shutdowns, which were triggered by Israeli military actions.

Adding to the tension, Israeli Prime Minister Benjamin Netanyahu addressed the Iranian people on Friday, urging resistance against the regime.

"Israel's fight is not against the Iranian people. Our fight is against the murderous Islamic regime that oppresses and impoverishes you,” he said.

Meanwhile, Reza Pahlavi, the exiled son of Iran’s last monarch, called on military and security forces to abandon the regime, accusing Supreme Leader Ayatollah Ali Khamenei in a Persian-language social media post of forcing Iranians into an unwanted war.

Starlink has been a beacon in other crises. Beyond Iran, Musk has leveraged Starlink to assist people during natural disasters and conflicts.

In the wake of hurricanes and earthquakes, Starlink has provided critical internet access to affected communities, enabling emergency communications and coordination.

Similarly, during the Ukraine-Russia conflict, Musk activated Starlink to support Ukrainian forces and civilians, ensuring they could maintain contact and access vital information under dire circumstances.

The genius entrepreneur, is throwing a lifeline to the oppressed in Iran, and the libs can’t stand it.

Conservative talk show host Mark Levin praised Musk’s action, reposting a message stating that Starlink would "reconnect the Iranian people with the internet and put the final nail in the coffin of the Iranian regime."

"God bless you, Elon. The Starlink beams are on in Iran!" Levin wrote.

Musk, who recently stepped down from leading the DOGE in the Trump administration, has apologized to President Trump for past criticisms, including his stance on the One Big Beautiful Bill.

Source

🙏 Donations Accepted 🙏

If you find value in my content, consider showing your support via:

💳 PayPal: 
1) Simply scan the QR code below 📲
2) or visit https://www.paypal.me/thedinarian

🔗 Crypto – Support via Coinbase Wallet to: [email protected]

Or Buy me a coffee: https://buymeacoffee.com/thedinarian

Your generosity keeps this mission alive, for all! Namasté 🙏 Crypto Michael ⚡  The Dinarian

Read full Article
post photo preview
GENIUS Act lets State banks conduct some business nationwide. Regulators object

The Senate passed the GENIUS Act for stablecoins last week, but significant work remains before it becomes law. The House has a different bill, the STABLE Act, with notable differences that must be reconciled. State banking regulators have raised strong objections to a provision in the GENIUS Act that would allow state banks to operate nationwide without authorization from host states or a federal regulator.

The controversial clause permits a state bank with a regulated stablecoin subsidiary to provide money transmitter and custodial services in any other state. While host states can impose consumer protection laws, they cannot require the usual authorization and oversight typically needed for out-of-state banking operations.

The Conference of State Bank Supervisors welcomed some changes in the GENIUS Act but remains adamantly opposed to this particular provision. In a statement, CSBS said:

“Critical changes must be made during House consideration of the legislation to prevent unintended consequences and further mitigate financial stability risks. CSBS remains concerned with the dramatic and unsupported expansion of the authority of uninsured banks to conduct money transmission or custody activities nationwide without the approval or oversight of host state supervisors (Sec. 16(d)).”

The National Conference of State Legislatures expressed similar concerns in early June, stating:

“We urge you to oppose Section 16(d) and support state authority to regulate financial services in a manner that reflects local conditions, priorities and risk tolerances. Preserving the dual banking system and respecting state autonomy is essential to the safety, soundness and diversity of our nation’s financial sector.”

Evolution of nationwide authorization

Section 16 addresses several issues beyond stablecoins, including preventing a recurrence of the SEC’s SAB 121, which forced crypto assets held in custody onto balance sheets. However, the nationwide authorization subsection was added after the legislation cleared the Senate Banking Committee, with two significant modifications since then.

Originally, the provision applied only to special bank charters like Wyoming’s Special Purpose Depository Institutions or Connecticut’s Innovation Banks. Examples include crypto-focused Custodia Bank and crypto exchange Kraken in Wyoming, plus traditional finance player Fnality US in Connecticut. Recently the scope was expanded to cover most state chartered banks with stablecoin subsidiaries, possibly due to concerns about competitive advantages.

Simultaneously, the clause was substantially tightened. The initial version allowed state chartered banks to provide money transmission and custody services nationwide for any type of asset, which would include cryptocurrencies. Now these activities can only be conducted by the stablecoin subsidiary, and while Section 16(d) doesn’t explicitly limit services to stablecoins, the GENIUS Act currently restricts issuers to stablecoin related activities.

However, the House STABLE Act takes a more permissive approach, allowing regulators to decide which non-stablecoin activities are permitted. If the House version prevails in reconciliation, it could result in a significant expansion of allowed nationwide banking activities beyond stablecoins.

Is it that bad?

As originally drafted, the clause seemed overly permissive.

The amended clause makes sense for stablecoin issuers. They want to have a single regulator and be able to provide the stablecoin services throughout the United States. But it also leans into the perception outside of crypto that this is just another form of regulatory arbitrage.

The controversy over Section 16(d) reflects concerns about creating a regulatory gap that allows banks to operate interstate without the oversight typically required from either federal or state authorities. As the two Congressional chambers work toward reconciliation, lawmakers must decide whether stablecoin legislation should include provisions that effectively reduce traditional banking oversight requirements.

Source

🙏 Donations Accepted 🙏

If you find value in my content, consider showing your support via:

💳 PayPal: 
1) Simply scan the QR code below 📲
2) or visit https://www.paypal.me/thedinarian

🔗 Crypto – Support via Coinbase Wallet to: [email protected]

Or Buy me a coffee: https://buymeacoffee.com/thedinarian

Your generosity keeps this mission alive, for all! Namasté 🙏 Crypto Michael ⚡  The Dinarian

Read full Article
post photo preview
Dubai regulator VARA classifies RWA issuance as licensed activity
Virtual Asset Regulatory Authority (VARA) leads global regulatory framework - makes RWA issuance licensed activity in Dubai.

Real-world assets (RWAs) issuance is now licensed activity in Dubai.

~ Actual law.
~ Not a legal gray zone.
~ Not a whitepaper fantasy.

RWA issuance and listing on secondary markets is defined under binding crypto regulation.

It’s execution by Dubai.

Irina Heaver explained:

“RWA issuance is no longer theoretical. It’s now a regulatory reality.”

VARA defined:

- RWAs are classified as Asset-Referenced Virtual Assets (ARVAs)

- Secondary market trading is permitted under VARA license

- Issuers need capital, audits, and legal disclosures

- Regulated broker-dealers and exchanges can now onboard and trade them

This closes the gap that killed STOs in 2018.

No more tokenization without venues.
No more assets without liquidity.

UAE is doing what Switzerland, Singapore, and Europe still haven’t:

Creating enforceable frameworks for RWA tokenization that actually work.

Matthew White, CEO of VARA, said it perfectly:

“Tokenization will redefine global finance in 2025.”

He’s not exaggerating.

$500B+ market predicted next year.

And the UAE just gave it legal rails.

~Real estate.
~Private credit.
~Shariah-compliant products.

Everything is in play.

This is how you turn hype into infrastructure.

What Dubai is doing now is 3 years ahead of everyone else.

Founders, investors, ecosystem builders:

You want to build real-world assets onchain.

Don’t waste another year waiting for clarity.

Come to Dubai.

It’s already here.

 

Source

🙏 Donations Accepted 🙏

If you find value in my content, consider showing your support via:

💳 PayPal: 
1) Simply scan the QR code below 📲
2) or visit https://www.paypal.me/thedinarian

🔗 Crypto – Support via Coinbase Wallet to: [email protected]

Or Buy me a coffee: https://buymeacoffee.com/thedinarian

Your generosity keeps this mission alive, for all! Namasté 🙏 Crypto Michael ⚡  The Dinarian

 

Read full Article
See More
Available on mobile and TV devices
google store google store app store app store
google store google store app tv store app tv store amazon store amazon store roku store roku store
Powered by Locals