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? The Dinarian on Locals brings you the latest in news, interviews, in-depth conversations, and stories from across the blockchain and global communities—within and beyond cryptocurrency ?. Experts delve into how blockchain technology is reshaping industries, enhancing business networks ?, transforming transaction workflows, and advancing distributed ledger systems ??. We also explore intriguing topics that may venture into the realm of conspiracies—and so much more!
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DALLIPAY ENABLES INTEROPERABILITY BETWEEN ISO 20022 FILE FORMATS AND CRYPTO CURRENCY PAYMENTS

GIT HUB PROJECT DALLIPAY ENABLES INTEROPERABILITY BETWEEN ISO 20022 FILE FORMATS AND CRYPTO CURRENCY PAYMENTS + FACILITATES PROCESSING CRYPTO PAYMENTS WITHIN ISO 20022 + DIRECTLY INTEGRATES XRPL INTO ACCOUNTING SYSTEMS

Courtesy of: @Rohitku24694375

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☣️ Woman Confronts Chemtrail Pilots with Absolute Proof of Heavy Metal Contamination Under Flight Paths! ☣️

This is a great example of how regular people can do something about the chemtrails they see being sprayed over them and how people can take ownership of problems they see in their own neighborhoods.

After a mother living in the Joaquin Basin area of California’s Central Valley and her neighbors observed chemtrail flight patterns over their homes over an extended period of time and after they took 20 rain samples to a laboratory that tested positive for aluminum, magnesium, barium, strontium and titanium, she recorded audio of her confrontation with who they’ve identified as the local chemtrail aviation operator.

She tells him that when she alerted the County Supervisors, they were unaware of contents of this aerosol spraying campaign.

The aviation operator acknowledges that his company’s flights are public knowledge.

She counters that the flights are public knowledge but that the contents of the toxic aerosols being sprayed are not, which is in violation of California Codes and Law; that ...

00:04:45
💼 Top Treasury Official Resigns Amid Dispute with Elon Musk’s DOGE Over Payment Systems Access

David A. Lebryk, the highest-ranking career official at the U.S. Department of the Treasury, has resigned following a clash with Elon Musk’s Department of Government Efficiency (DOGE).

🔹 The Dispute

~DOGE sought access to the Treasury’s sensitive payment systems, which handle over $6 trillion annually (Social Security, Medicare, federal salaries, tax refunds).

~Lebryk, a 35-year Treasury veteran, opposed the request, citing the systems’ highly restricted access.

🔹 Lebryk’s Legacy

~Appointed Fiscal Assistant Secretary in 2014, he briefly served as acting U.S. Treasury Secretary in January 2025.

~His departure raises concerns about the future management of the nation’s financial infrastructure.

👉 The clash highlights tensions between government efficiency initiatives and financial security protocols. Will DOGE’s push for access reshape Treasury operations, or will traditional safeguards prevail?

00:01:23
🤖 Alphacrypto AI Agent Report 🤖

Here is the latest Theta AI Agent report

00:00:50
👉 Coinbase just launched an AI agent for Crypto Trading

Custom AI assistants that print money in your sleep? 🔜

The future of Crypto x AI is about to go crazy.

👉 Here’s what you need to know:

💠 'Based Agent' enables creation of custom AI agents
💠 Users set up personalized agents in < 3 minutes
💠 Equipped w/ crypto wallet and on-chain functions
💠 Capable of completing trades, swaps, and staking
💠 Integrates with Coinbase’s SDK, OpenAI, & Replit

👉 What this means for the future of Crypto:

1. Open Access: Democratized access to advanced trading
2. Automated Txns: Complex trades + streamlined on-chain activity
3. AI Dominance: Est ~80% of crypto 👉txns done by AI agents by 2025

🚨 I personally wouldn't bet against Brian Armstrong and Jesse Pollak.

👉 Coinbase just launched an AI agent for Crypto Trading
Nasdaq is going all in on XRP 🚀

The exchange just filed with the SEC to list the Coinshares XRP ETF, arguing XRP’s massive liquidity and decentralized nature make it hard to manipulate—even less than BTC and ETH!

The ETF would let investors gain exposure to XRP without holding it directly. It’ll track XRP prices, with secure third-party custody and daily NAV calculations.

Nasdaq says the XRP market is too deep and widespread for price manipulation, comparing it to already-approved Bitcoin and Ethereum ETFs. With institutional demand growing, could this be XRP’s moment?

If the SEC approves, XRP could become the next big ETF success story.

https://x.com/BTCTN/status/1889140445843783797

Is XRP about to shock the world with an ETF of its own? 🔥

Rep. Waters unveils bipartisan stablecoin bill ahead of House subcommittee hearing

In this post:

• Waters and former Financial Services chair Patrick McHenry worked together on the bill.

• A different stablecoin bill will be discussed by the House Financial Services Committee on Feb. 11.

• The GENIUS Act in the Senate has bipartisan support.

Ranking member of the U.S. House Financial Services Committee Maxine Waters has released proposed stablecoin legislation she and her colleague Patrick McHenry drafted during the previous session of Congress.

She unveiled the bill on Feb. 10, the day before the Financial Services Subcommittee on Digital Asset, Financial Technology, and Artificial Intelligence is scheduled to meet.

The Waters-McHenry bill does not have a name yet. The lawmakers prepared the bill as a bipartisan team and had hoped it could be considered by the 118th Congress. McHenry retired as chair of the committee at the end of the congressional session.

● The bill is not what the committee is waiting for

A press release from the Financial Services Committee Democrats said ...

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Grayscale Files For Cardano ETF With NYSE as Race Heats Up 🔥

Grayscale filed for a Cardano ETF with NYSE, adding to its growing crypto offerings and expanding institutional access to ADA.

Highlights:

◇ Grayscale has filed for a Cardano ETF with the NYSE, expanding its crypto ETF offerings.

◇ Several asset managers are seeking SEC approval for Cardano and XRP ETFs.

◇ The Cardano ETF proposal aims to provide institutional investors with regulated exposure to ADA.

Grayscale Investments has submitted an application to the New York Stock Exchange (NYSE) for a Cardano exchange-traded fund (ETF). This marks a step in the growing interest in cryptocurrency ETFs. The move is part of the company’s strategy to expand its crypto ETF offerings, following its recent filings for XRP, Solana, and Litecoin ETFs.

The Cardano ETF filing adds to the increasing list of institutional moves aiming to provide regulated exposure to popular cryptos.

In a recent filing, Grayscale submitted its proposal for a Cardano ETF with the NYSE, further diversifying its crypto offerings. The filing comes ...

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All you need to know about the Persistence Incentivized Testnet 👇

Proud to announce that the much anticipated Persistence One Incentivized Testnet is live! Built with community feedback, it pushes us closer to enabling fast, zero-slippage swaps across Bitcoin L2s. Powered by Intents. 

Here is everything you must know:

In this in-depth guide, find out everything you need to participate in Persistence One’s BTC Interop incentivized testnet. 

The above is great practice for those of you either learning to use Metamask/swaps or need to learn. 

Once your done, you will end up with something that looks like this:

Don't say, "I CAN'T DO THAT", Yes you can, just follow the instructions line by line and don't skip ahead, and you will be fine. Besides, there will be an airdrop coming for those that participate! 

 

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Ripple Brings Crypto-enabled Cross-Border Payments to Portugal in Partnership with Unicâmbio

Ripple, the leading provider of digital asset infrastructure for financial institutions, today announced a partnership with Portuguese currency exchange provider Unicâmbio to support instant cross-border payments between Portugal and Brazil using Ripple Payments, which leverages digital assets for faster, cheaper, more efficient cross-border payments.

This collaboration marks the first time that Ripple’s payments solution has been made available in Portugal, expanding the digital asset leader’s European footprint while strengthening the Portugal-Brazil payments corridor. By leveraging Ripple’s payments solution, Unicâmbio’s corporate customers will be able to move funds and settle payments in a matter of minutes - reducing the time and friction to make moving value dramatically more efficient.

“Our partnership with Unicâmbio is a significant milestone in Ripple’s European expansion. Portugal has developed a thriving crypto ecosystem so we are delighted to open up our payments solution to partners there,” said Cassie Craddock, Managing Director, UK & Europe, at Ripple.

 

"By connecting our payment networks in Portugal and Brazil we are facilitating faster, more cost-effective cross-border payments, while strengthening the economic bridge between these two major markets. Ripple has over a decade of experience of tokenising real-world assets, starting with bringing fiat currencies onchain to seamlessly send money across borders. As the global cross-border payments market continues to expand, more institutions like Unicâmbio are leaning in to benefit from the inherent benefits of blockchain technology.”

 

"Portugal and Brazil share deep economic and cultural ties, with significant money flows between the two countries," said Adriana Jerónimo, Executive Board Member at Unicâmbio.

 

"By leveraging blockchain technology we're transforming money movement between the two nations. Ripple’s crypto-enabled payments solution enables near-instant settlement and drastically reduces costs compared to traditional payments channels, delivering real value to our customers."

The partnership builds upon Ripple's established presence in Brazil with leading customers like Travelex Bank, which has been a Ripple partner since 2022, and Mercado Bitcoin, Latin America's largest cryptocurrency exchange, which joined Ripple's network late last year.

Thanks to its simple, secure, compliant digital asset infrastructure, Ripple is well positioned to provide the core services that financial institutions need to tokenize, store, exchange and move digital assets. Ripple Payments has near-global coverage with 90+ payout markets representing more than 90% coverage of the daily FX markets, processing more than $70 billion in volume. Ripple has over a decade of experience in the digital asset space and holds 60+ regulatory licenses and registrations in various jurisdictions.

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Introducing the Xaman Ecosystem Fund
We are proud to introduce the first-ever revenue-sharing model on the XRPL called the Xaman Ecosystem Fund. This is a first ensuring the XRP ecosystem and community stay leading. Supporting the Builders Who Shape the Future of XRPL.
The Xaman Ecosystem Fund ensures that 10% of all revenue generated within an Xaman integration via Xaman Service Fees is distributed to the builder.

This is not just another update—it’s a new era of incentivizing growth, fostering development, and ensuring the long-term success of the entire XRP ecosystem.

Xaman has always been more than just a wallet. It’s a gateway to the XRPL and Xahau ecosystems, a platform for innovation, and now—a direct revenue stream for those builders.

A First for the Ecosystem

For years, builders and developers have contributed to the XRPL ecosystem, creating tools, dApps, integrations and xApps that power all kinds of use cases. But until now, there has never been a sustainable, direct way for developers to monetize the success of the applications they build.

With the Xaman Ecosystem Fund, we are changing that. This initiative ensures that builders are rewarded for their contributions—directly and transparently. Whether you’re developing xApps that provide financial services, NFT marketplaces, trading tools, or other utilities, any Xaman Integration will give back a share of the service fee to those making the ecosystem stronger.

How It Works

Each time an integration sees Xaman Service Fee, 10% is shared with its developers—so they can continue improving, maintaining, and expanding the services you rely on.

Developers can track their earnings directly in their Xaman Developer Dashboard, where a new column displaying their payout r-address will be available soon. Payouts can be made automatically once the earned amount reaches a minimum of 10 XRP.

It’s simple, fair, and sustainable. Instead of just relying on grants, speculation, or external funding, builders now have a direct revenue stream, aligning their success with the success of the entire ecosystem.

Why This Matters

1. Empowering Developers & Innovators

The best ecosystems thrive when builders are empowered. By ensuring that developers can monetize their work in a fair and transparent way, we enable more high-quality tools, applications, and services to emerge. This is how we build a sustainable and thriving ecosystem.

2. Long-Term Sustainability for the Ecosystem

The XRPL community has long valued decentralization and sustainability, but for too long, builders have lacked a direct revenue model. Xaman’s revenue-sharing model is the first step in making sure that the people who contribute value get rewarded.

This is an ecosystem-first approach, designed to create long-term incentives for continued growth and innovation.

3. Setting a New Standard for Fairness

Introducing a revenue-sharing model like this is a first in the ecosystem, made possible by everyone. This is a major step forward for fairness, transparency, and the recognition of developer efforts. 

We’re proving that sustainable models can exist—where users benefit, builders get rewarded, and the ecosystem thrives.

The Future of Xaman and the XRPL Ecosystem

This is just the beginning. We believe that the Xaman Ecosystem Fund will pave the way for more fair and sustainable growth models across the XRPL.

It’s about aligning incentives, fostering collaboration, and ensuring that builders are as much a part of Xaman’s success as the users who rely on it.

For every builder out there who has ever asked, “How can I make building on XRPL sustainable and provide an even greater XRPL product?”—this is your answer.

Join Us in This New Era

For users, this means more high-quality apps built and improved over time. For developers, it’s a new way to be rewarded for their contributions. Whether you use or build on Xaman, this initiative strengthens the entire ecosystem.

This is the start of something bigger. The Xaman Ecosystem Fund is not just about rewarding builders—it’s about creating a self-sustaining, innovation-driven future for the entire XRPL.

This is just the beginning—together, we are building a sustainable, innovation-driven future for the XRPL Ecosystem.
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