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? The Dinarian on Locals brings you the latest in news, interviews, in-depth conversations, and stories from across the blockchain and global communities—within and beyond cryptocurrency ?. Experts delve into how blockchain technology is reshaping industries, enhancing business networks ?, transforming transaction workflows, and advancing distributed ledger systems ??. We also explore intriguing topics that may venture into the realm of conspiracies—and so much more!
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XRP price to $10–$50 'plausible' if spot ETF approved, ChatGPT says

As an experiment, Cointelegraph asked two different AI models, OpenAI’s ChatGPT and xAI's Grok, to predict how XRP price could be affected by a spot ETF approval.

XRP price hit a new all-time high of $3.38 on Jan. 16, outperforming most other cryptocurrencies over the past few days.

XRP’s amazing rally has left market participants wondering how high its price can go in 2025, particularly if a spot XRP exchange-traded fund (ETF) is approved.

AI sees double-digit XRP prices ahead
With XRP above $3, ChatGPT says that spot ETF approval could have a “moderate” impact on price, with a target of $5 and $10.

This represents a scenario where the approval of the ETF drives moderate capital inflow from retail and institutional investors while the broader crypto market sentiment remains neutral to positive, and the regulatory environment is clear.

In an extremely bullish scenario, a hype-driven rally could push XRP price within the $50 and $100 range. This parabolic rise would depend on several factors, including large institutional capital inflows, investment, global market adoption, and ETF-triggered speculative buying frenzy similar to Bitcoin
BTC
$98,689
during peak bull market phases.

ChatGPT:

Reaching $10–$50 is plausible in the medium term under bullish conditions, with higher levels in speculative scenariosIn a more bullish scenario, XRP price could hit $30, fueled by high demand from institutional players such as asset managers and pension funds, substantial growth in XRP Ledger’s utility in cross-border payments, and favorable macroeconomic conditions.

A similar analysis by Grok, the generative chatbot developed by xAI, estimated a conservative figure of $5 for XRP price, based on similar percentage increases in Bitcoin’s price (66%) following the approval of spot Bitcoin ETFs on Jan. 10, 2024.

In a more optimistic scenario, Grok sets a more conservative figure than ChatGPT of $10-$15 in the current bull cycle, reflecting expectations of significant institutional inflows.

Grok:

With XRP at $3, ETF approval could still lead to a significant price increase, potentially ranging from a modest push to around $5 in conservative scenarios to more ambitious targets if market conditions are extraordinarily favorable.

Conversely, both chatbots warned investors of potential risk factors that may cause XRP’s value to drop even if a spot XRP ETF is approved.

Traders should also be wary of the “buy the rumor, sell the news” effect, where “traders who entered below $3 might sell at higher prices, causing temporary pullbacks,” ChatGPT writes.

For example, this “sell-the-news” event occurred after BTC price rose gradually in anticipation of the approval of the first spot Bitcoin ETF in the US. Shortly after the launch, though, the price dropped by 21% from a high of $49,048 on Jan. 11, 2024, when they made their market debut, to a low of $38,505 on Jan. 23, 2024.

XRP ETF could propel price to $20 — analysts

Meanwhile, an analyst at JPMorgan has forecasted that a spot XRP ETF could attract between $3 billion and $8 billion in inflows.

This influx of capital can propel XRP’s price substantially higher, potentially aiming toward or beyond the $5-$8 range.

Additionally, popular analyst TheCrypticWolf said on X that XRP price can target between $10 and $16 this cycle.

“The ETF rush will definitely usher in billions of dollars.”
Fellow analyst CrediBULL Crypto speculates on a higher target, suggesting $20 per XRP in the longer term.

Hopes for a spot XRP ETF emerged after Donald Trump emerged victorious in the US presidential election on Nov. 5, 2024. As a result, most analysts expect major regulatory changes that will likely benefit the crypto industry across the board.

Data from Cointelegraph Markets Pro and TradingView shows XRP price trading above $3.20, up 19% over the last 24 hours, after rumors emerged that the incoming Trump administration is considering a US-based crypto reserve, potentially prioritizing coins like Solana and XRP.

Investment firms like Bitwise, Canary Capital, 21Shares, and WisdomTree have already submitted their spot XRP ETF proposals.

XRP price to $10–$50 'plausible' if spot ETF approved, ChatGPT says

https://cointelegraph.com/news/xrp-price-10-50-plausible-spot-etf-approved-chatgpt

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Three... Two... One... LIFT OFF 🚀

We have Lift-off!!!

00:00:39
👀 A $60K FLYING MOTORCYCLE? 👀

A $60K FLYING MOTORCYCLE?

This Chinese Startup is Going BIG.

The Skyrider X1: part moped, part drone, all kinds of crazy.

This Chinese company, Rictor, says their flying motorcycle can hit 62 mph in the air and on the ground, with a 40-minute flight time.

They've only ever made electric scooters before.

At $60K, they're either changing transportation forever or pulling off the boldest CES pitch ever.

00:00:32
AlphaCrypto Summary Video 1/13

AlphaCrypto is an intelligent chat bot specialized in the crypto area, powered by Theta EdgeCloud.

00:00:57
👉 Coinbase just launched an AI agent for Crypto Trading

Custom AI assistants that print money in your sleep? 🔜

The future of Crypto x AI is about to go crazy.

👉 Here’s what you need to know:

💠 'Based Agent' enables creation of custom AI agents
💠 Users set up personalized agents in < 3 minutes
💠 Equipped w/ crypto wallet and on-chain functions
💠 Capable of completing trades, swaps, and staking
💠 Integrates with Coinbase’s SDK, OpenAI, & Replit

👉 What this means for the future of Crypto:

1. Open Access: Democratized access to advanced trading
2. Automated Txns: Complex trades + streamlined on-chain activity
3. AI Dominance: Est ~80% of crypto 👉txns done by AI agents by 2025

🚨 I personally wouldn't bet against Brian Armstrong and Jesse Pollak.

👉 Coinbase just launched an AI agent for Crypto Trading
✨Case investigation service is now available on Bitrace 🔐

✨Case investigation service is now available on Bitrace official website!

🕵️‍♀️For any victims of Crypto theft/scam, you can fill out the form to get help from Bitrace on-chain detectives.

bitrace.io/en/service/help

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XRP price breaks all-time high as futures open interest hits record $7.7 billion

Quick Take:

◇ XRP futures open interest on major crypto derivatives exchanges is at a record high, as the token has surged over 16% in the past day.

◇ The payment-focused cryptocurrency’s rally is fueled by optimism over a potential pro-crypto leadership change at the SEC and the increasing institutional adoption of RippleNet’s payment network, according to an analyst.

The XRP price has broken a new all-time high, having risen above its previous major rally in 2017. This comes on the back of rising open interest in derivatives markets.

XRP’s price has surged to a multi-year high of $3.37, according to Coingecko data. The payments-focused cryptocurrency has recently exhibited remarkable growth over, climbing over 16% in the past day, 38% in the past week, and an astonishing 455% over the past quarter.

XRP’s rally has been fueled by several significant factors, with Bitget Research Chief Analyst Ryan Lee highlighting the primary drivers. Speaking to The Block, Lee pointed to potentially more favorable ...

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Come Set Yourself Up For The $PAWS Airdrop 🪂

If you all would do both of us a favor and sign up for the $Paws $Ton airdrop, it would be greatly appreciated -Namasté 🙏 The Dinarian

https://t.me/PAWSOG_bot/PAWS?startapp=JiV3qB35

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The Memecoin You Just Can’t Afford To Miss This 2025 Bull Cycle

The memecoin you just can’t afford to miss this cycle. I breakdown the ultimate bull thesis on what could be the next Shiba Inu. Literally. Let’s dive in:

Firstly id like to state that I spent much of the bear market researching the topics in this thread, spending time in relevant communities and networking to understand as much as I could heading into this bull market.

Why you ask?

The simple reason being that the story of Shiba, fascinated me and so did the mysterious figure that went by the Pseudonym- Ryoshi. The best performing asset of last bull run and its creator imo should be studied.

Now onto the opportunity ahead…..

Will Ryoshi return and if so, will they still be relevant in the market? There has been some movements in wallets linked to the $SHIB deployer, some way or another but never has the deployer itself made a transaction since the disappearance of Ryoshi across all social media in May 2022.

Many people think they are gone forever, however I think not. April 2023 Osaka Protocol launched ticker $OSAK, coined the rebirth of true decentralization launched by a mysterious anon by the name of Mephisto.

It launched with a 30% of supply airdrop for those that sold $SHIB early, before its giga pump.

Mephisto released a medium article with more details on the project you can view here: 

You may notice some similarities in writing styles with the aforementioned SHIB founder, but that’s for another time.

Key takeaways from the article:

  • Decentralization reborn
  • Same liquidity added as SHIB
  • Same contract and supply as SHIB
  • Airdrop for SHIB early sellers
  • 50% of $OSAK and lp sent to Ryoshi SHIB Deployer shown below

The article also talks about following the original rules of Shiba, before Shytoshi took the reins and not to ‘paperhand’ this anon. Ryoshi is the godfather of memecoins. Any onchain movement from the SHIB Deployer would be one of the largest catalysts for any coin this bullrun. Period.

In my opinion (nfa) $OSAK was created simply to reward those that missed SHIB, the burn is inevitable and timing is everything. Asking is Ryoshi still relevant is like asking is Elon & Doge still relevant. Elon shills are hitting billions and so did the new $DOGE - $NEIRO.

A domino effect of potential catalysts: SHIB deployer burn confirms Ryoshi support/involement. Will be extensive media coverage and a huge story. Remember the idea for Shiba was conceived at Devcon in OSAKA! I expect this to get coverage too.

How will 9/10 figure $SHIB whales react when they hear their founder is back? Twaps inevitable

You only have to go back to the origins of SHIB and who was involved in sending it - GCR, SBF etc. Will these type of characters support upon $SHIB deployer movement?

Tiktokkers and redditors find out that Ryoshi is back and start discussing why their 1,000,000 $OSAK is cheaper than their 1,000,000 $SHIB. What happens if it goes to $1 bull posts.

The world expo in 2025 is where? You guessed it - Osaka.The World Expo 2025 is scheduled to take place in Osaka, Japan from April 13 to October 13, 2025. The theme of the Expo is "Designing Future Society for Our Lives" and it is expected to attract millions of visitors from around the world.

Rumours for years Ryoshi is Elon or indeed close with Elon… a potential shill not off the cards A cascade of CEX listings will come. The ONLY central exchange it is listed on right now is  @MEXC_Official , there is no doubt this will list on tier 1s eventually. Phase 2 has been hinted at as coming soon, I expect more retail friendly elements to the coin. The best way to get the coin is through one of the 6 other chains offered other than Ethereum on their website: Osaka.win

Why is no one talking about it?

They aren’t yet. Just like they weren’t with SHIB in January 2021.

Go check the charts and the volume that SHIB was doing back then. No this cycle isn’t the same as 2021, however the coverage and impact a Ryoshi return will have will be unprecedented. $OSAK is currently $50 million mcap. @OsakaProtocol That’s a 1000x to $SHIB ath.

ASK YOURSELF, What if?

 

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Tokenization, Digital Assets News Summary

As the digital asset landscape continues to evolve at a rapid pace, it's essential to stay up-to-date on the latest developments and trends. From the rise of decentralized finance (DeFi) to the growing adoption of tokenization in traditional industries, the world of digital assets is abuzz with activity. In this roundup, we'll be summarizing the most significant headlines and stories from the past 24 hours, covering everything from market movements and regulatory updates to innovative new projects and partnerships.

Whether you're an investor, entrepreneur, or simply a curious observer, this roundup aims to provide a concise and informative snapshot of the digital asset ecosystem, helping you stay ahead of the curve and informed about the latest advancements in this exciting and rapidly changing space.:

  • Digital asset bank Sygnum raises $58m funding at unicorn valuation (Ledger Insights)
  • Sony announces launch of blockchain (Ledger Insights)
  • Bank of England provides CBDC update plus plans for Digital Pound Lab (Ledger Insights)
  • Circle publishes USDC stablecoin annual report (Ledger Insights)
  • Italy’s Intesa Sanpaolo buys €1 million Bitcoin for own account. Banks aren’t likely to hold lots of crypto for themselves because of Basel rules
  • BIS Innovation Hub announces its plans for 2025.
  • Hong Kong (HKMA) publishes plans for bank exposures to crypto-assets 1 2 3 4
  • MoonPay acquires crypto payment processor HelioPay for $175m
  • Chainalysis buys fraud detection firm Alterya
  • BISON app, the German crypto trading app from Boerse Stuttgart, has partnered with Deutsche Bank to look after cash balances
  • Crypto court ruling against SECCourt finds partially in favor of Coinbase. The crypto exchange petitioned the SEC to create rules clarifying application of securities laws to crypto. SEC refused. The court found “SEC’s order was conclusory and insufficiently reasoned, and thus arbitrary and capricious.” So instructs the SEC to provide a proper explanation. At this stage it is not ordering the SEC to institute rulemaking proceedings.
  • The Tether stablecoin plans to relocate to El Salvador after receiving a license as digital asset service provider
  • NY Department of Financial Services (NYDFS) starts staff secondment program with Bank of England. Initial staff exchange is for six months+ with expertise in digital payments, distributed ledger technology, virtual currency, or digital assets. 
  • FIDO identity privacy vulnerability

And that's a wrap on today's roundup of tokenization and digital asset headlines! As we look to the future, it's clear that the digital asset landscape is poised for continued growth and innovation. From the increasing adoption of tokenization in traditional industries to the ongoing development of decentralized finance (DeFi) protocols, there's no shortage of exciting developments on the horizon. Whether you're an investor, entrepreneur, or simply a curious observer, we hope this roundup has provided you with a valuable snapshot of the current state of the digital asset ecosystem. Stay tuned for more updates, insights, and analysis from our team, and don't forget to follow us for the latest news and trends in the world of tokenization and digital assets!

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XRP-Fi Reboot: Doppler Finance

Introduction

Over the past decade, XRP has played a pioneering role in the blockchain industry alongside Bitcoin, Ethereum, USDT, and USDC, earning its place as a reliable and established asset. Despite having a strong foundation, with over $140 billion in Market cap, and a community of more than 50 million holders, its payment-focused structure has limited its ability to build a robust on-chain ecosystem comparable to Ethereum or Solana.
 
To overcome these limitations and unlock the potential of the XRP Ledger, innovative and practical use cases are required. Today, Doppler Finance introduces the XRP-Fi Reboot strategy with a four-phase roadmap to present new opportunities for the XRP Ledger ecosystem.
 

Early Stage

Building an Integrated XRP-Fi Infrastructure with Intuitive UI/UX
 

The XRP Ledger is known for its lightweight, simplicity, and security. However, the absence of smart contracts has hindered the implementation of conditional logic and interoperability with existing infrastructure, often depending on individual projects’ technical capabilities.
 
To address these challenges, Doppler Finance aims to minimize the structural limitations of the XRP Ledger and establish practical and standardized infrastructure to enhance user accessibility as the first phase of its XRP-Fi Reboot Strategy.
 
Initially, Doppler Finance will integrate WalletConnect into the XRP Ledger ecosystem, offering a seamless and secure solution for connecting fragmented infrastructures. WalletConnect is an open-source standard that facilitates simple and secure interactions across blockchains, enabling users to connect and utilize various XRP Ledger-based services more easily. This integration significantly improves user accessibility and provides an intuitive experience.
 
Additionally, Doppler Finance plans to integrate with The Root Network, a sidechain of the XRP Ledger designed for ecosystem expansion. The Root Network offers a unique experience by enabling users to interact with assets created within an open metaverse ecosystem. Doppler Finance will allow users to leverage metaverse-generated assets within DeFi protocols, thereby creating new liquidity that flows back into the XRP Ledger ecosystem, establishing a virtuous cycle.
 
Moreover, Doppler Finance will support the XRPL EVM Sidechain, which introduces smart contract capabilities to the XRP Ledger. This enables developers to maximize the XRP Ledger’s strengths, such as security and simplicity, while leveraging the flexibility and interoperability of smart contracts. This will expand use cases and enhance the competitiveness of the XRP Ledger ecosystem.
 
Through these integrated approaches, Doppler Finance seeks to alleviate the technical limitations of the XRP Ledger, create a developer- and user-friendly environment, and establish a scalable and robust platform.
 

Bootstrapping Stage

Yield Farming Experience with $XRP & $ROOT

What is Yield Farming?

Yield farming is a DeFi service where users deposit their cryptocurrency assets (e.g.,$XRP, $ROOT) into liquidity pools to earn rewards. Based on the assets deposited, users receive new tokens or additional interest as compensation. This mechanism enhances DeFi ecosystem liquidity and offers users additional earning opportunities.
 

Why Yield Farming was challenging to implement on the XRP Ledger

Yield farming on the XRP Ledger has been challenging due to the absence of a revenue model for nodes and validators. Designed primarily for fast and efficient payments, the XRP Ledger does not provide direct economic incentives for network operators involved in transaction validation and consensus processes. This structure contrasts with Ethereum’s approach, where protocols like Compound implement yield farming through smart contracts, incentivizing liquidity providers and borrowers.
 

Yield Farming with $XRP: Doppler Finance’s Approach

Doppler Finance aims to overcome the limitations of the XRP Ledger by collaborating with CeDeFi (Centralized Decentralized Finance) platforms to provide users with stable and efficient yield farming and lending protocol experiences.
  • CeDeFi Strategies for Revenue By leveraging off-chain strategies, users can generate returns from their deposited $XRP. Secure and scalable operations ensure the safety of user assets while producing rewards.
  • DeFi-based Revenue Doppler Finance plans to increase on-chain use cases for $XRP
    by collaborating with other DeFi protocols, thereby generating yields that will be distributed to XRP depositors.
  • Airdrop Rewards Following its launch, Doppler Finance will run events where users earn points for depositing XRP. These points can later be exchanged for Doppler Finance tokens through airdrops.
 

GTM Stage

LST DeFi Protocol for $XRP

What is LST (Liquid Staking Token)?

LSTs are tokens issued to represent staked assets in a blockchain network, enabling liquidity for staked assets. LSTs eliminate the locked state of staked assets, allowing them to be used in other DeFi protocols for additional liquidity and earning opportunities. Doppler Finance aims to expand $XRP’s utility and introduce new earning mechanisms through LSTs.
 

$XRP-based LST Issuance Mechanism

When users stake $XRP through Doppler Finance’s staking contract, they receive LSTs ($xXRP) in proportion to their staked assets.
  • $xXRP represents the staked $XRP assets and can be freely traded or utilized in DeFi protocols.
  • $xXRP can be exchanged for $XRP at any time, ensuring liquidity for staked assets.

Expanding DeFi Liquidity with LSTs

Users can use their issued LSTs ($xXRP) to participate in the DeFi ecosystem through:
  • Liquidity Provision: Depositing LSTs in liquidity pools to earn trading fees and rewards.
  • Yield Farming: Participating in yield farming on various DeFi platforms with LSTs to earn additional rewards.
  • Lending Protocols: Using LSTs as collateral to borrow assets or pursue new investments.
 

Final Stage

Multi-Chain Restaking Protocol

What is Multi-Chain Restaking?

Multi-chain restaking is an innovative mechanism that extends the liquidity of $XRP beyond the XRP Ledger to contribute to the security and growth of various blockchain ecosystems. This allows
$XRP holders to gain new earning opportunities while enhancing the security of multiple networks.
 

Implementation and Reward Mechanisms for Restaking

  • Contributing to Multi-Chain Security with Liquidity $XRP is utilized to support validator nodes or consensus mechanisms in other blockchain networks, enhancing their security and promoting interoperability across chains.
  • Multi-Chain Reward Structure Users deposit $XRP into restaking pools, allocating assets to other blockchains for security contributions.Rewards in native tokens of the allocated blockchains A share of transaction fees Bonus incentives from Doppler Finance
 

Conclusion

Through the XRP-Fi Reboot strategy, Doppler Finance seeks to realize a new vision for the XRP Ledger ecosystem. Yield farming, LSTs, and the multi-chain restaking protocol are designed not just to add functionalities but to transform the XRP Ledger into an open and flexible ecosystem accessible to all.
 
By driving user participation, creating new opportunities within the ecosystem, and establishing
$XRP as a versatile and sustainable asset, Doppler Finance aims to unlock the full potential of the XRP Ledger.
 
The Ultimate Yield Platform for XRPL Ecosystem 🔗
 
 
 
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