Shared post - STRAP ON FOLKS, BOND VIGILANTES ARE NOW IN THE DRIVING SEAT!

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thedinarian@thedinarian

5 hours ago

STRAP ON FOLKS, BOND VIGILANTES ARE NOW IN THE DRIVING SEAT! - JustDario

Back in August last year I wrote the article “IF THE FED CUTS RATES, THE DAMAGES WILL BE FAR GREATER THAN THE BENEFITS” to deliver the following warnings:

“To all those who advocate rate cuts because those will benefit the economy, I dare to ask where exactly the economy will benefit in the current situation. A rate cut will not only risk triggering a resumption of forced JPY carry trades unwind, eventually putting stocks back on the brink of crashing because of forced deleveraging, but will clearly reignite inflation in a country already dealing with a cost of living more and more unaffordable for a larger and larger portion of the population.”

“As if what I described wasn’t enough already, if the FED cuts rates, there is the ultimate risk of triggering an inversion of the US yield curve back to upward sloping. If that happens, it will be hard for the global financial house of cards to remain standing as it has happened every single time in the past”

Fast forward to today, it is now clearer and clearer for more and more investors how the FED delivering unnecessary rate cuts in 2024, whose only purpose was to pump stocks for the benefit of the Democratic presidential campaign while hiding the whole mess the previous administration made in the economy (above and beyond what previous ones before of them did), was a bad and is turning out to be an expensive mistake.

Donald Trump had the opportunity to slam on the brakes and stop the US economy train from heading towards a cliff, but as I anticipated in the article “WHY MAKING AMERICA GREAT AGAIN IS SUCH A BAD NEWS FOR MANY (GREEDY) US INVESTORS” the process would have been very painful for the stock market that threw such a big tantrum that the current US administration was forced to U-turn on its (to be honest ill-conceived) plans. However, while stocks recovered all the steep losses of the month of April, bond investors did not play ball with it. At first, Treasury yields started to rise again mostly because of hedge funds selling safe assets to move back into risky ones as I explained in “TARIFF WARS ARE OVER FOR NOW, BUT NEVERTHELESS THE INFLATION SPIRAL WILL CONTINUE“, but as expected it did not take long for traders, especially bond ones, to figure out inflation is going to come roaring back up not only in the US but also around the world. Why? Because the tariffs charade will resume in about 6 weeks and many trading partners are not going to be able to convince Donald to scrap all new tariffs slapped on them, but now that it is clear the US deficit problem won’t be seriously tackled (especially when the US administration is about to pass a big tax cuts bill), US debt will continue growing and require more monetization effort from global central banks to keep it sustainable. BOJ, BOE, and SNB are dealing with mounting problems in their own domestic financial systems, the reason why as I warned a while ago again: “WITHOUT THE FED RESUMING QE, THE US WILL FACE A DEBT CRISIS VERY SOON“.

Enough is enough for bond vigilantes who are now more and more taking with a grain of salt whatever promise is delivered by politicians, and rising yields are now starting to undermine this last (ridiculous) stock market rally. Yesterday stocks did not turn significantly lower “out of nowhere” but the reason was an ugly US Treasuries auction that made it clear how bond vigilantes are starting to play hardball. At exactly 1 pm EST, the US Treasury Department held a $16bn bond auction for 20-year US Treasury bonds that cleared at 5.047% or 24 basis points higher than the previous auction roughly a month ago. This by itself wasn’t the warning sign; what spooked markets was the “tail” of the auction defined as the gap between the rate traders expect these bonds will be paying before the auction and the rate where these bonds will clear after the auction. A big tail signals weaker demand than was anticipated. The tail of this auction was 1.2 basis points which might look small in appearance, while in reality it is quite large and the largest in over a year as a sign of bond traders’ reluctance to buy Treasuries at the current yields. As soon as the result of this auction was out, the 20-year yield in the market jumped from 5.03% to 5.12%, the 10-year spiked above 4.60% and the 30-year roared above 5.10%. This was too much for stock traders to ignore and as a result, they started selling because, let me remind everyone, high rates are bad for stocks and all traders so far kept bidding risk assets hoping rates would come lower as the FED and the US administration kept promising.

https://justdario.com/2025/05/strap-on-folks-bond-vigilantes-are-now-in-the-driving-seat/

JUSTDARIO.COM

STRAP ON FOLKS, BOND VIGILANTES ARE NOW IN THE DRIVING SEAT! - JustDario

Back in August last year I wrote the article “IF THE FED CUTS RATES, THE DAMAGES WILL BE FAR GREATER THAN THE BENEFITS” to deliver the following warnings: “To all those who advocate

Interested? Want to learn more about the community?

Show me more content first

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thedinarian@thedinarian

5 hours ago

Silicone Valley & Wallstreet Do Not Play Games...

“Here is why you should write your own code.

All that copying, swapping…you know the Bancor original model, you know where it infringed? That was my idea.

So my idea is in Bancor, it’s in Uniswap, it’s in SushiSwap it’s in PancakeSwap, and it’s throughout Binance, I believe Coinbase infringes, I believe every major exchange infringes…” @ReggieMiddleton (Veritaseum Inc.)

00:06:04

thedinarian@thedinarian

5 hours ago

EVERYTHING IS PLANNED AHEAD OF TIME WITH DUE DILIGENCE ✨🙌🏾💫

Still believe the government's had your best interests in mind? THEY are in a BIG CLUB and YOU'RE NOT IN IT.

00:04:42

thedinarian@thedinarian

13 hours ago

👉 Xahau, Coop. Remittance from EU to @Coopbankoromia customers

Using Xahau in the Xaman wallet, bank remittances from EU to @Coopbankoromia customers for literally any amount, can be finalized in 3-5 seconds via hooks on the XRPL, for well under a penny...

What is XAHAU? Xahau is an independent Layer-1 blockchain that is an extension of the XRP Ledger (XRPL) ecosystem, but it operates with its own native digital asset.

How to set up XAHAU in the Xaman wallet: https://help.xaman.app/app/xahau/activating-a-xahau-account

OP: @WietseWind

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thedinarian@thedinarian

October 31, 2024

👉 Coinbase just launched an AI agent for Crypto Trading

Custom AI assistants that print money in your sleep? 🔜

The future of Crypto x AI is about to go crazy.

👉 Here’s what you need to know:

💠 'Based Agent' enables creation of custom AI agents
💠 Users set up personalized agents in < 3 minutes
💠 Equipped w/ crypto wallet and on-chain functions
💠 Capable of completing trades, swaps, and staking
💠 Integrates with Coinbase’s SDK, OpenAI, & Replit

👉 What this means for the future of Crypto:

1. Open Access: Democratized access to advanced trading
2. Automated Txns: Complex trades + streamlined on-chain activity
3. AI Dominance: Est ~80% of crypto 👉txns done by AI agents by 2025

🚨 I personally wouldn't bet against Brian Armstrong and Jesse Pollak.

thedinarian@thedinarian

11 hours ago

Possible case scenarios for Ripple and the U.S. SEC ⚖️🇺🇸

Prominent attorney and cryptocurrency personality Bill Morgan has outlined the next possible steps for crypto giant Ripple and the U.S. Securities and Exchange Commission after District Court Judge Analisa Torres rejected the proposal between both parties.

On May 16, 2025, Judge Torres denied the joint request from Ripple and the SEC because it was a procedure she considered improper. Torres added that the request was also not within her jurisdiction because the case is still under appeal. However, if it was, the Judge asserted that the motion would still be denied, as it did not address Rule 60, which oversees the justification of relief requests from final judgments.

While the court’s denial focused solely on the procedure and did not hint at any disapproval of the settlement, the procedural situation has now prolonged the case.

However, attorney Bill Morgan maintains that the settlement agreement has not been rendered useless; it remains whole.

The attorney added that should an indicative ...

COINMARKETCAP.COM

XRP Lawsuit: Legal Expert Outlines Next Steps for Ripple and SEC following Judge’s Rejection of Settlement: Guest Post by ZyCrypto | CoinMarketCap

Prominent attorney and cryptocurrency personality Bill Morgan has outlined the next possible steps for crypto giant Ripple and the U.S. Securities and Exchange Commission after District Court Judge

thedinarian@thedinarian

11 hours ago

Researcher States What A Full Victory In Ripple Case Will Soon Bring to XRP ⚖️

🔑 Key Takeaways

🔹 Market Legitimacy & Price Surge:
A full win for Ripple is expected to legitimize XRP as a non-security in the U.S., paving the way for major U.S. exchanges to relist XRP. This could trigger a significant price rally, as investors and institutions regain confidence in the asset.

🔹 Institutional Adoption:
With regulatory clarity, banks and financial institutions may accelerate their adoption of Ripple’s technology for cross-border payments, leveraging XRP as a bridge currency.

🔹 Broader Crypto Impact:
A Ripple victory could set a precedent, influencing how other cryptocurrencies are treated by regulators and potentially easing the path for innovation across the sector.

🔹 Global Remittance & Utility:
The article highlights that XRP’s speed and low transaction fees make it ideal for global remittances. Legal clarity could boost its use in international payments and DeFi applications.

https://coinmarketcap.com/community/articles/682dea4cebdaba14a04fff0b/

COINMARKETCAP.COM

Researcher States What A Full Victory In Ripple Case Will Soon Bring to XRP: Guest Post by Times Tabloid | CoinMarketCap

In a detailed commentary on the implications of the Ripple v. SEC case, crypto researcher SMQKE outlines how a decisive win for Ripple Labs could reshape the structure of modern financial systems. The

thedinarian@thedinarian

12 hours ago

📚 About The XDC Network 📚

XDC Network is a highly efficient, enterprise-grade Layer 1 blockchain built to support trade finance, real-world asset (RWA) tokenization, and decentralized applications. It offers EVM compatibility and employs a Delegated Proof of Stake (DPoS) consensus mechanism combined with advanced Byzantine-Fault-Tolerant (BFT) technology, enabling near-instant transactions, minimal gas fees, and a throughput of over 2,000 transactions per second (TPS).

Launched in 2019, the XDC Network is secure, scalable, and designed to meet the needs of both enterprises and retail users. Its robust infrastructure powers a wide range of use cases, including Payments, decentralized physical infrastructure networks (DePIN), Gaming, Private Network (Subnet) and next-generation blockchain applications. Designed for interoperability and compliance with ISO 20022 financial messaging standards, the XDC Network excels in facilitating Trade Finance, payment Processing, and Real-World Asset (RWA) tokenization.

thedinarian@thedinarian

May 19, 2025

XRP Resurrected: Ripple’s Legal Victory and Global Banking Bet Set the Stage for a Massive Institutional Wave

XRP Isn’t Dead, It’s Repositioning to Become the Liquidity Engine of Global Finance

For years, XRP was written off by much of crypto Twitter as a “boomer coin”—a relic from the pre-DeFi era, stuck in a brutal SEC lawsuit and overshadowed by flashier narratives. But while the industry obsessed over yield farming and memecoins, Ripple Labs quietly kept building real financial infrastructure—and it’s finally starting to matter.

With partial legal clarity, growing institutional traction, and Ripple’s aggressive push into tokenized real-world assets (RWAs), XRP is back in the conversation. And whether you like it or not, it’s still one of the only cryptoassets being actively integrated into global banking rails.

Let’s unpack the new XRP narrative and why 2025 might be the year this OG coin makes its institutional comeback.

⚖ SEC Case: Ripple’s Win Was Bigger Than You Think

In July 2023, Ripple scored a major victory in its long-running battle with the U.S. SEC:

The court ruled that XRP is not a security when sold on exchanges, though some institutional sales were considered securities.
This gave XRP a form of legal clarity that few other tokens have in the U.S. today.
Major exchanges like Coinbase and Kraken relisted XRP almost immediately.

The outcome doesn’t just clear the path for XRP—it sets a precedent for other token projects, and positions Ripple as a battle-hardened compliance veteran in an increasingly regulated market.

🌎 Ripple’s Real-World Strategy: Institutional Settlement Infrastructure

While DeFi projects fight over TVL, Ripple is targeting the SWIFT system itself. Its flagship products:

RippleNet: A network for real-time cross-border payments using XRP as a bridge asset.
ODL (On-Demand Liquidity): Uses XRP to eliminate the need for pre-funded nostro/vostro accounts in international settlements.

Ripple is already partnered with:

Tranglo (Asia-Pacific remittances)
Santander
Bank of America (Ripple has hinted at deep ties post-lawsuit)
Hundreds of banks and financial institutions across 50+ countries

The key point? This is real utility, not vaporware. XRP isn’t meant for retail yield farmers—it’s plumbing for global money movement.

♻️ XRP Ledger (XRPL): A Sleeping Giant for Tokenization

Beyond payments, Ripple is now aggressively expanding into tokenized assets—a multitrillion-dollar opportunity:

XRP Ledger supports native token issuance—no smart contracts needed.
Ripple is launching its own RWA platform, letting institutions issue tokenized real estate, bonds, CBDCs, and more.
XRPL is adding Ethereum Virtual Machine (EVM) compatibility, opening the door to DeFi and NFTs.

If tokenized treasuries and private markets are the future of crypto-scale finance, XRPL is shaping up to be one of the quiet contenders to host it all.

💰 XRP Tokenomics: Fast, Efficient, Scarce

What makes XRP compelling as a base-layer asset?

Transactions settle in 3–5 seconds, with throughput of 1,500+ TPS.
Minuscule fees—fractions of a cent.
XRP is deflationary: every transaction destroys a tiny amount of XRP.
Fixed supply: 100 billion total, no inflation.

Unlike Ethereum, which struggles with fee volatility, XRP was engineered for stability and speed. For enterprise use, that still matters.

📉 What’s Holding XRP Back?

Let’s be blunt—there are legitimate criticisms:

Perception as centralized: Ripple holds a large share of XRP, and critics argue the network isn’t sufficiently decentralized.
Retail fatigue: Years of stagnation and lawsuit baggage have drained community enthusiasm.
Limited DeFi ecosystem: Compared to Ethereum, Solana, or Cosmos, XRPL has been slow to attract builders—though this is rapidly changing in 2025.

But those very criticisms are why XRP might have asymmetric upside now—the market isn’t pricing in the institutional pivot that’s already in motion.

🧭 Final Take: XRP Is a War-Torn Veteran Ready to Reenter the Arena

In a market obsessed with memes and modular rollups, XRP represents the boring, functional layer crypto has largely ignored—but global institutions still want.

With legal clarity, a real payments network, a growing role in tokenized finance, and battle-tested infrastructure, Ripple is turning XRP into the compliance-grade utility token the TradFi world actually trusts.

Prediction: By the end of 2025, XRP will be one of the top 3 assets used in real-world tokenization, banking settlement, and cross-border finance—regardless of its popularity on crypto Twitter.

While the rest of crypto builds toys, Ripple is building rails. XRP may not moon overnight, but it’s positioned to outlast almost everyone else.

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thedinarian@thedinarian

May 19, 2025

Ripple President: Bank of America Is Going “All In” on XRP – Is This the Start of a Global Shift?

Ripple’s president has made a bold statement: Bank of America is going “all in” on XRP. This confirmation came from a video posted by NCashOfficial with 207K YouTube subscribers and adds serious momentum to what’s already shaping up to be a major trend, big banks diving headfirst into blockchain and crypto infrastructure. And it’s not just Bank of America. Other financial giants are already deep in the space, signaling that a major shift could be underway.

Ripple and Bank of America have been connected for years. The bank was one of Ripple’s early partners, originally testing messaging solutions tied to payment infrastructure. But according to Ripple President Monica Long, things are accelerating. She shared that after key policy rollbacks, like SAB 121 being pulled back, Bank of America’s tone changed completely. Their leadership is now saying they’re “all in.”

While she didn’t say “XRP” outright, it was clear she was referring to Ripple’s blockchain-based payment systems. Long explained that the bank has been in recent talks with Ripple about transaction banking and stablecoin products, adding even more fuel to the idea that something big is unfolding.

Wall Street Banks Are All Moving In

And it’s not just Bank of America. Big names like JP Morgan, Citi, and State Street are all laying the groundwork for deeper blockchain involvement. JP Morgan is pushing forward with its Onyx platform, although it runs on a private network. That’s where things get interesting, private chains, many argue, just don’t have the reach or liquidity of public ones like XRP-.

Meanwhile, Citi is building digital asset custody solutions, and BNY Mellon launched an on-chain offering just weeks ago. State Street is planning crypto custody by 2026. The big players are preparing for a tokenized future.

Regulations Are No Longer Holding Back Big Banks

In the past months, the U.S. government has quietly cleared the runway for banks to enter crypto. With SAB 121 rolled back and the OCC, FDIC, and Fed easing restrictions, traditional banks suddenly have the green light. That shift hasn’t gone unnoticed.

Former CFTC Chair Chris Giancarlo even said that banks now face pressure to act, or risk falling behind. He compared the change to digital photography wiping out Kodak. In the same way, stablecoins and crypto rails could soon replace the outdated correspondent banking model.

Could XRP Be at the Heart of This Transformation?

Here’s where the XRP rumors kick in. Some reports, though unconfirmed, suggest that Bank of America was using XRP internally for two years before regulatory issues paused the process. Ripple has never confirmed this, but it’s known that the bank plans to use Ripple’s On-Demand Liquidity once the legal dust settles.

All signs point to XRP being part of a much bigger institutional strategy. From longtime partnerships to behind-the-scenes testing, Ripple’s tech seems to be ready for prime time. And with the floodgates opening, according to Monica Long, more banks could be next.

With Ripple’s infrastructure maturing and U.S. regulations easing up, it feels like this might just be the beginning of a much larger wave of adoption.

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🙏 Please Support My Work 🙏

If you find value in my content, consider showing your support via:

💳 PayPal:
1) Simply scan the QR code 📲
2) https://www.paypal.me/thedinarian

🔗 Crypto – Support via Coinbase Wallet to: [email protected]

Buy me a coffee: https://buymeacoffee.com/thedinarian

Your generosity keeps this mission alive, for all! Namasté 🙏 The Dinarian

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thedinarian@thedinarian

May 18, 2025

Why Buying Ondo Tokens Under $1 Could Be a ‘Gift’: ONDO Price Analysis

Ondo Finance (ONDO) has been leading the charge in real-world asset (RWA) tokenization, and according to top voices in the space, it might only be getting started.

The analyst CryptoED (@Crypto_ED7), known for consistently tracking early trends, called buying ONDO below $1 a “gift” after pointing to several powerful partnerships and ecosystem milestones achieved in just one week. These include collaborations with JPMorgan, PayPal, Solana, Chainlink, BlackRock, and even Ripple.

ONDO’s Growing Impact and Major Integrations

JPMorgan recently completed a tokenized U.S. treasury trade using the Ondo blockchain, marking a significant moment as one of the first major banks to use a public chain for real asset tokenization. The trade was enabled by Chainlink’s Cross-Chain Interoperability Protocol and coordinated by JPMorgan’s Kinexys. This not only shows the viability of public blockchains for institutional finance but puts Ondo front and center as the technical foundation.

Another game-changing move was the Ondo x PayPal integration. ONDO now allows instant redemptions of tokenized U.S. treasuries using PayPal USD (PYUSD). This 24/7 liquidity setup has made ONDO even more attractive to institutions and DeFi users alike. Following this announcement, the ONDO price jumped by over 35%, reflecting how seriously the market took the news.

Solana is also part of the ONDO ecosystem now. A new bridge built using LayerZero now lets ONDO’s USDY token move across chains without relying on third-party pools. This removes inefficiencies and creates a faster and safer way to transfer value. USDY has over $170 million locked and is integrated with more than 15 protocols on Solana alone.

In addition, Ondo is helping BlackRock’s BUIDL fund tokenize U.S. treasuries and is working closely with Ripple to bring $185 million in tokenized assets onto the XRP Ledger. This will use Ripple’s RLUSD stablecoin and furthers the institutional reach of the ONDO network.

Representation at the Saudi-US Investment Forum and participation in SEC Crypto Task Force discussions also show that ONDO is now in the same room as BlackRock, Nasdaq, and Fidelity. The topic? How tokenization can make traditional finance faster, cheaper, and more open.

CryptoED also pointed out that the ONDO team is pushing hard behind the scenes. He highlighted that ONDO’s total value locked (TVL) just hit another all-time high. The suggestion is that when ONDO takes off again, the market will likely FOMO back in. But for those watching now, sub-$1 levels remain a strong long-term opportunity.

ONDO Price Analysis: Is a Rally Brewing?

Since breaking out of a descending channel in late April, the ONDO price has been moving higher but gradually. The structure now looks bullish as each move up is being supported and sustained.

The chart shows a clear setup for a rally continuation. If this structure plays out, ONDO could potentially double in the coming days or weeks. A 100% rally would bring it up to around $2.09, which is the upper boundary of the previous price channel.

That zone will likely act as resistance, but a break above it could trigger price discovery. If that happens, ONDO could reach a new all-time high during this market cycle.

Momentum is slowly building, and the fundamentals are lining up perfectly with technical signals. Buying ONDO below $1 might actually be, as CryptoED put it, a gift for those paying attention.

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