Ripple and Stellar in particular are now aligned with SWIFT GPI, ISO 20022
Ripple and Stellar in particular are now aligned with SWIFT gpi, ISO 20022, and central bank use cases. Stronghold (SHX) is already registered with NACHA and operates over ACH rails. Quant’s Overledger allows blockchains and banks to interoperate over common protocols. Chainlink provides oracles that feed compliance signals, asset prices, or identity confirmations into these transaction workflows.
They’re becoming the middleware of the new system. And with Fedwire going ISO native, they no longer sit outside the wall, they sit at the gate, interoperating directly with regulated liquidity pools.
As Fedwire, ACH, SWIFT, CHIPS, RTP, and even tokenized asset platforms like BlackRock’s BUIDL converge into a single programmable liquidity network, demand will shift toward assets and technologies that can facilitate compliant movement inside that network. Assets that can’t interoperate or that resist regulation will lose access to deep liquidity, bank integration, and institutional flows.
But those that can, like XRP for liquidity bridging, XLM for compliant remittance, SHX for token to bank routing, QNT for network interoperability, and LINK for data enforced smart settlement will become part of the operating system itself.
OP: @MrManXRP