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? The Dinarian on Locals brings you the latest in news, interviews, in-depth conversations, and stories from across the blockchain and global communities—within and beyond cryptocurrency ?. Experts delve into how blockchain technology is reshaping industries, enhancing business networks ?, transforming transaction workflows, and advancing distributed ledger systems ??. We also explore intriguing topics that may venture into the realm of conspiracies—and so much more!
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🚨A Strategic Leap Forward for Global Trade on XDC Network!🚨

At XDC Network, we're excited to announce the execution of a pivotal Memorandum of Understanding (MoU) with Murundi Group Pty Ltd.
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This international partnership brings together XDC Australia and XDC India, with support from XDC Innovation Labs and the Melbourne-based Murundi Group, to deploy advanced blockchain-powered solutions for supply chain traceability and digital trade documentation, and to align with our global trade finance ecosystem.
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It begins by digitising and optimising the high-growth India-Australia trade corridor, with clear pathways to scale globally. India and Australia represent two powerhouse economies with deepening ties, amplified by the Australia-India Economic Cooperation and Trade Agreement and the recent Mutual Recognition Arrangement (MRA) for organic products.
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This collaboration is strategically vital because it leverages XDC Network's hybrid blockchain infrastructure, enterprise-grade, EVM-compatible, low-cost, and high-speed, to address real-world pain points in international trade: paper-based inefficiencies, opaque provenance, delayed settlements, and limited access to finance.
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By focusing on proven lanes like India-Australia, we're creating a scalable model that enhances trust, reduces friction, and unlocks liquidity - ultimately fostering greater economic inclusion for traders, exporters, and SMEs across borders. Central to this effort is the XDC Trade dApp (part of the broader XDC Trade Network suite), which serves as the core engine for transforming trade processes via MLETR-compliant digital trade documents and matching Trade Funding.
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In Phase 1 (launching Q1 2026), we'll pilot these capabilities on established India-Australia flows for rice and coffee beans. Success here will accelerate Phase 2, extending the platform to Murundi’s emerging corridors in the Americas and Europe, all the while building a seamless, global blockchain ecosystem that maximises trade volume, liquidity, and efficiency.
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A heartfelt thank you to Sean White (XDC Australia), Kishan Baalaji (XDC India), Anil Chinchawale & Omkar Mestry (XDC Innovation Labs INDIA), and Madhu Murundi (Murundi Group) for championing this initiative.
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This pivotal MoU underscores XDC Network's commitment to revolutionising #supplychain, #trade, and #tradefinance through practical, interoperable, and compliant blockchain innovation.
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With January 26 fast approaching, we are honouring Australia Day and India's Republic Day together; this partnership symbolises the power of collaboration between our forward-thinking nations.
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The future of borderless, trustworthy trade is here.
Join us in shaping it!

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thedinarian@thedinarian
14 minutes ago
👉Privatization Of Money Is An Immediate Threat To Their Power

A central banker at the World Economic Forum warns that the privatization of money is an immediate threat to their power.

He says currencies issued by U.S. firms are especially dangerous to national monetary sovereignty, and says his solution is the creation of central bank digital currencies to maintain public control.

"The first threat is the privatization of money."

00:00:40
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thedinarian@thedinarian
22 minutes ago
🚨Brian Armstrong: How Tokenization is Democratizing Global Wealth Creation🚨

In this interview from Bloomberg House at Davos, Coinbase Co-Founder and CEO Brian Armstrong discusses the rise of tokenization as a pivotal economic trend.

Armstrong explains that just as stablecoins revolutionized payments by tokenizing the dollar, the same process is now transforming the equities market and other asset classes. He emphasizes the critical need to provide the 4 billion "unbrokered" adults worldwide with access to high-quality investments—such as American tech companies and institutional funds—which are often out of reach.

🔑 Key Highlights:

🔹Efficiency & Access: Tokenization offers significant efficiency gains and democratizes access to assets previously reserved for institutional investors.

🔹Bridging the Wealth Gap: By allowing those who earn income primarily through labor to invest in high-quality assets, tokenization serves as a powerful engine for wealth creation.

🔹The Global Trend: The move toward tokenizing every asset class aims to create a ...

00:01:04
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thedinarian@thedinarian
2 hours ago
🚨2017: Interview with Reggie Middleton hosted by Clif High.

Back in 2017, Reggie Middleton joined Clif High to explain how Veritaseum cuts out the 'middleman' banks. By allowing two people to trade directly with each other (Peer-to-Peer), they eliminated the massive fees usually charged to hedge funds.

Even more impressive?

👉They proved this worked as early as 2014—showing an Apple stock trade using a Bitcoin wallet—well before Ethereum even launched.

👉This was the birth of 'The Unbreakable Promise' (smart contracts).

00:08:45
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thedinarian@thedinarian
October 31, 2024
👉 Coinbase just launched an AI agent for Crypto Trading

Custom AI assistants that print money in your sleep? 🔜

The future of Crypto x AI is about to go crazy.

👉 Here’s what you need to know:

đź’  'Based Agent' enables creation of custom AI agents
đź’  Users set up personalized agents in < 3 minutes
đź’  Equipped w/ crypto wallet and on-chain functions
đź’  Capable of completing trades, swaps, and staking
💠 Integrates with Coinbase’s SDK, OpenAI, & Replit

👉 What this means for the future of Crypto:

1. Open Access: Democratized access to advanced trading
2. Automated Txns: Complex trades + streamlined on-chain activity
3. AI Dominance: Est ~80% of crypto 👉txns done by AI agents by 2025

🚨 I personally wouldn't bet against Brian Armstrong and Jesse Pollak.

👉 Coinbase just launched an AI agent for Crypto Trading
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thedinarian@thedinarian
37 minutes ago
👉Ripples Newly AQUIRED "G-Treasury"

👉Ripples Newly AQUIRED "G-Treasury"

Legacy treasury operates 9-to-5, but your business runs 24/7/365. That gap costs you in idle cash that could generate returns and cross-border payments that rack up fees.

Ripple Treasury changes the equation. By combining GTreasury's leading platform with enterprise-grade digital asset infrastructure, you gain real optionality: traditional rails when optimal and blockchain settlement when advantageous. It's all about adding strategic choice.

Join Renaat Ver Eecke (CEO, GTreasury) and Mark Johnson (Chief Product Officer, GTreasury) on January 28 at 10:30 AM CST to see how rail-agnostic operations deliver cost savings, 24/7 liquidity access, and competitive advantage.

You'll learn about:

➡️ Ripple's enterprise infrastructure: regulatory compliance across 75+ jurisdictions, institutional-grade custody, ISO 20022-compliant rails reaching 90%+ of global FX markets

➡️ GTreasury's evolution: 100% earnings reinvestment, doubled innovation ...

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thedinarian@thedinarian
44 minutes ago

🚨 SIEMENS TESTS DIGITAL EURO TO SETTLE 3-D PRINTING MICRO-PAYMENTS 🚨

Siemens has kicked off a sandbox with the European Central Bank to see whether a wholesale digital euro can instantly settle royalties each time an industrial 3-D printer fires up a licensed design. The pilot—part of the ECB’s third wave of DLT trials—targets €0.002–€0.05 per-print licence fees that today cost more to invoice than they generate, opening the door to machine-to-machine (M2M) monetization at global scale.

🔑 Key Points

🔹 Micro-Settlement Engine – Siemens’ modular printers embed a digital wallet that queries a smart-contract IP registry; when a CAD file is selected, the wallet auto-pulls a digital-euro CBDC token from the operator’s account and streams it to the licensor every 15 seconds of print time.

🔹 Cost Kill – Legacy process (invoice → PO → SWIFT → FX) costs ~€0.30 per transaction; CBDC test nets show €0.0008 all-in, ...

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thedinarian@thedinarian
2 hours ago

🚨 UBS Explores Crypto Trading for Private-Banking Clients 🚨

Swiss banking giant UBS is quietly piloting a crypto-trading service aimed at ultra-high-net-worth (UHNW) individuals, allowing family-office and private-banking clients to buy, sell and custody BTC, ETH and “select blue-chip tokens” through the same portal used for equities, FX and structured products, according to insiders cited by Cointelegraph.

🔑 Key Points

🔹 Scope & limits

  • Pilot universe: ≤ 400 clients, min. AUM CHF 10 M ($11 M).

  • Assets: BTC, ETH, plus two “institutional-grade” tokens (sources say BNB and SOL under compliance review).

  • Venue: UBS-owned smart-order-router (SOR) that currently aggregates 18 equity venues; crypto leg connects to Coinbase Prime, Bitstamp and Flow Traders OTC desk.

  • Custody: 95% cold-storage at Coinbase Custody Trust (NY-chartered), 5% warm wallet for same-day liquidity; UBS retains bankruptcy-remote control, mirrored on its internal books.

🔹 ...

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thedinarian@thedinarian
1 hour ago
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International Public Notice: Accounting for World Gold Reserves
Remember how U.S. Troops were ordered into Libya all of a sudden?  How Gaddafi was captured and murdered?  And then everything went silent?  It was all  "Tut, tut....move along, nothing to see here."? 
 
After years of being a critic of the Western Colonial Empire, Gaddafi went too far.  He suggested that African countries do something that America once did --- form a Union, issue a single gold-backed currency, and act in mutual self-interest.  
 
This African Union would be an instant economic juggernaut, enabling African countries to engage their own resources for their own benefit. 
 
Imagine that?  
 
That's why Muammar Gaddafi was murdered, disrespectfully, in the street, while cameras rolled. 
 
And now, Gaddafi's son is asking the leaders of the "beneficial humanitarian intervention" led by NATO and France, where Libya's gold went?  
 
 
And guess what --- the "heroes" purportedly liberating Libya -- liberated their gold instead. 
 
 
And they left Libya in ruins.  No grand humanitarian rescue, no, nothing like that.  Orphaned children, widows, destroyed infrastructure, instead. 
 
But Europe's central banks mysteriously balanced their books and looked healthy again. 
 
 
The strange thing, folks, is not that the European central banks would use unknowing mercenaries to attack Libya and steal gold belonging to comparatively poor people. 
 
The same NATO players and the same unwitting mercenaries had already done the same thing, seven years before, in Iraq. 
 
Iraq's gold reserves were stolen, too, but nobody talks about that. 
 
We are left with the ironic flip-side of the joke.  
 
Iraq's "weapons of mass destruction" were right under our noses, hidden in plain sight.  Oil resources could be "weaponized" in a commercial war designed to end the Petrodollar monopoly.  Gold resources could similarly be deployed.  
 
So NATO and G.W. Bush decided to steal these "weapons of mass destruction" and benefit themselves.
 
Our soldiers and sailors didn't know that they were being used as cheap mercenaries engaged in illegal and immoral asset confiscation.  They thought they were part of an honest military.  They were told they were defending against a threat to their country. 
 
We didn't say they weren't smart.  We said they weren't told. 
 
The vast majority of U.S. troops in Iraq and Libya, both, didn't know their actual role in either one of these attacks.  
 
Just like they didn't know that the artillery shells they were using were full of deadly nuclear waste that was polluting the whole region --- and serving to kill them, too, via exposure to this unseen pollution. 
 
They just tried to use other mercenaries to steal Burkina Faso's gold, too.  It didn't work out so well.  
 
 
Things only got worse.  France wasn't about to give up its colonial holdings in the Sahel region of West Africa without a fight.  So they sought to encircle Burkina Faso and bully their way back into power that was never theirs.  Vladimir Putin, not NATO, stood firm, making it impossible for France to force either regime change or direct military intervention. 
 
 
Colonialism in Africa, including the modern form of Corporate Feudalism, has been a plague, a constant pernicious asset stripping operation that has sought to cripple the economies of entire nations and reduce African countries to a condition of dependence and helplessness, a circumstance which has consigned generations of African people to poverty, pollution, and loss of self-determination. 
 
We applaud the Sahel for its determination to live free, to use its resources first and foremost for the benefit of their own people, and to choose their own future.  
 
We wish the nations of the Sahel peace and plenty and self-determination. We shame those governments -- aka, commercial mercenary corporations -- in Europe which have mercilessly and recklessly preyed upon nations and people who have only sought fairness and respect, reliable business partners, and a future worth living for.  They have nobody to blame, and that includes blaming Vladimir Putin. 
 
They have, and they have always had, the option of treating the nations of the Sahel as equals, owed care, consideration, respect, and fairness.  It's their fault and on France's account, that they have not updated and corrected their predatory behavior. 
 
Issued by: 
Anna Maria Riezinger - Fiduciary
The United States of America
In care of: Box 520994
Big Lake, Alaska 99652
January 22nd 2026

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thedinarian@thedinarian
1 hour ago
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🧬China’s Birth Slump Signals Deepening Structural Crisis: Analysts🧬
Experts warn the birth slump threatens China’s future workforce, growth prospects, and social stability.
 
China’s plunging birth rate is increasingly being viewed by analysts as a point of no return—one that reflects not only changing social attitudes but the long-term consequences of decades of state control over family life.
 
“The pace of the decline is striking, particularly in the absence of major shocks,” Yue Su, principal economist at the UK-based Economist Intelligence Unit, told CNBC.

 

Rapid Demographic Contraction

While falling birthrates are a common phenomenon in many countries, analysts say China’s trajectory stands apart in both speed and scale.

China’s National Bureau of Statistics (NBS) announced on Jan. 19 that the country recorded just 7.92 million births in 2025, down from 9.54 million in 2024 and the lowest number in decades. China’s total population fell for the fourth consecutive year, shrinking by 3.39 million people—the steepest annual decline since population contraction began in 2022.

The collapse in births follows decades of the Chinese regime’s brutal one-child policy from 1979 until 2015, using heavy fines, job penalties, and even forced abortions to limit family size. The policy succeeded in slowing population growth but also accelerated population aging.

Even after Beijing formally ended the policy—and later allowed two and then three children—birthrates continued to fall, showing that long-term social and economic effects have proven difficult to reverse.

Chinese state-controlled media NetEase reported China’s total fertility rate (TFR) was below 1 birth per woman for 2025, citing China-based scholars.

The World Factbook by the United States’ Central Intelligence Agency showed a slightly higher figure of 1.2, still among the lowest in the world. By comparison, the United States’ TFR was at 1.63 for 2025, well above China’s level, though still below the population replacement rate of 2.1.

The World Economic Forum (WEF) estimated in 2022 that in the late 1980s, China’s total fertility rate—the average number of children born to each woman—stood at 2.6, and since 1994, China’s fertility rate has hovered between 1.6 and 1.7, before falling to 1.3 in 2020 and dropping further to just 1.15 in 2021.

This marks the first instance of sustained population decline in China outside of the three famine years since the founding of the People’s Republic in 1949.

National Bureau of Statistics data show that China’s natural population growth rate in 2025 fell to negative 2.41 per thousand, while the death rate rose to 8.04 per thousand, the highest level since 1968.

U.S.-based China current affairs commentator Wang He described the pace of decline as historically rare.

“In 2016, China had more than 17 million newborns,” Wang told The Epoch Times. “Ten years later, births have fallen by more than 10 million. A collapse of this magnitude in peacetime is extremely uncommon in world history.”

 

Questions Over the Numbers

Some analysts believe the official figures may still overstate the true number of births.
 
Skepticism over China’s population data has long existed. The 2020 national census reported a population of 1.41 billion, but many observers suggested the figure may have been inflated, citing earlier local surveys that had already shown negative population growth.

Japan-based Hong Kong journalist and economist Joseph Lian said in a 2023 interview with The Epoch Times that the Chinese regime’s population data manipulation likely began as early as the 1990s.

“By the mid-2000s, it became clear that population growth was losing momentum, and large-scale data inflation began,” he said.

According to Wang, the Chinese regime controls multiple parallel datasets—including the public security bureau’s household registration records, hospital birth data, and primary school enrollment figures—none of which are publicly accessible.

“How much the data is adjusted, and to what extent, outsiders can only guess,” he said.

Why Young Chinese People Aren’t Having Children

China’s demographic crisis is unfolding despite years of regime efforts to encourage childbirth. Authorities have rolled out birth subsidies, simplified marriage registration, extended maternity leave, and even imposed a 13 percent tax on condoms. None of it has reversed the trend.
 
The CCP’s propaganda mouthpiece China Central Television reported that the number of registered marriages in China in 2024 fell by nearly 20 percent, the largest drop on record. About 6.1 million couples married that year, down from 7.68 million in 2023. Marriage rates in China are widely viewed as a leading indicator for future birth trends.

For many young Chinese people, the barriers to starting a family remain overwhelming.

Chinese state media China National Radio cited a 2024 survey by the YuWa Population Research Institute that found that the average cost of raising a child to high school graduation in China is about 538,000 yuan ($75,000), more than six times China’s per-capita gross domestic product (GDP). In major cities, the cost is even higher. By comparison, the figure is about 4.1 times per-capita GDP in the United States and 4.26 in Japan.

Researchers at nonprofit research organization RAND have suggested that China’s falling fertility reflects “unmet fertility intentions,” not a lack of desire for children.

“China’s pronatalist policies have not reversed fertility decline or increased population growth to a sustainable rate, demonstrating the limits of state-led interventions in family decision-making,” RAND analysts wrote.

U.S.-based Chinese economist Li Hengqing noted that childlessness is often a reluctant choice.

“For average Chinese [families], having children is about lineage, emotional security, and hope,” Li told The Epoch Times. “Not having children is an extremely painful and involuntary decision.”

Wang sees the demographic collapse as a form of collective protest.

“In a sense, this is the public casting its vote,” he said. “By refusing to have children, people are expressing their anger—and their despair.”

 

Economic Consequences

Economists warn that no society has achieved sustained economic growth amid long-term population decline.
 
Research firm the Rhodium Group projected in late 2024 that China’s real GDP growth in 2025 would range between 2.5 and 3 percent, roughly half of the regime’s reported figures, reflecting mounting structural constraints.

China now faces a rapidly aging population alongside a shrinking labor force. Fewer newborns today means fewer workers tomorrow, making it harder to support an expanding elderly population and placing additional strain on an already fragile pension system.

According to the Chinese Communist Party’s State Council, by 2035, the number of people aged 60 and above is expected to reach 400 million, which will be more than 30 percent of the country’s population.

A 2019 report by the Chinese Academy of Social Sciences estimated that China’s pension reserves could be exhausted by 2035.

China’s current population trend is what demographers often describe as the “low-fertility trap.” Once fertility falls below 1.5—or even 1.4—it becomes extraordinarily difficult to raise it by even 0.3 points. China’s fertility rate is already far below that threshold.
 
 

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thedinarian@thedinarian
January 10, 2026
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🚨David Grusch on The Megyn Kelly Show🚨

Earlier this week, UFO/UAP whistleblower David Grusch appeared on The Megyn Kelly Show for a brief but revealing interview. During the conversation, Grusch named individuals he claimed were involved in managing the alleged UFO/UAP Legacy crash retrieval program, statements that immediately drew attention across the disclosure community.

Most notably, Grusch asserted that former Vice President Dick Cheney played a central role in overseeing the program. Cheney’s name has circulated within UFO/UAP research circles for years, but this marks the first time it has been spoken publicly by a former intelligence official who claims direct knowledge of the issue. It is also notable that just weeks ago, journalist Ross Coulthart independently referenced Cheney in a similar context, lending additional weight to the consistency of these claims.

Grusch also named former Director of National Intelligence James Clapper, stating that Clapper was not only aware of the crash retrieval issue, but managed it and helped place individuals into key roles, both publicly and behind the scenes. These are serious assertions that warrant scrutiny and further investigation, given their potential implications for disclosure.

Please watch the full interview and consider its significance within the broader context of the disclosure conversation. Please note that the interview concludes with a paid promotional pitch, and Grusch does not provide any additional comments after the pitch.

 

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