šØ Ripple to Secure Australian Financial Services License via BC Payments AcquisitionāAPAC Payments Volume Nearly Doubled Year-on-Year in 2025
Ripple announced plans to secure Australian Financial Services License (AFSL) through proposed acquisition of BC Payments Australia Pty Ltd, subject to standard completion process. License enables Ripple to expand payments offering in Australia for financial institutions, fintechs, enterprises seeking faster cross-border value movement. AFSL strengthens Ripple's ability to scale Ripple Payments across APAC region with Ripple's APAC payments volume nearly doubling year-on-year in 2025. Ripple now has 75+ regulatory licenses worldwide making it one of most licensed crypto companies.
š Key Points:
š¹ AFSL via BC Payments Acquisition: Ripple will obtain Australian Financial Services License through proposed acquisition of BC Payments Australia Pty Ltd subject to finalizing standard completion process; strengthens ability to offer licensed end-to-end platform for moving funds globally; enables Ripple Payments to manage full transaction lifecycle from onboarding/compliance through funding, FX, liquidity management, final payout
š¹ Direct Settlement and Payout Network Control: AFSL allows Ripple to directly oversee settlement, connect customers to local payout partners, optimize transaction routing; delivers faster time to settlement, greater transparency, reduced counterparty risk; customers benefit from single integration into Ripple infrastructure without managing multiple intermediaries or underlying blockchain technology themselves
š¹ APAC Payments Volume Momentum: Ripple's APAC payments volume nearly doubled year-on-year in 2025 reflecting strong regional momentum; works with leading financial institutions modernizing payments infrastructure including Australian customers Hai Ha Money Transfer, Novatti Group, Stables, Caleb & Brown, Flash Payments, Independent Reserve
š¹ 75+ Global Regulatory Licenses: Ripple now has more than 75 regulatory licenses around world making it one of most licensed crypto companies; few other digital assets companies come close to this level of regulatory oversight; positions Ripple to scale digital assets solutions supporting institutions moving from legacy technology to modern digital asset infrastructure
š¹ Reserve Bank of Australia Collaboration: Ripple continues working closely with regulators and policymakers across region; actively participates in initiatives such as Project Acacia led by Reserve Bank of Australia and Digital Finance Cooperative Research Centre; demonstrates commitment to regulatory engagement beyond just obtaining licenses
š Why It Matters:
š¹ Licensing-First Expansion Strategy: Ripple's approach of securing regulatory licenses before offering services distinguishes from crypto-native companies operating in regulatory gray areas; AFSL via acquisition faster than ground-up licensing process; validates compliance-focused business model over move-fast-break-things approach common in crypto industry
š¹ End-to-End Transaction Control: AFSL enabling Ripple to manage full transaction lifecycle versus just providing blockchain rails represents vertical integration into regulated financial services; directly controlling settlement and payout networks creates competitive moat versus pure technology providers; captures more value chain margin while reducing customer friction
š¹ APAC Strategic Priority Signal: Nearly doubling APAC payments volume year-on-year combined with AFSL investment demonstrates region as strategic growth priority; Australia as gateway to broader APAC expansion; contrasts with companies treating region as secondary market; positions Ripple ahead of competitors in high-growth cross-border corridor
š¹ Regulatory License as Competitive Advantage: 75+ global licenses creates compliance moat difficult for competitors to replicate; financial institutions prioritizing regulated service providers over unlicensed alternatives; licensing portfolio becomes network effect as each new license makes Ripple more attractive for regulated customers in other jurisdictions
šÆ Bottom Line:
Ripple securing Australian Financial Services License via BC Payments Australia acquisitionāenables end-to-end payments lifecycle management from onboarding to payout; APAC payments volume nearly doubled in 2025; 75+ global regulatory licenses position Ripple as one of most licensed crypto companies.
https://ripple.com/ripple-press/ripple-to-secure-australian-financial-services-license-expanding-payments-offering-across-apac/