🚨 Researcher SMQKE cites ADB document to argue XRP fits inside formal payment systems while Bitcoin and Ethereum sit outside them 🚨
SMQKE shared an Asian Development Bank passage that draws a structural line between cryptoassets operating outside the financial system and those integrated into formal payment systems. The article argues XRP belongs in the second category, which is central to the “why they fear XRP” framing.
🔑 Key highlights:
🔹️ SMQKE posted an ADB excerpt saying Bitcoin and Ethereum fall outside the system, while XRP falls within it.
🔹️ The article says the ADB publication distinguishes between alternative crypto payment systems and formal payment systems.
🔹️ It argues XRP is designed for settlement use inside existing financial infrastructure, not as a standalone alternative monetary network.
🔹️ The piece says regulators and BIS-style standards matter because they determine whether a cryptoasset can be treated as part of regulated payment infrastructure.
🔹️ The article frames XRP’s classification as a structural advantage for future adoption in cross-border settlement and formal financial rails.
🎯 Bottom Line: The article’s core claim is that XRP’s design aligns more naturally with regulated payment systems than Bitcoin or Ethereum, giving it a different institutional role.
https://timestabloid.com/researcher-smqke-says-this-is-why-they-fear-xrp-details/