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? The Dinarian on Locals brings you the latest in news, interviews, in-depth conversations, and stories from across the blockchain and global communities—within and beyond cryptocurrency ?. Experts delve into how blockchain technology is reshaping industries, enhancing business networks ?, transforming transaction workflows, and advancing distributed ledger systems ??. We also explore intriguing topics that may venture into the realm of conspiracies—and so much more!
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You Will Own Nothing And Be Happy Now (Great Reset)

Are you ready to own nothing?

You will own nothing and you will be happy. This may sound like a crazy idea, but it’s something that more and more people are starting to believe in.

In an article published in Forbes by the World Economic Forum, the authors talk about how we will eventually live in a system where your whole life is subscription-based and only the very rich will own any personal property.

“Welcome to the year 2030. Welcome to my city — or should I say, “our city.” I don’t own anything. I don’t own a car. I don’t own a house. I don’t own any appliances or any clothes.It might seem odd to you, but it makes perfect sense for us in this city.”

If you read the article, this is how things will play out:

Privacy is a luxury
Owning a home is a luxury
> — YOU ARE HERE — <
Owning clothes is a luxury
Raising kids is a luxury

Ownership is dead, and you can see it all around you.

Home ownership is declining, nobody owns a video game or a movie anymore (it’s all streaming), and total household debt is at an all-time high.
The rich are getting richer and the poor are getting poorer.

So, here’s exactly what will happen next.

The future of cars is a subscription nightmare

Earlier this week BMW announced that they would be charging an additional $18 a month to use heated seats in their cars. People were pissed.

“South Korea’s BMW ConnectedDrive Store, which sells the heated seat and steering wheel subscriptions ($18/mo and $10/mo, respectively) also lets you pay to unlock other hardware features such as a “high-beam assistant, additional safety systems, and the camera-based Driver Recorder.”

It’s not just BMW milking their customer’s tits, Tesla has been doing this for years with their “premium connectivities package” which allows you to use features like internet browsing, music streaming, and live traffic visualization.

This is all leading to a future where microtransactions are ubiquitous across cars by 2030 — meaning you won’t truly own your car unless you cough up an additional pound of flesh.

That’s not even mentioning that rental car companies are now offering subscription services for you to rent out a car for up to several months. It’s only a matter of time until we’re all driving around in subscription-based cars that we don’t own, and paying through the nose for it.

The future of digital ownership is a joke

Did you really think you owned that copy of Microsoft Office that you bought?

Nope, you’re just paying for a subscription to use it.

And what about those games you bought on Steam, Xbox, or on the Playstation Store? You don’t own them either, you’re only paying for the privilege to play them as long as the servers are up and running. Don’t believe me? Here’s the proof:

Funny how all these stories always go under the radar. And even if they’re in the public eye they’re forgotten in a month. We have the memory of a goldfish.

Nobody ever reads the fine print. I can’t blame them. But if you take a look at the Steam Subscriber Agreement for instance this is what it says:

“Valve hereby grants you a nonexclusive, nontransferable, revocable right and license to use the Software for your personal, non-commercial use in accordance with this Agreement, or, if you are a Game Developer, your internal business use… the Content and Services are licensed, not sold. Your license confers no title or ownership in the Content and Services.”

Ironically, NFTs (i.e. digital ownership that is verifiable on the blockchain) might be a viable solution to the problem of digital ownership — but they’re years away from being taken seriously.

You will never own a home in this economy

Owning a home was never easy.

Houses are expensive and deliver an immediate sense of buyer’s remorse due to maintenance costs, property taxes, and interest on the mortgage.

But if you get past the initial headaches, owning a home is like winning a ticket to the chocolate factory. It opens the door for generational wealth and you will no longer have to deal with the common problems of renting:

Being at the mercy of rent increases (which are crazy right now, especially in NYC)

Guaranteed no return on your money

No interest tax deduction

Real estate appreciates long-term

If you do want to move, you can rent the place out and actually earn passive income from it

Kiss all of that goodbye.

As we enter the era of the “Great Reset,” it’s becoming increasingly clear that owning a home is a luxury that few will be able to afford — and it’s primarily due to banks buying everything up.

Blackstone — not to be confused with BlackRock, which is also the devil incarnate — is a global investment management company and is among several powerful firms pushing working families out of the housing market and into rentals.

To date, Blackstone is the largest single-family-rental company in America, with more than 80,000 homes under its control.

In 2022, Blackstone is planning to spend $6 billion to expand its backing of single-family rental offerings, and will pay above asking prices for many of these homes. Not only will prices not go down on homes but you will be paying hundreds of dollars more per month in interest.

You will just keep getting poorer.

And to see where we’re heading in America you can look at a similar trend of homeownership in Japan:

And to use another example, Canada is particularly fucked and emblematic of where America might be heading.

In terms of home affordability, they are worse than London, England. The average detached house in Toronto is CAD1.8M.

Economic titans like Blackstone, BlackRock and Zillow can take a hit from buying homes at record prices, but eventually, their investment will pay off royally for them.

They’ll continue to buy up houses and not be punished for any risky financial gaffe they make, as was the case in 2008 when the banks were bailed out to the tune of $700 billion.

The banks are too big to fail and are also “too big to jail.”

In 2050 the idea of ownership will be completely dead

We, the everyday average American dude person is responsible for all of this. We’re allowing it to happen by willingly paying for it.

Let me explain.

There’s a common misconception about how to price things in today’s economy.

Price is firstly based on the number of work hours that go into everything, from digging up the metal, to shipping, to assembly, to shipping again, to whatever, because this is how profit is generated, you divide the work hours into as much production as you can at the same workday.

For the most part, in our modern economy, all of that is wrong.

Today, pricing has very little to do with how much it costs to produce a thing, and everything to do with how much people are willing to pay for it. This is how something like a house can cost $700,000 to build and be worth $100,000,000. It’s how shoes are made for $30 and sold for $300. It’s how selling bathwater made an OnlyFans girl thousands of $$$.

It does matter how much it costs to create something, but what matters more is how much people are willing to pay for it. That’s one of the reasons why gas prices are so high. The oil industry is hitting record profits during these gas prices because they can manipulate the supply and demand.

This is all to say that these subscription models aren’t some new-fangled way to milk more money out of you. We are willingly paying for our demise.
It’s our fault.

We’re the ones to blame.
And you will be happy
Don’t forget that part.

It’s unfortunate, because due to market circumstances — such as record-high inflation, coronavirus, and another recession — big corporations will be able to pursue long-term prudent investments, while the common man makes expedient decisions.

It’ll be a lot of fun in the short term: cheap credit, booze, pills, digital media on demand, and the idea of ownership for things we don’t really own.

But in the long term, we’ll willingly give up rights and privileges that would make the average American living in 1958 puke.

Thanks for reading friends.

https://medium.com/yardcouch-com/you-will-own-nothing-and-be-happy-now-great-reset-2cb6ec88c732

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Have you noticed a Personality Change in those who took the experimental Covid Vaccines?

If so, here’s the theory as to why this has happened, and it makes perfect sense as to why the elites would do this. THEY do not want you to be able to step into your power. With this destroyed, THEY win.

00:01:10
Stargate: Establishing the Physical Foundations of the AI Revolution 🛰️🌎

The Stargate initiative represents the most substantial investment in artificial intelligence infrastructure to date, as it begins to materialize on a global scale. While many perceive AI as an ethereal technology—simply accessed via applications like ChatGPT 🤖—each digital interaction is, in fact, powered by extensive physical resources: vast data centers 🏢, thousands of cutting-edge GPUs 💾, sophisticated cooling systems 💧, dedicated power grids ⚡, and essential water pipelines 🚰. AI does not reside on personal devices; it is anchored on Earth and demands significant resources.

As artificial intelligence continues to advance, its infrastructure needs only intensify. Regardless of improvements in model efficiency, the explosive growth in usage—billions of queries, ongoing model training, and worldwide deployment—necessitates ever-greater computing power, land, electricity, and semiconductors. This expansion is not plateauing; it is accelerating 📈.

Stargate stands ...

00:01:55
🚨 A Senior UAE Official Has Forecasted...👀

🇦🇪 The United Arab Emirates has taken a decisive step that the United States has been reluctant to pursue.

👉 “Within the next two years, cryptocurrency will be used more frequently than traditional currencies like the dollar or dirham, even for everyday purchases such as coffee and groceries.” 🏦☕🛒

It is worth noting which cryptocurrencies offer transaction fees that are virtually negligible. 😏

The official further stated: “Mark my words, I believe in actions, not just words.”

00:01:00
👉 Coinbase just launched an AI agent for Crypto Trading

Custom AI assistants that print money in your sleep? 🔜

The future of Crypto x AI is about to go crazy.

👉 Here’s what you need to know:

💠 'Based Agent' enables creation of custom AI agents
💠 Users set up personalized agents in < 3 minutes
💠 Equipped w/ crypto wallet and on-chain functions
💠 Capable of completing trades, swaps, and staking
💠 Integrates with Coinbase’s SDK, OpenAI, & Replit

👉 What this means for the future of Crypto:

1. Open Access: Democratized access to advanced trading
2. Automated Txns: Complex trades + streamlined on-chain activity
3. AI Dominance: Est ~80% of crypto 👉txns done by AI agents by 2025

🚨 I personally wouldn't bet against Brian Armstrong and Jesse Pollak.

👉 Coinbase just launched an AI agent for Crypto Trading
‼️MAJOR CONFIRMATION DIRECTLY FROM SWIFT

‼️MAJOR CONFIRMATION DIRECTLY FROM SWIFT: “No more delays — THE NOVEMBER 2025 DEADLINE FOR ISO 20022 MIGRATION IS FINAL AND WILL NOT MOVE.”‼️

OP: @Smqkedqg

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The Vatican's Control Runs Deep 👀

The Vatican has been the subject of countless theories throughout history. From secret archives to alleged world domination schemes. Let's explore the most common Vatican theories, their origins, and what we actually know.

The Major Vatican Theories:

The Illuminati Connection: The Vatican secretly controls or collaborates with the Illuminati to establish a New World Order.

Secret Archives Control: The Vatican Secret Archives contain proof of alien contact, suppressed scientific discoveries, or evidence of historical cover-ups.

The P2 Masonic Lodge Scandal: The Vatican Bank was involved in a massive conspiracy involving the P2 Masonic lodge, political corruption, and murder.

Suppression of Scientific Knowledge: The Vatican has systematically suppressed scientific discoveries that contradict Church doctrine.

The Third Secret of Fatima: The Vatican is hiding apocalyptic prophecies revealed at Fatima that would cause global panic if disclosed.

Financial Scandals: Legitimate concerns about ...

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Veritaseum Hodlers, Are You Ready For Chaos? 🚀 👩‍🚀

What would happen if Veritaseum was "Resurrected" from the Land of Dead Cryptos? Would Clif High's prediction of Veri trading 1 to 1 with Bitcoin actually come TRUE?! We may just find out SOONER than you think!!

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Stellar's Ecosystem Surges Forward: Smart Contracts, Lightning Speed, and Real-World Impact in 2025

The Stellar blockchain ecosystem is experiencing remarkable momentum in 2025, with groundbreaking technical achievements and expanding real-world adoption that position it as a major player in the decentralized finance landscape. From lightning-fast transaction speeds to innovative smart contract capabilities, Stellar is demonstrating that blockchain technology can deliver both performance and practical utility.

Technical Breakthroughs Drive Performance

The Stellar Development Foundation's Q1 2025 quarterly report reveals impressive technical milestones that showcase the network's maturation. The platform now processes an astounding 5,000 transactions per second with remarkably fast 2.5-second block times, putting it among the fastest blockchain networks in operation today.

This performance leap isn't just about raw numbers—it represents Stellar's commitment to creating infrastructure that can handle real-world demand. Whether it's cross-border payments, asset tokenization, or decentralized applications, the network's enhanced capabilities provide the foundation for scalable blockchain solutions.

Smart Contracts Get Smarter with Soroban

One of the most significant developments has been the launch and continued evolution of Soroban, Stellar's smart contract platform. The introduction of Contract Copilot represents a major advancement in developer experience, enabling faster and safer smart contract development through enhanced tooling and guidance.

This focus on developer experience is crucial for ecosystem growth. By lowering barriers to entry and improving the development process, Stellar is positioning itself to attract innovative projects and talented developers who might otherwise choose competing platforms.

New Token Standards Meet Market Needs

The Stellar Development Foundation has introduced new token standards developed specifically based on feedback from developers and institutional users. This responsive approach to platform development demonstrates Stellar's commitment to building technology that meets actual market needs rather than theoretical requirements.

These standards are particularly important as institutional adoption continues to grow, with organizations requiring robust, compliant, and flexible token frameworks for their blockchain initiatives.

Global USDC Integration Expands Utility

The integration of USDC across Stellar's global network represents a significant milestone for practical cryptocurrency adoption. Stablecoins like USDC provide the price stability necessary for everyday transactions and business operations, making them crucial for blockchain platforms seeking real-world utility.

This integration is particularly impactful in emerging markets, where access to stable digital currencies can provide financial services to underbanked populations and facilitate more efficient cross-border transactions.

Industry Events Build Community Momentum

The Stellar ecosystem's growing influence is evident in its presence at major industry events. The foundation's participation as a sponsor at Consensus 2025 in Toronto and Digital Assets Week in New York demonstrates its commitment to engaging with builders, investors, and institutional leaders across the blockchain space.

These events serve as crucial networking opportunities and platforms for showcasing innovative projects within the Stellar ecosystem. Recent Meridian events have highlighted creative projects like Skyhitz and HoneyCoin, illustrating the collaborative spirit and diverse applications being built on the platform.

Real-World Impact in Emerging Markets

Perhaps most importantly, Stellar's growth isn't just about technical metrics—it's about real-world impact. The platform's focus on emerging markets addresses genuine financial inclusion challenges, providing efficient payment rails and access to digital financial services where traditional banking infrastructure may be limited.

This practical approach to blockchain implementation sets Stellar apart from projects that focus primarily on speculative trading or theoretical use cases. By solving actual problems for real users, Stellar is building sustainable demand for its technology.

Looking Ahead: Enterprise-Grade Infrastructure

Stellar positions itself as offering enterprise-grade asset tokenization alongside its DeFi capabilities and payment infrastructure. This comprehensive approach makes it attractive to institutions looking for a single platform that can handle multiple blockchain use cases.

The combination of fast transactions, low costs, smart contract capabilities, and regulatory-conscious development creates a compelling value proposition for enterprises considering blockchain adoption.

The Road Forward

As 2025 progresses, Stellar's ecosystem appears well-positioned for continued growth. The technical infrastructure improvements, developer-focused enhancements, and real-world adoption initiatives create a strong foundation for expanding use cases and user adoption.

The blockchain industry has seen many projects promise revolutionary capabilities, but Stellar's focus on delivering measurable performance improvements and practical solutions suggests a mature approach to blockchain development. With transaction speeds that rival traditional payment systems and growing institutional adoption, Stellar is demonstrating that blockchain technology can move beyond experimental phases into mainstream utility.

For developers, institutions, and users looking for blockchain solutions that prioritize both performance and practical applicability, Stellar's 2025 developments represent significant progress toward a more accessible and useful decentralized financial ecosystem.

Source: The Dinarian ⚡ Claude AI

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Soroban Security Audit Bank: Raising the Standard for Smart Contract Security

The Stellar Development Foundation (SDF) is deeply committed to helping ensure that the highest security standards are available for projects building on the Stellar network. Last year SDF launched the Soroban Security Audit Bank, an initiative to provide projects access to auditing experts and tooling that are proven to help prevent hacks by catching potential bugs, inefficiencies, and security flaws before contracts go live. Through the Soroban Security Audit Bank, we’re empowering teams building on Soroban with comprehensive security audits from leading audit firms, enhanced readiness support, and robust tooling, significantly elevating the ecosystem’s safety and efficiency.

Since launch, the Soroban Security Audit Bank has successfully conducted over 40 essential audits, deploying over $3 million to support security of the smart contracts on Stellar. Check it out!

 

Ecosystem Success Stories: How the Soroban Audit Bank Drives Security Forward

By making automated formal verification available to developers, in addition to allocating significant budget for securing many of the top DeFi protocols built on top of Stellar, SDF has established a new security standard in the Web3 ecosystem. Mooly Sagiv, Co-Founder of Certora
SDF has been a strong partner as we’ve worked with teams across the Stellar ecosystem. SDF’s Audit Bank initiative allows for a smooth and streamlined review process, and is a clear reflection of the Stellar ecosystem’s enhanced commitment to security. Robert Chen, CEO of OtterSec
 

Leading projects within the Soroban ecosystem have highlighted the impact of the Audit Bank

Finding a good auditor is difficult, expensive, and high-stakes. The Audit Bank streamlines the process and supports ecosystem projects with security review at critical growth milestones. Markus Paulson, Co-Founder of Script3
The audit firms we worked with deeply understood the full ecosystem and the underlying protocols used. Their expertise and the tools from the Audit Bank strengthened our security and supported user and investor trust. Esteban Iglesias Manríquez, Co-Founder of Palta.Labs

What's New in 2025: Enhanced Audit Support for Soroban Builders

Teams building financial protocols, high-dependency data services, high-traction dApps funded by the Stellar Community Fund are able to request an audit and will typically be matched with a reputable audit firm within two weeks. We recently restructured the program for this year to enhance audit efficiency and incentivize accountability, and rapid and complete vulnerability remediation:

  • Complimentary Initial Audit: Projects will need to contribute 5% of the audit cost upfront, but this co-payment amount is eligible for a full refund, provided that critical, high, and medium vulnerabilities identified are swiftly remediated within 20 business days of receiving the initial audit report (learn more).
  • Incentivized Security at Key Traction Milestones: Complimentary, extensive follow-up audits are available as projects achieve critical traction milestones (e.g., $10M and $100M TVL). These audits include deeper assessments such as formal verification or competitive audits, significantly boosting project security at pivotal stages.
  • Advanced Security Tooling: Projects can enhance their security self-serve through complimentary or discounted access to specialized tooling, which provide vulnerability detection and formal verification capabilities (see full list of available tooling). These tools are encouraged to capture ‘easy-to-spot’ issues prior to audit as well as a final check post-audit to increase the effectiveness and thoroughness of audits.
  • Enhanced Audit Readiness Support: Projects receive structured preparation support, including the implementation of best practices and security standards based on the STRIDE threat modeling framework. This ensures project teams are thoroughly prepared, optimizing audit efficiency and minimizing delays.

Get Started Today

If you're already funded through the Stellar Community Fund, meet the criteria and ready to secure your smart contracts, check your email for an invitation to submit an audit request–if you haven’t received one, contact [email protected].

If you haven't built on Stellar yet, we encourage you to start your journey with the Stellar Community Fund to become eligible for future security audits and ecosystem support. For any broader questions on the program, contact [email protected].

Also, we’re organizing an exciting series of workshops–join us for the kick-off on Soroban Security Best Practices on Friday, May 30, 2025 at 2 PM ET on @StellarOrg. Together, we're shaping a secure and resilient future for smart contracts on Stellar.

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If you find value in my content, consider showing your support via:

💳 PayPal: 
1) Simply scan the QR code below 📲
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🔗 Crypto – Support via Coinbase Wallet to: [email protected]

Or Buy me a coffee: https://buymeacoffee.com/thedinarian

Your generosity keeps this mission alive, for all! Namasté 🙏 The Dinarian

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Santander mulls stablecoin, crypto offering

Bloomberg reported that Banco Santander is mulling introducing euro and dollar stablecoins, or potentially making a third party coin available to clients, citing sources. This move aligns with broader crypto ambitions, as its digital bank, Openbank, has reportedly applied for a European cryptocurrency license under the Mica Regulations and may enable retail access to digital assets.

Systemically important banks embrace stablecoins?

Major banks are now moving from observers to participants in this expanding market. Should Santander confirm plans to launch a stablecoin, it will be the fourth global systemically important bank (G-SIB) to do so. Societe Generale’s FORGE subsidiary launched the EURCV euro coin in 2023. Deutsche Bank is a partner in ALLUnity, another stablecoin initiative with plans to launch this year, subject to regulatory approval. And Standard Chartered is part of a joint venture in Hong Kong that intends to introduce a stablecoin.

Santander’s involvement could extend beyond an individual initiative. The bank is a shareholder in The Clearing House, where the Wall Street Journal reported that US banks are exploring the potential to create a joint stablecoin. If a US initiative took that route it could involve nine more G-SIBs including Bank of America, Barclays, BMO, BNY Mellon, Citi, HSBC, JP Morgan, TD Bank and Wells Fargo.

Apart from these initiatives, our research shows that more than 20 other banks have been involved in stablecoin projects.

Until recently stablecoins were mainly used to settle cryptocurrency transactions and by residents in countries with volatile domestic currencies. During the last year stablecoin infrastructure has been expanding, especially for mainstream cross border payments. Plus, President Trump issued an executive order prioritizing stablecoins. One of the administration’s motivations is this increases demand for US Treasuries, lowering the interest rate the government pays on the Treasury bills.

Santander as an early digital assets mover

Santander’s stablecoin consideration builds on years of blockchain experience. The bank was an early Ripple investor and previously used Ripple’s permissioned network for payments (not XRP), while also embracing permissionless blockchain activities including issuing a digital bond on Ethereum in 2019. This dual approach led to collaborations with other major players – alongside Societe Generale FORGE and Goldman Sachs, Santander participated in the European Investment Bank’s first digital bond, also on Ethereum. Currently, the bank’s most significant digital money initiative involves Fnality, the wholesale blockchain-based settlement network, where Santander ranks among 20 institutional backers and is part of the early adopter group alongside Lloyds Bank and UBS.

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🙏 Donations Accepted 🙏

If you find value in my content, consider showing your support via:

💳 PayPal: 
1) Simply scan the QR code below 📲
2) https://www.paypal.me/thedinarian

🔗 Crypto – Support via Coinbase Wallet to: [email protected]

Or Buy me a coffee: https://buymeacoffee.com/thedinarian

Your generosity keeps this mission alive, for all! Namasté 🙏 The Dinarian

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