TheDinarian
News • Business • Investing & Finance
? The Dinarian on Locals brings you the latest in news, interviews, in-depth conversations, and stories from across the blockchain and global communities—within and beyond cryptocurrency ?. Experts delve into how blockchain technology is reshaping industries, enhancing business networks ?, transforming transaction workflows, and advancing distributed ledger systems ??. We also explore intriguing topics that may venture into the realm of conspiracies—and so much more!
Interested? Want to learn more about the community?
The women of crypto take over Davos WEF

Talking with outstanding women at Davos, who are shaping the crypto industry — Gender inclusivity as it is: From investors to mentors to entrepreneurs and technologists.

Many of you closely follow the gathering of the decision-makers at Davos during the annual World Economic Forum. Many of you have very strong opinions about these gatherings, which I share. Right now, however, I would like to discuss what inspired me the most during those five days of the summit. This was my first Davos event, and I could not help noticing how many women decision-makers were present, in stark contrast to similar crypto events happening in Dubai and Lisbon, for example.

Yes, the Promenade at Davos was taken over by crypto companies, exceeding the traditional finance and tech presence, but it was the presence of so many women in senior positions representing every segment of the crypto industry that increased my firm belief that the future of the crypto industry is bright. As operations lead of UpLift DAO, a launchpad for innovative crypto community projects, I interact with our community intensely to keep them engaged, and reach out to as many different sectors as possible.

Having a diverse community brings greater support to new projects, and ensuring that women are well represented is foremost of importance. It’s exciting now to see women having integral roles in major projects and taking the lead in this space to inspire the community.

Many surveys and reports bemoan the low participation rates of women in crypto — estimates say as much as 85% of the crypto community is male — however, a 2019 study by Grayscale challenges that trend and found that 43% of investors interested in Bitcoin are women. This number has surely grown as cryptocurrencies offer easy and open access to investing, unlike traditionally traded assets and commodities.

An April 2022 report saw women’s participation increase over 170% in the last fiscal year, while men’s usage was just under 80% higher. Moreover, women on average made larger initial deposits, and although they traded less frequently, their portfolios showed more structured strategies and focused positions.

The evolution and leveling of the financial playing field has come about as information and resources have become more easily accessible to everyone, another result of widespread community-building efforts and transparency built into project designs. While in Davos, I met up with several extraordinary women — from investors to mentors to entrepreneurs and technologists — making waves in the crypto community. These women are impacting the crypto scene right now, dynamic and inspirational pioneers who are paving the way for other women to come to the forefront. I took this opportunity to ask these outstanding women a few questions and am delighted to share their answers with you.

Marieke Frament, the CEO of the NEAR Foundation
a non-profit foundation headquartered in Switzerland that oversees the development of the NEAR protocol. NEAR Protocol is a shared, proof-of-stake, layer-1 blockchain that is simple to use and scalable. NEAR is also a certified carbon-neutral blockchain.

What makes you excited about the crypto industry?

“The most exciting thing for me right now about the crypto industry is the infinite possibilities of using blockchain, specifically the NEAR protocol! The opportunities it presents to transform the way we live and organize our lives are truly incredible. DAOs are super exciting and could allow people and society to work and come together in a more inclusive, fair and democratic way.”

Why were you at WEF in Davos and how do you think women can impact innovation in the global economy these days?

“Crypto was a prominent theme at Davos this year and it was important for NEAR to be there to back the important initiatives that WEF is championing but also to show the world that we are creating a positive impact in the world with the creation of a protocol that is sustainable, accessible and inclusive for everyone. Blockchain's reputation is that it's bad for the environment, and we need world leaders to realize and understand that it's not the case. In this new world of Web3, diversity is even more paramount, and as the rules are being redefined, we need more women and diversity of thought to build an inclusive future around these new tools. Yet right now in the world of crypto, around 85% of the Bitcoin community is male. Men dominate the investor space and women account for only a third of crypto holders worldwide. This is not sustainable and it won't lead to the positive outcomes we want for society as a whole.”

What advice would you give to women who want to start their career in crypto?

“For any women looking to join the world of crypto, I would give the following advice. First off, you don't have to be a developer to get into crypto. Web3, in particular, is about reshaping what we've done on Web2, so pretty much all the skills we require today in Web2 are and will be needed in Web3 and many women are qualified to make their mark in the space. Second, get trained up if you want to become a developer and let us help you! At the moment, Web3 isn't taught yet anywhere, which is why we have launched NEAR University and which is why we are on a path to train millions of developers, both male and female. Finally, my top tips to break into the sector: Start reading and learning as much as you can, and start playing with the tools and DApps that are out there. Also, engage with the companies and projects that resonate most with you and follow influencers on Twitter.”

Kerry Leigh Miller, a founding partner of Overton Venture Capital
an early-stage venture fund investing in next-gen consumer brands and services. Kerry invests in, advises and amplifies best-in-class entrepreneurs and thought leaders across industries and functions.

What makes you excited about the crypto industry?

“The potential to transform every industry by creating incentives and protocols that have the potential to change the world for GOOD.”

Why were you at WEF in Davos and how do you think women can impact innovation in the global economy these days?

“I was there to: (1) share my thought leadership on venture capital, decentralization/Web3, (2) learn from other thought leaders in both business, social impact and politics and (3) create new partnerships. One of the ways where I have already seen women have impact is in DeFi and Web3. I believe women are better communicators. What can be an overwhelming and a complex area to understand, I believe women are stronger than men at educating and distilling Web3 and DeFi into simple use cases and connecting the dots.”

What advice would you give to women who want to start their career in crypto?

“Appoint a digital bodyguard (or several!) — someone who you trust to be your mentor/teacher. Start VERY slow and build from there.”

Thy Diep Ta, co-founder of Unit Network
She designs blockchain & crypto learning, mentoring & coaching programs. She has 15 years of experience in creating peer-to-peer and centralized training programs/curricula as well as transformation programs for self- and organizational development.

What makes you excited about the crypto industry?

“Web3 is an emerging industry with a phenomenal growth rate. As such, there are countless opportunities to come in, shake up and shape the world, and build ventures, products and solutions that drive zero to one farther than nine to 10 innovations. We need every hand to build the economy of tomorrow so everyone is highly welcomed and integrated very fast.”

Why were you at WEF in Davos and how do you think women can impact innovation in the global economy these days?

“When you think of the economy of tomorrow, there’s no way to not think about Web3. The World Economic Forum is the melting pot of ideas, talents and where you have diversity of thoughts. It’s the place where every voice can find its audience, and it’s the most fertile spot to build lasting and strong alliances to move the needle on topics such as women’s participation in the economy of tomorrow.”

What advice would you give to women who want to start their career in crypto?

“Please do not think that you don’t know enough about technology to participate. You can learn all you need within a (relatively) short period of time as our industry is still very young. Getting into it now is not too late; you will have an abnormal return on your time investment to skill up on what may prove to be a more impactful social innovation than the internet, itself. The time to enter is now. With DLT Talents, Unit Masters and H.E.R. DAO, we have created many initiatives that onboard you quickly and connect you with different communities to help you thrive and drive the token economy.”

Sandra Tusin of Mindstream AI and NFT.SOHO
She is the driving force behind Mindstream AI, which is partnering with the U.K. government and the Mayor of London to help underprivileged groups gain access to good education and jobs in technology. Sandra is also the co-founder of NFT.SOHO, which quickly gained prominence by bringing together collectors, artists and innovators at monthly events in London. She also currently works at Outlier Ventures.

What makes you excited about the crypto industry?

“I am thrilled about the number of use cases in blockchain and crypto, and how it can be used to decentralize and make many different industries more efficient and transparent.”

Why were you at WEF in Davos and how do you think women can impact innovation in the global economy these days?

“I was at Davos in order to be around like-minded individuals who care about making an impact that reaches beyond their personal lives. I think the boundaries for women partaking in all types of industries are breaking down more and women can certainly leave a mark on very early industries such as blockchain and [nonfungible tokens or] NFTs to make sure that what is being created and innovated has their input and therefore serves all genders of society well.”

What advice would you give to women who want to start their career in crypto?

“I would advise women to find other like-minded females and mentors, to help each other and learn from each other — it’s always easier to start something or learn something new if you have others pursuing the same journey with you or have already been through those struggles.”

Yuree Hong, founder and advisor of Shechain.co
She is passionate about the United Nations Sustainable Development Goals of Diversity & Inclusion and Education as well as the future of decentralized networks and artificial intelligence. She is a founder & advisor of shechain.co, showcasing women-led blockchain startups with a mission to make the blockchain industry inclusive.

What makes you excited about the crypto industry?

“Crypto enabled by blockchain technology has a hybrid impact involving political, economic and technological advancement. Today, we live in an era of uncertainties such as climate change and geopolitical issues — phenomena the world has experienced in the past when shifting to the new norm. I’m excited about working on the topic right at the beginning when the world is getting prepared for a new kind of transformation.”

Why were you at WEF in Davos, and how do you think women can impact innovation in the global economy these days?

“In Davos, I hosted the “Diversity Redefined: The Future of Women’s Economic Empowerment in Web 3” session. One of the challenges we’ve discovered was that there are not enough financial resources available for women. I believe that women entrepreneurs showing more successful use cases will re-educate the investment market and re-invent the perspectives when it comes to funding. I envision a world where everyone is recognized entirely by their deliverables as humans, regardless of gender. I’m working on shechain.co to achieve that.”

What advice would you give to women who want to start their career in crypto?

“Be curious. Applying a diverse approach will help you advance in the crypto and blockchain industry. If you are technical, try experimenting with app development on multiple protocols like Ethereum (ETH), Polygon (MATIC) or Near (NEAR). If you are more into crypto investing, diversifying your investment portfolio will help hedge against high volatility. If you are a business or marketing person, go to as many conferences or events as possible, yet remember to attend some technical sessions to fill in your technological understanding. I suggest investing your energy and time in understanding the fundamental value of crypto and blockchain.”

Juliet Su, the fund partner and ecosystem lead at NewTribe Capital
a venture capital firm based out of Dubai that invests in early-stage crypto and blockchain projects. Juliet has always been curious about ideas and innovation, which led her to the world of Web3, investing and venture capital.

What makes you thrilled about the crypto industry?

“For me, crypto is similar to the internet back in the 90s. It provides you a definite level of freedom, be it time, location, or work — freedom is the ultimate flex now. You can live where you want, travel around the world and yet be able to pay anyone hassle-free, and all of this thanks to crypto. What really ignites my passion is the rapidly changing market, where one has the opportunity to be constantly updated with the new trends, generate new ideas and explore new opportunities. That gives you room for constant personal growth and brings a real excitement when learning new things daily.”

Why are you at WEF in Davos and how do you think women can impact innovation in the global economy these days?

“I have attended Davos for several years before the pandemic and it’s exciting to come back here again. I simply love the community and its vibe. People here are very open-minded, eager to communicate and super helpful. It’s not only about coming here and doing business but also about building a quality network and having your energies recharged by the ideas from some of the brightest minds in the industry and mixing with like-minded people who are on the same path to change the world.

“My position on women’s impact is slightly different than most others. I don’t support any feminist movements nor champion any women’s leadership programs simply because I believe that their role in the global economy is inevitable. Women are the ones who inspire and back the global leaders, the ones who bring kindness and empathy to any business and often have a broader vision. With specific regard to the crypto space, for sure, I agree that there's a definite lack of women in the industry, which should be addressed to make things more scalable and adaptable.”

Read the rest of the article below:
https://cointelegraph.com/news/the-women-of-crypto-take-over-davos-wef

Interested? Want to learn more about the community?
What else you may like…
Videos
Podcasts
Posts
Articles
"The World Order That We Are Coming Into"

If XRP is the neutral bridge for all sovereign currencies, stablecoins, and tokenized assets, then it’s not just facilitating payments, it’s capturing all that value at every level. From smart contracts to tokenized treasuries and digitized assets, XRP forms the foundation and backbone for everything in between.

With cross-border payments representing a multi-trillion-dollar corridor, that’s where the largest capital will flow and the greatest returns will come from.

At this point, you’re the gatekeeper to the digital economy. Everything else follows or fades away once regulations take effect.

You either see it or you won’t until it’s too late.

~The Black Swan Capitalist

00:01:50
Denelle Dixon (Stellar CEO) On Bloomburg 🚀

'Everyone, including Mastercard and Visa, is looking at how this technology can make finance easier for their consumers and their business. I don't think there is going to be a loser, but I do think there will be shake-ups. And ultimately, the consumer is going to win.' - SDF CEO @DenelleDixon on @BloombergTV

00:05:29
We are minutes away from passing the GENIUS Act.
00:01:19
👉 Coinbase just launched an AI agent for Crypto Trading

Custom AI assistants that print money in your sleep? 🔜

The future of Crypto x AI is about to go crazy.

👉 Here’s what you need to know:

💠 'Based Agent' enables creation of custom AI agents
💠 Users set up personalized agents in < 3 minutes
💠 Equipped w/ crypto wallet and on-chain functions
💠 Capable of completing trades, swaps, and staking
💠 Integrates with Coinbase’s SDK, OpenAI, & Replit

👉 What this means for the future of Crypto:

1. Open Access: Democratized access to advanced trading
2. Automated Txns: Complex trades + streamlined on-chain activity
3. AI Dominance: Est ~80% of crypto 👉txns done by AI agents by 2025

🚨 I personally wouldn't bet against Brian Armstrong and Jesse Pollak.

👉 Coinbase just launched an AI agent for Crypto Trading
🚀 On-chain Yield Meets Wall Street! 🚀

IXS, in partnership with OpenTrade, has launched the BlackRock High-Yield Corporate Bond Vault—bringing real-world bond yields to DeFi. Here’s why this is a game-changer:

🔹 Access BlackRock’s iShares 0–5 Year High Yield Corporate Bond ETF (SHYG) on-chain
🔹 Earn up to 8.5% APY, with daily interest accrual and zero fees during promo
🔹 Deposit USDC on Avalanche—no brokers, no onboarding delays
🔹 Withdraw anytime—no lockups, no gas hurdles
🔹 Backed by $6.4B in assets and a 4-star Morningstar rating
🔹 Real yield from real bonds, not just simulated returns
🔹 Fully tokenized, compliant, and always-on for digital-first investors
🔹 Brings institutional-grade fixed income directly to on-chain capital

The future of yield is here: transparent, credible, and powered by the world’s largest asset manager. 💎🌐

https://www.ixs.finance/news/ixs-launches-blackrocks-high-yield-corporate-bond-vault

https://coinmarketcap.com/currencies/ix-swap/

post photo preview
👀 OBE Master DISCOVERS MASSIVE CITY Underneath GREAT PYRAMID - Scientists CONFIRM! | Darius J. Wright

Darius J. Wright discusses his out-of-body experiences revealing ancient technologies and structures beneath the Great Pyramid, suggesting they were built by the Anunnaki. He describes tunnel systems, tablets encoded with Crystal Light information, and the presence of entities from various dimensions.

Darius emphasizes the pyramids' role in energy manipulation and transportation, using sound and frequency. He also highlights the importance of purifying the body to enhance psychic abilities and achieve true freedom.

The conversation touches on the spiritual implications of these discoveries and the potential for humanity to unlock advanced technologies and achieve higher consciousness.

Timecodes:
0:00 - Episode Teaser
5:35 - How does Darius leave his body?
7:19 - Is astral travel dangerous?
13:36 - Were giant trees real?
16:45 - Are fairies and gnomes real?
21:03 - What’s the purpose of the tunnels?
23:29 - Were pyramids stargates?
26:15 - Who built the pyramids?
27:23 - What’s inside the ...

📚 How to Liquid Stake XPRT and Add Liquidity to stkXPRT/XPRT Pool on Persistence DEX 📚

Dinarian Note: The tutorial shows you how to turn your XPRT into Liquid staked stkXPRT, which can then on top of being staked earn you extra yield via the pools on the Persistence DEX. Note: I put a list of the current pools available below. Check out the APR% on these 😉 This is what makes Defi so attractive to investors. Putting your money to work 101. Instead of just staking your XPRT for 16%, you can put it in a pool and make upwards of 50% or more. Note: These values constantly fluctuate. Even if you don't want to partake in this, it's good practice and extremely good to know! This will be invaluable once your a multi-millionaire, unless you plan on keeping your funds in a criminal run BANK! 🤣

⚠ If you reside in the USA, you MUST use a VPN. I set it to Singapore and it works just fine! ~ Namasté 🙏 Crypto Michael ⚡ The Dinarian


This tutorial will guide you through the process of adding liquidity to the stkXPRT/XPRT pool on Persistence DEX.

Table of Contents:

🔹 How to ...

post photo preview
Dubai regulator VARA classifies RWA issuance as licensed activity
Virtual Asset Regulatory Authority (VARA) leads global regulatory framework - makes RWA issuance licensed activity in Dubai.

Real-world assets (RWAs) issuance is now licensed activity in Dubai.

~ Actual law.
~ Not a legal gray zone.
~ Not a whitepaper fantasy.

RWA issuance and listing on secondary markets is defined under binding crypto regulation.

It’s execution by Dubai.

Irina Heaver explained:

“RWA issuance is no longer theoretical. It’s now a regulatory reality.”

VARA defined:

- RWAs are classified as Asset-Referenced Virtual Assets (ARVAs)

- Secondary market trading is permitted under VARA license

- Issuers need capital, audits, and legal disclosures

- Regulated broker-dealers and exchanges can now onboard and trade them

This closes the gap that killed STOs in 2018.

No more tokenization without venues.
No more assets without liquidity.

UAE is doing what Switzerland, Singapore, and Europe still haven’t:

Creating enforceable frameworks for RWA tokenization that actually work.

Matthew White, CEO of VARA, said it perfectly:

“Tokenization will redefine global finance in 2025.”

He’s not exaggerating.

$500B+ market predicted next year.

And the UAE just gave it legal rails.

~Real estate.
~Private credit.
~Shariah-compliant products.

Everything is in play.

This is how you turn hype into infrastructure.

What Dubai is doing now is 3 years ahead of everyone else.

Founders, investors, ecosystem builders:

You want to build real-world assets onchain.

Don’t waste another year waiting for clarity.

Come to Dubai.

It’s already here.

 

Source

🙏 Donations Accepted 🙏

If you find value in my content, consider showing your support via:

💳 PayPal: 
1) Simply scan the QR code below 📲
2) or visit https://www.paypal.me/thedinarian

🔗 Crypto – Support via Coinbase Wallet to: [email protected]

Or Buy me a coffee: https://buymeacoffee.com/thedinarian

Your generosity keeps this mission alive, for all! Namasté 🙏 Crypto Michael ⚡  The Dinarian

 

Read full Article
post photo preview
🎬Proof the Deep State Planned This War for Years🎬
Nation First outlines how the Israeli attack on Iran was planned by the Deep State and the Military Industrial Complex over 15 years ago.

Prepare to have your mind blown

~Namasté 🙏 Crypto Michael ⚡ The Dinarian

Dear friend,

What just happened in Iran wasn’t a surprise attack. It wasn’t a last-minute decision. It wasn’t even Israel acting alone.

It was a war plan written years ago — by men in suits, sitting in think tanks in Washington and New York. And yesterday, that plan was finally put into action.

Here’s the truth they don’t want you to know: this war was cooked up long before Trump ever became President — and it was designed to happen exactly this way.

Let’s start with what just happened.

Israel launched a massive, unexpected strike on Iran. They hit nuclear facilities. They killed military generals. They struck deep inside Iranian territory — and now the whole region is on edge, ready to explode into full-blown war.

The media is acting shocked. But I’m not. You shouldn’t be either.

Why?

Because we have the documents. They told us this was coming. Years ago.

Exhibit A: The Brookings Institution.

The Brooking Institution is a fancy name for what’s basically a war-planning factory dressed up as a research centre. Back in 2009, Brookings published a report called Which Path to Persia?

It laid out exactly how to get the U.S. into a war with Iran — without looking like the bad guy.

Here’s the sickest part:

“The United States would encourage — and perhaps even assist — the Israelis in conducting the strikes… in the expectation that both international criticism and Iranian retaliation would be deflected away from the United States and onto Israel.”

Let that sink in.

They literally suggested using Israel to start the war, so America could stand back and say, “Wasn’t us!”

They even titled a chapter of this report: “Leave It to Bibi” — naming Netanyahu as the guy to light the match.

Exhibit B: The Council on Foreign Relations (CFR).

The Council on Foreign Relations is an another Deep State operation. Also in 2009, CFR published a “contingency memothat laid out the whole military plan for an Israeli strike on Iran — step by step.

  • What routes the jets would fly (over Jordan and Iraq).

  • What bombs they’d use (the biggest bunker-busters in the U.S. arsenal).

  • Which Iranian sites to hit (Natanz, Arak, Esfahan).

  • And how Iran might respond (missiles, drones, threats to U.S. bases).

It’s like they had a time machine. Because those exact strikes just happened following the routes, likely using the bombs and hitting the sites that the CFR outlined.

Exhibit C: The Plot to Attack Iran by Dan Kovalik.

This one really blows the lid off.

US human rights lawyer and journalist Dan Kovalik, in his book The Plot to Attack Iran: How the CIA and the Deep State Have Conspired to Vilify Iran, shows how the CIA and Israel’s Mossad have been working together for decades — not just watching Iran, but actively sabotaging it. Killing scientists. Running cyberattacks. Feeding lies to the media to make Iran look like it’s always “six months away” from building a nuke.

He even reveals how they discussed false flag attacks — faking an Iranian strike to justify going to war. That’s not a conspiracy theory. That’s documented strategy.

And here’s where President Trump comes in.

Unlike the warmongers who wrote these plans, Trump wasn’t looking to bomb Iran. He wanted to talk. Negotiate. Make a deal — like he did with North Korea.

In fact, peace talks with Iran were just days away.

But someone didn’t want peace. Someone wanted war.

So Israel went in — just like the Brookings script said — and lit the fuse.

Trump didn’t authorise it. He didn’t want it. But they gazumped him. They went around him. And now, the peace he was trying to build has been blown to bits.

This was never about Iran being a threat. It was about keeping the war machine fed.

Think tanks, defence contractors, foreign lobbies — they don’t profit from peace. They thrive on tension. On fear. On war.

And now, thanks to them, the world’s one step closer to the edge.

If you’ve never trusted the mainstream media, you’re right not to.

If you’ve ever suspected there’s a shadowy agenda behind every war, you’re not paranoid.

You’re paying attention.

Because the documents are real. The war was planned. And the bombs are falling — right on schedule.

Pray for Iran’s civilians.

Pray for the Israelis caught in the crossfire.

Pray for a President who still wants peace.

And pray that we wake up before it’s too late.

Because the war has started.

But the truth has just begun to spread.

Until next time, God bless you, your family and nation.

Take care,

George Christensen

Source:

George Christensen is a former Australian politician, a Christian, freedom lover, conservative, blogger, podcaster, journalist and theologian. He has been feted by the Epoch Times as a “champion of human rights” and his writings have been praised by Infowars’ Alex Jones as “excellent and informative”.

George believes Nation First will be an essential part of the ongoing fight for freedom:

The time is now for every proud patriot to step to the fore and fight for our freedom, sovereignty and way of life. Information is a key tool in any battle and the Nation First newsletter will be a valuable tool in the battle for the future of the West.

— George Christensen.

Find more about George at his www.georgechristensen.com.au website.

🙏 Donations Accepted 🙏

If you find value in my content, consider showing your support via:

💳 PayPal: 
1) Simply scan the QR code below 📲
2) or visit https://www.paypal.me/thedinarian

🔗 Crypto – Support via Coinbase Wallet to: [email protected]

Or Buy me a coffee: https://buymeacoffee.com/thedinarian

Your generosity keeps this mission alive, for all! Namasté 🙏 The Dinarian

 

Read full Article
post photo preview
The Possible Impact Of USDC On The XRP Ledger And RLUSD
Key Points
  • It seems likely that USDC on the XRP Ledger (XRPL) boosts liquidity, benefiting XRP, though some see it as competition for RLUSD.
  • Research suggests both stablecoins can coexist, enhancing the XRPL ecosystem.
  • The evidence leans toward increased network activity being good for XRP, despite potential competition.

The recent launch of USDC on the XRP Ledger has sparked discussions about its impact on the ecosystem, particularly in relation to RLUSD, Ripple's own stablecoin. This response explores whether this development is more about competition for RLUSD or if it enhances liquidity on the XRPL, ultimately benefiting XRP.
 

Impact on Liquidity and XRP

The introduction of USDC, a major stablecoin with a $61 billion market cap, likely increases liquidity on the XRPL by attracting more users, developers, and institutions. This boost can enhance DeFi applications and enterprise payments, potentially driving demand for XRP, the native token used for transaction fees. While some may view it as competition for RLUSD, the overall effect seems positive for the XRPL's growth.
 

Competition vs. Coexistence with RLUSD

USDC and RLUSD cater to different needs: USDC appeals to those valuing regulatory compliance, while RLUSD, backed by Ripple, may attract users preferring ecosystem integration. Research suggests both can coexist, increasing options and fostering innovation, rather than purely competing.
 

Detailed Analysis of USDC on XRPL and Its Implications

The integration of USDC on the XRP Ledger (XRPL), announced on June 12, 2025, by Circle, has significant implications for the ecosystem, particularly in relation to RLUSD, Ripple's stablecoin launched in 2024. This section provides a comprehensive analysis, exploring whether this development is more about competition for RLUSD or if it enhances liquidity on the XRPL, ultimately benefiting XRP.
 

Understanding RLUSD and Its Role

RLUSD, Ripple's stablecoin, received approval from the New York Department of Financial Services (NYDFS) in 2024 and is designed to be fully backed by cash and cash equivalents, ensuring stability. It is available on both the Ethereum and XRP Ledger blockchains, aiming to enhance liquidity, reduce volatility, and serve cross-border payments. With a current market cap of $413 million, RLUSD is smaller than USDC's $61 billion but has regulatory credibility, particularly appealing to institutions.
 

Impact of USDC on the XRPL

The launch of USDC on the XRPL is a significant development, given its status as the second-largest stablecoin by market cap.
 
Key impacts include:
  • Liquidity Boost: USDC's integration can attract more users, developers, and institutions, increasing overall liquidity. This is crucial for DeFi applications, as Circle's announcement emphasizes its use in liquidity provisioning for token pairs and FX flows.
  • Increased Utility: USDC enhances the XRPL's utility for enterprise payments, financial infrastructure, and DeFi, potentially making it more attractive for global money movement and transparent settlements.
  • Regulatory and Institutional Appeal: As a regulated stablecoin issued by Circle, USDC can bring institutional users to the XRPL, aligning with Ripple's goals for regulated financial activities.
  • Network Growth: Supporting a widely recognized stablecoin like USDC on 22 blockchains, including the XRPL, increases the network's visibility and adoption, potentially driving more activity.

Competition vs. Complementarity with RLUSD

While USDC's launch could be seen as competition for RLUSD, the evidence suggests a more nuanced relationship:
  • Competition: Both are stablecoins on the XRPL, and USDC's larger market presence ($61 billion vs. RLUSD's $413 million) might attract users and developers away from RLUSD. However, competition can drive innovation, such as lower fees or better services, benefiting the ecosystem
  • Complementarity: Different stablecoins cater to different needs. USDC appeals to users valuing regulatory compliance and widespread adoption across multiple blockchains, while RLUSD, backed by Ripple, may attract those preferring ecosystem integration and regulatory approval from NYDFS. The XRPL can benefit from having multiple options, increasing liquidity and fostering a diverse ecosystem.
  • Coexistence Benefits: Research suggests that having multiple stablecoins enhances liquidity and provides users with more choices, potentially leading to higher network activity. For example, institutions might use USDC for global payments and RLUSD for specific XRPL-integrated applications, creating a symbiotic relationships.

Impact on XRP

The introduction of USDC, alongside RLUSD, is likely beneficial for XRP, the native token of the XRPL, for several reasons:
  • Increased Liquidity and Activity: Higher liquidity on the XRPL, driven by both stablecoins, can increase transaction volumes. XRP is used for transaction fees, with some fees burned, potentially reducing supply over time and increasing demand.
  • DeFi and Enterprise Use Cases: Both USDC and RLUSD enhance DeFi and enterprise applications, such as liquidity pools and cross-border payments, which can drive demand for XRP as a settlement token.
  • Network Growth: A more liquid and active XRPL is more attractive to developers and users, potentially leading to long-term growth for XRP, as increased utility can drive its value.
Expert analyses, such as those from u.today and ledgerinsights.com, suggest the launch is a "massive boost" for liquidity and adoption, with RLUSD also playing a significant role.
 

Comparative Analysis: USDC vs. RLUSD

To further illustrate, consider the following table comparing key attributes:
 
Given the evidence, it is more accurate to view the introduction of USDC on the XRPL as beneficial for liquidity, which is ultimately good for XRP, rather than solely as competition for RLUSD. The XRPL benefits from increased options, with both stablecoins enhancing liquidity, utility, and network growth. While some competition exists, the overall impact is positive, fostering a robust ecosystem that can drive demand for XRP. This conclusion aligns with expert analyses and community discussions, acknowledging the complexity of the stablecoin market within the XRPL.
 

🙏 Donations Accepted 🙏

If you find value in my content, consider showing your support via:

💳 PayPal: 
1) Simply scan the QR code below 📲
2) or visit https://www.paypal.me/thedinarian

🔗 Crypto – Support via Coinbase Wallet to: [email protected]

Or Buy me a coffee: https://buymeacoffee.com/thedinarian

Your generosity keeps this mission alive, for all! Namasté 🙏 The Dinarian

Read full Article
See More
Available on mobile and TV devices
google store google store app store app store
google store google store app tv store app tv store amazon store amazon store roku store roku store
Powered by Locals