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? The Dinarian on Locals brings you the latest in news, interviews, in-depth conversations, and stories from across the blockchain and global communities—within and beyond cryptocurrency ?. Experts delve into how blockchain technology is reshaping industries, enhancing business networks ?, transforming transaction workflows, and advancing distributed ledger systems ??. We also explore intriguing topics that may venture into the realm of conspiracies—and so much more!
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September 04, 2022
🌐Rothschild, Rockefellers and Bilgerberg group secret societies🌐

Rothschild, Rockefellers and Bilgerberg group families are secret societies.

For hundreds of years, the Rothschild and Rockefeller families have been dominating slavery, drugs, central banks, politics, false flag terror, violent overthrows of regimes, depopulation and the media.

The Rothschild and Rockefeller families are part of the ā€œeliteā€ secret societies that control the world via unimaginable amounts of money.

The Rockefellers and Rothschilds are part of the illuminati secret societies and responsible for all chaos and lies you see in the news and media today.

We have all heard of certain secret societies – like the notorious skull and bones society of Yale or the mysterious Freemasons.

Did you know all news stations are controlled by the elite? These secret societies use the news, pop stars, movies stars and sports figures as puppets to control or brainwash people. This mind control brainwashing of people has been happening since the time of the printing press.

Brainwashing people for control via all media outlets

War of the Words radio broadcast in 1938 by HG Wells was actually a test by the government (controlled by ā€œthe eliteā€) to see how American people would react when told the world was being invaded by martians.

The War of the Worlds radio show scam plan was a success, causing widespread panic. Thousands of people grabbed necessities, fleeing their homes for safety.

The War of the Worlds radio show brainwashing test is yet another example of how the government and secret societies use the news and media to brainwash and control people, much like the fake covid pandemic (plannedemic) of today.

The Rothschild family has been associated with the Dutch, British Royal families, the Rockefellers and the Vatican for more than a hundred years.

That’s right, the Catholic Church is in on the brainwashing as well, more than you will ever know.

The Rothschild family became rich because they are genius businessmen and con artists, using their wealth for philanthropy.

In the late 1990’s, a $200 million fund at Rothschild Inc. was started, which specialized in leveraged buyouts of distressed businesses.

The Illuminati, Bush family and Brainwashing for POWER

Wars make money

The Bush family, Clinton Family, Obama Family, Biden family, Rothschilds and Rockefellers before them have been scamming and killing Americans for generations. https://www.roxytube.com/embed/A7bV2iheerKIq2j

A man named Wilbur got named the ā€œKing of Bankruptcy.ā€ In 2000, he took over the $200 million Rothschild investment fund, with $250 million from investors, and named it WL Ross & Co.

He began scooping up firms in trouble, putting millions into struggling steel, coal and textile companies. In 2006, WL Ross & Co. was sold to the investment management firm Invesco for about $375 million.

During the recession of 2008, the Invesco firm took control of troubled banks in England, Greece and Cyprus. It was also part of a group that acquired a 35% stake in the Bank of Ireland during the height of Europe’s 2011 debt crisis.

Rupert Murdoch

Australian born media mogul and member of the CFR and billionaire club, Rupert Murdoch has been friends with Baron Jacob Rothschild since the 1960s.

Murdoch controls the FOX Broadcasting Company and was (also) schooled at Oxford. Jacob Rothschild served as deputy chairman of Murdoch’s BSkyB Corporation from 2003 to 2007.

Murdoch, jointly with Jacob Rothschild, invested in a 5.5% stake in Genie, which conducts shale gas and oil exploration in amongst others Colorado and the occupied Golan Heights.

The Rockefeller and Rothschild families have controlled mostly everything since the beginning!

In Kosovo, the International Crisis Group is active; funded by George Soros, Rupert Murdoch, Goldman Sachs and J.P. Morgan.

Rupert Murdoch and his ex-wife, the Chinese born Wendi Deng, are also close to the couple Ivanka and Jared Kushner (advisors to President Trump.)

Blackstone Group – BlackRock

Blackstone is one of the (many) investment funds of Jacob Rothschild. The Blackstone Group was founded in 1985 by Peter George Peterson and Stephen A. Schwarzman.

The CEO of Blackstone, Stephen Schwarzman, was an economic adviser to Donald Trump and chairman of Donald’s business advisory council the ā€œStrategic and Policy Forum.ā€

Stephen A. Schwarzman was initiated in Skull & Bones in 1969. Treasury Secretary Steven Mnuchin became a Bonesman in 1985.

The Secret Society, Skull and Bones, is a huge organization, which the Bush family is part of. The Bush family always ignores questions on their involvement of Skull and Bones.

In 2015, Jared and brother Josh Kushner, with Ryan Williams (of Blackstone, who became Cadre’s CEO) founded the investment firm Cadre.

Kushner has also partnered with BlackRock, the world’s largest asset manager. BlackRock was founded in 1988 as part of the Blackstone Group.

According to the state media BlackRock is independent from Blackstone since 1995. The founder and CEO of BlackRock is Larry Fink.

See Stephen Schwarzman and President Trump at a meeting with business leaders at the White House on 3 February 2017.

George Soros

Rothschild agent George Soros was involved with Trump in a bankruptcy fraud with the General Motors building in New York.

George Soros (together with Goldman Sachs and Peter Thiel) funded the Cadre investment firm, with $250 million in early 2015.

Kushner ā€œforgotā€ to disclose that he is indebted for more than 1 billion dollars from 20 investors, including Blackstone Group, Bank of America, Citigroup, UBS, Deutsche Bank and Royal Bank of Scotland.

In 2009, Mnuchin was involved in a group of investors that included George Soros and John Paulson to buy the IndyMac Bank that had been shut down in 2008. After they renamed it OneWest Bank it was sold a few years later with a profit of billions.

ECFR

The Dutch Turkish lawyer, Ekim Alptekin, has attracted some controversy over paying Mike Flynn $530,000 to lobby (or something) and then getting an $80,000 kickback.

Alptekin is close to Turkish President Erdogan and in 2013 became a member of the European Council of Foreign Relations (ECFR).

The ECFR was cofounded in 2007 by Mabel Wisse Smit (still one of its presidents), sister-in-law of King Willem-Alexander of the Netherlands.

ECFR was financed by George Soros (who’s also a prominent ā€œmember.ā€) Since the 1990s, Mabel has worked for the Open Society Foundation of Soros. Prince Constantijn, brother of Willem-Alexander, is also a member of the ECFR.

For information on the ā€œphilanthropicā€ work of Soros and Mabel in Yugoslavia.

Jeffrey Epstein

Both the Clintons and Donald Trump were (are?) good friends with Jeffrey Epstein, who pleaded guilty to sexually abusing underage girls and running a paedophile sex ring.

Epstein was convicted to a total of 13 months in jail. Most accounts claim that every Sunday Epstein was locked up the whole day… this means that Epstein was locked up for a total of 56 whole days.

Epstein arranged underage girls for, amongst others, Prince Andrew. Donald Trump provided his private jet for Prince Andrew to meet with his good friend Epstein.

Epstein was also a member of Trump’s Mar-a-Lago, where the underage Virginia Roberts was recruited by another paedophile, the girlfriend of Epstein – Ghislaine Maxwell.

See Nat Rothschild, Nefer Suvio, Nick Rhodes, Ghislaine Maxwell in London, July 2013.

In 1996, Lynn Forester (wife of Evelyn de Rothschild) introduced Epstein to Alan Dershowitz. Epstein quickly introduced Dershowitz to Shimon Peres and Prince Andrew.

In 2008, Alexander Acosta (now Donald’s Secretary of Labor) as US Attorney made the sweet deal with Jeffrey Epstein.

Not only did Epstein receive a very mild sentence, but it also immunised several of the paedophiles that used the ā€œservicesā€ of Epstein’s sex ring (which reportedly included Alan Dershowitz.)

In 2011, Acosta wrote a letter in which he defended this decision:

Our judgment in this case, based on the evidence that was known at the time, was that it was better to have a billionaire serve time in jail, register as a sex offender and pay his victims restitution than risk a trial with a reduced likelihood of success. I supported that judgment then, and based on the state of the law as it then stood and the evidence known at the time, I would support that judgment again.

In the 2011 letter, Acosta admitted that the work release for 16 hours per day, seemed ā€œhighly unusual treatmentā€ that ā€œundermined the purpose of a jail sentenceā€œ.

At his senate confirmation hearing, Alexander Acosta described the secret non-prosecution deal with Jeffrey Epstein as ā€œa good thingā€.

According to Acosta, Epstein’s attorneys launched ā€œa year-long assaultā€ on prosecutors ā€œmore aggressiveā€ than any Acosta had previously encountered. Including following witnesses and discrediting victims by publishing their social media profiles.

See Donald and Jeff with Melania Knauss (now First lady) and Epstein’s aide Ghislaine Maxwell at the Mar-a-Lago on 12 February 2000 (Trump fans claim that Donald expelled Epstein from the Mar-a-Lago in 1999…)

Some of the interesting names in the little black book of Jeffrey Epstein

Donald Trump

Ivana Trump

Ivanka Trump

Evelyn de Rothschild

Jessica Rothschild (probably the daughter of Evelyn)

Hannah Rothschild (probably the daughter of Jacob)

Edouard de Rothschild (probably the son of Guy de Rothschild)

David Rockefeller

Peter Soros (nephew of George)

Henry A. Kissinger

Rupert Murdoch

Alan Dershowitz

Ehud Barak

Tony Blair

Duke of York

Duchess of York (Fergie)

Prince Bandar

Michel Prince of Yugoslavia

Princess Olga of Greece

Peter Mandelson

John Paulson

David Koch

and a bunch with the surname Kennedy

Ghislaine Maxwell is still good friends with Prince Andrew and his ex-wife Sarah Ferguson (Fergie.) See Maxwell and Fergie in New York City on 8 December 2003.

Russiagate

Some people who followed the ā€œnewsā€ on ā€œRussiagateā€ are sick of it by now. Maybe ā€œRussiagateā€ is just another invention of the (Rothschild-controlled) media to hide ā€œRothschildgate.ā€

Peter Mandelson is a member of the Bilderberg Group and appointed ā€œlife peerā€ by Queen Elizabeth. Mandelson is director of the Russian defence firm Sistema, which supplies Putin’s Russia with early warning missile systems.

Oleg Deripaska is CEO of RUSAL, friends with Roman Abramovich and close to Putin. Abramovich is Putin’s close confidant, and a joint shareholder along with the Russian government in Gazprom, Aeroflot, and RUSAL.

Nat Rothschild, son of Baron Jacob Rothschild, is business partners and close personal friends with Peter Mandelson, Roman Abramovich and also Oleg.

For some of the links between Oleg Deripaska – Dmytro Firtash and former campaign chairman of Donald Trump, Paul Manafor.

Everything you see on the news media is scripted, whether you want to believe it or not.

All media outlets, sports figures, movie stars and pop stars, are puppets controlled by the Elite. The Elite consists of those with massive financial power.

The Rockefeller and Rothchild families have been involved in politics and media for generations, controlling everything to brainwash the people.

Why would they want to brainwash people you ask? They want power and a New World Order. It’s their job to keep the people against each other via racism stories and chaos.

If people are kept in the dark and against each other, then they can’t fight against the real problem, The Elite (secret societies!)

Rothschild, Rockefellers and Bilgerberg group are secret societies and have been meeting in secret for years!

https://steverotter.com/rothschild-rockefellers-and-bilderberg-group-secret-societies

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🚨NEW: Watch @BoHines sit down with @CryptoAmerica_

Watch @BoHines sit down with @CryptoAmerica_ to discuss key details of the White House crypto report including anticipated new DOJ guidance, as well as fresh commentary on the @rstormsf trial, and the nomination of @BrianQuintenz to lead the @CFTC.

00:28:43
Why Invest In XRP?

Because Ripple Is EVERYWHERE!

This is on Wall Street... NY

00:00:06
šŸ‘‰"You're gonna be told that there is a craft on its way to Earth.

"That 100 fxxxing percent is the lie you are going to be told."

Jeremy Corbell in January 2025

00:02:38
šŸ‘‰ Coinbase just launched an AI agent for Crypto Trading

Custom AI assistants that print money in your sleep? šŸ”œ

The future of Crypto x AI is about to go crazy.

šŸ‘‰ Here’s what you need to know:

šŸ’  'Based Agent' enables creation of custom AI agents
šŸ’  Users set up personalized agents in < 3 minutes
šŸ’  Equipped w/ crypto wallet and on-chain functions
šŸ’  Capable of completing trades, swaps, and staking
šŸ’  Integrates with Coinbase’s SDK, OpenAI, & Replit

šŸ‘‰ What this means for the future of Crypto:

1. Open Access: Democratized access to advanced trading
2. Automated Txns: Complex trades + streamlined on-chain activity
3. AI Dominance: Est ~80% of crypto šŸ‘‰txns done by AI agents by 2025

🚨 I personally wouldn't bet against Brian Armstrong and Jesse Pollak.

šŸ‘‰ Coinbase just launched an AI agent for Crypto Trading

In the latest episode of the XDC MENA Podcast, host Rebecah Dausen is joined by Amir Neghabian, founder of Vital Veda, to explore how blockchain is modernizing the way we approach Fitness.

Why you should tune in:
-Learn how decentralized systems can verify the authenticity of Fitness
-Discover how Web3 opens access to Fitness knowledge
-Understand XDC’s role in enabling trusted, wellness-driven ecosystems

šŸŽ„ Watch now:

Still the best infographic about total #XRP circulation, updated. (SBI Holdings fiscal year end report)

~36b left in escrow..

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The @WhiteHouse cited Pyth in its latest report on digital financial technology, linking to the network’s research on building perpetual futures.

A small mention, but a meaningful signal that onchain finance is gaining visibility in the broader policy conversation.

As discussions around modernization and regulation continue, one thing is clear: transparent, real-time market data is no longer just a back-office detail. It’s foundational to the next chapter of global finance.

The price of everything, everywhere šŸ‡ŗšŸ‡ø

https://whitehouse.gov/wp-content/uploads/2025/07/Digital-Assets-Report-EO14178.pdf

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PYTH: We'll Always Have Coldplay

Welcome back toĀ The Epicenter, where crypto chaos meets corporate cringe.

But surprisingly, crypto hasĀ notĀ been the most chaotic corner of the internet as of late.

That honor goes to the startupĀ Astronomer, whose CEO’s cheating scandal broke the web in a glorious meme-fueled media frenzy. The company’s damage control? Hiring Gwyneth Paltrow as a ā€œtemporary spokesperson.ā€ Do we think they’re grasping at straws or setting a new standard for PR?

Meanwhile, the markets didn’t blink. BTC is still flexing near its all-time highs. Michael Saylor’s bringing a bitcoin-adjacent money-market product to Wall Street. A pharma company just earmarked $700M to stack BNB, and analysts are calling time of death on the four-year crypto cycle. It’s a steady boom now, kittens.

A few things that are also worth noting: Winklevoss vs. JPMorgan, Visa’s take on stablecoins, and Robinhood’s Euro drama that defies the chillness of eurosummer.

Let’s get into it šŸ‘‡

ā›“ļø The On-Chain Pulse: What’s Happening on the Front Lines of Finance

This week’s biggest news in crypto and all things digital assets

šŸ—£ļø Word on the Street: What the Experts are Saying

Stuff you should repost (or maybe evenĀ coughĀ reword and take credit for)

Meme of the Week

šŸ¦ Kiss my SaaS: What’s Changing the Game for Fintech

Things you should care about if you want to impress your coworkers

Closing Thoughts

From meme-fueled PR stunts to Bitcoin-backed money-market funds, this week reminded us that markets move fast—and headlines move faster. With Wall Street automating itself, fintechs beefing with banks, and even your smartphone becoming a miner, anything is possible. Stay curious, stay cynical, and as always—stay sharp and stay liquid. We’ll see you back here in two weeks.

— The Epicenter, powered by Pyth Network

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šŸ™ Donations Accepted šŸ™

If you find value in my content, consider showing your support via:

šŸ’³ PayPal:Ā 
1) Simply scan the QR code below šŸ“²
2) or visit https://www.paypal.me/thedinarian

šŸ”— Crypto – Support via Coinbase Wallet to: [email protected]

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4 Fintech Companies šŸ’ø& Things To Know About šŸ¤”

The fintech revolution is reshaping the way we manage, invest, and move money, breaking down traditional barriers and empowering individuals worldwide. As financial technology continues to evolve at a rapid pace, a select group of innovative companies are leading the charge by offering groundbreaking solutions that redefine banking, payments, and digital assets. Whether you’re a savvy investor, an industry professional, or simply curious about the future of finance, discovering these trailblazing fintech companies is essential to understanding today’s dynamic financial landscape.

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  1. Ā Alina InvestĀ - The AI Wealth Manager for GenZ Women

Alina is aimed at women under 25 who identify as beginner investors. They're an SEC-registered investment advisor that charges $120/year for membership. The service "buys and sells for you" and gives up notification updates of recent transactions like a wealth manager would.

šŸ‘‰ Getting people to invest early is crucial to building long-term wealth. One thing that holds them back is a lack of confidence and experience. Being targetted "for beginners" and people who live on TikTok should appeal. I love the sense of "we're buying and selling for you." Funds always do that, but making it an engagement mechanic is very smart. The risk here is that building a wealth business will take decades for the AUM to compound. But the next generations, Wealthfront or Betterment, will look something like Alina.

2.Ā Blue layerĀ - The Carbon project funding platform

Bluelayer allows Carbon project developers to take from feasibility studies to issuing credits, tracking inventory, and managing orders. Developers of reforestation, conservation, direct air capture, and other projects can also directly report to industry registries.Ā 

šŸ‘‰ Carbon investing and tax credits are heavily incentivized but need transparent data.Ā By focusing on the developers, Bluelayer can ensure the data, reporting, and credits lifecycle is all managed at the source. This is smart.

3.Ā AkirolabsĀ - Modern Procurement for enterprise

Akiro is a "strategic" procurement platform aiming to help enterprise customers identify risks, value drivers, and strategic levers before issuing an RFP. It aims to bring in multiple stakeholders for complex purchasing decisions at multinationals.Ā 

šŸ‘‰ Procurement is a great wedge for multinational corporate transformation.Ā Buying anything in an enterprise that uses large-scale ERPs is a nightmare of committees and spreadsheets. Turning an oil tanker-sized organization around is difficult, but the right suppliers can have a meaningful impact in the short term. That only worksĀ if you can buy from them. Getting people on the same page with a single platform is a great start.

4.Ā NeoTaxĀ - Automated Tax R&D Credits

NeoTax allows companies to connect their engineering tools to calculate available tax advantages automatically. Once calculated, the tax fillings are clearly labeled with supporting evidence for the IRS.

šŸ‘‰ AWS and GCP log files and data are a goldmine.Ā Last week, I covered Bilanc, which uses log files to figure out per-account unit economics. Now, we calculate R&D tax credits. The unlock here is LLM's ability to understand unstructured data. The hard part is understanding the moat, but time will tell.

In an era where technology and finance are increasingly intertwined, these four fintech companies stand out as catalysts for positive change. By driving progress in digital payments, asset management, lending, and decentralized finance, they are not only making financial services more accessible and efficient—they are also paving the way for a more inclusive and empowered global economy. Staying informed about their innovations can help you seize new opportunities and take part in the future of finance.

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šŸ‘€Things to know šŸ‘€

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PayPal issued low guidance and warned of a ā€œtransition year.ā€ The stock is down 8% in extended trading despite PayPal reporting a 9% growth in revenue and 23% EBITDA. Gross profit is down 4% YoY. PayPal's total revenues were $29Bn for the year

Adyen reported 22% revenue growth and an EBITDA margin of 46% for the full year. Adyen's total revenues were $1.75bn for the full year. The margin was down from 55% the previous year, impacted by hiring ahead of growth.

šŸ¤”Ā PayPal’s Braintree (unbranded) is losing market share in the US, while Adyen is winning it.Ā eCommerce is growing ~9 to 10% YoY, and PayPal’s transaction revenue grew by 6.7%. The higher interest rate environment meant interest on balances dragged up the total revenue figure. Their core business is losing market share. Adyen is outgrowing the market by ~12%.

šŸ¤”Ā The PayPal button (branded) is losing to SHOP Pay and Apple Pay.Ā The branded experience from Apple and Shopify is delightful for users; it’s fast and helps with small details like delivery tracking. That experience translates to higher conversion (and more revenue) for merchants.

šŸ¤”Ā The lack of a single global platform hurts PayPal, but it helps Adyen.Ā In the earnings call, the new CEO admitted their mix of platforms like Venmo, PayPal, and Braintree are holding them back. They aim to combine and simplify, but that’s easier said than done.

šŸ¤”Ā Making a single platform from PayPal, Venmo, and Braintree won’t be easy.Ā There’s a graveyard of payment company CEOs who tried to make ā€œone platformā€ from things they acquired years ago. It’s crucial if they’re going to grow that they get their innovation edge back. Adyen has one platform in every market.

šŸ¤”Ā PayPal’s UK and European acquiring business is a bright spot.Ā The UK and EU delivered 20% of overall revenue, growing 11% YoY. Square and Toast don’t have market share here, while iZettle, which PayPal acquired in 2018, is a strong market player. Overall though, it’sĀ yet anotherĀ tech stack and business that’s not part of a single global platform.

The two banks provided accounts to UK front companies secretly owned by an Iranian petrochemicals company. PCC has used these entities to receive funds from Iranian entities in China, concealed with trustee agreements and nominee directors.Ā 

šŸ¤”Ā This is the headline every bank CEO fears. Oof.Ā Shares of both banks have been down since the news broke, but this will no doubt involve crisis calls, committees, appearing in front of the regulator, and, finally, some sort of fine.

šŸ¤”Ā The "risk-based approach" has been arbitraged.Ā A UK company with relatively low annual revenue would look "low risk" at onboarding.Ā One business the FT covered looked like a small company at a residential address to compliance staff. They'd likely apply branch-level controls instead of the enterprise-grade controls you'd see for a large corporation.Ā 

šŸ¤”Ā Hiring more staff won't fix this problem; it's a mindset and technology challenge.Ā In theory, all of the skill and technology that exists to manage risks with large corporate customers (in the transaction banking divisions) are available to the other parts of a bank. In practice, they're not. Most banks lack a single data set and the ability for compliance officers in one team to see data from another part of the org. Getting the basics right with data and tooling is incredibly hard and will involve a multi-year effort.Ā 

šŸ¤”Ā These things are rarely the failure of an individual or department; the issue is systemic.Ā While two banks are named in this headline, the issue isĀ everywhere. Banks need more data and better data to train better AI and machine learning. That all needs to happen in real-time as a compliment to the human staff. Throwing bodies at this won't solve the visibility issue teams have.

Ā šŸ™ Donations Accepted šŸ™

If you find value in my content, consider showing your support via:

šŸ’³ PayPal:Ā 

1) Simply scan the QR code below šŸ“²
2) or visit https://www.paypal.me/thedinarian

šŸ”— Crypto – Support via Coinbase Wallet to: [email protected]

Or Buy me a coffee: https://buymeacoffee.com/thedinarian

Your generosity keeps this mission alive, for all! NamastĆ© šŸ™ Crypto Michael ⚔ Ā The Dinarian

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What is XAH and Xahau?

If you're new to XRP, you may have noticed some of us discussing another network named 'Xahau'.

It's Like XRP ... But Different

The Xahau network was created in 2023, and its starting point was the open-source code for the XRP Ledger. A small team of researchers and entrepreneurs decided to add smart contracts to the network code.


The XRP Ledger has no smart contract capabilities, by default.

To integrate smart contracts, the team decided to use an architecture that includes 'WASM' or 'web assembly' code. Each account can have up to 10 'hooks' installed that are triggered for transactions that match specific criteria. They can run before or after a transaction is processed. This enables a variety of use cases that do not involve the need to change the network's core code.

Hooks

A 'hook' is what is known as a smart contract that can be triggered in relation to a specific account and its transactions.

The term arises from the programming world, where it generally means "code that runs based on triggering conditions." In Xahau's case, it indicates code that is run before, or after, a transaction is processed.
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Each hook must be installed on a specific account by the party that controls the account - i.e., the secret key holder.
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What Can XAH Do That XRP Cannot?
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The primary benefit from the use of hooks, is that the core network code does not need to be changed every time a new use case is identified. This means that additional use cases can be addressed immediately, with no requirement for intervening steps, such as:
  • Community review
  • Community approval
  • Amendment voting
All of those steps are eliminated with the use of hooks; new use cases can be addressed as fast as the code can be developed.
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To read more about how hooks enables Xahau to handle more use cases than even the XRPL, you can read this article:
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Key Differences From XRP
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Other unique differences from the XRP Ledger include:
  • Much smaller supply ~612 million coins vs. 100 billion coins
  • XAH hodlers are rewarded at 4% of their account balance. There are no rewards for XRP.
  • Governance participants are incentivized
  • Payment channels available for user-created tokens (IOUs)
  • URI tokens instead of NFT tokens
Who's Who of Xahau?
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The list of those that are either founders, or closely associated with the founding organizations, is extensive. Here are the names of three organizations mentioned in the whitepaper, or their current moniker:
  • Xaman (a.k.a. XRPL Labs)
  • Gatehub
  • InFTF (Inclusive Financial Technology Foundation)
There exists a long list of impressive developers, architects, and technologists among the Xahau inner circle. But the three names that people associate most prominently with the leadership of the Xahau network are Wietse Wind, Richard Holland, and Denis Angell. The links to their 'X' accounts are:
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Friend Or Foe?
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This topic is one of the most contentious.
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While Ripple, the company with the largest stake of XRP, showed interest in hooks early on, they ultimately decided to advocate for a different approach; the use of an EVM-based solution (Ethereum Virtual Machine) to handle smart contracts on the XRP Ledger. This decision was met with consternation by the Xaman team that had worked with them for several years to advocate for the use of hooks.
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You can read more about the 'business politics' part of this topic here:
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So how do Xahau fans view the relationship between XRP and XAH?
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The Xahau team - and many of its community members - advocate for the use of a 'dual-chain' solution to implement smart contracts. This can be accomplished by the use of 'listener' software, along with native Xahau hooks.
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A proof of concept, developed by Denis Angell, has demonstrated that bi-lateral communication can work with a simple approach.
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From an economic standpoint, every chain that has its own digital asset is a competitor; but the simple way to think about Xahau, is that a 'bunch of XRP geeks' decided to implement smart contracts on their own version of the XRP Ledger.
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The team emphasized transparency along the way, and initially received support from the primary XRP stakeholder, Ripple. They published Xahau as open-source code that could, in theory, be back-engineered and integrated with the XRP Ledger. You can clearly observe the team's idealistic mindset in early marketing mistakes, where they named their digital asset 'XRP Plus' in an effort to emphasize the way that they viewed their creation. While this resulted in confusion - and even suspicion - in its early days, the team quickly pivoted, and named their digital asset 'XAH', which became its ticker symbol.
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Synergy effects between the two camps speak to a genuine camaraderie, with many Xahau developers being open and willing to help with changes to the core XRP Ledger protocol. You can find many examples of this open dialogue on the 'X' platform.
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How To Purchase XAH
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If you wish to speculate by buying XAH directly, it is available in a variety of convenient locations, depending on where you are located. If you're in a country that is supported by Bitrue, you can directly purchase or trade XAH by using that exchange.
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On January 20th, 2025, Bitmart announced that it supports trading of XAH for customers in their list of supported countries; And in late March, another major exchange announced that they would be supporting XAH trading pairs: Coinex.
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If you're located in the United States, you can purchase XAH directly from a vendor known as 'C14'. The xApp for C14 is located in the Xaman wallet.
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XRP Ledger geeks can also purchase XAH IOUs on the XRPL Dex and then convert them to 'real' XAH using a Gatehub bridge. This is available in countries that Gatehub supports.
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Which XAH Accounts Should I Follow?
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On the 'X' platform, there exists two major community groups for XAH fans:
In addition to the Xahau notables I've already mentioned in this article, my advice is to take a look at who is posting in the above two communities. There are many impressive leaders and entrepreneurs included. You should be able to find multiple 'X' accounts that reflect your interests.
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Xahau Development Roadmap
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Xahau leaders have published a roadmap for 2025 that lists their various goals for the ecosystem:
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To read a detailed explanation for each item, refer to this: Xahau Roadmap Super Thread
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One of the most incredible waypoints listed is 'JavaScript Hooks Implementation.' 🤯
JavaScript!
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With the 'JavaScript Hooks Implementation', Xahau is making history; it will enable anybody that knows JavaScript to easily create and install a smart contract. While networks like Ethereum are impressive early movers, they require developers to learn a new language and syntax.
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Xahau will soon open 'crypto smart contracts' to a group of developers that number in the tens of millions.
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Project L-10K
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Project L-10K is one of the most important items in the pipeline. L-10K refers to the effort to boost the throughput of Xahau consensus to over 10,000 transactions per ledger! This will benefit hosted projects such as Evernode, and future issued assets. Heading up the effort is Richard Holland, who provided a progress update to the community in late May of 2025:
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To learn more about this ambitious effort, you can watch his full presentation here:
The Future Of Defi And Payments
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Once you've seen the extensive list of use cases that XAH easily handles, it's truly inspiring. Xahau is everything that you love about XRP, plus a long list of more things to love. ā¤ļø
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Be an early adopter of XAH and the Xahau network! Join the community groups listed and follow the accounts that seem to reflect your own interest - speculator, developer, or crypto fan. You have a place in our community, no matter what your background or interests are. Welcome to the future of crypto Defi and Payments.Ā 
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Sources:
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NOTE: Payment channels for IOUs is currently in amendment status for the XRP Ledger, authored by Denis Angel here:
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