TheDinarian

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💥Derivatives Time Bomb - Is YOUR Bank on this list?💥

November 29, 2022

(Dinarian Note: As I have been telling everyone for years now, GET YOUR WEALTH OUT OF THE BANKS, ONLY KEEP IN A MINIMAL AMOUNT TO PAY NECESSARY IMMEDIATE BILLS. Keep your assets on a cold storage wallet. We are at the point where services exist where you dont even need banks anymore, you can pay most if not all bills via stablecoins like Circles USDC. Dont wait until it's too late! THIS IS 100% FINANCIAL ADVICE, BE YOUR OWN BANK!)

For years there has been much talk about how "Derivatives" are a gigantic problem, and if Derivatives Markets collapse, it is the end of the financial world as we know it. We looked at Bank exposure to "Derivatives" and below is a list that will likely frighten you. US Banks are on the hook for two Quadrillion dollars, in "Derivatives." Is **YOUR** bank on this list? If it is, ask yourself "If they LOST all this money, would MY money still be safe in this bank?" Act accordingly.

Below is the list of United States banks and how much exposure they have to "Derivatives." Two quadrillion dollars is the total notional value of derivative contracts off-balance sheet. Need collateral.

It’s notional. Not sustainable. Triffins dilemma. Dollar shortage. More collateral. But from where?

Of course, net notional value is completely different than directional risk. Just seeing these numbers does NOT indicate how much the bank itself is on-the-hook for.

Moreover, there is still value in the underlying commodities for many of these derivatives. People that think these are all bilaterally netted (Hedged) and those people are partially correct. But that bilateral netting will lead to the complete collapse of equities markets.

The numbers are utterly staggering and logic dictates the banks with the highest exposure, have the most to lose.

Being that derivatives are interest rate sensitive, for most of these banks, it’s a doomsday scenario.

The majority of people don’t understand monetary inflation let alone derivatives. So think of it like this: Derivatives are IOU’s backed by other IOU’s. Hustling fast money by selling chickens before they hatch, 5 generations in advance, hoping all the eggs hatch because the money was already spent on fees for a loan to pay interest on credit card debt.

Below is a graphic known as Exeter's Pyramid. It shows financial risk from the safest, GOLD; to the least safe: Derivatives.

Banks Ranked by Derivatives

The following is a ranking of all banks in the United States in terms of "Derivatives". This comparison is based on data reported on 2022-06-30

Rank	Derivatives	Bank Name
1	$57,022,286,000,000	JPMorgan Chase Bank
2	$49,972,812,000,000	Goldman Sachs Bank USA
3	$45,886,112,000,000	Citibank
4	$22,666,325,000,000	Bank of America
5	$11,484,983,000,000	Wells Fargo Bank
6	$2,271,601,000,000	State Street Bank and Trust Company
7	$1,511,176,232,000	HSBC Bank USA
8	$1,256,045,000,000	The Bank of New York Mellon
9	$785,851,064,000	U.S. Bank
10	$562,254,385,000	PNC Bank
11	$408,003,666,000	Western Alliance Bank
12	$348,162,229,000	TD Bank
13	$337,438,775,000	The Northern Trust Company
14	$323,341,000,000	Truist Bank
15	$248,211,478,000	Citizens Bank
16	$169,821,079,000	Fifth Third Bank
17	$166,118,000,000	Regions Bank
18	$164,279,392,000	Capital One
19	$138,928,879,000	MUFG Union Bank
20	$136,584,106,000	KeyBank
21	$119,319,000,000	Morgan Stanley Bank
22	$80,046,532,000	The Huntington National Bank
23	$71,801,453,000	BOKF
24	$71,067,700,000	UBS Bank USA
25	$70,439,741,000	Manufacturers and Traders Trust Company
26	$64,010,768,000	BMO Harris Bank
27	$62,538,000,000	Comerica Bank
28	$57,886,053,000	Capital One Bank (USA)
29	$55,011,418,000	Santander Bank, N.A.
30	$39,054,000,000	Morgan Stanley Private Bank
31	$35,449,747,000	First Horizon Bank
32	$35,174,468,000	City National Bank
33	$30,277,000,000	Deutsche Bank Trust Company Americas
34	$29,888,000,000	Silicon Valley Bank
35	$25,190,124,000	Flagstar Bank, FSB
36	$25,115,000,000	Ally Bank
37	$24,504,922,000	East West Bank
38	$22,990,198,000	Zions Bancorporation, N.A.
39	$21,761,651,000	SouthState Bank
40	$20,197,273,000	First-Citizens Bank & Trust Company
41	$18,492,774,000	Bank of the West
42	$18,133,467,000	First Financial Bank
43	$16,489,866,000	Webster Bank
44	$16,023,928,000	Synovus Bank
45	$15,784,000,000	Barclays Bank Delaware
46	$15,478,020,000	Valley National Bank
47	$15,054,290,000	TD Bank USA
48	$13,602,525,000	First National Bank of Pennsylvania
49	$13,284,746,000	Pacific Coast Bankers' Bank
50	$12,791,030,000	Old National Bank
51	$11,313,312,000	Signature Bank
52	$10,370,870,000	Fulton Bank
53	$10,125,176,000	Associated Bank
54	$9,408,332,000	MidFirst Bank
55	$8,667,361,000	Hancock Whitney Bank
56	$8,261,631,000	Umpqua Bank
57	$7,289,884,000	Lake Forest Bank & Trust Company
58	$7,289,584,000	Israel Discount Bank of New York
59	$7,207,000,000	USAA Federal Savings Bank
60	$6,945,914,000	First Republic Bank
61	$6,345,726,000	TIAA, FSB
62	$5,951,468,000	Atlantic Union Bank
63	$5,736,320,000	Silvergate Bank
64	$5,631,436,000	BankUnited
65	$5,487,943,000	Tristate Capital Bank
66	$5,279,227,000	Texas Capital Bank
67	$5,255,900,000	Principal Bank
68	$5,218,655,000	Pinnacle Bank
69	$5,109,521,000	Safra National Bank of New York
70	$4,971,704,000	Frost Bank
71	$4,945,853,000	Rockland Trust Company
72	$4,744,979,000	Wilmington Savings Fund Society, FSB
73	$4,589,237,000	PlainsCapital Bank
74	$4,458,503,000	Arvest Bank
75	$4,414,007,000	UMB Bank
76	$4,198,107,000	Discover Bank
77	$4,082,042,000	Cedar Rapids Bank and Trust Company
78	$3,968,428,000	Eastern Bank
79	$3,953,699,000	NexBank
80	$3,948,743,000	Northpointe Bank
81	$3,910,116,000	Sallie Mae Bank
82	$3,889,105,000	First Interstate Bank
83	$3,851,858,000	Bremer Bank
84	$3,805,850,000	City National Bank of Florida
85	$3,767,255,000	Berkshire Bank
86	$3,673,300,000	Wintrust Bank
87	$3,555,609,000	SoFi Bank
88	$3,500,000,000	Beal Bank USA
89	$3,415,168,000	Bank of Hawaii
90	$3,350,117,000	Cadence Bank
91	$3,312,754,000	First Hawaiian Bank
92	$3,238,143,000	Raymond James Bank
93	$3,184,928,000	CIBC Bank USA
94	$3,106,909,000	Provident Bank
95	$3,063,710,000	United Community Bank
96	$3,030,649,000	Wells Fargo National Bank West
97	$2,997,550,000	Brookline Bank
98	$2,863,869,000	NBT Bank
99	$2,857,449,000	Commerce Bank
100	$2,749,691,000	Centier Bank
101	$2,734,397,000	S&T Bank
102	$2,733,592,000	First Merchants Bank
103	$2,676,763,000	Dime Community Bank
104	$2,642,970,000	Washington Federal Bank
105	$2,597,359,000	The Washington Trust Company, of Westerly
106	$2,541,002,000	OceanFirst Bank
107	$2,453,624,000	FirstBank
108	$2,411,325,000	First Commonwealth Bank
109	$2,398,559,000	Gateway First Bank
110	$2,245,012,000	Amerant Bank
111	$2,108,438,000	Ameris Bank
112	$2,092,261,000	Trustmark National Bank
113	$2,077,174,000	Simmons Bank
114	$1,962,521,000	First United Bank and Trust Company
115	$1,948,772,000	Bankers Trust Company
116	$1,838,039,000	Renasant Bank
117	$1,826,841,000	Veritex Community Bank
118	$1,801,342,000	WesBanco Bank, Inc.
119	$1,786,123,000	Cathay Bank
120	$1,784,620,000	Customers Bank
121	$1,782,942,000	Lakeland Bank
122	$1,781,999,000	Third Federal Savings and Loan Association of Cleveland
123	$1,687,506,000	Salem Five Cents Savings Bank
124	$1,666,677,000	Cambridge Savings Bank
125	$1,624,219,000	Peapack-Gladstone Bank
126	$1,622,763,000	Bank of Hope
127	$1,542,260,000	Barrington Bank & Trust Company
128	$1,519,751,000	City National Bank of West Virginia
129	$1,500,000,000	Beal Bank
130	$1,476,690,000	Northwest Bank
131	$1,458,807,000	Banner Bank
132	$1,438,297,000	Pacific Premier Bank
133	$1,429,056,000	First Business Bank
134	$1,410,012,000	Johnson Bank
135	$1,387,261,000	First American Bank
136	$1,385,289,000	Flushing Bank
137	$1,370,157,000	Mechanics Bank
138	$1,347,561,000	Columbia State Bank
139	$1,343,943,000	Cambridge Trust Company
140	$1,315,277,000	RBC Bank, (Georgia)
141	$1,305,273,000	Texas Exchange Bank
142	$1,268,497,000	Peoples Bank
143	$1,264,189,000	1st Source Bank
144	$1,261,115,000	United Fidelity Bank, fsb
145	$1,257,705,000	Liberty Bank
146	$1,231,328,000	Union Bank and Trust Company
147	$1,226,303,000	Apple Bank for Savings
148	$1,216,735,000	PeoplesBank
149	$1,211,814,000	Busey Bank
150	$1,204,200,000	River City Bank
151	$1,171,805,000	Southside Bank
152	$1,142,727,000	The Federal Savings Bank
153	$1,124,667,000	Univest Bank and Trust Co.
154	$1,122,722,000	Five Star Bank
155	$1,110,431,000	Union Savings Bank
156	$1,101,126,000	Sunflower Bank
157	$1,100,499,000	WaterStone Bank, SSB
158	$1,074,733,000	Byline Bank
159	$1,072,573,000	Leader Bank
160	$1,055,043,000	Horizon Bank
161	$1,037,509,000	Enterprise Bank & Trust
162	$1,035,790,000	Plains Commerce Bank
163	$1,033,473,000	United Bank
164	$1,012,787,000	HarborOne Bank
165	$1,005,784,000	First Bank
166	$1,000,000,000	New York Community Bank
167	$950,000,000	Luther Burbank Savings
168	$912,889,000	NBH Bank
169	$909,246,000	First National Bank of Omaha
170	$887,095,000	Citizens Business Bank
171	$823,704,000	Seacoast National Bank
172	$823,076,000	Woodforest National Bank
173	$817,002,000	Independent Bank
174	$807,938,000	Origin Bank
175	$789,440,000	NBKC Bank
176	$779,569,000	Lake City Bank
177	$775,000,000	Metro City Bank
178	$772,241,000	The Camden National Bank
179	$770,319,000	Kearny Bank
180	$770,234,000	Bar Harbor Bank & Trust
181	$737,236,000	Mercantile Bank
182	$736,908,000	Bank of England
183	$709,921,000	Needham Bank
184	$690,176,000	North American Savings Bank, F.S.B.
185	$686,118,000	Premier Bank
186	$664,433,000	Pioneer Bank
187	$659,407,000	Stifel Bank and Trust
188	$645,499,000	Great Southern Bank
189	$621,106,000	CrossFirst Bank
190	$620,687,000	Columbia Bank
191	$616,879,000	Heritage Bank
192	$611,607,000	Hinsdale Bank & Trust Company
193	$608,776,000	Quontic Bank
194	$604,849,000	HomeStreet Bank
195	$600,000,000	ChoiceOne Bank
196	$592,586,000	Firstrust Savings Bank
197	$588,058,000	EagleBank
198	$586,530,000	Independent Bank
199	$571,240,000	Town Bank
200	$559,974,000	Quad City Bank and Trust Company
201	$553,177,000	First Community Bank of Tennessee
202	$550,401,000	Bell Bank
203	$538,243,000	The Central Trust Bank
204	$533,167,000	BankSouth
205	$525,187,000	The Canandaigua National Bank and Trust Company
206	$523,877,000	Libertyville Bank & Trust Company
207	$500,759,000	Schaumburg Bank & Trust Company
208	$493,243,000	Chemung Canal Trust Company
209	$490,518,000	Towne Bank
210	$467,429,000	Civista Bank
211	$452,005,000	Broadway National Bank
212	$449,978,000	Oakstar Bank
213	$447,221,000	Commercial Bank
214	$446,270,000	Prosperity Bank
215	$445,712,000	Carter Bank & Trust
216	$445,303,000	Northrim Bank
217	$443,571,000	City Bank
218	$440,286,000	Wheaton Bank & Trust
219	$435,534,000	Citizens and Farmers Bank
220	$431,297,000	Bangor Savings Bank
221	$426,279,000	MainStreet Bank
222	$423,028,000	MVB Bank, Inc
223	$418,160,000	Peoples Security Bank and Trust Company
224	$415,532,000	Sandy Spring Bank
225	$414,169,000	Bank Rhode Island
226	$405,788,000	ESSA Bank & Trust
227	$405,001,000	West Bank
228	$401,548,000	MidWestOne Bank
229	$400,000,000	ConnectOne Bank
230	$395,795,000	Midland States Bank
231	$392,488,000	NATIONAL COOPERATIVE BANK, N.A.
232	$381,832,000	Bridgewater Bank
233	$381,399,000	First Farmers Bank & Trust Co.
234	$380,835,000	Village Bank and Trust
235	$379,413,000	Republic Bank & Trust Company
236	$378,715,000	First Federal Bank
237	$369,084,000	Magnolia Bank, Incorporated
238	$365,000,000	Capitol Federal Savings Bank
239	$364,960,000	One American Bank
240	$362,502,000	Dollar Bank, Federal Savings Bank
241	$358,460,000	Northbrook Bank and Trust Company
242	$358,000,000	Farmers and Merchants Bank
243	$350,216,000	Middlesex Savings Bank
244	$345,595,000	Alerus Financial
245	$342,113,000	University Bank
246	$340,044,000	First Internet Bank of Indiana
247	$339,111,000	Equity Bank
248	$337,500,000	Sturgis Bank & Trust Company
249	$336,029,000	FirstBank
250	$335,246,000	BNC National Bank
251	$335,188,000	Old Plank Trail Community Bank
252	$330,830,000	Stock Yards Bank & Trust Company
253	$329,279,000	SmartBank
254	$328,461,000	Summit Community Bank, Inc
255	$326,282,000	Beach Community Bank
256	$319,154,000	Vast Bank
257	$319,046,000	Merchants Bank of Indiana
258	$313,844,000	Alpine Bank
259	$308,410,000	ServisFirst Bank
260	$301,207,000	First Citizens Community Bank
261	$300,721,000	German American Bank
262	$300,000,000	Metropolitan Commercial Bank
263	$290,788,000	Centennial Bank
264	$290,000,000	Spencer Savings Bank, SLA
265	$285,711,000	Premier Valley Bank
266	$285,639,000	Old Second National Bank
267	$266,109,000	First Federal Savings and Loan Association of Lakewood
268	$265,803,000	1st Security Bank of Washington
269	$264,462,000	PCSB Bank
270	$262,745,000	First Savings Bank
271	$255,301,000	West Gate Bank
272	$248,313,000	Progress Bank and Trust
273	$248,098,000	Newburyport Five Cents Savings Bank
274	$247,562,000	Dubuque Bank and Trust Company
275	$241,977,000	St. Charles Bank & Trust Company
276	$241,714,000	Mid Penn Bank
277	$240,853,000	Crystal Lake Bank and Trust Company
278	$236,743,000	American National Bank
279	$236,240,000	INLAND BANK & TRUST
280	$232,000,000	Banco Popular de Puerto Rico
281	$229,996,000	Androscoggin Savings Bank
282	$228,595,000	Bristol County Savings Bank
283	$228,291,000	Heartland Bank and Trust Company
284	$227,681,000	CommunityBank of Texas, N.A.
285	$226,688,000	NEXTIER BANK
286	$226,410,000	Extraco Banks
287	$224,942,000	Amarillo National Bank
288	$224,479,000	North Easton Savings Bank
289	$223,691,000	Katahdin Trust Company
290	$222,037,000	Bankwell Bank
291	$220,805,000	The Bank of Tioga
292	$220,350,000	Orrstown Bank
293	$213,042,000	Traditions Bank
294	$207,062,000	BayCoast Bank
295	$204,844,000	CapStar Bank
296	$202,886,000	FVCbank
297	$202,711,000	Evolve Bank & Trust
298	$200,929,000	First Financial Bank
299	$200,000,000	Tradition Capital Bank
300	$198,049,000	Armed Forces Bank
301	$197,860,000	First Bank
302	$196,642,000	Arizona Bank & Trust
303	$192,892,000	Bank Iowa
304	$191,868,000	Presidential Bank, FSB
305	$187,345,000	Gulf Coast Bank and Trust Company
306	$181,530,000	Central Pacific Bank
307	$180,067,000	Manufacturers Bank
308	$177,219,000	Meridian Bank
309	$177,085,000	Sunwest Bank
310	$176,531,000	HTLF Bank
311	$172,427,000	Citizens & Northern Bank
312	$172,000,000	Charles Schwab Bank, SSB
313	$170,503,000	The State Bank and Trust Company
314	$169,069,000	UniBank for Savings
315	$166,643,000	Mizuho Bank (USA)
316	$165,918,000	Minnesota Bank & Trust
317	$160,997,000	Burke & Herbert Bank & Trust Company
318	$160,474,000	LendingClub Bank
319	$160,047,000	Midwest BankCentre
320	$159,428,000	Ion Bank
321	$158,364,000	Fremont Bank
322	$158,056,000	The Farmers National Bank of Canfield
323	$156,828,000	BayFirst National Bank
324	$155,934,000	Glacier Bank
325	$154,442,000	FIDELITY BANK
326	$154,409,000	Southern States Bank
327	$151,875,000	Peoples Bank
328	$151,395,000	Cornerstone Bank
329	$150,850,000	Malvern Bank N.A.
330	$150,698,000	Glens Falls National Bank and Trust Company
331	$147,740,000	Union Savings Bank
332	$147,142,000	Genesee Regional Bank
333	$147,064,000	Westfield Bank, FSB
334	$146,802,000	State Bank Financial
335	$146,536,000	Beverly Bank & Trust Company
336	$143,478,000	Kish Bank
337	$140,746,000	BankNewport
338	$140,735,000	First International Bank & Trust
339	$136,537,000	Macatawa Bank
340	$134,958,000	New Mexico Bank & Trust
341	$133,800,000	Pacific National Bank
342	$132,818,000	Goldwater Bank, N.A.
343	$130,276,000	Ameriserv Financial Bank
344	$129,350,000	Pinnacle Bank
345	$127,667,000	First State Bank
346	$127,545,000	Pathfinder Bank
347	$126,685,000	Summit Bank
348	$126,245,000	Penn Community Bank
349	$125,113,000	Central National Bank
350	$123,701,000	Capital City Bank
351	$123,437,000	Hanmi Bank
352	$122,662,000	Northway Bank
353	$120,751,000	Washington State Bank
354	$118,690,000	Colonial Savings, F.A.
355	$115,438,000	American Bank
356	$113,935,000	Hickory Point Bank and Trust
357	$113,756,000	First National Bank
358	$113,740,000	Community State Bank
359	$112,926,000	Willamette Valley Bank
360	$112,673,000	IncredibleBank
361	$111,514,000	First Bank & Trust
362	$111,070,000	Centreville Bank
363	$109,855,000	Morton Community Bank
364	$109,644,000	Washington Trust Bank
365	$109,597,000	Professional Bank
366	$109,168,000	Gorham Savings Bank
367	$109,000,000	Blue Foundry Bank
368	$107,855,000	Ledyard National Bank
369	$107,718,000	The Bank of Tampa
370	$107,427,000	First Fidelity Bank
371	$107,375,000	International Bank of Commerce
372	$105,008,000	Citizens First Bank
373	$103,162,000	Florida Capital Bank
374	$103,012,000	The Guilford Savings Bank
375	$102,496,000	Fall River Five Cents Savings Bank
376	$101,024,000	Avidia Bank
377	$100,111,000	b1BANK
378	$100,000,000	OneUnited Bank
378	$100,000,000	The Fountain Trust Company
380	$99,725,000	CTBC Bank Corp. (USA)
381	$99,136,000	The Bank of Missouri
382	$98,549,000	First State Bank Nebraska
383	$98,110,000	CoastalStates Bank
384	$96,218,000	Guaranty Bank
385	$95,952,000	Minnwest Bank
386	$95,000,000	First Financial Northwest Bank
386	$95,000,000	First National Bank & Trust Company
388	$93,622,000	First Mid Bank & Trust
389	$93,241,000	Newtown Savings Bank
390	$91,360,000	First Financial Bank
391	$91,140,000	Stockman Bank of Montana
392	$89,760,000	Lincoln Savings Bank
393	$87,715,000	Midwest Community Bank
394	$87,453,000	Beneficial State Bank
395	$87,419,000	InsBank
396	$86,533,000	Pacific Western Bank
397	$86,364,000	State Bank of the Lakes
398	$86,064,000	CHARTER WEST BANK
399	$86,049,000	Town And Country Bank
400	$85,978,000	Lakeside Bank
401	$85,756,000	Neighbors Bank
402	$85,341,000	First Western Trust Bank
403	$84,538,000	BancFirst
404	$84,390,000	F&M Bank
405	$83,002,000	Heritage Bank, Inc.
406	$82,414,000	Blackhawk Bank & Trust
407	$81,986,000	The Dart Bank
408	$81,795,000	Rollstone Bank & Trust
409	$81,569,000	The Park Bank
410	$81,153,000	Community Financial Services Bank
411	$80,424,000	Banc of California
412	$79,750,000	Cornerstone Bank
413	$79,734,000	South Shore Bank
414	$79,579,000	Saco & Biddeford Savings Institution
415	$78,985,000	The Greenwood's State Bank
416	$78,797,000	Fortis Private Bank
417	$78,659,000	Security Bank of Kansas City
418	$78,620,000	Pentucket Bank
419	$78,367,000	Carrollton Bank
420	$77,644,000	Merchants Bank
421	$77,342,000	Fairfield County Bank
422	$77,235,000	Nebraskaland Bank
423	$76,474,000	Westfield Bank
424	$76,000,000	Luminate Bank
425	$75,573,000	Wood & Huston Bank
426	$75,133,000	Northfield Bank
427	$75,126,000	The Freedom Bank of Virginia
428	$74,586,000	First Bank
429	$73,790,000	Cf Bank
430	$73,529,000	Kirkpatrick Bank
431	$73,054,000	North Shore Bank of Commerce
432	$72,629,000	U. S. Century Bank
433	$71,322,000	Hardin County Savings Bank
434	$70,399,000	Webster Five Cents Savings Bank
435	$70,312,000	BankPlus
436	$69,609,000	Illinois Bank & Trust
437	$69,448,000	Bank of Sun Prairie
438	$68,784,000	Intrust Bank
439	$68,525,000	CNB Bank
440	$68,257,000	Opportunity Bank of Montana
441	$67,850,000	Colorado Federal Savings Bank
442	$67,661,000	Northwest Bank
443	$67,406,000	Exchange Bank
444	$67,166,000	Bryant Bank
445	$66,942,000	Fidelity Bank
446	$66,565,000	FirstBank Puerto Rico
447	$65,940,000	Northstar Bank
448	$65,805,000	Paramount Bank
449	$65,494,000	Texana Bank
450	$65,040,000	Wisconsin Bank & Trust
451	$64,121,000	Southern Bank and Trust Company
452	$63,727,000	Truxton Trust Company
453	$63,519,000	First Dakota National Bank
454	$63,182,000	Axos Bank
455	$62,802,000	The First National Bank of Fort Smith
456	$62,361,000	Cape Cod Co-operative Bank
457	$62,346,000	Rhinebeck Bank
458	$62,325,000	The Bank of Canton
459	$62,072,000	CIBM Bank
460	$61,749,000	Huntingdon Valley Bank
461	$61,392,000	Wilson Bank and Trust
462	$60,641,000	Horizon Bank
463	$60,337,000	First Federal Bank, A FSB
464	$60,000,000	Brentwood Bank
465	$59,461,000	MountainOne Bank
466	$59,382,000	Tri City National Bank
467	$57,974,000	Kitsap Bank
468	$57,651,000	The Park National Bank
469	$54,025,000	CorTrust Bank
470	$53,865,000	First Bank & Trust
471	$53,302,000	Magyar Bank
472	$52,737,000	FIRST COMMERCIAL BANK
473	$52,557,000	Kennebec Savings Bank
474	$52,154,000	Home Bank
475	$51,929,000	Guardian Savings Bank
476	$51,829,000	Shore United Bank, N.A.
477	$51,309,000	Austin Capital Bank SSB
478	$50,830,000	Citizens State Bank
479	$50,440,000	Susser Bank
480	$50,409,000	Bankers' Bank
481	$50,258,000	Bank of Utah
482	$50,080,000	Parkside Financial Bank & Trust
483	$50,000,000	Chesapeake Bank
483	$50,000,000	Iowa Trust & Savings Bank
483	$50,000,000	Lincoln Park Savings Bank
483	$50,000,000	TS Bank
487	$48,664,000	First PREMIER Bank
488	$48,328,000	St. Louis Bank
489	$47,940,000	Cache Valley Bank
490	$47,373,000	Ixonia Bank
491	$47,228,000	Mechanics Cooperative Bank
492	$44,845,000	Signature Bank
493	$43,944,000	Peoples Bank
494	$43,572,000	Uwharrie Bank
495	$43,564,000	The State Bank
496	$43,549,000	Access Bank
497	$43,300,000	Oriental Bank
498	$43,221,000	River Bank & Trust
499	$43,064,000	Machias Savings Bank
500	$42,956,000	State Bank of Cross Plains
501	$42,497,000	Peoples Bank of Alabama
502	$41,650,000	First Reliance Bank
503	$41,351,000	Community Bank of Mississippi
504	$41,000,000	Banesco USA
505	$40,949,000	Bank of Colorado
506	$40,809,000	Primis Bank
507	$40,060,000	Main Street Bank
508	$40,000,000	42 North Private Bank
508	$40,000,000	First US Bank
510	$39,329,000	Lake Area Bank
511	$39,244,000	Rocky Mountain Bank
512	$38,721,000	Bison State Bank
513	$38,347,000	Community First National Bank
514	$38,283,000	Flanagan State Bank
515	$38,265,000	Chickasaw Community Bank
516	$37,745,000	Arbor Bank
517	$37,500,000	Cenlar FSB
518	$37,428,000	Bank of Springfield
519	$37,294,000	Harvest Bank
520	$37,200,000	Cass Commercial Bank
521	$36,609,000	West Michigan Community Bank
522	$35,795,000	First Missouri State Bank of Cape County
523	$35,771,000	The First National Bank of Middle Tennessee
524	$35,520,000	Capital Community Bank
525	$35,303,000	Gate City Bank
526	$34,881,000	Red River Bank
527	$34,729,000	Old Missouri Bank
528	$34,257,000	Mascoma Bank
529	$33,786,000	The Fidelity Bank
530	$33,602,000	Southern First Bank
531	$33,465,000	FNCB Bank
532	$33,061,000	Passumpsic Savings Bank
533	$32,840,000	Landmark National Bank
534	$31,801,000	Home Loan Investment Bank, F.S.B.
535	$31,490,000	Peoples Bank and Trust Company
536	$31,393,000	The Farmers & Merchants Bank
537	$31,356,000	Oxford Bank
538	$31,144,000	Park State Bank
539	$30,292,000	Nicolet National Bank
540	$30,152,000	1st National Bank
541	$30,000,000	FNBC Bank
541	$30,000,000	Olympia Federal Savings and Loan Association
543	$29,735,000	Community National Bank
544	$29,627,000	Transportation Alliance Bank, Inc. d/b/a TAB Bank
545	$29,129,000	INB
546	$28,862,000	BOC Bank
547	$28,689,000	Central National Bank
548	$28,200,000	Four Corners Community Bank
549	$27,781,000	American Bank of Missouri
550	$27,602,000	The Old Point National Bank of Phoebus
550	$27,602,000	Village Bank
552	$27,492,000	Great Midwest Bank, S.S.B.
553	$27,475,000	Deerwood Bank
554	$27,367,000	Oakworth Capital Bank
555	$27,211,000	Choice Financial Group
556	$27,045,000	The Ohio Valley Bank Company
557	$26,702,000	Country Club Bank
558	$26,490,000	First State Bank of St. Charles, Missouri
559	$25,809,000	Academy Bank
560	$25,524,000	Fidelity Co-operative Bank
561	$25,461,000	WebBank
562	$25,335,000	Emigrant Bank
563	$25,098,000	Bank3
564	$25,000,000	First Federal Savings and Loan Association of Lorain
564	$25,000,000	Reading Co-operative Bank
566	$24,907,000	Cincinnati Federal
567	$24,896,000	Bravera Bank
568	$24,731,000	CIBC National Trust Company
569	$24,675,000	Bank of Little Rock
570	$24,548,000	First National Bank Alaska
571	$24,255,000	Hometown Bank
572	$24,000,000	Pennian Bank
573	$23,900,000	State Bank of Reeseville
574	$23,657,000	Prime Meridian Bank
575	$23,600,000	McHenry Savings Bank
576	$23,471,000	The First National Bank and Trust Company
577	$23,445,000	CFG Community Bank
578	$23,442,000	Allied First Bank,sb
579	$23,425,000	DeWitt Bank & Trust Co.
580	$23,408,000	Bank of Jackson Hole
581	$23,272,000	Brazos National Bank
582	$23,035,000	First United Bank
583	$22,935,000	United Bank
584	$22,766,000	Gold Coast Bank
585	$22,500,000	Crest Savings Bank
585	$22,500,000	Stifel Bank
587	$22,485,000	Citizens Bank of Las Cruces
588	$22,478,000	The First Bank
589	$22,354,000	Anderson Brothers Bank
590	$22,008,000	TexasBank
591	$21,919,000	American National Bank & Trust
592	$21,276,000	Pan American Bank & Trust
593	$21,217,000	Fortress Bank
594	$21,000,000	Synchrony Bank
595	$20,824,000	Southern Michigan Bank & Trust
596	$20,745,000	American Bank of Commerce
597	$20,670,000	Bank of New Hampshire
598	$20,441,000	First Federal Bank of Kansas City
599	$20,108,000	Security First Bank
600	$20,019,000	Washington County Bank
601	$20,011,000	Cattlemens Bank
602	$20,000,000	Atlantic Community Bankers Bank
602	$20,000,000	First Seacoast Bank
602	$20,000,000	The Bank of Glen Burnie
602	$20,000,000	The Juniata Valley Bank
602	$20,000,000	Unity Bank
607	$19,973,000	Triad Bank
608	$19,847,000	Cross Keys Bank
609	$19,801,000	Paragon Bank
610	$19,744,000	North State Bank
611	$19,724,000	D. L. Evans Bank
612	$19,640,000	TIB
613	$19,260,000	CedarStone Bank
614	$19,094,000	Waukesha State Bank
615	$19,060,000	The Cape Cod Five Cents Savings Bank
616	$19,050,000	Washington Financial Bank
617	$19,000,000	The First National Bank and Trust Co., Chickasha, Oklahoma
618	$18,991,000	Saratoga National Bank and Trust
619	$18,592,000	First State Bank and Trust Company, Inc.
620	$18,558,000	Citizens National Bank of Texas
621	$18,545,000	Blackhawk Bank
622	$18,505,000	The Union Bank Company
623	$18,405,000	Cross River Bank
624	$18,356,000	American National Bank and Trust Company
625	$18,199,000	RiverWood Bank
626	$18,167,000	First Security Bank
627	$18,000,000	Gouverneur Savings and Loan Association
628	$17,723,000	First Bank
629	$17,471,000	First State Bank
630	$17,168,000	Devon Bank
631	$17,167,000	Superior National Bank
632	$17,163,000	Frontier Bank
633	$17,152,000	BankWest, Inc.
634	$17,026,000	Bank Five Nine
635	$17,013,000	First State Bank of Uvalde
636	$16,939,000	United Community Bank
637	$16,614,000	Fidelity Bank
638	$16,572,000	Monona Bank
639	$16,525,000	The First State Bank
640	$16,298,000	Springs Valley Bank & Trust Company
641	$16,285,000	Signature Bank of Arkansas
642	$15,955,000	Wilson & Muir Bank & Trust Company
643	$15,910,000	Decorah Bank & Trust Company
644	$15,797,000	Enterprise Bank and Trust Company
645	$15,625,000	Bank of Tennessee
646	$15,455,000	First State Bank
647	$15,341,000	Mutual Federal Bank
648	$15,050,000	The Lyons National Bank
649	$15,041,000	Core Bank
650	$15,000,000	Fulton Savings Bank
650	$15,000,000	Grand Bank for Savings, FSB
650	$15,000,000	Northeast Bank
650	$15,000,000	The Bancorp Bank
654	$14,837,000	Mid-Missouri Bank
655	$14,718,000	The First Bank and Trust Company
656	$14,717,000	First State Bank
657	$14,682,000	Lincoln FSB of Nebraska
658	$14,645,000	Republic Bank
659	$14,514,000	CNB St Louis Bank
660	$14,489,000	Ulster Savings Bank
661	$14,371,000	Western State Bank
662	$14,277,000	Piermont Bank
663	$14,250,000	Legends Bank
664	$14,075,000	Pinnacle Bank - Wyoming
665	$13,935,000	City Bank & Trust Co.
666	$13,909,000	Ohio State Bank
667	$13,650,000	Institution for Savings in Newburyport and Its Vicinity
668	$13,591,000	Tompkins Community Bank
669	$13,500,000	First Bank
670	$13,449,000	Bank of Idaho
671	$13,393,000	Liberty Bank Minnesota
672	$13,376,000	Dieterich Bank
673	$13,204,000	Cattle Bank and Trust
674	$13,088,000	First Citizens Bank
675	$13,046,000	The Nodaway Valley Bank
676	$13,027,000	State Bank
677	$12,972,000	American Bank of Oklahoma
678	$12,845,000	South Central Bank, Inc.
679	$12,800,000	Dundee Bank
680	$12,649,000	Montgomery Bank
681	$12,546,000	Bank of Marin
682	$12,476,000	Farmers & Stockmens Bank
683	$12,391,000	Heritage Bank
684	$12,341,000	Patriot Bank
685	$12,214,000	West Town Bank & Trust
686	$12,000,000	Farmers State Bank of Calhan
687	$11,968,000	Mid-America Bank
688	$11,948,000	First Community Bank
689	$11,730,000	Community First Bank
690	$11,714,000	The Peoples State Bank
691	$11,550,000	Ocean Bank
692	$11,311,000	The National Bank of Indianapolis
693	$11,176,000	Northwest Bank of Rockford
694	$11,137,000	National Bank of Commerce
695	$11,120,000	Wayne Bank
696	$11,078,000	American Bank & Trust
697	$11,065,000	The Bank of Commerce
698	$11,051,000	Relyance Bank
699	$11,014,000	Pioneer Bank
700	$10,973,000	CBI Bank & Trust
701	$10,913,000	Envision Bank
702	$10,906,000	First Community Bank
703	$10,858,000	The Old Fort Banking Company
704	$10,806,000	First National Bank, Ames, Iowa
704	$10,806,000	Sabine State Bank and Trust Company
706	$10,738,000	First National Community Bank
707	$10,659,000	Bank of Washington
708	$10,575,000	VISIONBank
709	$10,530,000	Waterford Bank, N.A.
710	$10,509,000	American Federal Bank
711	$10,409,000	Triad Business Bank
712	$10,288,000	Idaho First Bank
713	$10,215,000	Guaranty Bank and Trust Company
714	$10,148,000	Inwood National Bank
715	$10,036,000	Frandsen Bank & Trust
716	$10,021,000	Midwest Bank
717	$10,003,000	Cashmere Valley Bank
718	$10,000,000	Ballston Spa National Bank
718	$10,000,000	Eastern Michigan Bank
718	$10,000,000	FNB Oxford Bank
718	$10,000,000	Intercredit Bank
718	$10,000,000	Mauch Chunk Trust Company
718	$10,000,000	Merchants & Farmers Bank & Trust Company
718	$10,000,000	Salisbury Bank and Trust Company
718	$10,000,000	The City National Bank of Metropolis
718	$10,000,000	West Alabama Bank & Trust
727	$9,955,000	Bank Independent
728	$9,927,000	Liberty Savings Bank, F.S.B.
729	$9,919,000	The Dime Bank
730	$9,871,000	STAR Financial Bank
731	$9,735,000	Wyoming Community Bank
732	$9,689,000	American Savings Bank, FSB
733	$9,670,000	Marine Bank
734	$9,591,000	CB&S Bank, Inc.
735	$9,548,000	Home State Bank
736	$9,543,000	Security Bank USA
737	$9,483,000	Community National Bank
738	$9,381,000	Hawthorn Bank
739	$9,360,000	FM Bank
740	$9,049,000	First Fed Bank
740	$9,049,000	First National Bank
742	$9,027,000	JD Bank
743	$9,000,000	Farmers Bank & Trust
744	$8,750,000	Capital Bank
745	$8,719,000	Denver Savings Bank
746	$8,699,000	Enterprise Bank
747	$8,504,000	Bruning Bank
748	$8,415,000	Blue Ridge Bank
749	$8,390,000	United Bank of Michigan
750	$8,368,000	Kirkwood Bank & Trust Co.
751	$8,357,000	First Westroads Bank, Inc.
752	$8,352,000	Cornerstone Bank
753	$8,197,000	The Farmers Bank
754	$8,142,000	Bank of Ann Arbor
755	$8,105,000	First Federal Savings Bank
756	$8,099,000	Bank of Travelers Rest
757	$7,862,000	Central Bank
758	$7,822,000	Bank First, N.A.
759	$7,798,000	Security State Bank & Trust
760	$7,782,000	Independent Bank
761	$7,658,000	Vermillion State Bank
762	$7,656,000	Hills Bank and Trust Company
763	$7,654,000	The Citizens National Bank of Bluffton
764	$7,650,000	TrailWest Bank
765	$7,583,000	The Shelby County State Bank
766	$7,550,000	First Community Bank
767	$7,500,000	Peach State Bank & Trust
768	$7,477,000	Home Federal Savings Bank
769	$7,441,000	Eagle Bank and Trust Company
770	$7,425,000	SouthStar Bank, S.S.B.
771	$7,414,000	The Torrington Savings Bank
772	$7,406,000	Fortifi Bank
773	$7,376,000	Great Plains National Bank
774	$7,365,000	Farmers and Merchants Bank of St. Clair
775	$7,362,000	Community First Bank of Indiana
776	$7,353,000	River Valley Community Bank
777	$7,348,000	Armstrong Bank
778	$7,340,000	Live Oak Banking Company
779	$7,282,000	Abbeville Building & Loan (A State-Chartered Savings Bank)
780	$7,194,000	Warsaw Federal Savings and Loan Association
781	$7,184,000	Dime Bank
782	$7,141,000	Bank of the Pacific
783	$7,112,000	Fidelity Bank & Trust
784	$7,083,000	Providence Bank & Trust
785	$6,985,000	American National Bank of Minnesota
786	$6,972,000	Dogwood State Bank
787	$6,771,000	Great North Bank
788	$6,763,000	First Community Bank
789	$6,728,000	HomeTown Bank
790	$6,675,000	Border Bank
791	$6,638,000	PeoplesBank, a Codorus Valley Company
792	$6,635,000	Axiom Bank
793	$6,560,000	Farmers and Merchants Trust Company of Chambersburg
794	$6,544,000	SAVIBANK
795	$6,497,000	First American Bank
796	$6,451,000	Trustar Bank
797	$6,445,000	Global Bank
798	$6,401,000	The Equitable Bank, S.S.B.
799	$6,396,000	First State Community Bank
800	$6,376,000	The First National Bank of Granbury
801	$6,355,000	Resource Bank
802	$6,344,000	Commerce State Bank
802	$6,344,000	Royal Business Bank
804	$6,313,000	Bluestone Bank
805	$6,310,000	SpiritBank
806	$6,265,000	Merchants & Planters' Bank
807	$6,224,000	The Farmers Bank, Frankfort, Indiana
808	$6,175,000	First Bank Chicago
809	$6,061,000	The Jacksboro National Bank
810	$6,000,000	Amalgamated Bank of Chicago
810	$6,000,000	Bessemer Trust Company
810	$6,000,000	Lake Shore Savings Bank
813	$5,917,000	Starion Bank
814	$5,884,000	CNB Bank and Trust, N.A.
815	$5,848,000	The First National Bank in Carlyle
816	$5,836,000	Oostburg State Bank
817	$5,825,000	First Vision Bank of Tennessee
818	$5,763,000	First Northern Bank of Wyoming
819	$5,733,000	Metro Bank
820	$5,706,000	Banterra Bank
821	$5,661,000	Peoples State Bank
822	$5,618,000	Cornerstone National Bank & Trust Company
823	$5,604,000	Equitable Bank
824	$5,593,000	Community Bank
825	$5,513,000	Manufacturers Bank & Trust Company
826	$5,510,000	Jackson County Bank
827	$5,495,000	Peoples Bank
828	$5,432,000	1st State Bank
829	$5,396,000	Focus Bank
830	$5,383,000	Citizens Bank
831	$5,376,000	Jefferson Bank
832	$5,352,000	Edmonton State Bank
833	$5,304,000	EAGLE.bank
834	$5,272,000	Norway Savings Bank
835	$5,229,000	American State Bank
836	$5,188,000	Troy Bank & Trust Company
837	$5,180,000	First Liberty Bank
838	$5,105,000	First State Bank
839	$5,095,000	Quail Creek Bank
840	$5,000,000	First National Bank of Kansas
840	$5,000,000	Royal Banks of Missouri
840	$5,000,000	The Bennington State Bank
843	$4,998,000	FCB Banks
844	$4,928,000	Jersey Shore State Bank
845	$4,917,000	HNB First Bank
846	$4,900,000	Herring Bank
847	$4,890,000	RiverHills Bank
848	$4,888,000	Citizens National Bank, N.A.
849	$4,832,000	Bank OZK
850	$4,810,000	Citizens State Bank of Waverly, Inc.
851	$4,789,000	Winchester Savings Bank
852	$4,751,000	PriorityOne Bank
853	$4,722,000	Community Resource Bank
854	$4,712,000	State Bank of Southwest Missouri
855	$4,670,000	The Port Washington State Bank
856	$4,654,000	Southwest Bank
857	$4,632,000	First National Bank of Gillette
858	$4,627,000	Guadalupe Bank
859	$4,624,000	Peoples National Bank , N.A.
860	$4,613,000	Dallas Capital Bank
861	$4,592,000	American Heritage Bank
862	$4,573,000	Ohnward Bank & Trust
863	$4,484,000	Forest Park National Bank and Trust Company
864	$4,471,000	Availa Bank
865	$4,440,000	First National Bank of Brookfield
866	$4,420,000	SouthTrust Bank, N.A.
867	$4,250,000	First State Bank & Trust Company
868	$4,192,000	First State Bank
869	$4,191,000	First Federal Savings Bank of Twin Falls
870	$4,180,000	FirstBank Southwest
871	$4,152,000	Bank of Hays
872	$4,093,000	Farmers State Bank
873	$4,088,000	Byron Bank
874	$4,060,000	Citizens State Bank of Roseau
875	$4,053,000	Blue Ridge Bank
876	$4,032,000	The State Bank of Faribault
877	$4,027,000	City State Bank
878	$4,000,000	Texas Heritage Bank
878	$4,000,000	The Fidelity Deposit and Discount Bank
880	$3,988,000	Citizens Bank & Trust Company of Vivian, Louisiana
881	$3,987,000	The Bank of Forest
882	$3,922,000	Citizens Bank of Kansas
883	$3,876,000	First National Bank
884	$3,846,000	Vision Bank
885	$3,749,000	Chambers Bank
886	$3,745,000	Mountain View Bank of Commerce
887	$3,694,000	Grundy Bank
888	$3,685,000	Community National Bank
889	$3,672,000	American Bank
890	$3,661,000	McClain Bank
891	$3,650,000	Goodfield State Bank
892	$3,645,000	BankVista
893	$3,603,000	Bank of the Flint Hills
894	$3,592,000	Luana Savings Bank
895	$3,540,000	Alliant Bank
895	$3,540,000	Isabella Bank
897	$3,506,000	The Gunnison Bank and Trust Company
898	$3,471,000	Northview Bank
899	$3,457,000	First Bankers Trust Company
900	$3,407,000	Somerset Trust Company
901	$3,403,000	Legacy Bank
902	$3,400,000	Mid America Bank
903	$3,370,000	WNB FINANCIAL, N.A.
904	$3,356,000	First State Bank
905	$3,324,000	De Witt Savings Bank
906	$3,322,000	First Midwest Bank of the Ozarks
906	$3,322,000	SULLIVAN BANK
908	$3,318,000	NBC OKLAHOMA
909	$3,259,000	BankFirst
910	$3,227,000	HomeTrust Bank
911	$3,225,000	Platte Valley Bank
912	$3,190,000	Grand River Bank
913	$3,185,000	Alliance Bank
914	$3,152,000	Madison County Bank
915	$3,148,000	Palmetto State Bank
916	$3,141,000	Century Bank and Trust
917	$3,138,000	Farmers Bank & Trust Company
918	$3,133,000	First Midwest Bank of Dexter
919	$3,132,000	Premier Bank
920	$3,121,000	First Bank Elk River
921	$3,107,000	First Federal Savings Bank of Champaign Urbana
922	$3,099,000	The Honesdale National Bank
923	$3,094,000	Bank of Abbeville & Trust Company
924	$3,093,000	First Federal Bank
925	$3,047,000	First Central State Bank
926	$3,031,000	Bank of Franklin County
927	$3,029,000	Woodsville Guaranty Savings Bank
928	$3,024,000	First Oklahoma Bank
929	$3,013,000	State Savings Bank
930	$2,990,000	Farmers Savings Bank
931	$2,947,000	Community Savings Bank
932	$2,943,000	The First National Bank of Moose Lake
933	$2,916,000	FirstCapital Bank of Texas
934	$2,887,000	Bath Savings Institution
935	$2,853,000	Citizens Bank of Ada
936	$2,807,000	The Bippus State Bank
937	$2,800,000	Central Savings Bank
938	$2,796,000	Legends Bank
939	$2,785,000	Citizens State Bank of Loyal
940	$2,777,000	People's Bank of Seneca
941	$2,770,000	Guaranty Bank & Trust, N.A.
942	$2,759,000	Security National Bank of Omaha
943	$2,746,000	United Bank of Iowa
944	$2,730,000	Middletown Valley Bank
945	$2,721,000	State Savings Bank
946	$2,690,000	BankIowa
947	$2,684,000	The Roscoe State Bank
948	$2,616,000	Commercial Bank & Trust Co.
949	$2,610,000	International Bank of Commerce
950	$2,606,000	Lee Bank
951	$2,600,000	Badger Bank
952	$2,587,000	Timberland Bank
953	$2,527,000	Iowa Savings Bank
954	$2,511,000	TriStar Bank
955	$2,411,000	First Community Bank
956	$2,380,000	Ennis State Bank
957	$2,366,000	United Community Bank
958	$2,362,000	Heritage Community Bank
959	$2,345,000	First Federal Bank
960	$2,344,000	Hiawatha National Bank
961	$2,342,000	Marion County State Bank
962	$2,334,000	F & M Bank
963	$2,329,000	FORTE BANK
964	$2,314,000	Sauk Valley Bank & Trust Company
965	$2,280,000	The Fairfield National Bank
966	$2,277,000	Woodland Bank
967	$2,252,000	The First National Bank of Bemidji
968	$2,247,000	Woodlands National Bank
969	$2,236,000	Nebraska Bank of Commerce
970	$2,216,000	Waumandee State Bank
971	$2,200,000	The Bank of Clarendon
972	$2,135,000	AbbyBank
973	$2,133,000	Bank Forward
973	$2,133,000	Citizens State Bank
975	$2,119,000	Reliance Bank
976	$2,110,000	Progressive Bank
977	$2,107,000	Citizens Community Federal
978	$2,087,000	TBK BANK, SSB
978	$2,087,000	The Citizens National Bank of Meridian
980	$2,067,000	First Nebraska Bank
981	$2,061,000	Old Dominion National Bank
982	$2,059,000	FirstBank of Nebraska
983	$2,047,000	Anchor D Bank
984	$2,046,000	Lake Elmo Bank
985	$2,039,000	Citizens Community Bank
986	$2,038,000	Mechanics Bank
987	$2,029,000	Eagle Bank
988	$2,017,000	Platte Valley Bank
989	$2,000,000	North Valley Bank
990	$1,974,000	Heritage Bank of the Ozarks
991	$1,955,000	Norwood Co-operative Bank
992	$1,931,000	First Farmers & Merchants Bank
993	$1,916,000	Riverside Savings Bank, SSB
994	$1,903,000	Bank of Wisconsin Dells
995	$1,895,000	Provident State Bank, Inc.
996	$1,892,000	American Business Bank
997	$1,885,000	Sentry Bank
998	$1,883,000	Pine Country Bank
999	$1,829,000	Pinnacle Bank
1000	$1,826,000	The First National Bank of River Falls
1001	$1,823,000	American State Bank & Trust Company of Williston
1001	$1,823,000	DMB Community Bank
1003	$1,800,000	West Plains Bank and Trust Company
1004	$1,736,000	First Whitney Bank and Trust
1005	$1,734,000	The Western State Bank
1006	$1,723,000	Citizens Bank
1007	$1,716,000	First National Bank of Pulaski
1008	$1,715,000	Homeland Community Bank
1009	$1,709,000	Think Mutual Bank
1010	$1,627,000	Bank of Eastern Oregon
1011	$1,606,000	Hometown Bank
1012	$1,604,000	Community Trust Bank, Inc.
1013	$1,600,000	The Savings Bank
1014	$1,594,000	Citizens Bank Minnesota
1015	$1,590,000	Horicon Bank
1016	$1,587,000	County Bank
1017	$1,583,000	Sunrise Banks
1018	$1,581,000	Farmers & Merchants State Bank
1019	$1,579,000	Valley Bank of Ronan
1020	$1,564,000	CUSB Bank
1021	$1,557,000	The Bank of Denver
1021	$1,557,000	WOODTRUST BANK
1023	$1,555,000	Great American Bank
1024	$1,553,000	South Story Bank & Trust
1025	$1,550,000	Osgood Bank
1025	$1,550,000	Security Savings Bank
1027	$1,549,000	Foresight Bank
1028	$1,526,000	Southern Heritage Bank
1029	$1,521,000	LifeStore Bank
1030	$1,513,000	GNBank
1031	$1,509,000	CenterBank
1032	$1,508,000	Phelps County Bank
1033	$1,500,000	Bank of Monticello
1034	$1,495,000	First Southern State Bank
1035	$1,492,000	Union State Bank
1036	$1,488,000	Settlers Bank
1037	$1,442,000	American Bank and Trust Company
1038	$1,434,000	Central State Bank
1039	$1,432,000	Bank of Deerfield
1040	$1,431,000	American Bank of Beaver Dam
1041	$1,428,000	Royal Bank
1042	$1,426,000	Commercial Bank
1043	$1,417,000	Lake Central Bank
1044	$1,406,000	Hilltop National Bank
1045	$1,393,000	Exchange Bank
1046	$1,378,000	Home Bank and Trust Company
1047	$1,375,000	Bloomsdale Bank
1048	$1,364,000	First New Mexico Bank, Las Cruces
1049	$1,355,000	Southwest Missouri Bank
1050	$1,352,000	Five Star Bank
1051	$1,344,000	Reliance Savings Bank
1052	$1,336,000	Farmers Savings Bank
1053	$1,319,000	BNA Bank
1054	$1,300,000	The Peoples Community Bank
1055	$1,288,000	Elkhorn Valley Bank & Trust
1056	$1,257,000	WCF Financial Bank
1057	$1,252,000	South Louisiana Bank
1058	$1,247,000	PremierBank
1059	$1,238,000	The Hershey State Bank
1060	$1,217,000	Bank of The Rockies
1061	$1,211,000	Home Federal Savings and Loan Association of Grand Island
1061	$1,211,000	Peoples Trust Company of St. Albans
1063	$1,210,000	Exchange Bank and Trust Company, Natchitoches, Louisiana
1064	$1,202,000	United Bank of Union
1065	$1,159,000	Collins State Bank
1066	$1,148,000	Community State Bank of Rock Falls
1067	$1,142,000	HomeBank
1068	$1,130,000	Grand Rapids State Bank
1069	$1,124,000	Security First Bank of North Dakota
1070	$1,120,000	Alliance Bank
1070	$1,120,000	First Bank Richmond
1072	$1,106,000	ESB Financial
1073	$1,099,000	Elysian Bank
1074	$1,088,000	United Valley Bank
1075	$1,084,000	Apple River State Bank
1076	$1,081,000	First Security Bank and Trust Company
1077	$1,073,000	Bank of Milton
1078	$1,064,000	Southern Bank
1079	$1,061,000	Sound Community Bank
1080	$1,043,000	Central Bank Illinois
1081	$1,036,000	Profinium, Inc.
1082	$1,026,000	The City National Bank of Sulphur Springs
1083	$1,021,000	Austin Bank, Texas
1084	$1,018,000	Farmers Savings Bank
1085	$1,010,000	Mound City Bank
1086	$1,000,000	First National Bank in Okeene
1087	$988,000	Wells Bank
1088	$979,000	The Citizens Bank
1089	$964,000	Frontier Bank
1090	$963,000	TruCommunity Bank
1091	$958,000	StonehamBank, A Co-operative Bank
1092	$948,000	North Dallas Bank & Trust Co.
1093	$945,000	Wolf River Community Bank
1094	$944,000	Arcadian Bank
1095	$940,000	Hoosier Heartland State Bank
1096	$935,000	Citizens Alliance Bank
1097	$933,000	Vantage Bank
1098	$921,000	Marquette Bank
1098	$921,000	The American National Bank of Texas
1100	$898,000	Concordia Bank & Trust Company
1101	$892,000	Citizens First Bank
1102	$890,000	LincolnWay Community Bank
1103	$880,000	Citizens Tri-County Bank
1104	$879,000	Farmers Trust and Savings Bank
1105	$861,000	CNB Bank, Inc.
1106	$844,000	First State Bank of Middlebury
1107	$840,000	Premier Bank Rochester
1108	$835,000	Field & Main Bank
1109	$833,000	Farmers State Bank
1110	$831,000	BANKWEST
1111	$821,000	Harmony Bank
1112	$815,000	Charter Bank
1113	$795,000	NSB Bank
1114	$789,000	Woodford State Bank
1115	$784,000	Bank of Lake Mills
1116	$783,000	Sycamore Bank
1117	$780,000	First State Bank
1118	$761,000	First Robinson Savings Bank
1119	$756,000	Denmark State Bank
1120	$755,000	First Citizens State Bank
1121	$749,000	Lea County State Bank
1122	$744,000	Community Partners Savings Bank
1123	$730,000	Flagship Bank Minnesota
1124	$724,000	Iowa State Bank
1125	$721,000	Citizens State Bank
1125	$721,000	Sterling State Bank
1127	$710,000	Citizens Bank
1128	$709,000	Farmers State Bank
1129	$694,000	Village Bank
1130	$687,000	Cornerstone Community Bank
1130	$687,000	Two Rivers Bank & Trust
1132	$680,000	Premier Bank
1133	$675,000	Security State Bank of Kenyon
1134	$654,000	Ridgewood Savings Bank
1135	$651,000	Builtwell Bank
1136	$650,000	River Bank
1137	$649,000	Park Bank
1138	$641,000	F&M Bank
1139	$640,000	Municipal Trust and Savings Bank
1140	$638,000	First Keystone Community Bank
1141	$637,000	1st United Bank
1142	$618,000	First Bank, Upper Michigan
1143	$615,000	Rayne Building and Loan Association
1144	$605,000	City Bank & Trust Co.
1144	$605,000	First Community Bank
1146	$602,000	First State Bank of DeKalb County
1147	$598,000	Custer Federal State Bank
1147	$598,000	Exchange State Bank
1149	$593,000	The Peoples Bank
1150	$591,000	The Farmers State Bank of Westmoreland
1151	$590,000	GNB Bank
1152	$572,000	Union State Bank
1153	$566,000	Ozark Bank
1154	$565,000	Security Bank
1155	$560,000	Greenville National Bank
1156	$558,000	Union State Bank
1157	$552,000	ProGrowth Bank
1158	$540,000	TruBank
1159	$531,000	The Bank of Elk River
1160	$524,000	First State Bank
1161	$519,000	CBBC Bank
1162	$515,000	Lake Region Bank
1163	$510,000	North Shore Bank, a Co-operative Bank
1164	$503,000	Halstead Bank
1165	$500,000	First Northern Bank of Dixon
1165	$500,000	First State Bank
1167	$499,000	Dean Co-operative Bank
1168	$496,000	Westbury Bank
1169	$495,000	Union State Bank of Hazen
1170	$488,000	The National Bank of Blacksburg
1171	$487,000	First Independence Bank
1172	$485,000	Heritage Bank
1172	$485,000	Peoples Savings Bank of Rhineland
1174	$484,000	Federation Bank
1174	$484,000	South Ottumwa Savings Bank
1176	$477,000	First National Bank in Olney
1177	$475,000	Grant County Bank
1178	$470,000	FreedomBank
1179	$458,000	United Citizens Bank of Southern Kentucky
1180	$454,000	Chelsea Groton Bank
1181	$444,000	State Bank & Trust Co.
1182	$404,000	Security Federal Savings Bank of McMinnville
1183	$396,000	National Exchange Bank and Trust
1184	$395,000	The Miners State Bank
1185	$392,000	Lyons Federal Bank
1186	$390,000	Bellevue State Bank
1187	$388,000	Bridge Community Bank
1188	$374,000	Commercial Trust Company of Fayette
1189	$370,000	First Missouri State Bank
1189	$370,000	Leighton State Bank
1191	$365,000	PEOPLES BANK OF MIDDLE TENNESSEE
1191	$365,000	The Clinton National Bank
1193	$362,000	Territorial Savings Bank
1194	$352,000	Guthrie County State Bank
1195	$350,000	MRV Banks
1196	$344,000	Raccoon Valley Bank
1197	$340,000	The First National Bank of Pandora
1198	$321,000	The Citizens Bank
1199	$319,000	Chesapeake Bank of Maryland
1200	$318,000	Citizens State Bank Norwood Young America
1201	$316,000	Farmers and Merchants Union Bank
1202	$308,000	Reliance State Bank
1203	$306,000	Cleveland State Bank
1204	$304,000	Third Coast Bank, SSB
1205	$291,000	Golden Belt Bank, FSA
1206	$290,000	Citizens Community Bank
1207	$287,000	First State Bank and Trust
1208	$285,000	Mercer Savings Bank
1208	$285,000	Town & Country Bank
1210	$282,000	Interaudi Bank
1211	$280,000	First New Mexico Bank of Silver City
1212	$273,000	Patriots Bank
1213	$256,000	First Farmers & Merchants National Bank
1214	$250,000	Merchants & Farmers Bank of Greene County, Alabama
1215	$243,000	Security Bank of Pulaski County
1216	$242,000	Connecticut Community Bank
1217	$240,000	First National Bank in New Bremen
1218	$223,000	Peoples Savings Bank
1219	$221,000	Premier Bank
1220	$217,000	Farmers State Bank of Alto Pass, Ill.
1221	$212,000	Milford Federal Bank
1222	$210,000	Cornerstone State Bank
1223	$200,000	North American Banking Company
1224	$192,000	Citizens Bank of Rogersville
1225	$188,000	Capitol Bank
1226	$176,000	Success Bank
1227	$174,000	Woodlands Bank
1228	$172,000	People's Bank and Trust Company of Pickett County
1229	$171,000	Bank of Luxemburg
1229	$171,000	The Stephenson National Bank and Trust
1231	$170,000	The Union Bank
1232	$153,000	State Bank of Graymont
1233	$150,000	Bank of Prairie du Sac
1233	$150,000	Connections Bank
1235	$147,000	The National Bank of Middlebury
1236	$138,000	Midwest Heritage Bank, FSB
1237	$128,000	Farmers State Bank
1238	$112,000	The Harvard State Bank
1239	$106,000	Savings Bank of Mendocino County
1240	$87,000	Spring Valley City Bank
1241	$78,000	Marathon Bank
1242	$76,000	Home State Bank
1243	$64,000	Coulee Bank
1244	$62,000	Green Belt Bank & Trust
1245	$54,000	Consumers National Bank
1246	$14,000	The Citizens State Bank
1247	$9,000	Citizens First Bank
1247	$9,000	Keystone Savings Bank
1249	$6,000	Century Bank and Trust
1249	$6,000	Peoples Bank and Trust Company
1251	$4,000	Holcomb Bank
1252	$1,000	Peoples Exchange Bank
1253	$0	1st Advantage Bank
1253	$0	1st Bank in Hominy
1253	$0	1st Bank of Sea Isle City

You can verify these numbers through the Office of the Comptroller of the Currency (Page 18) HERE

Link

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thedinarian@thedinarian

August 17, 2025

Pay Attention Here...😉

These two crypto Ponzi schemes are about to collapse…

👉 Sharplink Gaming & Microstrategy

Source: @chooserich 🗣️

00:04:41

thedinarian@thedinarian

August 17, 2025

Introducing Arc, the home for stablecoin finance.

Arc is an open Layer-1 blockchain purpose-built to drive the next chapter of financial innovation powered by stablecoins.

Designed to provide an enterprise-grade foundation for payments, FX, and capital markets, Arc delivers the performance, reliability, and liquidity builders need to meet global financial demands.

Arc features:
✅ USDC as native gas
✅ Built-in FX engine
✅ Deterministic sub-second finality
✅ Opt-in privacy
✅ Full Circle platform integration

Open, composable, and EVM-compatible, Arc is designed to interoperate seamlessly with the broader multichain ecosystem.

As part of our mission to advance blockchain infrastructure, we're excited to welcome the Malachite team and IP from Informal Systems to Circle. Arc is built on Malachite’s high-performance consensus engine.

In line with our commitment to open-source development, the core software for Arc will be released under a permissive license, enabling the broader developer community to contribute, extend, and build ...

WWW.CIRCLE.COM

Introducing Arc: An Open Layer-1 Blockchain Purpose-Built for Stablecoin Finance

Introducing Arc: an open Layer-1 blockchain purpose-built for stablecoin finance that delivers the performance and trust to meet enterprise-grade demands onchain.

00:02:50

thedinarian@thedinarian

August 17, 2025

The Stellar Foundation: Trustless doesn’t mean trust-free.

This weekend at Friends with Benefits FEST, we explored how protocol design, engineering, and community work together to make “trustless” systems work — and why trust matters for blockchain adoption.

00:00:35

thedinarian@thedinarian

October 31, 2024

👉 Coinbase just launched an AI agent for Crypto Trading

Custom AI assistants that print money in your sleep? 🔜

The future of Crypto x AI is about to go crazy.

👉 Here’s what you need to know:

💠 'Based Agent' enables creation of custom AI agents
💠 Users set up personalized agents in < 3 minutes
💠 Equipped w/ crypto wallet and on-chain functions
💠 Capable of completing trades, swaps, and staking
💠 Integrates with Coinbase’s SDK, OpenAI, & Replit

👉 What this means for the future of Crypto:

1. Open Access: Democratized access to advanced trading
2. Automated Txns: Complex trades + streamlined on-chain activity
3. AI Dominance: Est ~80% of crypto 👉txns done by AI agents by 2025

🚨 I personally wouldn't bet against Brian Armstrong and Jesse Pollak.

thedinarian@thedinarian

1 hour ago

PYTH NETWORK IS FINALLY IN THE TOP 100

The universe confirms with an 888

❤️ the synchronicity ✨️

thedinarian@thedinarian

1 hour ago

Can't keep up with all these 🚀

Mix it up 🥣

$MYX is the native token of @MYX_Finance, a 👉 Pyth pilled perpetual DEX, and its feed is now live across 100+ blockchains.

https://x.com/PythNetwork/status/1958892001346429006

X.COM

Pyth Network 🔮 (@PythNetwork) on X

Mix it up 🥣 $MYX is the native token of @MYX_Finance, a Pyth pilled perpetual DEX, and its feed is now live across 100+ blockchains.

thedinarian@thedinarian

1 hour ago

Tokenized Gold XAUm is building on @SuiNetwork’s DeFi ecosystem at full speed, bringing 99.99% purity physical gold to fuel the next wave of #SuiDeFi

From the first-ever XAUm price #Oracle to DEXs, lending markets, and #AI vaults, XAUm is fueling #liquidity & #access on Sui from Day 1:

🔹 @SlushWallet (Wallet)
🔹 👉 @PythNetwork (XAUm Oracle)
🔹 @MMTFinance Momentum (DEX)
🔹 @Official_NODO (AI LP vaults)
🔹 @navi_protocol (Lending)
🔹 @AlphaLendSui (Lending)
🔹 @AlphaFiSUI (Lending vaults)

Next week, we will share more exciting insights on the incentive program with each partner. Follow us to learn more.

https://x.com/matrixdock/status/1958849330439495898

X.COM

Matrixdock (@matrixdock) on X

Tokenized Gold XAUm is building on @SuiNetwork’s DeFi ecosystem at full speed, bringing 99.99% purity physical gold to fuel the next wave of #SuiDeFi From the first-ever XAUm price #Oracle to

thedinarian@thedinarian

August 17, 2025

Pyth Network (PYTH) To Rally Higher? This Emerging Fractal Setup Saying Yes!

The cryptocurrency market is undergoing a healthy cooldown as Ethereum (ETH) eases to $4,440 from its recent peak of $4,780. The pullback has weighed on most major altcoins — including Pyth Network (PYTH) — which is down about 5% over the past week.

But while the short-term dip might look discouraging, PYTH’s chart is showing something far more interesting: a price structure that mirrors the exact same bullish breakout pattern that sent Skale (SKL) soaring by triple digits earlier this month.

PYTH Mirrors SKL’s Breakout Structure

A glance at SKL’s daily chart reveals a textbook falling wedge formation — a well-known bullish reversal pattern. Once SKL broke above the wedge and printed a higher high followed by a higher low, it flipped both the 200-day and 100-day moving averages into firm support. That technical shift triggered a 148% rally in just days.

PYTH appears to be tracing the same path.

Like SKL, PYTH has already broken out from its falling wedge and formed a higher high and higher low. It is now consolidating just beneath a critical confluence of resistance, with the 100-day MA at $0.1235 and the 200-day MA at $0.1481 — a setup eerily similar to SKL’s pre-breakout structure.

What’s Next for PYTH?

For the bullish fractal to fully play out, PYTH will need to close decisively above the $0.1235–$0.1481 zone, ideally on rising volume. A confirmed breakout could open the door to the first upside target of $0.21, representing roughly 78% potential gains from current levels.

However, confirmation is key. Until PYTH clears these moving average hurdles, it remains vulnerable to extended consolidation or even a false breakout. Still, the fractal similarity to SKL is hard to overlook — and if history repeats, PYTH bulls could be on the verge of a major move.

Source

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thedinarian@thedinarian

August 16, 2025

Deep Dive into Pyth Network 💎💎💎💎💎

👉From November 2024😉

What are Oracles?

Blockchains in and of themselves are useful already, for trustless and permissionless transactions without censorship. No trust or verification from the user is required because it is stored on a decentralised ledger with global consensus. What if certain transactions require reliable and real-time data from external sources that do not necessarily have a global consensus or can be stored on the same ledger? For example:

Products that rely on price feeds of assets from other blockchains or real-world markets: Many decentralized finance (DeFi) applications, like decentralized exchanges or lending platforms, need accurate and timely information about asset prices (e.g., stocks, cryptocurrencies, commodities). Since these prices are continuously changing in real-world markets, blockchains need a way to securely access this off-chain data.
Products that require verifiable and secure random numbers: Randomness is crucial for a variety of blockchain use cases, such as lotteries, gaming, and even secure cryptographic protocols. However, generating truly random numbers on-chain is challenging without introducing bias or predictability. Off-chain randomness, when provided by a reliable source, is often needed.
Products dependent on historical price data: Some DeFi platforms and financial products might need access to archived price data for risk assessment, backtesting trading strategies, or offering historical analysis. Since blockchains primarily focus on storing current state information, they need external sources to provide this historical data efficiently.

To address these challenges, Oracles were introduced. Oracles serve as bridges between blockchains and the external world, providing smart contracts with access to off-chain data. They connect external data providers—such as market data owners, web APIs, or IoT devices—to decentralized applications across multiple blockchains. Oracles enable these applications to securely and reliably obtain real-time data, execute transactions based on external events, and interact with data that cannot be directly stored on-chain.

Why can this data be trusted? Oracles provide a robust mechanism for ensuring the integrity and reliability of off-chain data before it is used on the blockchain. An oracle network verifies the:

Authenticity: To ensure that the data is genuine and comes from a legitimate source, oracle networks source data from multiple trusted providers or verifiable APIs. This process reduces the risk of malicious or false information being introduced into smart contracts.
Accuracy: Accurate data is crucial for smart contracts to function correctly. Oracles achieve this by aggregating data from several independent sources. Instead of relying on a single provider, an oracle network will query multiple data sources and compare their responses.
Reliability: Oracle networks enhance reliability by using decentralized nodes, which increases resilience against failures or malicious activity. If one data source or node fails or provides incorrect information, the other nodes in the network can continue to operate and provide valid data.

The demand for accurate and reliable off-chain data is growing as the number of real-world use-cases and adoption of blockchain increases. Users of applications are more than willing to pay for an oracle service that is accurate and reliable and covers a large variety of use-cases.

Pyth Network versus Other Oracles

Read the blog post of Battle of the Oracles to learn more about the different oracles solutions. To recap, Pyth Network is a high-frequency oracle leveraging Solana's technology, offering a robust solution for off-chain data sharing for primarily decentralized finance applications (DeFi). It provides services like real-time price feeds and benchmarks, accessible to a wide range of financial service providers. PYTH is the governance token and utility token of the Pyth Network. Supply and demand for the PYTH token is directly related to level of usage and total demand of Pyth’s services and Pyth Network’s Tokenomics.

Total Value Secured by Oracles

While Chainlink holds the lion’s share of the total value secured by oracles, Pyth has shown by far the largest growth in terms of TVS, number of protocols supported and number of DApps. Pyth is expanding rapidly, across different networks and protocols, supporting more DApps, data providers and integration partners every day. In the same time frame, Chainlink’s marketshare has decreased. Comparing the main metrics of MCAP/TVS ratio and MCAP/TTV ratio, we notice that based on market capitalization (circulating supply), Pyth is undervalued whereas the TVS ratio based on fully diluted value paints a different picture. This is because only 37% of PYTH tokens are unlocked, the next significant PYTH token unlock takes place in May of 2025 and happens yearly thereafter on the same date until the full amount of tokens has been unlocked by 2027.

Use-cases Enabled by Pyth

Products and Services:

Price Feeds: real-time market data for smart contracts, blockchains, and applications
Benchmarks: historical market data for smart contracts, blockchains, and applications
Express Relay: smart contracts or protocols that need protection against MEV (Express Relay) Express Relay is one of a kind product that offers developers to auction off valuable transactions directly to MEV searchers without validator interference
Entropy: smart contracts that require secure on-chain random numbers. Secure and verifiable random numbers are incredibly important for creating a fair and unpredictable on-chain actions (e.g., for games)
Pyth DAO Governance model

Examples:

Decentralised Exchanges (DEXs) require reliable real-time price feeds to provide users accurate trades.
Pyth’s data pull model provides data directly from the source, such as exchanges, market makers or DeFi protocols. Because data is pulled only on demand and not pushed at a given interval, it scales efficiently, and costs are offloaded to users where updates are demand-based.

Case Study: Drift (DEX)

Refresher: What is a DEX?

Decentralized Exchange (DEX) allows users to trade cryptocurrencies directly, without intermediaries, using smart contracts on a blockchain. DEXes operate peer-to-peer, providing greater privacy and control over assets compared to centralized exchanges.

There are two main types of DEXes:

Order Book DEXes: These platforms match buy and sell orders using a live order book, similar to traditional exchanges. Examples include dYdX.
Automated Market Makers (AMMs): AMMs use liquidity pools and algorithms to determine asset prices, allowing users to trade instantly without needing a counterparty. Examples include Uniswap and SushiSwap.

Context

Drift is a perpetual trading DEX built on Solana. Speed, reliability, and performance make or break a perpetual trading ecosystem. Drift is a perpetual trading platform that allows traders to create leveraged positions against the performance of synthetic assets.

Why Pyth?

Drift seeks to offer the most feature-rich, powerful perpetual DEX with lightning-fast execution. This ambition necessitates a robust Oracle solution. Legacy oracles are slow and susceptible to front and back running.

Pyth and Drift partnered to rapidly deploy a proof-of-concept. This successful relationship satisfies the ultra-fast network requirements of Drift’s execution tools and is capable of supporting thousands of users and hundreds of assets.

This is only one of many examples of an effective partnership and integration that gives Web3 users an enhanced user experience than DApps that use other Oracle solutions. There are presently over 410 integration partners supporting the transition from push to pull Oracles with Pyth Networks.

Pyth versus Chainlink

We compare Chainlink and Pyth Network with two main metrics: Total Value Secured (TVS) and Total Transaction Volume (TTV)

Total Value Secured

Pyth’s Total Value Secured (TVS) is more distributed across different blockchains and applications compared to Chainlink, offering greater resilience and diversification. Here's how the comparison breaks down:

Blockchain Distribution: Pyth’s TVS shows a broader spread across multiple blockchains. For instance, only 61.1% of Pyth’s TVS is concentrated on the Solana blockchain, which means the remaining value is distributed across other blockchains, contributing to its decentralized footprint. In contrast, 97.1% of Chainlink’s TVS is concentrated on Ethereum, creating a higher dependence on a single blockchain. This heavy reliance on Ethereum makes Chainlink more vulnerable to network-specific issues, such as scalability concerns or market downturns affecting Ethereum.
Application Distribution: Pyth also demonstrates a healthier diversification across different applications. Only 23.8% of Pyth’s TVS is tied to its top application, meaning the remaining value is distributed among various other applications. This broader application spread lowers the risk of one dominant app affecting the network’s overall performance. Chainlink, however, has 48.8% of its TVS tied to its top application, meaning nearly half of its secured value relies on a single application. This concentration creates a potential single point of failure, making Chainlink more sensitive to shifts in the usage or success of that key application.

Pyth's more balanced distribution of TVS across different blockchains and applications enhances its resilience. With a healthier spread of its value, Pyth is better positioned to withstand market fluctuations or downturns that may affect individual blockchains or applications, making it less exposed to risks associated with dependency on any single network or product. This diversified approach gives Pyth a structural advantage in terms of long-term stability and adaptability.

Total Transaction Volume

Another, perhaps better, metric to measure the true market share and usage of an Oracle network is TTV (Total Transaction Volume). TTV is strongly correlated with the frequency of oracle price updates and therefore oracle revenue and true demand for its products and services. TVS can overstate or understate an application’s demand for price updates, because an application could have a disproportionate amount of locked value relative to the amount of Oracle interactions one would expect to observe.

Chainlink, the traditional market leader of oracle networks, is losing ground after being slow to serve customers needing faster data updates, though they've recently launched a new high-speed service. Pyth has become a successful competitor by focusing on rapid data delivery across multiple platforms, making it easier for financial applications to access real-time price information. Large trading platforms are increasingly building their own internal price tracking systems rather than paying external providers, suggesting cost is a major factor in their decisions.

The key to future success in digital trading will be speed - traditional exchanges currently have an advantage with their centralized systems, but new platforms are starting to close this gap by developing faster price update capabilities.

Pyth Network Governance

The Pyth Network operates a decentralized governance system that empowers the community by allowing all PYTH token holders to have a direct say in the network's development and decision-making processes. This decentralized governance model ensures that control of the network is distributed among its users, promoting transparency and inclusion.

To participate in governance, token holders must stake their PYTH tokens through the Pyth staking program. By staking their tokens, users gain the ability to vote on community governance proposals, ensuring that they have a voice in the key decisions shaping the future of the Pyth Network.

In addition to voting, any PYTH token holder has the right to submit proposals to the Pyth DAO, provided they meet the requirement of holding and staking at least 0.25% of the total PYTH tokens staked. The proposals that can be brought to the DAO are diverse and impact many critical aspects of the network's functionality, including:

Determining the size of update fees: Proposals can influence the fees charged for updates to the network, ensuring that they remain fair and competitive.
Reward distribution mechanisms for publishers: The community can vote on how rewards are allocated to data publishers, ensuring that those contributing accurate and reliable data are fairly compensated.
Approving software updates across blockchains: The Pyth Network operates across multiple blockchains, and governance participants have the power to approve essential updates to on-chain programs, ensuring the network remains up to date and secure.
Listing price feeds and determining their reference data: Token holders can vote on which price feeds are listed on Pyth, as well as set the technical parameters for these feeds, such as the number of decimal places in the prices and the reference exchanges used to determine the data.
Selecting data publishers: The governance system allows the community to permission publishers, or select which entities are allowed to provide data for each price feed. This ensures that only trusted and verified data sources are contributing to the network.

Conclusion

The Pyth Network stands out as a disruptive force in the decentralized oracle space, rapidly growing across protocols and blockchains and setting new standards for both data speed and diversification. Leveraging Solana technology, Pyth brings high-frequency, real-time market data directly from first-party sources—including exchanges and trading firms—to an expanding universe of DeFi and TradFi applications. Compared to its primary competitors, Pyth demonstrates healthier resilience by distributing its Total Value Secured across multiple blockchains and applications, reducing dependencies and systemic risk.

Recent market trends show Pyth gaining ground in metrics like Total Transaction Volume, challenging traditional leaders like Chainlink and reflecting a broader shift toward fast, reliable, and diversified data solutions in decentralized finance. Its innovative approach—such as direct publisher sourcing, sub-second updates, and auditable aggregation—addresses the needs of financial markets with unique precision and transparency.

Ultimately, for developers, institutions, and investors seeking reliable off-chain data with speed and global reach, Pyth Network is quickly becoming a cornerstone oracle solution—and its trajectory signals a new era of dynamic, decentralized connectivity for global finance.

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August 02, 2025

Understanding the Crypto Alt Season

The next altcoin season is poised to ignite the crypto market, promising to turn savvy investors' portfolios into goldmines. As Bitcoin's dominance wanes, a new era of blockchain innovation is dawning—are you ready to ride the wave?

Market behavior often exhibits distinct patterns and cycles. One such phenomenon that has captured the attention of traders and investors alike is the "Alt Season"—a period when alternative cryptocurrencies, or "altcoins," outperform Bitcoin and experience significant price surges.

The concept of market cycles and seasonality is not unique to crypto; it's a well-established principle in traditional financial markets. However, in volatile crypto space, these cycles can be more pronounced and occur with greater frequency.

In this article, we’ll try to cover these and other topics:

The nature and characteristics of Alt Seasons
The importance of recognizing market cycles in cryptocurrency trading
Alt Season indicators and how to interpret them
Predictions and speculatins about the next potential Alt Season

What Is Crypto Alt Season?

Crypto Alt Season, short for "Alternative Cryptocurrency Season," refers to a period in the cryptocurrency market when alternative cryptocurrencies (altcoins) significantly outperform Bitcoin in terms of price appreciation. During an Alt Season:

Many altcoins experience rapid price increases.
The market share of altcoins grows relative to Bitcoin.
Trading volume for altcoins typically increases.
Investor attention shifts from Bitcoin to various altcoin projects.

An Alt Season can last anywhere from a few weeks to several months. It's often characterized by increased risk appetite among investors, who are willing to allocate more capital to smaller, potentially higher-risk crypto projects in search of higher returns.

Is Crypto Season the Same As Crypto Alt Season?

While related, Crypto Season and Crypto Alt Season are not exactly the same:

Crypto Season:
- Refers to a broader bullish period in the entire cryptocurrency market.
- Typically includes price appreciation for both Bitcoin and altcoins.
- Can be longer in duration, sometimes lasting for many months or even a year or more.
- Often starts with a Bitcoin rally, followed by increased interest in the broader crypto market.
Crypto Alt Season:
- Specifically focuses on the outperformance of altcoins compared to Bitcoin.
- Can occur within a broader Crypto Season but is more narrowly defined.
- Generally shorter in duration than a full Crypto Season.
- May happen towards the latter part of a broader Crypto Season, as investors seek higher returns in smaller cap coins.

Key Differences:

Scope: Crypto Season encompasses the entire market, while Alt Season focuses on altcoins.
Duration: Crypto Seasons are generally longer than Alt Seasons.
Market Dynamics: In a Crypto Season, Bitcoin often leads the rally, while in an Alt Season, altcoins outperform Bitcoin.

It's important to note that these terms are not officially defined and can be subject to different interpretations within the cryptocurrency community. However, understanding the distinction can help investors and traders better analyze market trends and potential opportunities in different segments of the crypto market.

What Is Alt Season Indicator?

The Alt Season Indicator is a tool used by cryptocurrency traders and investors to gauge whether the market is entering or currently in an "Alt Season" — a period when altcoins are outperforming Bitcoin. While there isn't a single, universally accepted Alt Season Indicator, several metrics and tools are commonly used to assess the likelihood of an Alt Season. Here are some key aspects of Alt Season Indicators:

Bitcoin Dominance

One of the most widely used indicators is Bitcoin Dominance, which measures Bitcoin's market capitalization as a percentage of the total cryptocurrency market cap.

Calculation: (Bitcoin Market Cap / Total Crypto Market Cap) * 100
Interpretation: A declining Bitcoin Dominance often signals a potential Alt Season, as it indicates that capital is flowing from Bitcoin into altcoins.
Threshold: Some traders consider Bitcoin Dominance below 50% as a potential indicator of an Alt Season.

Altcoin Market Cap Ratio

This indicator compares the total market capitalization of altcoins to Bitcoin's market cap.

Calculation: Total Altcoin Market Cap / Bitcoin Market Cap
Interpretation: An increasing ratio suggests growing strength in the altcoin market relative to Bitcoin.

Top 10 Altcoins Performance

This indicator tracks the performance of the top 10 altcoins by market cap (excluding Bitcoin) compared to Bitcoin over a specific period.

Calculation: Average percentage gain of top 10 altcoins vs. Bitcoin's percentage gain
Interpretation: When a majority of top altcoins consistently outperform Bitcoin, it may indicate an Alt Season.

Alt Season Index

Some crypto data platforms offer a proprietary Alt Season Index, which combines various metrics to provide a single score indicating the likelihood of an Alt Season.

Scale: Often presented as a percentage or a 0-100 score
Interpretation: Higher scores (e.g., above 75%) suggest a higher probability of an ongoing Alt Season

Trading Volume Ratios

This indicator compares the trading volumes of altcoins to Bitcoin's trading volume.

Calculation: Total Altcoin Trading Volume / Bitcoin Trading Volume
Interpretation: An increase in this ratio may indicate growing interest in altcoins, potentially signaling an Alt Season.

Important Considerations:

No single indicator is foolproof. Traders often use a combination of indicators for a more comprehensive analysis.
Market conditions can change rapidly, and past patterns don't guarantee future results.
Different traders may use different thresholds or interpretations of these indicators.
The crypto market's evolving nature means that indicators may need to be adjusted over time to remain relevant.

Understanding and effectively using Alt Season Indicators can help traders and investors make more informed decisions about allocating their resources between Bitcoin and altcoins. However, it's crucial to combine these indicators with broader market analysis and risk management strategies.

Alt Seasons: Historical Perspective, Current Situation, and Future Predictions

Previous Altcoin Seasons

In crypto, two periods stand out as particularly significant for altcoins. These "alt seasons" saw unprecedented growth and interest in cryptocurrencies beyond Bitcoin, reshaping the landscape of digital assets.

The 2017-2018 Alt Season

Duration: December 2017 to January 2018

Context:

Bitcoin (BTC) experienced its most remarkable bull run to date, reaching nearly $20,000 in December 2017.
This surge in Bitcoin's price and public interest created a ripple effect throughout the crypto market.

Key Developments:

Proliferation of New Coins: The success of Bitcoin catalyzed the launch of numerous new cryptocurrencies.
Investor Frenzy: Buoyed by Bitcoin's success, investors eagerly sought the "next Bitcoin," pouring capital into various altcoins.
ICO Boom: This period saw a surge in Initial Coin Offerings (ICOs), with many projects raising millions in a matter of hours or days.
Market Expansion: The total cryptocurrency market cap reached unprecedented levels, briefly surpassing $800 billion in January 2018.

Notable Altcoins: Ethereum (ETH), Ripple (XRP), and Litecoin (LTC) saw significant price increases during this period.

The 2020-2021 Alt Season

Duration: December 2020 to April 2021

Context:

Bitcoin broke its previous all-time high, surpassing $60,000 in March 2021.
The COVID-19 pandemic had accelerated digital adoption and increased interest in alternative investments.

Key Developments:

DeFi Explosion: Decentralized Finance (DeFi) projects gained massive traction, with many tokens seeing exponential growth.
NFT Boom: Non-Fungible Tokens (NFTs) entered the mainstream, driving interest in blockchain-based digital assets.
Institutional Adoption: Major companies and institutional investors began adding cryptocurrencies to their balance sheets.
Technological Advancements: Many altcoins introduced innovative features, scaling solutions, and use cases.

Notable Altcoins: Ethereum (ETH) reached new highs, while projects like Binance Coin (BNB), Cardano (ADA), and Polkadot (DOT) saw remarkable growth.

Comparative Analysis: Both alt seasons shared some common characteristics:

They were preceded by significant Bitcoin price rallies.
New projects and tokens gained rapid popularity and valuation.
Retail investor participation increased dramatically.
The overall cryptocurrency market capitalization reached new heights.

However, the 2020-2021 alt season was marked by greater institutional involvement and a broader range of technological innovations, particularly in DeFi and NFTs.

Is It Alt Season?

Based on the indicators discussed above, it's not currently an altcoin season. The Altcoin Season Index at 41 and Bitcoin's market dominance at 61.3% both suggest that Bitcoin is still the dominant force in the crypto market at this time.

When Is Alt Season?

Based on the information we could gather from various experts, we can analyze the predictions for the next altcoin season as follows:

Based on the latest analysis from experts and on-chain data, here’s what we know about the next altcoin season:

Current Status (August 2025):

The altcoin season index—a metric that signals how many altcoins outperform Bitcoin—currently sits around 37. For a “full-blown” alt season, it typically needs to rise above 75.
Bitcoin dominance is approximately 61-62%. Historically, dropping below 60% often coincides with a rapid rotation into altcoins and the start of alt season.

Key Indicators to Watch:

Altcoin Season Index (ASI): Above 75 signals a true altcoin season.
Bitcoin Dominance: A move below 60% usually marks the transition; sub-50% dominance is associated with peak alt season inflows.
Market Activity: Increasing volumes in major altcoins and Layer 1s, meme coin rallies, and spikes in DeFi activity are early warning signs.
Ethereum Outperformance: When ETH surges relative to BTC, this historically precedes broader altcoin rallies.

Expert Predictions for 2025:

Analysts point to a pivotal window for alt season starting as early as August 2025 and extending through the fall, with many expecting true acceleration of altcoin gains if Bitcoin’s price consolidates and capital rotates further into alts.
There is strong consensus that macroeconomic catalysts, such as potential U.S. interest rate cuts and ongoing Bitcoin ETF momentum, could fuel a major altcoin rally in late 2025 if positive conditions persist.

Summary Table: Key Factors & Targets

Signal	Alt Season Trigger	Status (Aug 2025)
Altcoin Season Index (ASI)	>75	~37
Bitcoin dominance	<60%	~61–62% (near trigger)
Altcoin trading volume	Sustained surge across many alts	Rising, but not explosive
Ethereum outperformance	ETH/ BTC breakout, >$3,700	Near, ETH ~$3,500
Market narratives	AI, DeFi, meme coins, new L1 inflows	Strengthening

Bottom Line:
Most analysts agree the groundwork for altcoin season in 2025 is building. We are currently in a transition phase: if Bitcoin dominance continues to fall and the Altcoin Season Index rises above 75, a full-fledged alt season could ignite during the second half of 2025. Monitor these key indicators to stay ahead as market momentum shifts from Bitcoin into a broader range of altltcoins.

Key Factors to Consider

Technology: Look for coins with innovative solutions to existing blockchain challenges.
Adoption: Consider projects with growing partnerships and real-world use cases.
Market Position: Established coins with room for growth may offer a balance of stability and potential returns.
Tokenomics: Understanding supply dynamics can help predict potential price movements.

It's crucial to conduct thorough research before investing. The cryptocurrency market is highly volatile, and past performance doesn't guarantee future results. Always invest responsibly and within your risk tolerance.

How to Win in Next Alt Season?

Capitalizing on the next altcoin season requires a strategic approach. Here's how to maximize potential gains:

Research and Diversification: Thoroughly research potential investments, analyzing both fundamentals and technical aspects to identify promising altcoins. Diversify your holdings across different projects to mitigate risk and maximize potential returns. Don't put all your eggs in one basket.
Strategic Timing: Utilize technical analysis tools like support/resistance levels and RSI to pinpoint optimal entry and exit points. Monitor market sentiment and price trends to make informed decisions. A clear entry and exit strategy is crucial for managing risk and maximizing profits during volatile periods.
Newer Projects: Consider participating in newer altcoin projects. This provides early access to potentially high-growth projects at discounted prices. Research upcoming defi projects with use cases, focusing on innovative projects with strong potential. Investing early can yield substantial returns as the project develops.

Conclusion

In summary, an altcoin season, marked by significant price increases in non-Bitcoin cryptocurrencies, may be on the horizon. This potential surge could be driven by investors seeking higher returns in smaller-cap cryptocurrencies, technological advancements in altcoin projects, increased blockchain adoption, and the transition of projects from speculative ventures to real-world applications.

Remember, while the potential for significant gains exists during an altcoin season, the cryptocurrency market remains highly volatile. Always invest responsibly.

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