TheDinarian
News • Business • Investing & Finance
🌐Year-End Musings: Standing At The Dawn of Web3, by Sunny Lu🌐
January 01, 2023
post photo preview

As the sun sets over Italian skies, those traversing the bridges between Rome and the Vatican may be treated to a sight beyond compare. High above the ancient towers of the cityscape, huge flocks of birds take flight, numbering in the thousands. I’ve been fortunate enough to watch them swirling and dancing up there, a tapestry of motion — swift, unpredictable, utterly beautiful. These birds, I have since learned, are starlings, and the flock they form is called a ā€˜murmuration’.

The decentralized order within these formations strikes me. A murmuration is a sight to behold, and demands contemplation. It is a wonder that speaks to the very essence of what it means to be alive and one of many examples of nature’s majesty.

In this organized chaos I find analogues. A murmuration is made up of hundreds of nodes, each comprising seven birds. Despite the complexity of the mass, each bird only needs to watch and react to their six nearest neighbors. There is no leader and no central authority, yet, the flock functions as a whole. I watch these decentralized organisms and feel a kinship.

Should a predator appear, the attacked node breaks off and distracts the attacker while the larger group continues on its tumbling trajectory, flight pattern unperturbed. To the untrained eye, the event seems random, but in actuality, these birds build a cohesive frame — a living mosaic made even more impressive by the lack of a central guiding hand. As I watch this living mass pirouette in the sky, my thoughts turn to Web3.0.

Web3.0 — Value Beyond The Sum of Parts

Web3.0, like the murmuration, remains a somewhat undefined grouping of topics. Some consider the concept too ephemeral and broad, lacking form. Others believe the notion to be an innate human truth, understood implicitly, waiting to be recognised by the masses. Whatever your stance, for now it remains a novel but undeniably powerful movement-in-waiting.

Web3.0 is a smorgasbord of concepts. Decentralized information and power structures, enhanced trust, truth and transparency, greater autonomy, the foundations of a new industrial era and more. Web3.0 is a paradigm shift, restructuring the foundations of the internet itself and offering a new philosophical blueprint for technologies, business and society. It is an evolutionary leap both in terms of technology and thought process, yet highly logical in its progression.

The Declaration of Internet Rights was founded on the notion of liberty, equality, dignity and uniqueness at the individual level, however, the current Internet has deviated significantly from that vision. Web3 returns to this vision, empowering citizens through data and information, embracing the idealized vision of the internet’s roots.

The evolution of the web can be broadly defined by technological epochs. In the so-called ā€˜Web 1.0’, the internet served the purpose of the town square announcement board. Participants were passive recipients of information, connected to messages with the primary action of ā€œreadingā€ and receiving information.

In Web1.0, connection is the priority and users are passive.

In Web 2.0, the internet became a shared workspace and here, participatory interaction and creation became the main feature. In this phase we bore witness to the rise of jargon such as ā€˜user generated content’ and watched as dominant internet-era players were born such as Google and Amazon.

The mass adoption of mobile computing tech in the early 2010s accelerated new waves of adoption and gave rise to even faster rates of development and adoption, allowing users to connect anywhere. Here, we gave rise to the notion of ā€˜Internet of Things’ (IoT) — always online, interconnected, allowing far greater coordination and information that painted a greater picture than was possible at the individual level.

In Web2.0, mobility is the priority and users are interactive, connecting people and entities in the name of co-creation.

To date, a lot of good has come from the internet, but not without mistakes. We have modeled the internet on the hierarchical systems that have governed society since the birth of agrarianism — top-down, centralized, overly reliant on external power structures and arbiters of truth.

Inevitably, this approach manifests inequality and inefficiency. Greed and bad-faith practices have contributed to the conditions we see today, yet, viewing it from a broader context, this passage was necessary. Sometimes we must stumble before we learn to walk. In the case of the internet, find the values we hold most dear as a society — truth, transparency, trust.

Technology is finally becoming powerful enough to break down these long-standing power structures, and deliver new trends towards the empowerment of the many. With the exponential growth in volume of web data, 2.5 quintillion bytes per day in 2020 for example, an overhaul of its architecture was inevitable. Blockchain becomes inevitable. If it wasn’t Satoshi Nakamoto who conceived Bitcoin and blockchain technology, surely, someone else would have recognised the same need for this revolution in data management.

With blockchain technology destined to become a core facet of the internet’s infrastructure, it naturally paves the way for Web 3.0. Thus, the internet will become irrevocably associated with the features of distributed ledger technology. Namely, transparency, security and immutable ownership of data and of things, something I like to phrase as ā€œthe shared collective utility of resourcesā€.

In this new epoch, the data generated by human behavior becomes the ultimate shared resource and one of our most valuable, actionable assets.

Informational Transcendence

Participants in this new web iteration, much like the previous ones, will continue to evolve with it and at the same time, define it. This new generation of users, whether born into it or converting ā€œold timersā€ like I am, become the ā€œownersā€ of this new web. We can confidently say so, because we will utilize it to make individual impacts, collectively. Instead of simply being users, we participate and become partners holding accountability for each other.

Of course, I would be naive to assert that everyone will take on equal responsibility or reap equal rewards. Attaining fairness and egalitarianism is much more complicated than producing arithmetic-derived averages. But fortunately, blockchain, and the various tools born from it, will aid us in the pursuit of this vision, described accordingly:

  • A common consensus reached and adopted by willing individuals who share the same passions and goals
  • Tokens as incentives to coordinate motivation and aptitude
  • Decentralized Autonomous Organization’s (DAO) to enable collaborations within, and between, organizations more effectively, allowing all voices to be heard and voted on, without being stifled by a lack of transparency
  • NFTs will become digital identities for both people and things, serving the function accumulating data and embodying accumulated value
  • Vastly enhanced capabilities born from the combination of blockchain with technologies such as IoT, Artificial Intelligence, Machine Learning, etc.

Summarily, we can say: Web3.0 is a phygital (physical-digital) ecosystem powered by Blockchain technologies and the actions of people, collectively achieving consented goals.

People in Web3 are active stakeholders, whose mission should be treated equally and in the spirit of collaboration by all players, be they platform, corporation, association, individual, or even government body.

The priority of Web 3.0 is the focus on identifying common consensus and collaboratively executing protocols.

Slow, steady, then all-at-once

The transformation of an idea is much like the growth of a child; gradual and constant. We can easily overlook tiny changes along the journey, but then, one day, see them in their totality and gasp ā€œwhen did they get so tall?!ā€

Slowly, quietly, then all-of-a-sudden. This is the nature of progress.

After reading my musings, I am excited to share thatĀ VeChainĀ has been building towards something truly groundbreaking over the past few years and we’re almost ready to unveil the fruits of our labor. We’ve always been focused on the future, and we continue marching towards a blockchain-powered reality.

Our high-profile announcement coming in the next few months has the potential to solidify and positively shape the Web3 industry by offering something tangible to rally around. 2022 was undoubtedly a tough year for the space, besmirched by many-a-scandal, but we’re bucking that trend by taking revolutionary applications of technology mainstream.

We want everyone to be a part of this new digital future — to prosper, grow and benefit together. This is a rare opportunity to be a part of something truly special, to be part of VeChain’s blockchain-powered revolution. We call on our many committed members, builders, and organizers to join us on this exciting journey and to play their own role as equal actors in this web3 future.

Let’s make it happen together.

Let’s be proud of being this incredible team and finally start the future.

About The VeChain Foundation

The VeChain Foundation, headquartered in San Marino, Europe, is the non-profit organisation behind the development of VeChainThor, a world leading smart contract platform spearheading the real world adoption of blockchain technology.

By leveraging the capabilities of ā€˜trustless’ data (information without intermediaries), smart contracts and IoT technologies, VeChainThor has delivered solutions in a wide array of fields, and now turns its attention to arguably the greatest challenge of all — building technologies and ecosystems to drive true sustainability and digital transformation at global scale.

VisitĀ https://www.vechain.orgĀ to learn more.

Link

community logo
Join the TheDinarian Community
To read more articles like this, sign up and join my community today
0
What else you may like…
Videos
Podcasts
Posts
Articles
🚨NEW: Watch @BoHines sit down with @CryptoAmerica_

Watch @BoHines sit down with @CryptoAmerica_ to discuss key details of the White House crypto report including anticipated new DOJ guidance, as well as fresh commentary on the @rstormsf trial, and the nomination of @BrianQuintenz to lead the @CFTC.

00:28:43
Why Invest In XRP?

Because Ripple Is EVERYWHERE!

This is on Wall Street... NY

00:00:06
šŸ‘‰"You're gonna be told that there is a craft on its way to Earth.

"That 100 fxxxing percent is the lie you are going to be told."

Jeremy Corbell in January 2025

00:02:38
šŸ‘‰ Coinbase just launched an AI agent for Crypto Trading

Custom AI assistants that print money in your sleep? šŸ”œ

The future of Crypto x AI is about to go crazy.

šŸ‘‰ Here’s what you need to know:

šŸ’  'Based Agent' enables creation of custom AI agents
šŸ’  Users set up personalized agents in < 3 minutes
šŸ’  Equipped w/ crypto wallet and on-chain functions
šŸ’  Capable of completing trades, swaps, and staking
šŸ’  Integrates with Coinbase’s SDK, OpenAI, & Replit

šŸ‘‰ What this means for the future of Crypto:

1. Open Access: Democratized access to advanced trading
2. Automated Txns: Complex trades + streamlined on-chain activity
3. AI Dominance: Est ~80% of crypto šŸ‘‰txns done by AI agents by 2025

🚨 I personally wouldn't bet against Brian Armstrong and Jesse Pollak.

šŸ‘‰ Coinbase just launched an AI agent for Crypto Trading

On avantis, there's something for everyone

fuelled by instinct and flash-level speed

powered by @PythNetwork

šŸ”® šŸ†

https://x.com/avantisfi/status/1951129700056871240?s=19

In the latest episode of the XDC MENA Podcast, host Rebecah Dausen is joined by Amir Neghabian, founder of Vital Veda, to explore how blockchain is modernizing the way we approach Fitness.

Why you should tune in:
-Learn how decentralized systems can verify the authenticity of Fitness
-Discover how Web3 opens access to Fitness knowledge
-Understand XDC’s role in enabling trusted, wellness-driven ecosystems

šŸŽ„ Watch now:

Still the best infographic about total #XRP circulation, updated. (SBI Holdings fiscal year end report)

~36b left in escrow..

post photo preview
post photo preview
PYTH: We'll Always Have Coldplay

Welcome back toĀ The Epicenter, where crypto chaos meets corporate cringe.

But surprisingly, crypto hasĀ notĀ been the most chaotic corner of the internet as of late.

That honor goes to the startupĀ Astronomer, whose CEO’s cheating scandal broke the web in a glorious meme-fueled media frenzy. The company’s damage control? Hiring Gwyneth Paltrow as a ā€œtemporary spokesperson.ā€ Do we think they’re grasping at straws or setting a new standard for PR?

Meanwhile, the markets didn’t blink. BTC is still flexing near its all-time highs. Michael Saylor’s bringing a bitcoin-adjacent money-market product to Wall Street. A pharma company just earmarked $700M to stack BNB, and analysts are calling time of death on the four-year crypto cycle. It’s a steady boom now, kittens.

A few things that are also worth noting: Winklevoss vs. JPMorgan, Visa’s take on stablecoins, and Robinhood’s Euro drama that defies the chillness of eurosummer.

Let’s get into it šŸ‘‡

ā›“ļø The On-Chain Pulse: What’s Happening on the Front Lines of Finance

This week’s biggest news in crypto and all things digital assets

šŸ—£ļø Word on the Street: What the Experts are Saying

Stuff you should repost (or maybe evenĀ coughĀ reword and take credit for)

Meme of the Week

šŸ¦ Kiss my SaaS: What’s Changing the Game for Fintech

Things you should care about if you want to impress your coworkers

Closing Thoughts

From meme-fueled PR stunts to Bitcoin-backed money-market funds, this week reminded us that markets move fast—and headlines move faster. With Wall Street automating itself, fintechs beefing with banks, and even your smartphone becoming a miner, anything is possible. Stay curious, stay cynical, and as always—stay sharp and stay liquid. We’ll see you back here in two weeks.

— The Epicenter, powered by Pyth Network

Ā 

šŸ™ Donations Accepted šŸ™

If you find value in my content, consider showing your support via:

šŸ’³ PayPal:Ā 
1) Simply scan the QR code below šŸ“²
2) or visit https://www.paypal.me/thedinarian

šŸ”— Crypto – Support via Coinbase Wallet to: [email protected]

Ā 

Read full Article
post photo preview
4 Fintech Companies šŸ’ø& Things To Know About šŸ¤”

The fintech revolution is reshaping the way we manage, invest, and move money, breaking down traditional barriers and empowering individuals worldwide. As financial technology continues to evolve at a rapid pace, a select group of innovative companies are leading the charge by offering groundbreaking solutions that redefine banking, payments, and digital assets. Whether you’re a savvy investor, an industry professional, or simply curious about the future of finance, discovering these trailblazing fintech companies is essential to understanding today’s dynamic financial landscape.

Ā 

  1. Ā Alina InvestĀ - The AI Wealth Manager for GenZ Women

Alina is aimed at women under 25 who identify as beginner investors. They're an SEC-registered investment advisor that charges $120/year for membership. The service "buys and sells for you" and gives up notification updates of recent transactions like a wealth manager would.

šŸ‘‰ Getting people to invest early is crucial to building long-term wealth. One thing that holds them back is a lack of confidence and experience. Being targetted "for beginners" and people who live on TikTok should appeal. I love the sense of "we're buying and selling for you." Funds always do that, but making it an engagement mechanic is very smart. The risk here is that building a wealth business will take decades for the AUM to compound. But the next generations, Wealthfront or Betterment, will look something like Alina.

2.Ā Blue layerĀ - The Carbon project funding platform

Bluelayer allows Carbon project developers to take from feasibility studies to issuing credits, tracking inventory, and managing orders. Developers of reforestation, conservation, direct air capture, and other projects can also directly report to industry registries.Ā 

šŸ‘‰ Carbon investing and tax credits are heavily incentivized but need transparent data.Ā By focusing on the developers, Bluelayer can ensure the data, reporting, and credits lifecycle is all managed at the source. This is smart.

3.Ā AkirolabsĀ - Modern Procurement for enterprise

Akiro is a "strategic" procurement platform aiming to help enterprise customers identify risks, value drivers, and strategic levers before issuing an RFP. It aims to bring in multiple stakeholders for complex purchasing decisions at multinationals.Ā 

šŸ‘‰ Procurement is a great wedge for multinational corporate transformation.Ā Buying anything in an enterprise that uses large-scale ERPs is a nightmare of committees and spreadsheets. Turning an oil tanker-sized organization around is difficult, but the right suppliers can have a meaningful impact in the short term. That only worksĀ if you can buy from them. Getting people on the same page with a single platform is a great start.

4.Ā NeoTaxĀ - Automated Tax R&D Credits

NeoTax allows companies to connect their engineering tools to calculate available tax advantages automatically. Once calculated, the tax fillings are clearly labeled with supporting evidence for the IRS.

šŸ‘‰ AWS and GCP log files and data are a goldmine.Ā Last week, I covered Bilanc, which uses log files to figure out per-account unit economics. Now, we calculate R&D tax credits. The unlock here is LLM's ability to understand unstructured data. The hard part is understanding the moat, but time will tell.

In an era where technology and finance are increasingly intertwined, these four fintech companies stand out as catalysts for positive change. By driving progress in digital payments, asset management, lending, and decentralized finance, they are not only making financial services more accessible and efficient—they are also paving the way for a more inclusive and empowered global economy. Staying informed about their innovations can help you seize new opportunities and take part in the future of finance.

Ā 

šŸ‘€Things to know šŸ‘€

Ā 

PayPal issued low guidance and warned of a ā€œtransition year.ā€ The stock is down 8% in extended trading despite PayPal reporting a 9% growth in revenue and 23% EBITDA. Gross profit is down 4% YoY. PayPal's total revenues were $29Bn for the year

Adyen reported 22% revenue growth and an EBITDA margin of 46% for the full year. Adyen's total revenues were $1.75bn for the full year. The margin was down from 55% the previous year, impacted by hiring ahead of growth.

šŸ¤”Ā PayPal’s Braintree (unbranded) is losing market share in the US, while Adyen is winning it.Ā eCommerce is growing ~9 to 10% YoY, and PayPal’s transaction revenue grew by 6.7%. The higher interest rate environment meant interest on balances dragged up the total revenue figure. Their core business is losing market share. Adyen is outgrowing the market by ~12%.

šŸ¤”Ā The PayPal button (branded) is losing to SHOP Pay and Apple Pay.Ā The branded experience from Apple and Shopify is delightful for users; it’s fast and helps with small details like delivery tracking. That experience translates to higher conversion (and more revenue) for merchants.

šŸ¤”Ā The lack of a single global platform hurts PayPal, but it helps Adyen.Ā In the earnings call, the new CEO admitted their mix of platforms like Venmo, PayPal, and Braintree are holding them back. They aim to combine and simplify, but that’s easier said than done.

šŸ¤”Ā Making a single platform from PayPal, Venmo, and Braintree won’t be easy.Ā There’s a graveyard of payment company CEOs who tried to make ā€œone platformā€ from things they acquired years ago. It’s crucial if they’re going to grow that they get their innovation edge back. Adyen has one platform in every market.

šŸ¤”Ā PayPal’s UK and European acquiring business is a bright spot.Ā The UK and EU delivered 20% of overall revenue, growing 11% YoY. Square and Toast don’t have market share here, while iZettle, which PayPal acquired in 2018, is a strong market player. Overall though, it’sĀ yet anotherĀ tech stack and business that’s not part of a single global platform.

The two banks provided accounts to UK front companies secretly owned by an Iranian petrochemicals company. PCC has used these entities to receive funds from Iranian entities in China, concealed with trustee agreements and nominee directors.Ā 

šŸ¤”Ā This is the headline every bank CEO fears. Oof.Ā Shares of both banks have been down since the news broke, but this will no doubt involve crisis calls, committees, appearing in front of the regulator, and, finally, some sort of fine.

šŸ¤”Ā The "risk-based approach" has been arbitraged.Ā A UK company with relatively low annual revenue would look "low risk" at onboarding.Ā One business the FT covered looked like a small company at a residential address to compliance staff. They'd likely apply branch-level controls instead of the enterprise-grade controls you'd see for a large corporation.Ā 

šŸ¤”Ā Hiring more staff won't fix this problem; it's a mindset and technology challenge.Ā In theory, all of the skill and technology that exists to manage risks with large corporate customers (in the transaction banking divisions) are available to the other parts of a bank. In practice, they're not. Most banks lack a single data set and the ability for compliance officers in one team to see data from another part of the org. Getting the basics right with data and tooling is incredibly hard and will involve a multi-year effort.Ā 

šŸ¤”Ā These things are rarely the failure of an individual or department; the issue is systemic.Ā While two banks are named in this headline, the issue isĀ everywhere. Banks need more data and better data to train better AI and machine learning. That all needs to happen in real-time as a compliment to the human staff. Throwing bodies at this won't solve the visibility issue teams have.

Ā šŸ™ Donations Accepted šŸ™

If you find value in my content, consider showing your support via:

šŸ’³ PayPal:Ā 

1) Simply scan the QR code below šŸ“²
2) or visit https://www.paypal.me/thedinarian

šŸ”— Crypto – Support via Coinbase Wallet to: [email protected]

Or Buy me a coffee: https://buymeacoffee.com/thedinarian

Your generosity keeps this mission alive, for all! NamastĆ© šŸ™ Crypto Michael ⚔ Ā The Dinarian

Ā 

Read full Article
post photo preview
What is XAH and Xahau?

If you're new to XRP, you may have noticed some of us discussing another network named 'Xahau'.

It's Like XRP ... But Different

The Xahau network was created in 2023, and its starting point was the open-source code for the XRP Ledger. A small team of researchers and entrepreneurs decided to add smart contracts to the network code.


The XRP Ledger has no smart contract capabilities, by default.

To integrate smart contracts, the team decided to use an architecture that includes 'WASM' or 'web assembly' code. Each account can have up to 10 'hooks' installed that are triggered for transactions that match specific criteria. They can run before or after a transaction is processed. This enables a variety of use cases that do not involve the need to change the network's core code.

Hooks

A 'hook' is what is known as a smart contract that can be triggered in relation to a specific account and its transactions.

The term arises from the programming world, where it generally means "code that runs based on triggering conditions." In Xahau's case, it indicates code that is run before, or after, a transaction is processed.
Ā 
Each hook must be installed on a specific account by the party that controls the account - i.e., the secret key holder.
Ā 
What Can XAH Do That XRP Cannot?
Ā 
The primary benefit from the use of hooks, is that the core network code does not need to be changed every time a new use case is identified. This means that additional use cases can be addressed immediately, with no requirement for intervening steps, such as:
  • Community review
  • Community approval
  • Amendment voting
All of those steps are eliminated with the use of hooks; new use cases can be addressed as fast as the code can be developed.
Ā 
To read more about how hooks enables Xahau to handle more use cases than even the XRPL, you can read this article:
Ā 
Key Differences From XRP
Ā 
Other unique differences from the XRP Ledger include:
  • Much smaller supply ~612 million coins vs. 100 billion coins
  • XAH hodlers are rewarded at 4% of their account balance. There are no rewards for XRP.
  • Governance participants are incentivized
  • Payment channels available for user-created tokens (IOUs)
  • URI tokens instead of NFT tokens
Who's Who of Xahau?
Ā 
The list of those that are either founders, or closely associated with the founding organizations, is extensive. Here are the names of three organizations mentioned in the whitepaper, or their current moniker:
  • Xaman (a.k.a. XRPL Labs)
  • Gatehub
  • InFTF (Inclusive Financial Technology Foundation)
There exists a long list of impressive developers, architects, and technologists among the Xahau inner circle. But the three names that people associate most prominently with the leadership of the Xahau network are Wietse Wind, Richard Holland, and Denis Angell. The links to their 'X' accounts are:
Ā 
Friend Or Foe?
Ā 
This topic is one of the most contentious.
Ā 
While Ripple, the company with the largest stake of XRP, showed interest in hooks early on, they ultimately decided to advocate for a different approach; the use of an EVM-based solution (Ethereum Virtual Machine) to handle smart contracts on the XRP Ledger. This decision was met with consternation by the Xaman team that had worked with them for several years to advocate for the use of hooks.
Ā 
You can read more about the 'business politics' part of this topic here:
Ā 
So how do Xahau fans view the relationship between XRP and XAH?
Ā 
The Xahau team - and many of its community members - advocate for the use of a 'dual-chain' solution to implement smart contracts. This can be accomplished by the use of 'listener' software, along with native Xahau hooks.
Ā 
A proof of concept, developed by Denis Angell, has demonstrated that bi-lateral communication can work with a simple approach.
Ā 
From an economic standpoint, every chain that has its own digital asset is a competitor; but the simple way to think about Xahau, is that a 'bunch of XRP geeks' decided to implement smart contracts on their own version of the XRP Ledger.
Ā 
The team emphasized transparency along the way, and initially received support from the primary XRP stakeholder, Ripple. They published Xahau as open-source code that could, in theory, be back-engineered and integrated with the XRP Ledger. You can clearly observe the team's idealistic mindset in early marketing mistakes, where they named their digital asset 'XRP Plus' in an effort to emphasize the way that they viewed their creation. While this resulted in confusion - and even suspicion - in its early days, the team quickly pivoted, and named their digital asset 'XAH', which became its ticker symbol.
Ā 
Synergy effects between the two camps speak to a genuine camaraderie, with many Xahau developers being open and willing to help with changes to the core XRP Ledger protocol. You can find many examples of this open dialogue on the 'X' platform.
Ā 
How To Purchase XAH
Ā 
If you wish to speculate by buying XAH directly, it is available in a variety of convenient locations, depending on where you are located. If you're in a country that is supported by Bitrue, you can directly purchase or trade XAH by using that exchange.
Ā 
On January 20th, 2025, Bitmart announced that it supports trading of XAH for customers in their list of supported countries; And in late March, another major exchange announced that they would be supporting XAH trading pairs: Coinex.
Ā 
If you're located in the United States, you can purchase XAH directly from a vendor known as 'C14'. The xApp for C14 is located in the Xaman wallet.
Ā 
XRP Ledger geeks can also purchase XAH IOUs on the XRPL Dex and then convert them to 'real' XAH using a Gatehub bridge. This is available in countries that Gatehub supports.
Ā 
Which XAH Accounts Should I Follow?
Ā 
On the 'X' platform, there exists two major community groups for XAH fans:
In addition to the Xahau notables I've already mentioned in this article, my advice is to take a look at who is posting in the above two communities. There are many impressive leaders and entrepreneurs included. You should be able to find multiple 'X' accounts that reflect your interests.
Ā 
Xahau Development Roadmap
Ā 
Xahau leaders have published a roadmap for 2025 that lists their various goals for the ecosystem:
Ā 
To read a detailed explanation for each item, refer to this: Xahau Roadmap Super Thread
Ā 
One of the most incredible waypoints listed is 'JavaScript Hooks Implementation.' 🤯
JavaScript!
Ā 
With the 'JavaScript Hooks Implementation', Xahau is making history; it will enable anybody that knows JavaScript to easily create and install a smart contract. While networks like Ethereum are impressive early movers, they require developers to learn a new language and syntax.
Ā 
Xahau will soon open 'crypto smart contracts' to a group of developers that number in the tens of millions.
Ā 
Project L-10K
Ā 
Project L-10K is one of the most important items in the pipeline. L-10K refers to the effort to boost the throughput of Xahau consensus to over 10,000 transactions per ledger! This will benefit hosted projects such as Evernode, and future issued assets. Heading up the effort is Richard Holland, who provided a progress update to the community in late May of 2025:
Ā 
To learn more about this ambitious effort, you can watch his full presentation here:
The Future Of Defi And Payments
Ā 
Once you've seen the extensive list of use cases that XAH easily handles, it's truly inspiring. Xahau is everything that you love about XRP, plus a long list of more things to love. ā¤ļø
Ā 
Be an early adopter of XAH and the Xahau network! Join the community groups listed and follow the accounts that seem to reflect your own interest - speculator, developer, or crypto fan. You have a place in our community, no matter what your background or interests are. Welcome to the future of crypto Defi and Payments.Ā 
Ā 
Sources:
Ā 
Ā 
NOTE: Payment channels for IOUs is currently in amendment status for the XRP Ledger, authored by Denis Angel here:
Ā 
Ā 

šŸ™ Donations Accepted šŸ™

If you find value in my content, consider showing your support via:

šŸ’³ PayPal:Ā 

1) Simply scan the QR code below šŸ“²
2) or visitĀ https://www.paypal.me/thedinarian

šŸ”— Crypto – Support via Coinbase Wallet to:Ā [email protected]

Or Buy me a coffee:Ā https://buymeacoffee.com/thedinarian

Your generosity keeps this mission alive, for all! NamastĆ© šŸ™ Crypto Michael ⚔ The Dinarian

Ā 
Ā 
Read full Article
See More
Available on mobile and TV devices
google store google store app store app store
google store google store app tv store app tv store amazon store amazon store roku store roku store
Powered by Locals