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What is the XDC Network?
thedinarian
February 09, 2023
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The XDC Network (XDC) is an enterprise-ready, open-source, hybrid blockchain protocol specializing in tokenization for real-world decentralized finance. The company behind the technology, XinFin Fintech, created the XDC Network in 2017. The network is currently governed by the XDC Foundation, a non-profit entity incorporated to support the growth, development, and adoption of the XDC Network through community-driven efforts.

The XDC Network is designed to support a wide range of novel blockchain use cases by offering interoperable smart contracts, near-zero-fee transactions, and high security. XDC Network supports all EVM-compatible smart contracts, protocols, and atomic cross-chain token transfers. It also fully complies with the ISO-20022 message standard and its applications in trade finance and other payment sectors.

This innovation has resulted in the world’s first NFT (as a single XRC20 token) backed by trade finance assets being deployed on XDC Network in September 2021. The NFT was created by Tradeteq, a member of the World Economic Forum: Global Innovators Community, alongside Accelerated Payments, an invoice financing company, as the asset originator. Despite being a token, the asset is still compatible with trade finance industry messaging standards and demonstrates how trade finance assets could be made available through blockchain-based systems to those interested in this lower-risk investment sector.

XDC Network’s capabilities in enterprise applications, and specifically trade finance, garnered the attention of the broader global trade industry. In 2021, TFD Initiative, DNI Initiative, and the International Trade & Forfaiting Association selected XDC Network as their first blockchain member.

For developers looking to set up their projects on the XDC Network, it offers a no-code token creation app, known as Origin, as well as software development kits to assist developers in building on XDC Network. Being an EVM-compatible network, developers on other networks can seamlessly create or port over their EVM projects. Ordinary users can learn XDC concepts in the complimentary XDC Basics of Blockchain Workshops, consisting of 2 parts; Part 1 — Fundamental Concepts and Part 2 — Advanced Concepts. Conversations on XDC’s development are actively held on XDC.dev, a community for blockchain developers. It acts as one of the resource centers for blockchain engineers, including a knowledge base, tools, and support.

While the current XDC Network runs on a Distributed Proof-of-Stake (DPoS) consensus algorithm, a novel consensus engine developed exclusively for XDC, XDPoS 2.0, has been released in testnet. This upgrade, which is entirely backward-compatible in terms of APIs and is based on the latest Byzantine Fault Tolerance consensus mechanisms, maintains the security and performance of the XDC Network, while minimizing the amount of resources required to operate. Additionally,  the new consensus layer will serve as the foundation for the next phase of XDC Network’s future development. 

As of 1st June 2022, XDC Network celebrated three years of achievements since the launch of its mainnet back in 2019. The network has seen upwards of 372M transactions and the creation of over 865,576 accounts, with more than 12,400 smart contracts deployed on the network. Currently, the native XDC token has a market cap of $500M and a fully diluted valuation (FDV) of $1.54B. The circulating supply of XDC is ~13.81 B out of a total of 37.81B tokens. You can check out the list of exchanges to trade XDC on CoinGecko. 

The XDC community continues to expand and develop projects centered on NFTs, the metaverse, financial enterprise applications, and DeFi — all on XDC. The XDC token is listed on over 40 exchanges, including several top exchanges such as Kucoin and Huobi, with more than 20 wallets supporting native XDC and XRC20 tokens, including custodial wallets such as Fireblocks, Propine, Copper, and Bitpanda. With easy-to-use tools such as Origin for token creation, XinFin Remix. The welcoming environment for new projects on the XDC Network has contributed to the ecosystem's rapid growth. With so many assets currently available on the network, you can head over to the XDC Ecosystem category on CoinGecko to check them out. 

Assets on XDC Network

StorX Network

StorX (SRX) is an open-source trustless, censorship-resistant decentralized cloud storage network. StorX empowers users to store their data securely in a decentralized manner.

Comtech Gold

The Comtech Gold token (CGO) is a stable asset pegged to the price of one gram of pure gold, which is fully backed and redeemable for physical gold. Comtech is registered in the UAE and complies with Shariah principles. 

Plugin

Plugin (PLI) is a decentralized oracle platform that provides cost-effective solutions to any smart contract. The plugin enables the smart contract to connect to real-time data off-chain. The data feeds are trustable and maintained with high security. 

Law Blocks

Law Blocks (LBT) has launched an application for digitally transforming how organizations or people prepare, e-sign, act on, and manage agreements using blockchain technology. The platform is free to use, allowing users to upload their contracts to the Law Blocks platform, e-sign documents cryptographically, and store them on XDC Blockchain Network. 

XSwap Protocol

XSwap protocol (XSP) is an automated market maker for XRC20 tokens built on the Xinfin Network. XSWAP is focused on building the challenger to BSC-based PancakeSwap and Ethereum-based Uniswap. Its primary focus is to empower crypto enthusiasts with secure, fast, and resource-efficient instruments for exchanging digital assets.

Prime Numbers

Prime Numbers (PRNT) is an ecosystem composed of various DEFI and NFT protocols that generate revenue for its community from the Primeport.xyz NFT marketplace and the first lending and borrowing protocol on the XDC blockchain.

Globiance (GBEX)

Globiance (GBEX) is a fintech platform with a centralized exchange, banking services, payment gateways, stablecoins, and a decentralized marketplace. It offers fully-regulated services for corporate and retail customers in several countries on five continents, integrating crypto solutions into the traditional banking system.

Datachain Foundation

Datachain Foundation (DC) was launched on September 3, 2017, by BRAINCITIES LAB, a software editor based in Paris, France. The Datachain Foundation is a distributed data management platform that enables developers to build decentralized networks of AI-augmented objects and infrastructures like public lights or roads.

STASIS EURO 

STASIS (EURS) is a revolutionary step towards combining the vast potential of the cryptocurrency market with the stability and reliability of traditional currencies. The tokenized assets EURS are always backed 1:1 by collateral held in reserve accounts.

US+ Stablecoin

Fluent Finance Inc. is a U.S. blockchain development and fintech company that bridges traditional and digital assets with US+. US+ includes real-time audits, smart contracts and maintains a 1:1 ratio with the U.S. Dollar.

Projects Built on XDC Network

Besides the large variety of tokens on the XDC Network, several noteworthy projects are also making use of the network’s powerful technology, allowing users to access various options.

Impel

Impel, a fintech platform that uses blockchain technology to deliver financial messages and payments, has developed the R3 Corda bridge to connect future-facing banks and institutions to the XDC Network.

LedgerMail

LedgerMail combines the power of blockchain, XDPoS consensus, cryptographic algorithms, and zero-trust mechanisms to provide a decentralized email service.

Metabloqs

In a metaverse powered by XDC Network, users can roam around the virtual world of Metabloqs and engage in various activities such as picking up new skills, networking, or playing exciting games. By creating a unique ecosystem, Metabloqs is creating a world where users can create and monetize their experiences using their own native utility token.

Blockdegree

Blockdegree provides online blockchain training to engineers and professionals. Users can explore a variety of basic and advanced courses from Blockdegree to begin their journey as a developer on XDC. 

Go Domains

GoDomains is a decentralized name service solution offered by Go Domains that enables you to easily generate collectible self-owned unique public addresses. With a catchy domain name and a cryptocurrency-focused domain extension, Go Domains can be used to replace your lengthy wallet addresses.

XDC Web3 Domains

Similarly, XDC Web3 Domains allows user to build their identities by owning a .xdc domain. NFT domains can not not only be used to identify wallets but also function as web addresses.

Chainfiles

ChainFiles aims to be an online notarization service powered by blockchain technology. Digital notarization is one of blockchain technology's best use cases because of its immutable nature and timestamping accuracy.

TradeFinex

TradeFinex.org is a P2P trade finance platform to create trade instruments of value between buyers and sellers in the Trade Finance market. It is an open protocol for banks, institutions and users consortium-led governance making it truly decentralized.

XinFin Name Service

XinFin Name Services is a domain name service for the XDC Blockchain. Mint your blockchain domains as NFT assets that will bind the domain to your wallet address.

Mateico

Mateico is a platform that combines art, culture, investments, and charity. The Mateico ecosystem will bring about innovative solutions based on blockchain technology, virtual reality, and augmented reality, with features and services that will help artists and creators.

NFT Platforms on XDC Network

Primeport is the only NFT marketplace that allows users to trade all the NFTs in the XDC network. On the other hand, XDCNFT and XDSea allow users to trade NFTs from their respective marketplaces on the XDC network.

Launchpads on XDC Network

There are two launchpads available for the new projects built on the XDC network, namely XSwap Launchpad and Globiance Launchpad. 

Other XDC Network Utilities

The XDC token acts as a settlement mechanism for dApps built on top of it, adding further utility to the XDC Network.

Travala

As one of the few travel-booking portals which accept crypto assets, Travala also accepts XDC as payment for booking hotel rooms and flight tickets.

Guarda Visa Card 

Get your own Prepaid Visa Card by Guarda. Top it up using your XDC crypto and use it as a regular bank card anywhere in the world, and easily spend XDC. Guarda Visa card is available as a virtual or physical card.

Cyclebit

Cyclebit is a tool for retailers to accept digital payments in-store, online, or on the go. Any product can be paid for using $XDC tokens, with the whole transaction taking just a few seconds.

XcelTrip

XcelTrip is with the intent to disrupt the travel industry, and XcelTrip users can pay for their travel needs using XDC tokens.

These are just a few of the many projects building on XDC, and there will be many more as the XDC Network continues to expand. The XDC Network ecosystem is constantly growing and expanding, with new projects and partnerships being added to it. This helps to drive innovation, increase adoption, and strengthen the overall network.

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thedinarian@thedinarian
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🚨NEW: Watch @BoHines sit down with @CryptoAmerica_

Watch @BoHines sit down with @CryptoAmerica_ to discuss key details of the White House crypto report including anticipated new DOJ guidance, as well as fresh commentary on the @rstormsf trial, and the nomination of @BrianQuintenz to lead the @CFTC.

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thedinarian@thedinarian
2 hours ago
Why Invest In XRP?

Because Ripple Is EVERYWHERE!

This is on Wall Street... NY

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thedinarian@thedinarian
2 hours ago
👉"You're gonna be told that there is a craft on its way to Earth.

"That 100 fxxxing percent is the lie you are going to be told."

Jeremy Corbell in January 2025

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thedinarian@thedinarian
October 31, 2024
👉 Coinbase just launched an AI agent for Crypto Trading

Custom AI assistants that print money in your sleep? 🔜

The future of Crypto x AI is about to go crazy.

👉 Here’s what you need to know:

💠 'Based Agent' enables creation of custom AI agents
💠 Users set up personalized agents in < 3 minutes
💠 Equipped w/ crypto wallet and on-chain functions
💠 Capable of completing trades, swaps, and staking
💠 Integrates with Coinbase’s SDK, OpenAI, & Replit

👉 What this means for the future of Crypto:

1. Open Access: Democratized access to advanced trading
2. Automated Txns: Complex trades + streamlined on-chain activity
3. AI Dominance: Est ~80% of crypto 👉txns done by AI agents by 2025

🚨 I personally wouldn't bet against Brian Armstrong and Jesse Pollak.

👉 Coinbase just launched an AI agent for Crypto Trading
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thedinarian@thedinarian
1 hour ago

Big news: @Nasdaq Chair and Chief Executive Officer, @adenatfriedman, is joining us in NYC as a keynote speaker at Ripple Swell 2025.🚨

She’ll explore:

⭐️ The future of the financial system
⭐️ The potential of digital assets and blockchain
⭐️ The evolving role of tokenization and emerging technologies

Don’t miss it!

https://x.com/Ripple/status/1950640088469176761

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thedinarian@thedinarian
1 hour ago

Trump Administration = Favorable for UTILITY DRIVEN CRYPTO INITIATIVES.✅

XRP = A functional Utility Cryptocurrency ✅

Clear?😶‍🌫️

OP Smqkedqg

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thedinarian@thedinarian
2 hours ago

There will be a LOT of spam, scam, uncertainty and crime surrounding the Midnight airdrop (@midnightfdn).

There is currently no action required.

While @XamanWallet is self custodial and technically no one needs us to participate, we will digest information about the airdrop as it becomes available, and make sure to make it as easy as possible for
@XamanWallet users to participate in the airdrop.

We will communicate about this in-app, through an xApp to prevent confusion and scammers taking advantage of the uncertainty on social media.

When users can take action to participate, we will inform our users though in-app communication.

Trust NO SOCIAL MEDIA.
Trust NO WEBSITE.
Trust NO DM-MESSAGES.
Trust NO (potentially fake) XRPL Labs / Xaman staff on social.

Trust only our in app support xApp, and the in app Midnight Airdrop information we will communicate once more information is made available by the Midnight/Glacier/... team.

https://x.com/WietseWind/status/1950548314392326354

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thedinarian@thedinarian
July 28, 2025
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PYTH: We'll Always Have Coldplay

Welcome back to The Epicenter, where crypto chaos meets corporate cringe.

But surprisingly, crypto has not been the most chaotic corner of the internet as of late.

That honor goes to the startup Astronomer, whose CEO’s cheating scandal broke the web in a glorious meme-fueled media frenzy. The company’s damage control? Hiring Gwyneth Paltrow as a “temporary spokesperson.” Do we think they’re grasping at straws or setting a new standard for PR?

Meanwhile, the markets didn’t blink. BTC is still flexing near its all-time highs. Michael Saylor’s bringing a bitcoin-adjacent money-market product to Wall Street. A pharma company just earmarked $700M to stack BNB, and analysts are calling time of death on the four-year crypto cycle. It’s a steady boom now, kittens.

A few things that are also worth noting: Winklevoss vs. JPMorgan, Visa’s take on stablecoins, and Robinhood’s Euro drama that defies the chillness of eurosummer.

Let’s get into it 👇

⛓️ The On-Chain Pulse: What’s Happening on the Front Lines of Finance

This week’s biggest news in crypto and all things digital assets

🗣️ Word on the Street: What the Experts are Saying

Stuff you should repost (or maybe even cough reword and take credit for)

Meme of the Week

🏦 Kiss my SaaS: What’s Changing the Game for Fintech

Things you should care about if you want to impress your coworkers

Closing Thoughts

From meme-fueled PR stunts to Bitcoin-backed money-market funds, this week reminded us that markets move fast—and headlines move faster. With Wall Street automating itself, fintechs beefing with banks, and even your smartphone becoming a miner, anything is possible. Stay curious, stay cynical, and as always—stay sharp and stay liquid. We’ll see you back here in two weeks.

— The Epicenter, powered by Pyth Network

 

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thedinarian@thedinarian
July 27, 2025
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4 Fintech Companies 💸& Things To Know About 🤔

The fintech revolution is reshaping the way we manage, invest, and move money, breaking down traditional barriers and empowering individuals worldwide. As financial technology continues to evolve at a rapid pace, a select group of innovative companies are leading the charge by offering groundbreaking solutions that redefine banking, payments, and digital assets. Whether you’re a savvy investor, an industry professional, or simply curious about the future of finance, discovering these trailblazing fintech companies is essential to understanding today’s dynamic financial landscape.

 

  1.  Alina Invest - The AI Wealth Manager for GenZ Women

Alina is aimed at women under 25 who identify as beginner investors. They're an SEC-registered investment advisor that charges $120/year for membership. The service "buys and sells for you" and gives up notification updates of recent transactions like a wealth manager would.

👉 Getting people to invest early is crucial to building long-term wealth. One thing that holds them back is a lack of confidence and experience. Being targetted "for beginners" and people who live on TikTok should appeal. I love the sense of "we're buying and selling for you." Funds always do that, but making it an engagement mechanic is very smart. The risk here is that building a wealth business will take decades for the AUM to compound. But the next generations, Wealthfront or Betterment, will look something like Alina.

2. Blue layer - The Carbon project funding platform

Bluelayer allows Carbon project developers to take from feasibility studies to issuing credits, tracking inventory, and managing orders. Developers of reforestation, conservation, direct air capture, and other projects can also directly report to industry registries. 

👉 Carbon investing and tax credits are heavily incentivized but need transparent data. By focusing on the developers, Bluelayer can ensure the data, reporting, and credits lifecycle is all managed at the source. This is smart.

3. Akirolabs - Modern Procurement for enterprise

Akiro is a "strategic" procurement platform aiming to help enterprise customers identify risks, value drivers, and strategic levers before issuing an RFP. It aims to bring in multiple stakeholders for complex purchasing decisions at multinationals. 

👉 Procurement is a great wedge for multinational corporate transformation. Buying anything in an enterprise that uses large-scale ERPs is a nightmare of committees and spreadsheets. Turning an oil tanker-sized organization around is difficult, but the right suppliers can have a meaningful impact in the short term. That only works if you can buy from them. Getting people on the same page with a single platform is a great start.

4. NeoTax - Automated Tax R&D Credits

NeoTax allows companies to connect their engineering tools to calculate available tax advantages automatically. Once calculated, the tax fillings are clearly labeled with supporting evidence for the IRS.

👉 AWS and GCP log files and data are a goldmine. Last week, I covered Bilanc, which uses log files to figure out per-account unit economics. Now, we calculate R&D tax credits. The unlock here is LLM's ability to understand unstructured data. The hard part is understanding the moat, but time will tell.

In an era where technology and finance are increasingly intertwined, these four fintech companies stand out as catalysts for positive change. By driving progress in digital payments, asset management, lending, and decentralized finance, they are not only making financial services more accessible and efficient—they are also paving the way for a more inclusive and empowered global economy. Staying informed about their innovations can help you seize new opportunities and take part in the future of finance.

 

👀Things to know 👀

 

PayPal issued low guidance and warned of a “transition year.” The stock is down 8% in extended trading despite PayPal reporting a 9% growth in revenue and 23% EBITDA. Gross profit is down 4% YoY. PayPal's total revenues were $29Bn for the year

Adyen reported 22% revenue growth and an EBITDA margin of 46% for the full year. Adyen's total revenues were $1.75bn for the full year. The margin was down from 55% the previous year, impacted by hiring ahead of growth.

🤔 PayPal’s Braintree (unbranded) is losing market share in the US, while Adyen is winning it. eCommerce is growing ~9 to 10% YoY, and PayPal’s transaction revenue grew by 6.7%. The higher interest rate environment meant interest on balances dragged up the total revenue figure. Their core business is losing market share. Adyen is outgrowing the market by ~12%.

🤔 The PayPal button (branded) is losing to SHOP Pay and Apple Pay. The branded experience from Apple and Shopify is delightful for users; it’s fast and helps with small details like delivery tracking. That experience translates to higher conversion (and more revenue) for merchants.

🤔 The lack of a single global platform hurts PayPal, but it helps Adyen. In the earnings call, the new CEO admitted their mix of platforms like Venmo, PayPal, and Braintree are holding them back. They aim to combine and simplify, but that’s easier said than done.

🤔 Making a single platform from PayPal, Venmo, and Braintree won’t be easy. There’s a graveyard of payment company CEOs who tried to make “one platform” from things they acquired years ago. It’s crucial if they’re going to grow that they get their innovation edge back. Adyen has one platform in every market.

🤔 PayPal’s UK and European acquiring business is a bright spot. The UK and EU delivered 20% of overall revenue, growing 11% YoY. Square and Toast don’t have market share here, while iZettle, which PayPal acquired in 2018, is a strong market player. Overall though, it’s yet another tech stack and business that’s not part of a single global platform.

The two banks provided accounts to UK front companies secretly owned by an Iranian petrochemicals company. PCC has used these entities to receive funds from Iranian entities in China, concealed with trustee agreements and nominee directors. 

🤔 This is the headline every bank CEO fears. Oof. Shares of both banks have been down since the news broke, but this will no doubt involve crisis calls, committees, appearing in front of the regulator, and, finally, some sort of fine.

🤔 The "risk-based approach" has been arbitraged. A UK company with relatively low annual revenue would look "low risk" at onboarding. One business the FT covered looked like a small company at a residential address to compliance staff. They'd likely apply branch-level controls instead of the enterprise-grade controls you'd see for a large corporation. 

🤔 Hiring more staff won't fix this problem; it's a mindset and technology challenge. In theory, all of the skill and technology that exists to manage risks with large corporate customers (in the transaction banking divisions) are available to the other parts of a bank. In practice, they're not. Most banks lack a single data set and the ability for compliance officers in one team to see data from another part of the org. Getting the basics right with data and tooling is incredibly hard and will involve a multi-year effort. 

🤔 These things are rarely the failure of an individual or department; the issue is systemic. While two banks are named in this headline, the issue is everywhere. Banks need more data and better data to train better AI and machine learning. That all needs to happen in real-time as a compliment to the human staff. Throwing bodies at this won't solve the visibility issue teams have.

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thedinarian@thedinarian
July 27, 2025
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What is XAH and Xahau?

If you're new to XRP, you may have noticed some of us discussing another network named 'Xahau'.

It's Like XRP ... But Different

The Xahau network was created in 2023, and its starting point was the open-source code for the XRP Ledger. A small team of researchers and entrepreneurs decided to add smart contracts to the network code.


The XRP Ledger has no smart contract capabilities, by default.

To integrate smart contracts, the team decided to use an architecture that includes 'WASM' or 'web assembly' code. Each account can have up to 10 'hooks' installed that are triggered for transactions that match specific criteria. They can run before or after a transaction is processed. This enables a variety of use cases that do not involve the need to change the network's core code.

Hooks

A 'hook' is what is known as a smart contract that can be triggered in relation to a specific account and its transactions.

The term arises from the programming world, where it generally means "code that runs based on triggering conditions." In Xahau's case, it indicates code that is run before, or after, a transaction is processed.
 
Each hook must be installed on a specific account by the party that controls the account - i.e., the secret key holder.
 
What Can XAH Do That XRP Cannot?
 
The primary benefit from the use of hooks, is that the core network code does not need to be changed every time a new use case is identified. This means that additional use cases can be addressed immediately, with no requirement for intervening steps, such as:
  • Community review
  • Community approval
  • Amendment voting
All of those steps are eliminated with the use of hooks; new use cases can be addressed as fast as the code can be developed.
 
To read more about how hooks enables Xahau to handle more use cases than even the XRPL, you can read this article:
 
Key Differences From XRP
 
Other unique differences from the XRP Ledger include:
  • Much smaller supply ~612 million coins vs. 100 billion coins
  • XAH hodlers are rewarded at 4% of their account balance. There are no rewards for XRP.
  • Governance participants are incentivized
  • Payment channels available for user-created tokens (IOUs)
  • URI tokens instead of NFT tokens
Who's Who of Xahau?
 
The list of those that are either founders, or closely associated with the founding organizations, is extensive. Here are the names of three organizations mentioned in the whitepaper, or their current moniker:
  • Xaman (a.k.a. XRPL Labs)
  • Gatehub
  • InFTF (Inclusive Financial Technology Foundation)
There exists a long list of impressive developers, architects, and technologists among the Xahau inner circle. But the three names that people associate most prominently with the leadership of the Xahau network are Wietse Wind, Richard Holland, and Denis Angell. The links to their 'X' accounts are:
 
Friend Or Foe?
 
This topic is one of the most contentious.
 
While Ripple, the company with the largest stake of XRP, showed interest in hooks early on, they ultimately decided to advocate for a different approach; the use of an EVM-based solution (Ethereum Virtual Machine) to handle smart contracts on the XRP Ledger. This decision was met with consternation by the Xaman team that had worked with them for several years to advocate for the use of hooks.
 
You can read more about the 'business politics' part of this topic here:
 
So how do Xahau fans view the relationship between XRP and XAH?
 
The Xahau team - and many of its community members - advocate for the use of a 'dual-chain' solution to implement smart contracts. This can be accomplished by the use of 'listener' software, along with native Xahau hooks.
 
A proof of concept, developed by Denis Angell, has demonstrated that bi-lateral communication can work with a simple approach.
 
From an economic standpoint, every chain that has its own digital asset is a competitor; but the simple way to think about Xahau, is that a 'bunch of XRP geeks' decided to implement smart contracts on their own version of the XRP Ledger.
 
The team emphasized transparency along the way, and initially received support from the primary XRP stakeholder, Ripple. They published Xahau as open-source code that could, in theory, be back-engineered and integrated with the XRP Ledger. You can clearly observe the team's idealistic mindset in early marketing mistakes, where they named their digital asset 'XRP Plus' in an effort to emphasize the way that they viewed their creation. While this resulted in confusion - and even suspicion - in its early days, the team quickly pivoted, and named their digital asset 'XAH', which became its ticker symbol.
 
Synergy effects between the two camps speak to a genuine camaraderie, with many Xahau developers being open and willing to help with changes to the core XRP Ledger protocol. You can find many examples of this open dialogue on the 'X' platform.
 
How To Purchase XAH
 
If you wish to speculate by buying XAH directly, it is available in a variety of convenient locations, depending on where you are located. If you're in a country that is supported by Bitrue, you can directly purchase or trade XAH by using that exchange.
 
On January 20th, 2025, Bitmart announced that it supports trading of XAH for customers in their list of supported countries; And in late March, another major exchange announced that they would be supporting XAH trading pairs: Coinex.
 
If you're located in the United States, you can purchase XAH directly from a vendor known as 'C14'. The xApp for C14 is located in the Xaman wallet.
 
XRP Ledger geeks can also purchase XAH IOUs on the XRPL Dex and then convert them to 'real' XAH using a Gatehub bridge. This is available in countries that Gatehub supports.
 
Which XAH Accounts Should I Follow?
 
On the 'X' platform, there exists two major community groups for XAH fans:
In addition to the Xahau notables I've already mentioned in this article, my advice is to take a look at who is posting in the above two communities. There are many impressive leaders and entrepreneurs included. You should be able to find multiple 'X' accounts that reflect your interests.
 
Xahau Development Roadmap
 
Xahau leaders have published a roadmap for 2025 that lists their various goals for the ecosystem:
 
To read a detailed explanation for each item, refer to this: Xahau Roadmap Super Thread
 
One of the most incredible waypoints listed is 'JavaScript Hooks Implementation.' 🤯
JavaScript!
 
With the 'JavaScript Hooks Implementation', Xahau is making history; it will enable anybody that knows JavaScript to easily create and install a smart contract. While networks like Ethereum are impressive early movers, they require developers to learn a new language and syntax.
 
Xahau will soon open 'crypto smart contracts' to a group of developers that number in the tens of millions.
 
Project L-10K
 
Project L-10K is one of the most important items in the pipeline. L-10K refers to the effort to boost the throughput of Xahau consensus to over 10,000 transactions per ledger! This will benefit hosted projects such as Evernode, and future issued assets. Heading up the effort is Richard Holland, who provided a progress update to the community in late May of 2025:
 
To learn more about this ambitious effort, you can watch his full presentation here:
The Future Of Defi And Payments
 
Once you've seen the extensive list of use cases that XAH easily handles, it's truly inspiring. Xahau is everything that you love about XRP, plus a long list of more things to love. ❤️
 
Be an early adopter of XAH and the Xahau network! Join the community groups listed and follow the accounts that seem to reflect your own interest - speculator, developer, or crypto fan. You have a place in our community, no matter what your background or interests are. Welcome to the future of crypto Defi and Payments. 
 
Sources:
 
 
NOTE: Payment channels for IOUs is currently in amendment status for the XRP Ledger, authored by Denis Angel here:
 
 

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