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Meta Goes All In on AI: Can It Compete With Google, ChatGPT and MidJourney?
Meta’s CM3leon model and a reported commercial version of LLaMA could upend the generative AI industry.
July 14, 2023
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Meta is aggressively ramping up its artificial intelligence efforts in a bid to catch up to rivals like Google, Microsoft, and OpenAI. The social media giant has introduced a new text-to-image model called CM3leon that it claims achieves state-of-the-art performance for generating images from text prompts. But it's not yet available for testing or commercial use.

CM3leon marks a breakthrough for Meta's AI capabilities. The model can not only generate high-fidelity images from text descriptions, but also write coherent captions for existing images. This lays the groundwork for more advanced image understanding models in the future.

Meta is leveraging its formidable data science team and computing infrastructure to advance state-of-the-art models like CM3leon. While diffusion-based AI like MidJourney's has grabbed headlines, Meta is betting on autoregressive transformer architectures (the same tech used by ChatGPT). The company claims CM3leon needs 5x less training compute than other comparable methods.

In head-to-head comparisons, CM3leon appears to handle complex objects and constraints in text prompts better than models like OpenAI's DALL-E 2, and even Midjourney. Images shared by Meta show that its new text-to-image generator is capable of accurately representing the human anatomy (no more spaghetti hands) and can even render accurate text (no more random words in AI images)

                    Some examples of images provided by CM3leon. Image: Meta

CM3leon also provides advanced pictures that could let users create more accurate representations of their ideas: Text to image, image to image, structure-guided image editing, object to image, segmentation to image and super-resolution upscaling are some features that are not available in any generator other than Stable Diffusion using Controlnet.

Rumors of a new LLM

Meta is also reportedly planning to release a commercial version of its LLaMA natural language model to outside developers, according to sources cited by the Financial Times. If true, this will allow startups and enterprises to build custom applications powered by Meta's AI, putting the social media behemoth in direct competition against ChatGPT (OpenAI-Microsoft), Bard (Google), and Claude v2 (Anthropic-Google)

Meta's focus seems to be pivoting strongly towards AI across all its apps even though it has claimed to be also heavily focused on its metaverse projects. Earlier this year, the company set up a dedicated generative AI unit led by Chief Product Officer Chris Cox. Meta is also working on AI tools that generate better ads to target users.

By open-sourcing key models like the leaked LLaMA LLM (the world’s largest, most advanced, open source LLM available), Meta aims to catalyze innovation from developers worldwide to improve the technology. This contrasts with the closed-off approach of competitors like OpenAI. However, monetization of Meta's models remains a possibility down the line.

The flurry of AI activity comes as Meta struggles with sinking stock value and controversies around privacy and misinformation stemming from activity on Facebook, which remains the company’s biggest platform. Meta CEO Mark Zuckerberg believes that this heavy investment in generative AI aligns with the company’s vision for the metaverse and could open up new revenue streams.

Meta also recently launched Threads, a Twitter clone that is seeing rapid user growth, outpacing that achieved by OpenAI after the launch of ChatGPT. It has also proven to be adept at taking key elements of previous technologies, improving them, and creating successful products that almost kill its competitors on the ground they created.

With new models like CM3leon showing promising performance, Meta seems determined to aggressively pursue AI to reshape its future, after leaving investors unimpressed with its metaverse endeavors. The race to lead generative AI just got a new runner.

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Patent US10144532B2 | Craft using an inertial mass reduction device

🚀 The Mind-Blowing Patent That Could Revolutionize Space Travel: US Navy's Anti-Gravity Craft! 🛸

December 4, 2018 - The day physics got weird

🤯 What If I Told You...

The US Navy patented a spacecraft that could bend the laws of physics as we know them? No, this isn't science fiction or the latest Marvel movie – this is US Patent US10144532B2, and it's about to blow your mind! 💥

🎯 The Patent That Made Physicists Go "Wait, WHAT?!"

Filed on April 28, 2016, and granted on December 4, 2018, this patent describes a "Craft Using an Inertial Mass Reduction Device" – which is fancy talk for "spaceship that can make itself lighter than physics allows."

Invented by Salvatore Cezar Pais and assigned to the US Department of Navy, this isn't your average paper airplane design. We're talking about technology that could theoretically allow spacecraft to travel at extreme speeds by literally manipulating the fabric of spacetime itself! ⚡

🔬 The Science Behind the Magic✨

👉Here's where it gets really wild:

🌀 The ...

00:05:23
🚨Senate Delays CLARITY Act Vote After Coinbase Pulls Support🚨

The bipartisan CLARITY Act seeks to clarify digital asset rules by dividing oversight between the SEC and CFTC, while covering stablecoins, DeFi, and tokenized assets. Coinbase withdrew support over a provision blocking interest payments on payment stablecoins, arguing it favors banks that pay depositors just 0.14% while stablecoin reserves earn 3.8% in Treasuries. Bank of America CEO Brian Moynihan countered that yield-bearing stablecoins could drain $6 trillion in deposits, hurting lending for small businesses. Lawmakers are negotiating revisions, with a possible vote by late January.

Brad Garlinghouse, the CEO of Ripple chimes in...

00:00:31
EXCLUSIVE: Visa Direct's $1.7 trillion payout network just added stablecoin funding and stablecoin payouts "push to stablecoin wallet"

Visa Just Turned Every Wallet Into a Bank Account—And You Probably Missed It 💸🚀

Visa Direct quietly flipped two switches that make $1.7 trillion of annual payout volume speak fluent crypto. No press-release fireworks 🎆—just a Slack ping from BVNK engineers: “We’re live.” Here’s why that ping is louder than it sounds. 🔊

1️⃣ The “push-to” menu grew a new button

🔹Merchants, neobanks & creator platforms already use Visa Direct to shove money to cards, bank accounts, PayPal, Venmo, you-name-it.

🔹 Now they can push USDC straight to any on-chain wallet the recipient controls. Same API call, different destination.

⏱️ Settlement: ~90 seconds
💰 Cost: fractions of a cent
🌍 Geography: anywhere with internet

2️⃣ Treasury teams can stop apologizing for FX 🏦

🔹 Until today, if you funded cross-border payouts you wired fiat into Visa’s prefund account and waited for the bank’s 8-hour cut-off.

🔹 Starting today you can drop USDC (or ...

00:06:25
👉 Coinbase just launched an AI agent for Crypto Trading

Custom AI assistants that print money in your sleep? 🔜

The future of Crypto x AI is about to go crazy.

👉 Here’s what you need to know:

💠 'Based Agent' enables creation of custom AI agents
💠 Users set up personalized agents in < 3 minutes
💠 Equipped w/ crypto wallet and on-chain functions
💠 Capable of completing trades, swaps, and staking
💠 Integrates with Coinbase’s SDK, OpenAI, & Replit

👉 What this means for the future of Crypto:

1. Open Access: Democratized access to advanced trading
2. Automated Txns: Complex trades + streamlined on-chain activity
3. AI Dominance: Est ~80% of crypto 👉txns done by AI agents by 2025

🚨 I personally wouldn't bet against Brian Armstrong and Jesse Pollak.

👉 Coinbase just launched an AI agent for Crypto Trading

🚨 BIS Project Agora Enters Testing Phase for Tokenized Cross-Border Payments 🚨

The Bank for International Settlements’ “Project Agora”—a joint venture with seven G-7 central banks and 24 commercial banks—has moved from design to live sandbox, testing a unified ledger where tokenized wholesale CBDCs (wCBDCs) and commercial bank deposits move atomically across borders, cutting correspondent-bank delays from days to seconds.

🔑 Key points

🔹 Test architecture: Agora’s permissioned network hosts distinct “currency partitions” run by each participating central bank (Fed, ECB, BoJ, BoE, SNB, BdF, BoC); commercial banks mint mirror claims (tokenized deposits) that trade 1:1 with wCBDCs inside a single smart-contract venue.

🔹 Live pilots:

  • Fed/BoE leg: Citigroup and JPMorgan swap tokenized USD and GBP for FX spot settled T+0 vs. current T+2.

  • EUR/JPY corridor: BNP Paribas and MUFG use Agora to fund intraday NOSTRO buffers, saving €140 M in trapped liquidity per day....

Introducing the University Digital Asset Xcelerator (UDAX). 🎓

UC Berkeley and Ripple's University Blockchain Research Initiative launched a pilot program to accelerate the transition from academic innovation to institutional XRP utility.

The UDAX - UC Berkeley mission:

➡️ Scaling enterprise solutions using XRP
➡️ Bridging the gap between early-stage ideas & market readiness
➡️ Connecting founders with Ripple engineers & global VCs

https://ripple.com/insights/ripple-and-uc-berkeley-launch-the-university-digital-asset-xcelerator-udax-to-supercharge-the-xrp-ecosystem/

South Korea just opened digital doors with a framework for "TOKENIZED SECURITIES" 🇰🇷

Now, why is this important for Ripple and its ecosystem counterparts? 👇🏼

BDACs is one of only four licensed crypto custodians in South Korea 🇰🇷

Ripple and BDACS have a collaboration to provide custody services for "TOKENIZED SECURITIES", XRP, RLUSD and other stablecoins..

If that isnt enough.. more regulatory clarity is also unfolding in the Asian giants region this week that presents opportunity corridors for Ripple 👇🏼

South Korea's largest exchange hits $1 TRILLION in $XRP trading volume last year, outperforming both BTC and ETH. Adoption is evident.

South Korea have also removed a 9-year corporate crypto ban in the last week paving the way for further crypto adoption.

Ripple is positioned in South Korea to capitalize as conditions and clarity are becoming increasingly clear and forthcoming in the region.

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🚨David Grusch on The Megyn Kelly Show🚨

Earlier this week, UFO/UAP whistleblower David Grusch appeared on The Megyn Kelly Show for a brief but revealing interview. During the conversation, Grusch named individuals he claimed were involved in managing the alleged UFO/UAP Legacy crash retrieval program, statements that immediately drew attention across the disclosure community.

Most notably, Grusch asserted that former Vice President Dick Cheney played a central role in overseeing the program. Cheney’s name has circulated within UFO/UAP research circles for years, but this marks the first time it has been spoken publicly by a former intelligence official who claims direct knowledge of the issue. It is also notable that just weeks ago, journalist Ross Coulthart independently referenced Cheney in a similar context, lending additional weight to the consistency of these claims.

Grusch also named former Director of National Intelligence James Clapper, stating that Clapper was not only aware of the crash retrieval issue, but managed it and helped place individuals into key roles, both publicly and behind the scenes. These are serious assertions that warrant scrutiny and further investigation, given their potential implications for disclosure.

Please watch the full interview and consider its significance within the broader context of the disclosure conversation. Please note that the interview concludes with a paid promotional pitch, and Grusch does not provide any additional comments after the pitch.

 

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Stellar CEO Reveals Where Real Opportunity Lies in Crypto Market: Details

In a recent tweet, Stellar Development Foundation (SDF) CEO and Executive Director Denelle Dixon defines what "real opportunity" is in blockchain as a new financial future beckons.

The SDF CEO was reacting to a recent Bloomberg report on Bank of New York Mellon Corp (BNY), Nasdaq, S&P Global and iCapital participation in a new $50 million investment round by Digital Asset Holdings. This comes as some of Wall Street’s biggest names embrace the technology that underpins cryptocurrencies to handle traditional assets.

Reacting to this development, Stellar Foundation CEO Denelle Dixon stated that every blockchain investment is a bet on a different financial future. Dixon added that seeing banks explore blockchain technology validates what has been known over the years.

Real opportunity defined

While Wall Street’s biggest names betting on blockchain might be one of the most significant adoption milestones in the digital asset market, Dixon defines what real opportunity is and what it is not.

According to the SDF executive director, real opportunity is not replicating old systems on new rails but rather building open networks that fundamentally expand global finance participation.

"But the real opportunity isn’t replicating old systems on new rails—it’s building open networks that fundamentally expand who gets to participate in global finance. That’s the opportunity," Dixon tweeted.

At the Meridian 2025 event, Stellar outlined its long-term privacy strategy, committing to investing in critical privacy infrastructure and building foundational cryptographic capabilities.

Stellar eyes privacy upgrade

A new protocol upgrade is on the horizon for the Stellar network: X-Ray, which lays the groundwork for developers to build privacy applications on Stellar using zero-knowledge (ZK) cryptography.

The protocol timeline testnet vote is anticipated for Jan. 7, 2026, while the mainnet vote is expected for Jan. 22, 2026.

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XDC Network's acquisition of Contour Network

XDC Network's acquisition of Contour Network marks a silent shift to connect the digital trade infrastructure to real-time, tokenized settlement rails.

In a world where cross-border payments still take days and trap trillions in idle liquidity, integrating Contour’s trade workflows with XDC Network Blockchains' ISO 20022 financial messaging standard to bridge TradFi and Web3 in Trade Finance.

The Current State of Cross-Border Trade Settlements

Cross-border payments remain one of the most inefficient parts of global finance. For decades, companies have inter-dependency with banks and their correspondent banks across the world, forcing them to maintain trillions of dollars in pre-funded nostro and vostro balances — the capital that sits idle while transactions crawl across borders.

Traditional settlement is slow, often 1–5 days, and often with ~2-3% in FX and conversion fees. For every hour a corporation can’t access its own cash increases the cost of financing, tightens liquidity that could be used for other purposes, which in turn slows economic activity.

Before SWIFT, payments were fully manual. Intermediary banks maintained ledgers, and reconciliation across multiple institutions limited speed and volume.

SWIFT reshaped global payments by introducing a secure, standardized messaging infrastructure through ISO 20022 - which quickly became the language of money for 11,000+ institutions in 200 countries.

But SWIFT only fixed the messaging — not the movement. Actual value still moves through slow, capital-intensive correspondent chains.

Regulated and Compliant Stablecoin such as USDC (Circle) solves the part SWIFT never could: instant, on-chain settlement.

Stablecoin Settlement revamping Trade and Tokenization

Stablecoin such as USDC is a digital token pegged to the US Dollar, still the most widely used currency for trade, enabling the movement of funds instantly 24*7 globally - transparently, instantly, and without the need for any intermediaries and the need to lock in trillions of dollars of idle cash.

Tokenized settlement replaces multi-day reconciliation with on-chain finality, reducing:

  • Dependency on intermediaries
  • Operational friction
  • Trillions locked in idle liquidity

For corporates trapped in long working capital cycles, this is transformative.

Digital dollars like USDC make the process simple:

Fiat → Stablecoin → On-Chain Transfer → Fiat

This hybrid model is already widely used across remittances, payouts, and treasury flows.

But one critical piece of global commerce is still lagging:

👉 Trade finance.

The Missing link is still Trade Finance Infrastructure.

While payments innovation has raced ahead, trade finance infrastructure hasn’t kept up. Document flows, letters of credit, and supply-chain financing remain siloed, paper-heavy, and operationally outdated.

This is exactly where the next breakthrough will happen - and why the recent XDC Network acquisition of Contour is a silent revolution.

It transforms to a new era of trade-driven liquidity through an end-to-end digital trade from shipping docs to payment confirmation – one infrastructure that powers all.

The breakthrough won’t come from payments alone — it will come from connecting trade finance to real-time settlement rails.

The XDC + Contour Shift: A Silent Revolution

  • Contour already connects global banks and corporates through digital LCs and digitized trade workflows.
  • XDC Blockchain brings a settlement layer built for speed, tokenization, and institutional-grade interoperability and ISO 20022 messaging compatibility

Contour’s digital letter of credit workflows will be integrated with XDC’s blockchain network to streamline trade documentation and settlement.

Together, they form the first end-to-end digital trade finance network linking:

Documentation → Validation → Settlement all under a single infrastructure.

XDC Ventures (XVC.TECH) is launching a Stable-Coin Lab to work with financial institutions on regulated stablecoin pilots for trade to deepen institutional trade-finance integration through launch of pilots with banks and corporates for regulated stable-coin issuance and settlement.

The Bottom Line

Payments alone won’t transform Global Trade Finance — Trade finance + Tokenized Settlement will.

This is the shift happening underway XDC Network's acquisition of Contour is the quiet catalyst.

Learn how trade finance is being revolutionised:

https://www.reuters.com/press-releases/xdc-ventures-acquires-contour-network-launches-stablecoin-lab-trade-finance-2025-10-22/

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