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XYO’s Plan for Q4 2023: Exploring Exciting New Features and Improved Developer Tools
October 24, 2023
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Q4 2023 is going to be big for the XYO team, as we finalize critical developer tools and unveil new concepts and features. We’re excited to share our plans with you and can’t wait to show you how these developments will revolutionize the XYO ecosystem.

Keep in mind, this is only the roadmap updates for Q4–2023. The full 2024 roadmap will also be shared in the next few weeks!

Be sure to check out the updated visual Q4 roadmap on the XYO Website!

But before we venture forth, let’s talk about what’s not on the docket for Q4. As you may have guessed, if you’re familiar with our original 2023 roadmap, some of our most exciting and ambitious plans for 2023 have been bumped to Q1 and Q2 of 2024. This includes our Crypto Cards CCG and the new version of XYO World.

Wait! Hold your groans, we’re not here to disappoint you today.

There’s a simple reason for this. Those new products have got to be good, and we’re not going to release them until we’re confident they are. So we’re dedicating Q4 to improving the foundations upon which these products — and indeed the entire XYO ecosystem — are built. Moreover, many of the features queued for Q4 are key features or requirements for our products in 2024. Not only will we be improving the underlying technology, we’ll also be taking critical steps towards making future products a reality.

Part of this plan includes some really cool stuff we haven’t talked about before. You’re going to like it, we can pretty much guarantee it. But we’ll get to that in a moment — read on.

Our most important goal for wrapping up 2023 is to create a stronger foundation for both XYO World (XYOW) and Crypto Cards CCG, not to mention the wider XYO ecosystem. To achieve this, we’ve decided to move the launch of both of these products to the first half of 2024, and first focus on building core XYO Platform technology required to develop XYO dApps like these including two new XYO features — PermaShare and Live Sharing.

These new concepts are key features for both XYOW and Crypto Cards CCG, and we can’t wait to show you how they’ll enhance the user experience for players like you.

PermaShare is an XYO Tool that allows you to share a permanent snapshot of a webpage. See a funny typo on CNN’s homepage? Want to share the breaking news article in The New York Times? With PermaShare, you can truly create a permanent snapshot of anything you want to share, and it can never be changed or deleted.

This may sound similar to projects like the Internet Archive’s Wayback Machine. But PermaShare is a critical evolution of the concept. For example, the Wayback Machine doesn’t store images, and as a result, a lot of material is lost. PermaShare, on the other hand, provides a true, image-based or cryptographic data snapshot.

In contrast, here’s the earliest Wayback Machine snapshot of Whitehouse.gov, from 1996:

Moreover, PermaShare permanently validates the data saved with blockchain cryptography, providing a source and proving that snapshots taken are unaltered. This is the critical provenance the internet needs in the age of digital misinformation and AI.

PermaShare is a core feature we’ve had planned for XYO World and Crypto Cards all year. In order to share and verify important information from either of those products, we’ll include PermaShare. For example, the outcome of a game of CryptoCards can be verified by anyone with access to the PermaShare snapshot for that battle.

We’ve decided to release PermaShare as not just a mutual feature of XYO World and Crypto Cards, but as a product unto itself, because its vast array of potential uses demand that it be made easily available to both users and developers. It’s a fantastic on-ramp, a great reason to include XYO into a third party project or product, and it will doubtlessly be included in more XYO products in the future.

We’re also building out our feature called Live Sharing. This won’t be a product on its own, but it will be an important feature of XYO products moving forward and will be included in XYO’s public SDKs.

It’s already been debuted in Foreventory, and is now in the process of being refined and expanded.

This is a little different from the sharing features with which you may be familiar. The data shared is dynamic, and will update when anything changes. For example, in Foreventory, if Descartes begins getting more value out of Netflix than Nietzsche in the future, that will be reflected in the results if anyone visits the shared link.

Live Sharing is, simply put, a better way to share mutable data. If you want to share your Crypto Cards score over time, the same share link will always show your most recent statistics. (This synergizes perfectly with PermaShare, which would allow you to share your Live Sharing link at a specific moment in time, proving how much progress you’ve made.)

Together with COIN, Crypto Cards CCG and XYO World will become the second and third pillars of XYO’s new decentralized gaming ecosystem, which will harness a massive, decentralized network of users and devices to both generate and utilize astonishingly powerful aggregate data.

But there’s something else we haven’t told you about yet. Something for which we’re building the foundations. In Q1 2024, we’re introducing the XYO Builder Bounty Program.

Get ready for our first ever opportunity for fans to supercharge the power of XYO, coming in 2024. We’re giving true enthusiasts like you the chance to directly contribute to building XYO and earn exclusive, specialty rewards. Don’t miss out on the electrifying updates in our upcoming 2024 Roadmap. Stay tuned, it’s dropping soon!

In service of these goals, our future goals, as well as the wider adoption of XYO, we’re also hard at work revitalizing our developer tools. These tools have been designed to make it easy for developers to build and integrate XYO technology into their own apps and projects. We believe that improving these tools will help us reach a wider audience of developers and enthusiasts who are excited about the possibilities afforded by XYO technology.

                 

This includes updates to our Explore and Node sites to better reflect the latest developments and improvements in our technology. These tools have become integral parts of the XYO ecosystem, and we recognize the importance of keeping them current and relevant to our users. By updating these web apps, we hope to provide users with an even better experience and make it easier than ever for developers to keep XYO up-to-date in their software projects.

We’ve also previously mentioned that there are major, ongoing changes to the XYO SDKs. These changes will augment the same products that PermaShare and Live Sharing have been built to support. By including these features in our public SDKs, we ensure that XYO is as useful as possible for third party developers, and we enable all XYO products to include our best features quickly and efficiently.

Also being updated is the crucial and oft-discussed XYO protocol — the set of rules and standards upon which XYO operates. Small, specific changes across all of these developer tools include:

  • Distributed Indexing
  • Unilateral Module Manifest Support
  • Node Diagram and Module Reflection

The updates to these tools will allow both internal and external developers to build on XYO more efficiently, faster, and with greater ease than ever before.

Q4 2023 is shaping up to be an exciting time for the XYO team and our users. While we’ve decided not to rush the fun stuff we’d originally planned, we think it’s better to make sure those things are excellent when we do release them next year. And what we’re doing now will not only make those products better, but allow for the incorporation of some of their important features into other software — both internal and third party — that could greatly benefit from them.

From improved developer tools and SDKs, to PermaShare and Live Sharing, we’re building the foundations for fun and exciting new consumer products and pushing the boundaries of what’s possible in the world of web3. We’re excited to continue sharing our progress and developments with you, and can’t wait to see how these new advancements will revolutionize the industry.

And, perhaps most exciting of all, we’re introducing a way for you, the people who love XYO, to help XYO succeed and get rewarded for doing it. We are beyond thrilled to finally get to tell you about the XYO Builder Bounty Program for the very first time and we can hardly wait to tell you more in future updates.

XYO posts every day to X, Facebook, and Instagram. You’ll find our latest updates on your favorite:

Ready to join the XYO community? Jump into Discord, Reddit, or Telegram!

And don’t miss the news from the man, himself, Arie Trouw, CEO of XY Labs! When a really big development hits, he’ll usually be the first to tell the community, so be sure to follow him on X.

Thank you for joining us on this journey. We deeply appreciate those of you who support us, share us with your friends and family, and make up the incredible XYO community!

🚀 Click Here To Join Team Dinarian In Geomining The XYO Tokens 🚀

 

 

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Brad Garlinghouse In Washington 🚀

It’s time for a fair and open level playing field.

Under Gary Gensler it was quite the opposite.

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👉 "The justice department and the FBI are irredeemably compromised and corrupted.
The leadership needs to understand that and act accordingly." ~Tom Fitton

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Christine Lagarde just gave Ripple & Circle A Shoutout!
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👉 Coinbase just launched an AI agent for Crypto Trading

Custom AI assistants that print money in your sleep? 🔜

The future of Crypto x AI is about to go crazy.

👉 Here’s what you need to know:

đź’  'Based Agent' enables creation of custom AI agents
đź’  Users set up personalized agents in < 3 minutes
đź’  Equipped w/ crypto wallet and on-chain functions
đź’  Capable of completing trades, swaps, and staking
💠 Integrates with Coinbase’s SDK, OpenAI, & Replit

👉 What this means for the future of Crypto:

1. Open Access: Democratized access to advanced trading
2. Automated Txns: Complex trades + streamlined on-chain activity
3. AI Dominance: Est ~80% of crypto 👉txns done by AI agents by 2025

🚨 I personally wouldn't bet against Brian Armstrong and Jesse Pollak.

👉 Coinbase just launched an AI agent for Crypto Trading

same for: https://coinmarketcap.com/community/articles/686e68f5d405956445e039ff/

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🔹 Institutional Partnership

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🔹 This partnership is designed to build trust with both institutional and retail users by leveraging BNY Mellon’s expertise in asset custody.

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🔹 The collaboration with BNY ...

From Wall Street to Web3: Building Tomorrow’s Digital Asset Markets

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‼️XRP ETF INFOGRAPHIC REVEALS AMERICAN EXPRESS UTILIZES XRP‼️

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OP: Smqkedqg

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Musk Turns On Starlink to Save Iranians from Regime’s Internet Crackdown

Elon Musk, the world’s richest man and a visionary behind SpaceX, has flipped the switch on Starlink, delivering internet to Iranians amid a brutal regime crackdown.

This move comes on the heels of Israeli strikes targeting Iran’s nuclear facilities, as the Islamic Republic cuts off online access.

The former Department of Government Efficiency chief activated Starlink satellite internet service for Iranians on Saturday following the Islamic Republic's decision to impose nationwide internet restrictions.

As the Jerusalem Post reports, that the Islamic Republic’s Communications Ministry announced the move, stating, "In view of the special conditions of the country, temporary restrictions have been imposed on the country’s internet."

This action followed a series of Israeli attacks on Iranian targets.

Starlink, a SpaceX-developed satellite constellation, provides high-speed internet to regions with limited connectivity, such as remote areas or conflict zones.

Elizabeth MacDonald, a Fox News contributor, highlighted its impact, noting, "Elon Musk turning on Starlink for Iran in 2022 was a game changer. Starlink connects directly to SpaceX satellites, bypassing Iran’s ground infrastructure. That means even during government-imposed shutdowns or censorship, users can still get online, and reportedly more than 100,000 inside Iran are doing that."

During the 2022 "Woman, Life, Freedom" protests, Starlink enabled Iranians to communicate and share footage globally despite network blackouts," she added.

MacDonald also mentioned ongoing tests of "direct-to-cell" capabilities, which could allow smartphone connections without a dish, potentially expanding access and supporting free expression and protest coordination.

Musk confirmed the activation, noting on Saturday, "The beams are on."

This follows the regime’s internet shutdowns, which were triggered by Israeli military actions.

Adding to the tension, Israeli Prime Minister Benjamin Netanyahu addressed the Iranian people on Friday, urging resistance against the regime.

"Israel's fight is not against the Iranian people. Our fight is against the murderous Islamic regime that oppresses and impoverishes you,” he said.

Meanwhile, Reza Pahlavi, the exiled son of Iran’s last monarch, called on military and security forces to abandon the regime, accusing Supreme Leader Ayatollah Ali Khamenei in a Persian-language social media post of forcing Iranians into an unwanted war.

Starlink has been a beacon in other crises. Beyond Iran, Musk has leveraged Starlink to assist people during natural disasters and conflicts.

In the wake of hurricanes and earthquakes, Starlink has provided critical internet access to affected communities, enabling emergency communications and coordination.

Similarly, during the Ukraine-Russia conflict, Musk activated Starlink to support Ukrainian forces and civilians, ensuring they could maintain contact and access vital information under dire circumstances.

The genius entrepreneur, is throwing a lifeline to the oppressed in Iran, and the libs can’t stand it.

Conservative talk show host Mark Levin praised Musk’s action, reposting a message stating that Starlink would "reconnect the Iranian people with the internet and put the final nail in the coffin of the Iranian regime."

"God bless you, Elon. The Starlink beams are on in Iran!" Levin wrote.

Musk, who recently stepped down from leading the DOGE in the Trump administration, has apologized to President Trump for past criticisms, including his stance on the One Big Beautiful Bill.

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GENIUS Act lets State banks conduct some business nationwide. Regulators object

The Senate passed the GENIUS Act for stablecoins last week, but significant work remains before it becomes law. The House has a different bill, the STABLE Act, with notable differences that must be reconciled. State banking regulators have raised strong objections to a provision in the GENIUS Act that would allow state banks to operate nationwide without authorization from host states or a federal regulator.

The controversial clause permits a state bank with a regulated stablecoin subsidiary to provide money transmitter and custodial services in any other state. While host states can impose consumer protection laws, they cannot require the usual authorization and oversight typically needed for out-of-state banking operations.

The Conference of State Bank Supervisors welcomed some changes in the GENIUS Act but remains adamantly opposed to this particular provision. In a statement, CSBS said:

“Critical changes must be made during House consideration of the legislation to prevent unintended consequences and further mitigate financial stability risks. CSBS remains concerned with the dramatic and unsupported expansion of the authority of uninsured banks to conduct money transmission or custody activities nationwide without the approval or oversight of host state supervisors (Sec. 16(d)).”

The National Conference of State Legislatures expressed similar concerns in early June, stating:

“We urge you to oppose Section 16(d) and support state authority to regulate financial services in a manner that reflects local conditions, priorities and risk tolerances. Preserving the dual banking system and respecting state autonomy is essential to the safety, soundness and diversity of our nation’s financial sector.”

Evolution of nationwide authorization

Section 16 addresses several issues beyond stablecoins, including preventing a recurrence of the SEC’s SAB 121, which forced crypto assets held in custody onto balance sheets. However, the nationwide authorization subsection was added after the legislation cleared the Senate Banking Committee, with two significant modifications since then.

Originally, the provision applied only to special bank charters like Wyoming’s Special Purpose Depository Institutions or Connecticut’s Innovation Banks. Examples include crypto-focused Custodia Bank and crypto exchange Kraken in Wyoming, plus traditional finance player Fnality US in Connecticut. Recently the scope was expanded to cover most state chartered banks with stablecoin subsidiaries, possibly due to concerns about competitive advantages.

Simultaneously, the clause was substantially tightened. The initial version allowed state chartered banks to provide money transmission and custody services nationwide for any type of asset, which would include cryptocurrencies. Now these activities can only be conducted by the stablecoin subsidiary, and while Section 16(d) doesn’t explicitly limit services to stablecoins, the GENIUS Act currently restricts issuers to stablecoin related activities.

However, the House STABLE Act takes a more permissive approach, allowing regulators to decide which non-stablecoin activities are permitted. If the House version prevails in reconciliation, it could result in a significant expansion of allowed nationwide banking activities beyond stablecoins.

Is it that bad?

As originally drafted, the clause seemed overly permissive.

The amended clause makes sense for stablecoin issuers. They want to have a single regulator and be able to provide the stablecoin services throughout the United States. But it also leans into the perception outside of crypto that this is just another form of regulatory arbitrage.

The controversy over Section 16(d) reflects concerns about creating a regulatory gap that allows banks to operate interstate without the oversight typically required from either federal or state authorities. As the two Congressional chambers work toward reconciliation, lawmakers must decide whether stablecoin legislation should include provisions that effectively reduce traditional banking oversight requirements.

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If you find value in my content, consider showing your support via:

💳 PayPal: 
1) Simply scan the QR code below 📲
2) or visit https://www.paypal.me/thedinarian

đź”— Crypto – Support via Coinbase Wallet to: [email protected]

Or Buy me a coffee: https://buymeacoffee.com/thedinarian

Your generosity keeps this mission alive, for all! Namasté 🙏 Crypto Michael ⚡  The Dinarian

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Dubai regulator VARA classifies RWA issuance as licensed activity
Virtual Asset Regulatory Authority (VARA) leads global regulatory framework - makes RWA issuance licensed activity in Dubai.

Real-world assets (RWAs) issuance is now licensed activity in Dubai.

~ Actual law.
~ Not a legal gray zone.
~ Not a whitepaper fantasy.

RWA issuance and listing on secondary markets is defined under binding crypto regulation.

It’s execution by Dubai.

Irina Heaver explained:

“RWA issuance is no longer theoretical. It’s now a regulatory reality.”

VARA defined:

- RWAs are classified as Asset-Referenced Virtual Assets (ARVAs)

- Secondary market trading is permitted under VARA license

- Issuers need capital, audits, and legal disclosures

- Regulated broker-dealers and exchanges can now onboard and trade them

This closes the gap that killed STOs in 2018.

No more tokenization without venues.
No more assets without liquidity.

UAE is doing what Switzerland, Singapore, and Europe still haven’t:

Creating enforceable frameworks for RWA tokenization that actually work.

Matthew White, CEO of VARA, said it perfectly:

“Tokenization will redefine global finance in 2025.”

He’s not exaggerating.

$500B+ market predicted next year.

And the UAE just gave it legal rails.

~Real estate.
~Private credit.
~Shariah-compliant products.

Everything is in play.

This is how you turn hype into infrastructure.

What Dubai is doing now is 3 years ahead of everyone else.

Founders, investors, ecosystem builders:

You want to build real-world assets onchain.

Don’t waste another year waiting for clarity.

Come to Dubai.

It’s already here.

 

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🙏 Donations Accepted 🙏

If you find value in my content, consider showing your support via:

💳 PayPal: 
1) Simply scan the QR code below 📲
2) or visit https://www.paypal.me/thedinarian

đź”— Crypto – Support via Coinbase Wallet to: [email protected]

Or Buy me a coffee: https://buymeacoffee.com/thedinarian

Your generosity keeps this mission alive, for all! Namasté 🙏 Crypto Michael ⚡  The Dinarian

 

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