Below you will find tons of Alpha to research, some of these will 10x-100x in the next bull run. As always be sure to Do Your Own Research on these. Use it as a guide.. ~The Dinarian

Below you will find tons of Alpha to research, some of these will 10x-100x in the next bull run. As always be sure to Do Your Own Research on these. Use it as a guide.. ~The Dinarian
DeFi builders are innovating on XRP Ledger.
Interoperability enables seamless asset swaps and open finance across networksâfueling growth in decentralized applications and driving global adoption.
đ Big News! đ
Weâve officially integrated @squidrouter on XRiSE33 â powered by
@axelar! Now you can effortlessly bridge assets from 80+ chains directly into the XRPLâŻEVMâno extra steps required. đ
đ„ Try it now at https://xrise33.com/bridge and experience zero friction DeFi!
Dr. Robert Malone says RFK Jr. received a classified briefing on UFOs, UAPs, and whether they could be interdimensional beings or time travelers.
Malone claims a federal investigator told him "alien encounters" are ramping upâand confirms theyâre real.
OP: Shadowofezra
Custom AI assistants that print money in your sleep? đ
The future of Crypto x AI is about to go crazy.
đ Hereâs what you need to know:
đ 'Based Agent' enables creation of custom AI agents
đ Users set up personalized agents in < 3 minutes
đ Equipped w/ crypto wallet and on-chain functions
đ Capable of completing trades, swaps, and staking
đ Integrates with Coinbaseâs SDK, OpenAI, & Replit
đ What this means for the future of Crypto:
1. Open Access: Democratized access to advanced trading
2. Automated Txns: Complex trades + streamlined on-chain activity
3. AI Dominance: Est ~80% of crypto đtxns done by AI agents by 2025
đš I personally wouldn't bet against Brian Armstrong and Jesse Pollak.
Check it out live: đ
https://insights.pyth.network/price-feeds/Crypto.XRP%2FUSD
đ On the top right hit the "CTRL K" and start typing any ticker, pretty awesome, for a crypto geek like me anyway. đ
Pyth is bringing the price of everything to the Global Market Alliance đź
Pyth Network is excited to join @OndoFinance's expanding network of financial infrastructure partners, including wallets, exchanges, and custodians, to accelerate the development of on-chain capital markets.
The Pyth Network added the Fogo, Atlas, Mantis and Sonic testnets 2 weeks ago according to their github account.
Constantly building!đ
https://github.com/pyth-network/pyth-crosschain/commit/23ff8fb4e702d103f85eae3563caaef09fa24c20
The next altcoin season is poised to ignite the crypto market, promising to turn savvy investors' portfolios into goldmines. As Bitcoin's dominance wanes, a new era of blockchain innovation is dawningâare you ready to ride the wave?
Market behavior often exhibits distinct patterns and cycles. One such phenomenon that has captured the attention of traders and investors alike is the "Alt Season"âa period when alternative cryptocurrencies, or "altcoins," outperform Bitcoin and experience significant price surges.
The concept of market cycles and seasonality is not unique to crypto; it's a well-established principle in traditional financial markets. However, in volatile crypto space, these cycles can be more pronounced and occur with greater frequency. Â
In this article, weâll try to cover these and other topics:Â
Crypto Alt Season, short for "Alternative Cryptocurrency Season," refers to a period in the cryptocurrency market when alternative cryptocurrencies (altcoins) significantly outperform Bitcoin in terms of price appreciation. During an Alt Season:
An Alt Season can last anywhere from a few weeks to several months. It's often characterized by increased risk appetite among investors, who are willing to allocate more capital to smaller, potentially higher-risk crypto projects in search of higher returns.
While related, Crypto Season and Crypto Alt Season are not exactly the same:
Key Differences:
It's important to note that these terms are not officially defined and can be subject to different interpretations within the cryptocurrency community. However, understanding the distinction can help investors and traders better analyze market trends and potential opportunities in different segments of the crypto market.
The Alt Season Indicator is a tool used by cryptocurrency traders and investors to gauge whether the market is entering or currently in an "Alt Season" â a period when altcoins are outperforming Bitcoin. While there isn't a single, universally accepted Alt Season Indicator, several metrics and tools are commonly used to assess the likelihood of an Alt Season. Here are some key aspects of Alt Season Indicators:
One of the most widely used indicators is Bitcoin Dominance, which measures Bitcoin's market capitalization as a percentage of the total cryptocurrency market cap.
This indicator compares the total market capitalization of altcoins to Bitcoin's market cap.
This indicator tracks the performance of the top 10 altcoins by market cap (excluding Bitcoin) compared to Bitcoin over a specific period.
Some crypto data platforms offer a proprietary Alt Season Index, which combines various metrics to provide a single score indicating the likelihood of an Alt Season.
This indicator compares the trading volumes of altcoins to Bitcoin's trading volume.
Understanding and effectively using Alt Season Indicators can help traders and investors make more informed decisions about allocating their resources between Bitcoin and altcoins. However, it's crucial to combine these indicators with broader market analysis and risk management strategies.
In crypto, two periods stand out as particularly significant for altcoins. These "alt seasons" saw unprecedented growth and interest in cryptocurrencies beyond Bitcoin, reshaping the landscape of digital assets.
Duration:Â December 2017 to January 2018
Context:
Key Developments:
Notable Altcoins:Â Ethereum (ETH), Ripple (XRP), and Litecoin (LTC) saw significant price increases during this period.
Duration: December 2020 to April 2021
Context:
Key Developments:
Notable Altcoins:Â Ethereum (ETH) reached new highs, while projects like Binance Coin (BNB), Cardano (ADA), and Polkadot (DOT) saw remarkable growth.
Comparative Analysis: Both alt seasons shared some common characteristics:
However, the 2020-2021 alt season was marked by greater institutional involvement and a broader range of technological innovations, particularly in DeFi and NFTs.
Based on the indicators discussed above, it's not currently an altcoin season. The Altcoin Season Index at 41 and Bitcoin's market dominance at 61.3% both suggest that Bitcoin is still the dominant force in the crypto market at this time.
Based on the information we could gather from various experts, we can analyze the predictions for the next altcoin season as follows:
Based on the latest analysis from experts and on-chain data, hereâs what we know about the next altcoin season:
Â
Current Status (August 2025):
Â
The altcoin season indexâa metric that signals how many altcoins outperform Bitcoinâcurrently sits around 37. For a âfull-blownâ alt season, it typically needs to rise above 75.
Bitcoin dominance is approximately 61-62%. Historically, dropping below 60% often coincides with a rapid rotation into altcoins and the start of alt season.
Â
Key Indicators to Watch:
Â
Altcoin Season Index (ASI): Above 75 signals a true altcoin season.
Bitcoin Dominance: A move below 60% usually marks the transition; sub-50% dominance is associated with peak alt season inflows.
Market Activity: Increasing volumes in major altcoins and Layer 1s, meme coin rallies, and spikes in DeFi activity are early warning signs.
Ethereum Outperformance: When ETH surges relative to BTC, this historically precedes broader altcoin rallies.
Â
Expert Predictions for 2025:
Â
Analysts point to a pivotal window for alt season starting as early as August 2025 and extending through the fall, with many expecting true acceleration of altcoin gains if Bitcoinâs price consolidates and capital rotates further into alts.
There is strong consensus that macroeconomic catalysts, such as potential U.S. interest rate cuts and ongoing Bitcoin ETF momentum, could fuel a major altcoin rally in late 2025 if positive conditions persist.
Summary Table: Key Factors & Targets
Signal | Alt Season Trigger | Status (Aug 2025) |
---|---|---|
Altcoin Season Index (ASI) | >75 | Â ~37 |
Bitcoin dominance | <60% | Â ~61â62% (near trigger) |
Altcoin trading volume | Sustained surge across many alts | Â Rising, but not explosive |
Ethereum outperformance | ETH/ BTC breakout, >$3,700 | Â Near, ETH ~$3,500 |
Market narratives | AI, DeFi, meme coins, new L1 inflows | Â Strengthening |
Bottom Line:
Most analysts agree the groundwork for altcoin season in 2025 is building. We are currently in a transition phase: if Bitcoin dominance continues to fall and the Altcoin Season Index rises above 75, a full-fledged alt season could ignite during the second half of 2025. Monitor these key indicators to stay ahead as market momentum shifts from Bitcoin into a broader range of altltcoins.
Key Factors to Consider
It's crucial to conduct thorough research before investing. The cryptocurrency market is highly volatile, and past performance doesn't guarantee future results. Always invest responsibly and within your risk tolerance.
Capitalizing on the next altcoin season requires a strategic approach. Here's how to maximize potential gains:
In summary, an altcoin season, marked by significant price increases in non-Bitcoin cryptocurrencies, may be on the horizon. This potential surge could be driven by investors seeking higher returns in smaller-cap cryptocurrencies, technological advancements in altcoin projects, increased blockchain adoption, and the transition of projects from speculative ventures to real-world applications.Â
Remember, while the potential for significant gains exists during an altcoin season, the cryptocurrency market remains highly volatile. Always invest responsibly.
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đł PayPal:Â
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Welcome back to The Epicenter, where crypto chaos meets corporate cringe.
But surprisingly, crypto has not been the most chaotic corner of the internet as of late.
That honor goes to the startup Astronomer, whose CEOâs cheating scandal broke the web in a glorious meme-fueled media frenzy. The companyâs damage control? Hiring Gwyneth Paltrow as a âtemporary spokesperson.â Do we think theyâre grasping at straws or setting a new standard for PR?
Meanwhile, the markets didnât blink. BTC is still flexing near its all-time highs. Michael Saylorâs bringing a bitcoin-adjacent money-market product to Wall Street. A pharma company just earmarked $700M to stack BNB, and analysts are calling time of death on the four-year crypto cycle. Itâs a steady boom now, kittens.
A few things that are also worth noting: Winklevoss vs. JPMorgan, Visaâs take on stablecoins, and Robinhoodâs Euro drama that defies the chillness of eurosummer.
Letâs get into it đ
âïž The On-Chain Pulse: Whatâs Happening on the Front Lines of Finance
This weekâs biggest news in crypto and all things digital assets
PR crisis? Just add Gwyneth;Â data company Astronomer tapped Gwyneth Paltrow as its âtemporary spokespersonâ amid a workplace cheating scandalâbecause nothing says damage control like Chris Martinâs ex-wife
Winklevoss twins claim JPMorgan blocked Gemini onboarding in retaliation for criticizing its new data access feesâJPM says itâs just trying to protect consumers
Michael Saylor is backing a new money-market-style fund that doesnât hold Bitcoin directly, but taps its return profile to deliver high yields to Wall Street investors
Windtree Therapeuticsâa Nasdaq-listed drug companyâplans to buy up to $700M in BNB after the token hit a new ATH, raising eyebrows as it adds the fifth-largest crypto to its balance sheet
The 4-year crypto cycle is âofficially dead,â according to experts, who now see a steadier boom driven by ETFs, institutional demand, and macro tailwinds
Bitcoin Cash surged past $580 this weekend, with analysts eyeing a breakout toward the $620â$680 range amid bullish chart patterns
Two brokers are battling to become Asiaâs Robinhood as Hong Kongâs new stablecoin bill sparks optimism around a boom in regional crypto trading
Visaâs head of crypto says the payments giant isnât sweating stablecoins, despite growing momentum across blockchain-based payment rails
Senator Elizabeth Warren slammed the GENIUS Act (to absolutely no oneâs surprise) warning that crypto lobbying is setting up Americans to "pay the price" like they did before the 2008 financial crisis
XRP Mining just launched a mobile app that turns your smartphone into a passive income machineâno hardware, no skills, just daily mining rewards from your pocket
Stuff you should repost (or maybe even cough reword and take credit for)
Doug Colkitt argues that DeFiâs obsession with decentralization at all costs sacrifices performance, and what the space really needs is minimum viable decentralization (MVD)
Kinjal Shah of Blockchain Capital points to the latest charts showing that DEXs are flipping CEXs and the âDeFi mulletâ is officially in style; think slick frontends, protocol backends, and a market moving at warp speed
David Sacks says this week marked a turning point for US AI policy, with Trumpâs first major AI speech, a new White House Action Plan, and three executive orders signed into law
Emilie Choi of Coinbase says she doesnât want to be the best female COOâjust the best COO
Boring Business reminds us that em dashes have been ruined forever (we should probably hold a funeral)
Things you should care about if you want to impress your coworkers
Estoniaâs top tech founders are backing Lightyear, a European Robinhood rival that just raised $23M and dropped new AI features to help retail investors decode stock moves
Fintech and crypto groups are urging Trump to safeguard open banking rules, warning that rollbacks could jeopardize access to wallets, DeFi apps, and stablecoins amid mounting pressure from traditional banks
Robinhood stock is up 280% as the company leans into crypto and wealth managementâbut analysts are cooling off, citing overvaluation risks despite the growth
Meta is investing $14.3B into Scale AI and hiring its CEO, Alexandr Wang, as part of a sweeping AI push that marks one of the biggest talent acquisitions in the space this year
Mastercardâs 2024 Impact Report spotlights its efforts across financial inclusion, climate action, and digital access, framed around its âPeople, Prosperity & Planetâ pillars
From meme-fueled PR stunts to Bitcoin-backed money-market funds, this week reminded us that markets move fastâand headlines move faster. With Wall Street automating itself, fintechs beefing with banks, and even your smartphone becoming a miner, anything is possible. Stay curious, stay cynical, and as alwaysâstay sharp and stay liquid. Weâll see you back here in two weeks.
â The Epicenter, powered by Pyth Network
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If you find value in my content, consider showing your support via:
đł PayPal:Â
1) Simply scan the QR code below đČ
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The fintech revolution is reshaping the way we manage, invest, and move money, breaking down traditional barriers and empowering individuals worldwide. As financial technology continues to evolve at a rapid pace, a select group of innovative companies are leading the charge by offering groundbreaking solutions that redefine banking, payments, and digital assets. Whether youâre a savvy investor, an industry professional, or simply curious about the future of finance, discovering these trailblazing fintech companies is essential to understanding todayâs dynamic financial landscape.
Â
Alina is aimed at women under 25 who identify as beginner investors. They're an SEC-registered investment advisor that charges $120/year for membership. The service "buys and sells for you" and gives up notification updates of recent transactions like a wealth manager would.
đ Getting people to invest early is crucial to building long-term wealth. One thing that holds them back is a lack of confidence and experience. Being targetted "for beginners" and people who live on TikTok should appeal. I love the sense of "we're buying and selling for you." Funds always do that, but making it an engagement mechanic is very smart. The risk here is that building a wealth business will take decades for the AUM to compound. But the next generations, Wealthfront or Betterment, will look something like Alina.
2. Blue layer - The Carbon project funding platform
Bluelayer allows Carbon project developers to take from feasibility studies to issuing credits, tracking inventory, and managing orders. Developers of reforestation, conservation, direct air capture, and other projects can also directly report to industry registries.Â
đ Carbon investing and tax credits are heavily incentivized but need transparent data. By focusing on the developers, Bluelayer can ensure the data, reporting, and credits lifecycle is all managed at the source. This is smart.
3. Akirolabs - Modern Procurement for enterprise
Akiro is a "strategic" procurement platform aiming to help enterprise customers identify risks, value drivers, and strategic levers before issuing an RFP. It aims to bring in multiple stakeholders for complex purchasing decisions at multinationals.Â
đ Procurement is a great wedge for multinational corporate transformation. Buying anything in an enterprise that uses large-scale ERPs is a nightmare of committees and spreadsheets. Turning an oil tanker-sized organization around is difficult, but the right suppliers can have a meaningful impact in the short term. That only works if you can buy from them. Getting people on the same page with a single platform is a great start.
4. NeoTax - Automated Tax R&D Credits
NeoTax allows companies to connect their engineering tools to calculate available tax advantages automatically. Once calculated, the tax fillings are clearly labeled with supporting evidence for the IRS.
đ AWS and GCP log files and data are a goldmine. Last week, I covered Bilanc, which uses log files to figure out per-account unit economics. Now, we calculate R&D tax credits. The unlock here is LLM's ability to understand unstructured data. The hard part is understanding the moat, but time will tell.
In an era where technology and finance are increasingly intertwined, these four fintech companies stand out as catalysts for positive change. By driving progress in digital payments, asset management, lending, and decentralized finance, they are not only making financial services more accessible and efficientâthey are also paving the way for a more inclusive and empowered global economy. Staying informed about their innovations can help you seize new opportunities and take part in the future of finance.
Â
PayPal issued low guidance and warned of a âtransition year.â The stock is down 8% in extended trading despite PayPal reporting a 9% growth in revenue and 23% EBITDA. Gross profit is down 4% YoY. PayPal's total revenues were $29Bn for the year
Adyen reported 22% revenue growth and an EBITDA margin of 46% for the full year. Adyen's total revenues were $1.75bn for the full year. The margin was down from 55% the previous year, impacted by hiring ahead of growth.
đ€Â PayPalâs Braintree (unbranded) is losing market share in the US, while Adyen is winning it. eCommerce is growing ~9 to 10% YoY, and PayPalâs transaction revenue grew by 6.7%. The higher interest rate environment meant interest on balances dragged up the total revenue figure. Their core business is losing market share. Adyen is outgrowing the market by ~12%.
đ€Â The PayPal button (branded) is losing to SHOP Pay and Apple Pay. The branded experience from Apple and Shopify is delightful for users; itâs fast and helps with small details like delivery tracking. That experience translates to higher conversion (and more revenue) for merchants.
đ€Â The lack of a single global platform hurts PayPal, but it helps Adyen. In the earnings call, the new CEO admitted their mix of platforms like Venmo, PayPal, and Braintree are holding them back. They aim to combine and simplify, but thatâs easier said than done.
đ€Â Making a single platform from PayPal, Venmo, and Braintree wonât be easy. Thereâs a graveyard of payment company CEOs who tried to make âone platformâ from things they acquired years ago. Itâs crucial if theyâre going to grow that they get their innovation edge back. Adyen has one platform in every market.
đ€Â PayPalâs UK and European acquiring business is a bright spot. The UK and EU delivered 20% of overall revenue, growing 11% YoY. Square and Toast donât have market share here, while iZettle, which PayPal acquired in 2018, is a strong market player. Overall though, itâs yet another tech stack and business thatâs not part of a single global platform.
The two banks provided accounts to UK front companies secretly owned by an Iranian petrochemicals company. PCC has used these entities to receive funds from Iranian entities in China, concealed with trustee agreements and nominee directors.Â
đ€Â This is the headline every bank CEO fears. Oof. Shares of both banks have been down since the news broke, but this will no doubt involve crisis calls, committees, appearing in front of the regulator, and, finally, some sort of fine.
đ€Â The "risk-based approach" has been arbitraged. A UK company with relatively low annual revenue would look "low risk" at onboarding. One business the FT covered looked like a small company at a residential address to compliance staff. They'd likely apply branch-level controls instead of the enterprise-grade controls you'd see for a large corporation.Â
đ€Â Hiring more staff won't fix this problem; it's a mindset and technology challenge. In theory, all of the skill and technology that exists to manage risks with large corporate customers (in the transaction banking divisions) are available to the other parts of a bank. In practice, they're not. Most banks lack a single data set and the ability for compliance officers in one team to see data from another part of the org. Getting the basics right with data and tooling is incredibly hard and will involve a multi-year effort.Â
đ€Â These things are rarely the failure of an individual or department; the issue is systemic. While two banks are named in this headline, the issue is everywhere. Banks need more data and better data to train better AI and machine learning. That all needs to happen in real-time as a compliment to the human staff. Throwing bodies at this won't solve the visibility issue teams have.
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Your generosity keeps this mission alive, for all! NamastĂ© đ Crypto Michael ⥠ The Dinarian
Â