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? The Dinarian on Locals brings you the latest in news, interviews, in-depth conversations, and stories from across the blockchain and global communities—within and beyond cryptocurrency ?. Experts delve into how blockchain technology is reshaping industries, enhancing business networks ?, transforming transaction workflows, and advancing distributed ledger systems ??. We also explore intriguing topics that may venture into the realm of conspiracies—and so much more!
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👀 Pfizer’s ‘Crimes Against Humanity’ — and Legacy Media’s Failure to Report on Them 💉

Pfizer knew about the inadequacies of its COVID-19 vaccine trials and the vaccine’s many serious adverse effects, and so did the U.S. Food and Drug Administration (FDA). But the FDA promoted the vaccines anyway — and later tried to hide the data from the public, according to Naomi Wolf, editor of “The Pfizer Papers: Pfizer’s Crimes Against Humanity.”

In an interview with The Defender, Wolf detailed the serious vaccine-related injuries that Pfizer and the FDA knew of by early 2021, based on the data from Pfizer’s clinical trials and post-marketing studies.

To produce “The Pfizer Papers,” Wolf, a journalist and CEO of Daily Clout, and Daily Clout Chief Operations Officer Amy Kelly convened thousands of volunteer scientists and doctors to analyze Pfizer data and supplementary data from other public reporting systems to capture the full scope of the vaccines’ effects. They

Wolf and Kelly obtained the data from the Public Health and Medical Professionals for Transparency, a group of more than 30 medical professionals and scientists who sued the FDA in 2021 to force the agency to release the data, after the FDA refused to comply with a Freedom of Information Act request.

A federal court in 2022 ordered the agency to release 450,000 internal documents pertaining to the licensing of the Pfizer-BioNTech COVID-19 vaccine.

● No journalist could take on the ‘Pfizer Papers’ alone

Wolf worked for decades as a journalist in liberal legacy media. In 2020, as she watched the rights to free assembly and other liberties suspended under the guise of emergency declarations, she became a vocal critic of the constitutional violations imposed on Americans, she told The Defender.

Wolf was equally critical of the COVID-19 vaccines and alarmed by the widespread use of incentives to get people to take the emergency use authorized shots. “I’m not a medical doctor, I’m not a scientist,” she said. “I was an English major and even I know how dangerous that is. It’s madness.”

In June 2021, Wolf tweeted her concern that there were widespread reports women were suffering menstrual dysregulation after taking the shots. She called for more investigation.

“Immediately the next day, I was deplatformed from every social media platform,” she said. “And simultaneous hit pieces that were nearly identical were launched in pretty much every major news outlet” — including outlets for which she had been a columnist.

“All over the world and in every language I was turned into an anti-vaxxer conspiracy theorist overnight,” she said.

Wolf was exiled from legacy media, but new doors opened. “Steve Bannon invited me on ‘The War Room’ and gave me a platform,” she said. There, she discussed the challenge of sifting through the Pfizer documents released by the FDA.

The data release was monumental and the documents were highly technical and scientific. “No journalist could have the bandwidth to go through them all,” Wolf said.

Bannon suggested she organize a volunteer team of scientists to take up the charge. Wolf put out a call and 3,250 highly credentialed scientists responded. Kelly organized them into working groups that have systematically issued key reports about what Wolf said, “turns out to be the greatest crime against humanity in recorded history.”

“The Pfizer documents are a stunning revelation of corporate greed and dishonesty, with utter disregard for the law, and Americans’ actual health,” Bannon wrote in his introduction to the book.

● A ‘crime against humanity’

Wolf told The Defender that because her grandparents lost eight siblings in the Holocaust, she didn’t use the language “crime against humanity” lightly. However, she said, the reports make clear that given what Pfizer knew about the damage to human health caused by the mRNA COVID-19 shots, “There’s no way to avoid concluding that this is not carelessness, it’s not greed, it’s not sloppiness at the manufacturing plant.”

“As they say in tech, ‘it’s not a bug, it’s a feature,’” she said. “In other words, damaging humans in very specific ways, very early on, was obviously a result of these injections. And instead of stopping, or pulling them off the market, Pfizer doubled down, the FDA doubled down and the CDC [Centers for Disease Control and Prevention] doubled down.”

Wolf said Pfizer, the FDA and CDC made those decisions knowing that 1,223 people died from the shots in the first three months. They did it knowing that the vaccine didn’t stop infection, that it caused a long list of serious side effects in tens of thousands of people, she said.

Pfizer also manipulated data to get the FDA to sign off on the emergency use authorization (EUA), she said. In what Wolf called “one of the most damning reports in this book,” Australian anesthesiologist Dr. Jeyanthi Kunadhasan’s team found that Pfizer delayed recording deaths so they did not have to be included as part of its EUA data filing.

The researchers concluded that if Pfizer had recorded and reported the deaths in a timely manner, the FDA wouldn’t have been able to grant an EUA for the vaccine.

● 42,000 serious adverse events in three months, mostly in women

The “Pfizer Papers” analysts found over 42,000 case reports detailing 158,893 adverse events reported to Pfizer in the first three months following the December 2020 EUA. To process the large volume of reports, the company added 600 additional employees, the documents showed, with plans to hire a total of 1,800 people by June 2021.

Wolf said:

“These are tens of thousands of blood clots, lung clots, leg clots, neurological disorders, epilepsies, dementia, Alzheimer’s, bell’s palsy, tremors, convulsions, liver damage, kidney damage, stroke, so many kinds of skin eruptions, eye damage, blindness, respiratory illness.”

The most common side effect was myalgia or muscle pain and the second-most common side effect was joint pain, which people often don’t realize is related to the injection, she said. The third most common side effect was COVID-19 because the vaccine didn’t stop transmission.

However, “the centerpiece” of “The Pfizer Papers” is Pfizer’s experimentation on human reproduction, Wolf said. The papers reveal that Pfizer knew early on that the shots were causing menstrual damage at scale, she said.

The company reported to the FDA that 72% of the recorded adverse events were in women. Of those, about 16% involved reproductive disorders and functions.

The papers show that in the clinical trials, thousands of women experienced daily bleeding, hemorrhaging, and passing of tissue, and thousands of women reported that their menstrual cycle stopped completely.

“They knew they were ruining women,” she said.

Pfizer even told vaccinated men not to have intercourse with women of childbearing age, and if they did, to use two reliable forms of contraception, she added.

● Effects on babies ‘will chill your soul’

Pfizer was aware that lipid nanoparticles from the shots accumulated in the ovaries and crossed the placental barrier, compromising the placenta and keeping nutrients from the baby in utero, Wolf said.

Babies had to be delivered early, she said, and women were hemorrhaging in childbirth.

That also means that the particles entered the amniotic sac, and the membranes around the testes of baby boys, according to the papers. The future effects on those baby boys are unknown.

One of the most disturbing reports in the papers, she said, is the pregnancy lactation report, “that will chill your soul.” The report describes the effects on nursing babies of recently vaccinated mothers. The list includes fever, vomiting and edema, or swollen tissue, among many other issues.

“One baby convulsed and died in the hospital of multi-organ failure,” Wolf said. “These babies were inconsolable. They [Pfizer] knew they were poisoning breast milk, and to this day they haven’t told vaccinated moms not to breastfeed.”

The report also includes a description of two babies who died in utero, she said, which Pfizer concluded was due to maternal exposure to the vaccine.

Pfizer sent the pregnancy and lactation report detailing the vaccine’s effects on women and babies to the FDA on April 20, 2021. Two days later, CDC Director Rochelle Walensky gave a White House press conference, during which she told women there was no bad time to get a COVID-19 shot — before, during or after pregnancy.

‘What’s the point of legacy media if they won’t cover the story?’

In a Google search for “The Pfizer Papers,” the first unsponsored search result is a Pfizer webpage titled Fighting Harmful Effects of Covid Vaccine Misinformation, followed by a Lancet article on COVID-19 vaccine efficacy and effectiveness.

Wolf said she’s been fighting this type of censorship since she was first deplatformed.

“As a journalist, what is so devastatingly upsetting to me is that this is the biggest story of the 21st century, and The New York Times and The Washington Post have done nothing about it,” even though Wolf publicly offered to share her materials with them.

“The only coverage has been from alternative media, which is just heartbreaking,” she said. “What’s the point of legacy media if they won’t cover the story?”

Wolf said that because the reports in “The Pfizer Papers” are summaries of Pfizer data that link to primary source documents, they can’t be dismissed. They’re not interpretive, she said. They are not scientists’ and doctors’ opinions.

● ‘These scientists and doctors have done a service to humanity’

Wolf said in the midst of this “depressing overview of a horrible crime,” “The Pfizer Papers” also offered some hope for the vaccine-injured.

In many cases, the expert analysis provided a detailed explanation of how the vaccine caused the damage. Understanding how the damage occurred, said Wolf, “helps us to begin to understand how to treat this kind of damage.”

Inflammatory conditions can be mitigated through changing diet and other practices, she said. For all of the people facing blood clotting and other blood issues, there are also ways to support healthy blood flow.

These may be examples, she said, of “very crude initial responses to a very sophisticated assault on the human body. But to me, they’re very hopeful because people are desperate and they feel like ticking time bombs.”

She added:

“These scientists and doctors have done such a service to humanity because they’ve really deeply analyzed how this bioweapon so delicately hurt every single system of the human body.

“And by truly understanding that, you see how to begin to — I don’t want to say unwind or undo the damage. I don’t know if that’s possible —but how to help the body to support its own healing.”

https://childrenshealthdefense.org/defender/naomi-wolf-the-pfizer-papers-book

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🚨 There was a time when the US military knew exactly who the real enemy was—Britain.

Trump is reviving that clarity.

From Greenland to housing cartels, he's dismantling 80 years of imperial control over American policy.

👇 Watch 👇

00:12:39
Catherine Austin Fitts:

Catherine Austin Fitts:

"The bankers [have] put Trump in to get the control grid for them... [but] everybody wants... their own control grid. The Chinese and the Russians don't want the City of London controlling their CBDC... [so these powers are] fighting with each other."

This clip of Fitts, a former Assistant Secretary of Housing and Urban Development, investment banker, and founder of the Solari Report (@solari_the), is taken from a discussion with CapitalCosm (@CapitalCosm) posted to YouTube on January 10, 2026.

----------------Partial transcription of clip---------------

"What happened was, when the administration came in, I had said in 2024, the bankers are going to put Trump in to get the control grid for them. And in fact, that's what happened. But it was moving so quickly, Danny, I literally, I would do an interview like this, and I couldn't remember all the things he'd done last week. They were moving so fast.

"So we just started to make a collection and I could send people and ...

00:02:40
We Are Heading Into The World Of AI🤖

Elon Musk's jaw-dropping prediction (Jan 2026):

“Don’t go into medical school.”
Elon Musk: “Yes. Pointless, any school.”

In 3 years (2029), Optimus robots will be better surgeons than any human on Earth — at scale.

By 4–5 years? Not even close. The best medicine in the world will be free — 👉better than what the President gets today.

1:19 clip — the moment Elon says goodbye to traditional medicine forever 👇

3–5 years until AI surgeons dominate?

00:01:19
👉 Coinbase just launched an AI agent for Crypto Trading

Custom AI assistants that print money in your sleep? 🔜

The future of Crypto x AI is about to go crazy.

👉 Here’s what you need to know:

💠 'Based Agent' enables creation of custom AI agents
💠 Users set up personalized agents in < 3 minutes
💠 Equipped w/ crypto wallet and on-chain functions
💠 Capable of completing trades, swaps, and staking
💠 Integrates with Coinbase’s SDK, OpenAI, & Replit

👉 What this means for the future of Crypto:

1. Open Access: Democratized access to advanced trading
2. Automated Txns: Complex trades + streamlined on-chain activity
3. AI Dominance: Est ~80% of crypto 👉txns done by AI agents by 2025

🚨 I personally wouldn't bet against Brian Armstrong and Jesse Pollak.

👉 Coinbase just launched an AI agent for Crypto Trading

🚨 Ripple Pushes RLUSD for Institutional Payments as BlackRock Watches 🚨

Ripple is accelerating its NYDFS-approved stablecoin RLUSD into big-ticket treasury and fund workflows—quietly making it the settlement rail under BlackRock’s tokenized money-market product BUIDL and stoking speculation of wider asset-manager uptake.

🔑 Key points

🔹 Stablecoin specs: RLUSD—1:1 USD + T-bill reserves, dual-native on XRPL and Ethereum—crossed 1 B market-cap in late 2025; designed for intra-bank and remittance settlement, not retail meme trading.

🔹 BlackRock link: Via Sep-2025 Securitize integration, RLUSD is now the 24/7 off-ramp for BUIDL (BlackRock’s on-chain U.S.-Treasury fund); investors swap tokenized T-bill shares for RLUSD, then wire out—no T+2, no counter-party FX drift.

🔹 Live workflow: Pension funds and broker-dealers already mint/redeem RLUSD against BUIDL positions same-day; Ripple pitching custody banks to plug RLUSD into repo, FX and cross-border corridors next.

🔹 Regulatory ...

BTC Markets "Investor Study Report 2025" claims XRP overtook BTC as the platform's most traded asset and notes their role as a Ripple ODL parter.

https://assets.btcmarkets.net/reports/BTC%20Markets%20Investor%20Study%20Report%20FY24-25.pdf

🚨 CME JUST RAISED MARGINS… AGAIN 🚨

This is not normal.

The CME Group just changed Gold & Silver margins from fixed dollars to a percentage of notional value.

Gold = 5% Silver = 9%

⚠️ Translation:
The higher gold & silver go, the more collateral SHORTS must post.

That means:
• Shorting metals just got way more expensive
• Overleveraged paper traders get squeezed faster
• Forced covering = higher volatility

CME raises margins when the market is under stress, not when it’s calm.

📉 Paper shorts feel the pain
📈 Physical holders get confirmation

This isn’t bearish.
This is pressure building.

Know What You Hold!!!

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🚨David Grusch on The Megyn Kelly Show🚨

Earlier this week, UFO/UAP whistleblower David Grusch appeared on The Megyn Kelly Show for a brief but revealing interview. During the conversation, Grusch named individuals he claimed were involved in managing the alleged UFO/UAP Legacy crash retrieval program, statements that immediately drew attention across the disclosure community.

Most notably, Grusch asserted that former Vice President Dick Cheney played a central role in overseeing the program. Cheney’s name has circulated within UFO/UAP research circles for years, but this marks the first time it has been spoken publicly by a former intelligence official who claims direct knowledge of the issue. It is also notable that just weeks ago, journalist Ross Coulthart independently referenced Cheney in a similar context, lending additional weight to the consistency of these claims.

Grusch also named former Director of National Intelligence James Clapper, stating that Clapper was not only aware of the crash retrieval issue, but managed it and helped place individuals into key roles, both publicly and behind the scenes. These are serious assertions that warrant scrutiny and further investigation, given their potential implications for disclosure.

Please watch the full interview and consider its significance within the broader context of the disclosure conversation. Please note that the interview concludes with a paid promotional pitch, and Grusch does not provide any additional comments after the pitch.

 

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Stellar CEO Reveals Where Real Opportunity Lies in Crypto Market: Details

In a recent tweet, Stellar Development Foundation (SDF) CEO and Executive Director Denelle Dixon defines what "real opportunity" is in blockchain as a new financial future beckons.

The SDF CEO was reacting to a recent Bloomberg report on Bank of New York Mellon Corp (BNY), Nasdaq, S&P Global and iCapital participation in a new $50 million investment round by Digital Asset Holdings. This comes as some of Wall Street’s biggest names embrace the technology that underpins cryptocurrencies to handle traditional assets.

Reacting to this development, Stellar Foundation CEO Denelle Dixon stated that every blockchain investment is a bet on a different financial future. Dixon added that seeing banks explore blockchain technology validates what has been known over the years.

Real opportunity defined

While Wall Street’s biggest names betting on blockchain might be one of the most significant adoption milestones in the digital asset market, Dixon defines what real opportunity is and what it is not.

According to the SDF executive director, real opportunity is not replicating old systems on new rails but rather building open networks that fundamentally expand global finance participation.

"But the real opportunity isn’t replicating old systems on new rails—it’s building open networks that fundamentally expand who gets to participate in global finance. That’s the opportunity," Dixon tweeted.

At the Meridian 2025 event, Stellar outlined its long-term privacy strategy, committing to investing in critical privacy infrastructure and building foundational cryptographic capabilities.

Stellar eyes privacy upgrade

A new protocol upgrade is on the horizon for the Stellar network: X-Ray, which lays the groundwork for developers to build privacy applications on Stellar using zero-knowledge (ZK) cryptography.

The protocol timeline testnet vote is anticipated for Jan. 7, 2026, while the mainnet vote is expected for Jan. 22, 2026.

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XDC Network's acquisition of Contour Network

XDC Network's acquisition of Contour Network marks a silent shift to connect the digital trade infrastructure to real-time, tokenized settlement rails.

In a world where cross-border payments still take days and trap trillions in idle liquidity, integrating Contour’s trade workflows with XDC Network Blockchains' ISO 20022 financial messaging standard to bridge TradFi and Web3 in Trade Finance.

The Current State of Cross-Border Trade Settlements

Cross-border payments remain one of the most inefficient parts of global finance. For decades, companies have inter-dependency with banks and their correspondent banks across the world, forcing them to maintain trillions of dollars in pre-funded nostro and vostro balances — the capital that sits idle while transactions crawl across borders.

Traditional settlement is slow, often 1–5 days, and often with ~2-3% in FX and conversion fees. For every hour a corporation can’t access its own cash increases the cost of financing, tightens liquidity that could be used for other purposes, which in turn slows economic activity.

Before SWIFT, payments were fully manual. Intermediary banks maintained ledgers, and reconciliation across multiple institutions limited speed and volume.

SWIFT reshaped global payments by introducing a secure, standardized messaging infrastructure through ISO 20022 - which quickly became the language of money for 11,000+ institutions in 200 countries.

But SWIFT only fixed the messaging — not the movement. Actual value still moves through slow, capital-intensive correspondent chains.

Regulated and Compliant Stablecoin such as USDC (Circle) solves the part SWIFT never could: instant, on-chain settlement.

Stablecoin Settlement revamping Trade and Tokenization

Stablecoin such as USDC is a digital token pegged to the US Dollar, still the most widely used currency for trade, enabling the movement of funds instantly 24*7 globally - transparently, instantly, and without the need for any intermediaries and the need to lock in trillions of dollars of idle cash.

Tokenized settlement replaces multi-day reconciliation with on-chain finality, reducing:

  • Dependency on intermediaries
  • Operational friction
  • Trillions locked in idle liquidity

For corporates trapped in long working capital cycles, this is transformative.

Digital dollars like USDC make the process simple:

Fiat → Stablecoin → On-Chain Transfer → Fiat

This hybrid model is already widely used across remittances, payouts, and treasury flows.

But one critical piece of global commerce is still lagging:

👉 Trade finance.

The Missing link is still Trade Finance Infrastructure.

While payments innovation has raced ahead, trade finance infrastructure hasn’t kept up. Document flows, letters of credit, and supply-chain financing remain siloed, paper-heavy, and operationally outdated.

This is exactly where the next breakthrough will happen - and why the recent XDC Network acquisition of Contour is a silent revolution.

It transforms to a new era of trade-driven liquidity through an end-to-end digital trade from shipping docs to payment confirmation – one infrastructure that powers all.

The breakthrough won’t come from payments alone — it will come from connecting trade finance to real-time settlement rails.

The XDC + Contour Shift: A Silent Revolution

  • Contour already connects global banks and corporates through digital LCs and digitized trade workflows.
  • XDC Blockchain brings a settlement layer built for speed, tokenization, and institutional-grade interoperability and ISO 20022 messaging compatibility

Contour’s digital letter of credit workflows will be integrated with XDC’s blockchain network to streamline trade documentation and settlement.

Together, they form the first end-to-end digital trade finance network linking:

Documentation → Validation → Settlement all under a single infrastructure.

XDC Ventures (XVC.TECH) is launching a Stable-Coin Lab to work with financial institutions on regulated stablecoin pilots for trade to deepen institutional trade-finance integration through launch of pilots with banks and corporates for regulated stable-coin issuance and settlement.

The Bottom Line

Payments alone won’t transform Global Trade Finance — Trade finance + Tokenized Settlement will.

This is the shift happening underway XDC Network's acquisition of Contour is the quiet catalyst.

Learn how trade finance is being revolutionised:

https://www.reuters.com/press-releases/xdc-ventures-acquires-contour-network-launches-stablecoin-lab-trade-finance-2025-10-22/

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