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⚠️TOP 100 THINGS TO DISAPPEAR AFTER THE SHTF⚠️
thedinarian
April 11, 2025
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In times of crisis or societal collapse, certain items can become incredibly scarce, often disappearing quickly due to high demand or lack of production. Over the years, several versions of "The Top 100 Things to Disappear After SHTF" (Sh*t Hits The Fan) have circulated among survivalists and preppers. While not all items on the list are essential for survival, many will still be highly sought after in the short term, either for practicality, comfort, or barter value. This compiled list serves as a helpful guide for understanding what may vanish first in such scenarios and what you might want to prioritize when preparing for the unexpected. ~Dinarian

The First 100 Things To Disappear After The SHTF


  1. 1. Generators Prices can range from a few hundred dollars to thousands. Lots of fuel must be stored(away from home).
    2. Water Filters/Purifiers The Sawyer Mini Water Filter is highly recommended and widely available. For higher usage volume check out the Sawyer Bucket Kit.
    3. Zippo Lighters, butane, Bic lighters
    4. Seasoned Firewood (About $100 per cord; wood takes 6 – 12 mos. to become dried, for home uses.)
    5. Lamp Oil, Wicks, Lamps (First choice: Buy CLEAR oil. If scarce, stockpile ANY!)
    6. Tents
    7. Guns, Ammunition, Pepper Spray, Knives, Clubs, Bats and Slingshots Any means of defense will be highly sought after.
    8. Manual Can Openers These can be picked up for as little as $1.00 each.
    9. Sweeteners such as sugar and honey.
    10. Rice – Beans – Wheat (White rice is now around $20.oo – 50# bag @ Sam’s Club, pack in Mylar with oxygen absorbers)
    11. Vegetable oil (for cooking) (Without it food burns/must be boiled, etc.)
    12. Charcoal and Lighter fluid These will disappear QUICKLY post-event.
    13. Water containers Any container that can hold water. Water will need to be stored AND transported.
    14. Propane Heaters This includes the larger Mr. Heater models and smaller versions.
    15. Grain Grinder (Non-electric)
    16. Propane Cylinders
    17. Silver/Gold
    18. Buckets
    19. Baby Supplies: Diapers/formula/ointments/baby aspirin(81mg), etc
    20. Laundry Supplies for Manual Use Washboards, plungers, and also compact washer machines
    21. Cookstoves (Propane, Coleman, and Kerosene)
    22. Vitamins Important due to changed diets.
    23. Cough drops
    24. Feminine Hygiene/Haircare/Skin products
    25. Thermal underwear (Tops and bottoms)
    26. Bow saws, axes and hatchets and Wedges (also, honing oil)
    27. Aluminum foil Reg. and Heavy. Duty (Great Cooking and Barter Item – available at Dollar Store)
    28. Gasoline containers (Plastic or Metal)
    29. Garbage bags Emphasize 13 gallon and larger 30+ gallon sizes. Impossible to have too many.
    30. Toilet Paper, Kleenex, paper towel
    31. Milk – Powdered and Condensed (Shake liquid every 3 to 4 months.)
    32. Garden seeds Heirloom seeds only. Seed banks can be purchased for under $20.
    33. Clothes pins/line/hangers
    34. Pet food
    35. Clothes – underwear, socks, pants, shirts, jackets, hats
    36. Fire extinguishers – such as this one
    37. First aid kits
    38. Batteries (all sizes…buy furthest-out for Expiration Dates) Prioritize AA/AAA and CR123 types
    39. Garlic, spices and vinegar, baking supplies
    40. women’s makeup
    41. Flour, yeast, and salt
    42. Matches (“Strike Anywhere” preferred. Boxed, wooden matches will go first.)
    43. Writing paper/pads/notebook/pencils/solar calculators
    44. Insulated ice chests (good for keeping items from freezing in Wintertime)
    45. Work boots, belts, Levis and durable shirts
    46. Flashlights/Light Sticks and torches, “No.76 Dietz” Lanterns
    47. Prescription medications/insulin/syringes
    48. Plastic Garbage Cans (great for storage, water, transporting – if with wheels)
    49. Shampoo, Toothbrush/toothpaste, Mouthwash/floss, nail clippers, etc
    50. Cast iron cookware (sturdy, efficient)
    51. Fishing supplies/tools
    52. Mosquito repellent
    53. Duct tape
    54. Tarps/stakes/twine/nails/rope/spikes
    55. Candles
    56. Laundry detergent (Liquid)
    57. Backpacks and Duffle bags
    58. Garden tools and supplies – manual
    59. Scissors, fabrics and sewing supplies
    60. Canned Fruits, Veggies, Soups, stews, etc.
    61. Bleach (plain, NOT scented: 4 to 6% sodium hypochlorite)
    62. Canning supplies (Jars/lids/wax)
    63. Knives and Sharpening tools: files, stones, steel
    64. Bicycles…Tires/tubes/pumps/chains, etc.
    65. Sleeping bags and blankets/pillows/mats
    66. Saline solution for contacts
    67. Board Games Cards, Dice, cards
    68. d-Con Rat poison, MOUSE PRUFE II, Roach Killer
    69. Mousetraps, Ant traps and cockroach magnets
    70. Paper plates/cups/utensils (stock up, folks…)
    71. Baby Wipes, oils, waterless and Anti-bacterial soap (saves a lot of water)
    72. Rain gear, rubberized boots, emergency rain poncho’s, etc.
    73. Shaving supplies (razors and creams, talc, after shave)
    74. Hand pumps and siphons (for water and for fuels)
    75. Soy sauce, vinegar, bouillons/gravy/soup base
    76. Reading glasses
    77. Chocolate/Cocoa/Tang/Punch (water enhancers)
    78. Rain barrel kits(valve assembly)
    79. Woolen clothing, scarves/ear-muffs/mittens
    80. US Army Survival Manual FM 21-76
    81. Plastic sheeting for insulating windows and shelter creation
    82. Food storage products such as freeze dried food/buckets/pouches
    83. Walkie-Talkies/ham radios/CB radio
    84. Socks, Underwear, T-shirts, etc. (extras)
    85. Lumber (all types)
    86. Wagons and carts (for transport to and from open Flea markets)
    87. Cots and Inflatable Mattresses (for extra guests)
    88. Gloves: Work/warming/gardening, etc.
    89. Solar panel kits – small for charging batteries and devices
    90. Screen Patches, glue, nails, screws, nuts, and bolts
    91. Teas
    92. Coffee
    93. Cigarettes
    94. Wine/Liquors (for bribes, medicinal, etc.)
    95. Paraffin wax
    96. Glue, nails, nuts, bolts, screws, etc.
    97. Chewing gum/candies
    98. Air guns and bb’s/pellets/CO2 cartridges
    99. Hats and cotton neckerchiefs
    100. Goats/chickens

Whether you're preparing for worst-case scenarios or simply curious about survival dynamics, this list underscores the importance of foresight and adaptability. Items that may seem trivial now could become valuable commodities during a crisis, not just for survival but also for trade and community building. Though the specifics of a crisis are unpredictable, being proactive about preparing can make a significant difference in navigating such uncertain times with confidence and resilience.

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thedinarian@thedinarian
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4 Fintech Companies 💸& Things To Know About 🤔

The fintech revolution is reshaping the way we manage, invest, and move money, breaking down traditional barriers and empowering individuals worldwide. As financial technology continues to evolve at a rapid pace, a select group of innovative companies are leading the charge by offering groundbreaking solutions that redefine banking, payments, and digital assets. Whether you’re a savvy investor, an industry professional, or simply curious about the future of finance, discovering these trailblazing fintech companies is essential to understanding today’s dynamic financial landscape.

 

  1.  Alina Invest - The AI Wealth Manager for GenZ Women

Alina is aimed at women under 25 who identify as beginner investors. They're an SEC-registered investment advisor that charges $120/year for membership. The service "buys and sells for you" and gives up notification updates of recent transactions like a wealth manager would.

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2. Blue layer - The Carbon project funding platform

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👉 Carbon investing and tax credits are heavily incentivized but need transparent data. By focusing on the developers, Bluelayer can ensure the data, reporting, and credits lifecycle is all managed at the source. This is smart.

3. Akirolabs - Modern Procurement for enterprise

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4. NeoTax - Automated Tax R&D Credits

NeoTax allows companies to connect their engineering tools to calculate available tax advantages automatically. Once calculated, the tax fillings are clearly labeled with supporting evidence for the IRS.

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In an era where technology and finance are increasingly intertwined, these four fintech companies stand out as catalysts for positive change. By driving progress in digital payments, asset management, lending, and decentralized finance, they are not only making financial services more accessible and efficient—they are also paving the way for a more inclusive and empowered global economy. Staying informed about their innovations can help you seize new opportunities and take part in the future of finance.

 

👀Things to know 👀

 

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🤔 This is the headline every bank CEO fears. Oof. Shares of both banks have been down since the news broke, but this will no doubt involve crisis calls, committees, appearing in front of the regulator, and, finally, some sort of fine.

🤔 The "risk-based approach" has been arbitraged. A UK company with relatively low annual revenue would look "low risk" at onboarding. One business the FT covered looked like a small company at a residential address to compliance staff. They'd likely apply branch-level controls instead of the enterprise-grade controls you'd see for a large corporation. 

🤔 Hiring more staff won't fix this problem; it's a mindset and technology challenge. In theory, all of the skill and technology that exists to manage risks with large corporate customers (in the transaction banking divisions) are available to the other parts of a bank. In practice, they're not. Most banks lack a single data set and the ability for compliance officers in one team to see data from another part of the org. Getting the basics right with data and tooling is incredibly hard and will involve a multi-year effort. 

🤔 These things are rarely the failure of an individual or department; the issue is systemic. While two banks are named in this headline, the issue is everywhere. Banks need more data and better data to train better AI and machine learning. That all needs to happen in real-time as a compliment to the human staff. Throwing bodies at this won't solve the visibility issue teams have.

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thedinarian@thedinarian
July 27, 2025
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What is XAH and Xahau?

If you're new to XRP, you may have noticed some of us discussing another network named 'Xahau'.

It's Like XRP ... But Different

The Xahau network was created in 2023, and its starting point was the open-source code for the XRP Ledger. A small team of researchers and entrepreneurs decided to add smart contracts to the network code.


The XRP Ledger has no smart contract capabilities, by default.

To integrate smart contracts, the team decided to use an architecture that includes 'WASM' or 'web assembly' code. Each account can have up to 10 'hooks' installed that are triggered for transactions that match specific criteria. They can run before or after a transaction is processed. This enables a variety of use cases that do not involve the need to change the network's core code.

Hooks

A 'hook' is what is known as a smart contract that can be triggered in relation to a specific account and its transactions.

The term arises from the programming world, where it generally means "code that runs based on triggering conditions." In Xahau's case, it indicates code that is run before, or after, a transaction is processed.
 
Each hook must be installed on a specific account by the party that controls the account - i.e., the secret key holder.
 
What Can XAH Do That XRP Cannot?
 
The primary benefit from the use of hooks, is that the core network code does not need to be changed every time a new use case is identified. This means that additional use cases can be addressed immediately, with no requirement for intervening steps, such as:
  • Community review
  • Community approval
  • Amendment voting
All of those steps are eliminated with the use of hooks; new use cases can be addressed as fast as the code can be developed.
 
To read more about how hooks enables Xahau to handle more use cases than even the XRPL, you can read this article:
 
Key Differences From XRP
 
Other unique differences from the XRP Ledger include:
  • Much smaller supply ~612 million coins vs. 100 billion coins
  • XAH hodlers are rewarded at 4% of their account balance. There are no rewards for XRP.
  • Governance participants are incentivized
  • Payment channels available for user-created tokens (IOUs)
  • URI tokens instead of NFT tokens
Who's Who of Xahau?
 
The list of those that are either founders, or closely associated with the founding organizations, is extensive. Here are the names of three organizations mentioned in the whitepaper, or their current moniker:
  • Xaman (a.k.a. XRPL Labs)
  • Gatehub
  • InFTF (Inclusive Financial Technology Foundation)
There exists a long list of impressive developers, architects, and technologists among the Xahau inner circle. But the three names that people associate most prominently with the leadership of the Xahau network are Wietse Wind, Richard Holland, and Denis Angell. The links to their 'X' accounts are:
 
Friend Or Foe?
 
This topic is one of the most contentious.
 
While Ripple, the company with the largest stake of XRP, showed interest in hooks early on, they ultimately decided to advocate for a different approach; the use of an EVM-based solution (Ethereum Virtual Machine) to handle smart contracts on the XRP Ledger. This decision was met with consternation by the Xaman team that had worked with them for several years to advocate for the use of hooks.
 
You can read more about the 'business politics' part of this topic here:
 
So how do Xahau fans view the relationship between XRP and XAH?
 
The Xahau team - and many of its community members - advocate for the use of a 'dual-chain' solution to implement smart contracts. This can be accomplished by the use of 'listener' software, along with native Xahau hooks.
 
A proof of concept, developed by Denis Angell, has demonstrated that bi-lateral communication can work with a simple approach.
 
From an economic standpoint, every chain that has its own digital asset is a competitor; but the simple way to think about Xahau, is that a 'bunch of XRP geeks' decided to implement smart contracts on their own version of the XRP Ledger.
 
The team emphasized transparency along the way, and initially received support from the primary XRP stakeholder, Ripple. They published Xahau as open-source code that could, in theory, be back-engineered and integrated with the XRP Ledger. You can clearly observe the team's idealistic mindset in early marketing mistakes, where they named their digital asset 'XRP Plus' in an effort to emphasize the way that they viewed their creation. While this resulted in confusion - and even suspicion - in its early days, the team quickly pivoted, and named their digital asset 'XAH', which became its ticker symbol.
 
Synergy effects between the two camps speak to a genuine camaraderie, with many Xahau developers being open and willing to help with changes to the core XRP Ledger protocol. You can find many examples of this open dialogue on the 'X' platform.
 
How To Purchase XAH
 
If you wish to speculate by buying XAH directly, it is available in a variety of convenient locations, depending on where you are located. If you're in a country that is supported by Bitrue, you can directly purchase or trade XAH by using that exchange.
 
On January 20th, 2025, Bitmart announced that it supports trading of XAH for customers in their list of supported countries; And in late March, another major exchange announced that they would be supporting XAH trading pairs: Coinex.
 
If you're located in the United States, you can purchase XAH directly from a vendor known as 'C14'. The xApp for C14 is located in the Xaman wallet.
 
XRP Ledger geeks can also purchase XAH IOUs on the XRPL Dex and then convert them to 'real' XAH using a Gatehub bridge. This is available in countries that Gatehub supports.
 
Which XAH Accounts Should I Follow?
 
On the 'X' platform, there exists two major community groups for XAH fans:
In addition to the Xahau notables I've already mentioned in this article, my advice is to take a look at who is posting in the above two communities. There are many impressive leaders and entrepreneurs included. You should be able to find multiple 'X' accounts that reflect your interests.
 
Xahau Development Roadmap
 
Xahau leaders have published a roadmap for 2025 that lists their various goals for the ecosystem:
 
To read a detailed explanation for each item, refer to this: Xahau Roadmap Super Thread
 
One of the most incredible waypoints listed is 'JavaScript Hooks Implementation.' 🤯
JavaScript!
 
With the 'JavaScript Hooks Implementation', Xahau is making history; it will enable anybody that knows JavaScript to easily create and install a smart contract. While networks like Ethereum are impressive early movers, they require developers to learn a new language and syntax.
 
Xahau will soon open 'crypto smart contracts' to a group of developers that number in the tens of millions.
 
Project L-10K
 
Project L-10K is one of the most important items in the pipeline. L-10K refers to the effort to boost the throughput of Xahau consensus to over 10,000 transactions per ledger! This will benefit hosted projects such as Evernode, and future issued assets. Heading up the effort is Richard Holland, who provided a progress update to the community in late May of 2025:
 
To learn more about this ambitious effort, you can watch his full presentation here:
The Future Of Defi And Payments
 
Once you've seen the extensive list of use cases that XAH easily handles, it's truly inspiring. Xahau is everything that you love about XRP, plus a long list of more things to love. ❤️
 
Be an early adopter of XAH and the Xahau network! Join the community groups listed and follow the accounts that seem to reflect your own interest - speculator, developer, or crypto fan. You have a place in our community, no matter what your background or interests are. Welcome to the future of crypto Defi and Payments. 
 
Sources:
 
 
NOTE: Payment channels for IOUs is currently in amendment status for the XRP Ledger, authored by Denis Angel here:
 
 

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If you find value in my content, consider showing your support via:

💳 PayPal: 

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