🚨 SWIFT to Begin Digital Assets Integration in November 2025 🚨
SWIFT-the global banking network processing over $150 trillion annually-is about to make a historic leap into digital assets. Starting November 2025, SWIFT will launch live trials for integrating digital assets and distributed ledger technology (DLT) into its settlement and transaction systems. This move is set to bridge the gap between traditional finance and the digital economy on a global scale.
🌐 Key Highlights:
💡 DLT-Based Settlement Trials
🔹SWIFT will enable banks to use DLT wallets for settlement and cash accounts, allowing institutions to transact in both fiat and digital currencies.
🔹These trials will introduce blockchain-like features:
🔹Gas-like network fees
🔹Trusted oracles for pricing data
🔹Tokenized transaction tracking for greater transparency
🔗 ISO 20022 Transition
🔹SWIFT’s move coincides with the end of its “co-existence period” for messaging standards.
🔹By November 22, 2025, all 11,000+ SWIFT-connected banks will use the ISO 20022 format, which supports richer, more structured financial data-including cryptocurrency and tokenized asset transactions.
🌍 Global Collaboration & Early Adopters
🔹Countries like France and Hong Kong are already collaborating with SWIFT on digital asset use cases, including foreign exchange and securities settlements.
🔹SWIFT is also involved in Project Agora with the Bank for International Settlements (BIS), aiming to unify tokenized bank deposits and CBDCs on a single platform.
🚀 Potential Impact for Crypto Projects
🔹Fast, scalable blockchains like $XRP and $HBAR are in focus, as SWIFT’s integration could boost their utility for cross-border payments and settlements.
🕵️♂️Why This Matters
🔹Unified Financial System: SWIFT’s integration will help connect currently isolated digital asset platforms with the global banking system, making it easier for banks to handle both fiat and crypto transactions.
🔹Transparency & Efficiency: Tokenized tracking and DLT features mean faster, more transparent, and potentially cheaper international payments.
🔹Mainstream Adoption: With over 11,500 banks in its network, SWIFT’s move could accelerate mainstream adoption of digital assets worldwide.
SWIFT’s digital asset integration in November 2025 is a game-changer for global finance. By connecting traditional banks with blockchain-based assets and infrastructure, SWIFT is paving the way for a more unified, transparent, and efficient financial system-unlocking new opportunities for banks, businesses, and crypto projects alike.
https://www.altcoinbuzz.io/cryptocurrency-news/swift-to-begin-digital-assets-integration-in-november-2025/