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XRP Resurrected: Ripple’s Legal Victory and Global Banking Bet Set the Stage for a Massive Institutional Wave
May 19, 2025
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XRP Isn’t Dead, It’s Repositioning to Become the Liquidity Engine of Global Finance

For years, XRP was written off by much of crypto Twitter as a “boomer coin”—a relic from the pre-DeFi era, stuck in a brutal SEC lawsuit and overshadowed by flashier narratives. But while the industry obsessed over yield farming and memecoins, Ripple Labs quietly kept building real financial infrastructure—and it’s finally starting to matter.

With partial legal clarity, growing institutional traction, and Ripple’s aggressive push into tokenized real-world assets (RWAs), XRP is back in the conversation. And whether you like it or not, it’s still one of the only cryptoassets being actively integrated into global banking rails.

Let’s unpack the new XRP narrative and why 2025 might be the year this OG coin makes its institutional comeback.

⚖ SEC Case: Ripple’s Win Was Bigger Than You Think

In July 2023, Ripple scored a major victory in its long-running battle with the U.S. SEC:

  • The court ruled that XRP is not a security when sold on exchanges, though some institutional sales were considered securities.
  • This gave XRP a form of legal clarity that few other tokens have in the U.S. today.
  • Major exchanges like Coinbase and Kraken relisted XRP almost immediately.

The outcome doesn’t just clear the path for XRPit sets a precedent for other token projects, and positions Ripple as a battle-hardened compliance veteran in an increasingly regulated market.

🌎 Ripple’s Real-World Strategy: Institutional Settlement Infrastructure

While DeFi projects fight over TVL, Ripple is targeting the SWIFT system itself. Its flagship products:

  • RippleNet: A network for real-time cross-border payments using XRP as a bridge asset.
  • ODL (On-Demand Liquidity): Uses XRP to eliminate the need for pre-funded nostro/vostro accounts in international settlements.

Ripple is already partnered with:

  • Tranglo (Asia-Pacific remittances)
  • Santander
  • Bank of America (Ripple has hinted at deep ties post-lawsuit)
  • Hundreds of banks and financial institutions across 50+ countries

The key point? This is real utility, not vaporware. XRP isn’t meant for retail yield farmers—it’s plumbing for global money movement.

♻️ XRP Ledger (XRPL): A Sleeping Giant for Tokenization

Beyond payments, Ripple is now aggressively expanding into tokenized assets—a multitrillion-dollar opportunity:

  • XRP Ledger supports native token issuance—no smart contracts needed.
  • Ripple is launching its own RWA platform, letting institutions issue tokenized real estate, bonds, CBDCs, and more.
  • XRPL is adding Ethereum Virtual Machine (EVM) compatibility, opening the door to DeFi and NFTs.

If tokenized treasuries and private markets are the future of crypto-scale finance, XRPL is shaping up to be one of the quiet contenders to host it all.

💰 XRP Tokenomics: Fast, Efficient, Scarce

What makes XRP compelling as a base-layer asset?

  • Transactions settle in 3–5 seconds, with throughput of 1,500+ TPS.
  • Minuscule fees—fractions of a cent.
  • XRP is deflationary: every transaction destroys a tiny amount of XRP.
  • Fixed supply: 100 billion total, no inflation.

Unlike Ethereum, which struggles with fee volatility, XRP was engineered for stability and speed. For enterprise use, that still matters.

📉 What’s Holding XRP Back?

Let’s be blunt—there are legitimate criticisms:

  • Perception as centralized: Ripple holds a large share of XRP, and critics argue the network isn’t sufficiently decentralized.
  • Retail fatigue: Years of stagnation and lawsuit baggage have drained community enthusiasm.
  • Limited DeFi ecosystem: Compared to Ethereum, Solana, or Cosmos, XRPL has been slow to attract builders—though this is rapidly changing in 2025.

But those very criticisms are why XRP might have asymmetric upside now—the market isn’t pricing in the institutional pivot that’s already in motion.

🧭 Final Take: XRP Is a War-Torn Veteran Ready to Reenter the Arena

In a market obsessed with memes and modular rollups, XRP represents the boring, functional layer crypto has largely ignored—but global institutions still want.

With legal clarity, a real payments network, a growing role in tokenized finance, and battle-tested infrastructure, Ripple is turning XRP into the compliance-grade utility token the TradFi world actually trusts.

Prediction: By the end of 2025, XRP will be one of the top 3 assets used in real-world tokenization, banking settlement, and cross-border finance—regardless of its popularity on crypto Twitter.

While the rest of crypto builds toys, Ripple is building rails. XRP may not moon overnight, but it’s positioned to outlast almost everyone else.

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Pyth data is going institutional.

Introducing Pyth Pro: A new market data service built by and for institutions.

For the first time ever, banks, brokers, & trading firms can access specialized data across every asset class and geography from a single source of truth ⬇️

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September 21, 2025
SUBMERGED CITY IN THE ATLANTIC👀

👉As Graham Hancock discusses in various places, perhaps this finding drastically effects our historical timelines. More evidence we have been lied to.

During a mission coordinated by Paulina Zelitzki and Paul Weinzweig, two Canadian explorers working in collaboration with the Cuban government, a sensational discovery was made.

The initial objective of the research was to locate colonial shipwrecks and underwater deposits in the area of the Guanahacabibes Peninsula, in the province of Pinar del Río, near Cuba. But the researchers found something they couldn't believe!

Off the west coast of Cuba, at a depth of about 650 meters, the researchers discovered artificial structures resembling buildings, roads, and even pyramids. It is a real submerged city.

According to the images from the bathyscaphes attached to this post, these formations are up to 400 meters long and 40 meters high. The sonar images showed large square blocks of stone, aligned in a consistent pattern, with structures ...

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👉 Coinbase just launched an AI agent for Crypto Trading

Custom AI assistants that print money in your sleep? 🔜

The future of Crypto x AI is about to go crazy.

👉 Here’s what you need to know:

💠 'Based Agent' enables creation of custom AI agents
💠 Users set up personalized agents in < 3 minutes
💠 Equipped w/ crypto wallet and on-chain functions
💠 Capable of completing trades, swaps, and staking
💠 Integrates with Coinbase’s SDK, OpenAI, & Replit

👉 What this means for the future of Crypto:

1. Open Access: Democratized access to advanced trading
2. Automated Txns: Complex trades + streamlined on-chain activity
3. AI Dominance: Est ~80% of crypto 👉txns done by AI agents by 2025

🚨 I personally wouldn't bet against Brian Armstrong and Jesse Pollak.

👉 Coinbase just launched an AI agent for Crypto Trading

Introducing Pyth Pro: a new way for institutions to access critical market data 🔮

For the first time ever, banks, brokers, and trading firms can tap into institutional-grade data across every asset class and region, all delivered straight from 125+ of the top global market participants through Pyth’s unified price layer.

What does this mean?

The $50B market data industry has been broken for years: fragmented, overpriced, and opaque. Pyth Pro is the answer, a system that’s more direct, comprehensive, and aligned with both data creators and consumers.

The momentum is real: global firms are lining up, with partners like Jump Trading Group and large banks already part of the early access program.

👉 The future of finance changes today. Pyth is bringing the price of everything, everywhere.

Full launch announcement here: https://x.com/PythNetwork/status/1970731325385761012

What used to take days in finance can now happen instantly with stablecoins.

"The integration of Ripple’s RLUSD into tokenized fund products represents a step toward practical adoption of blockchain-based cash equivalents in capital markets."

With BlackRock’s BUIDL and VanEck’s VBILL, Treasuries carry the strength of the dollar onchain through Securitize, the world’s largest issuer of tokenized securities.

https://x.com/Securitize/status/1970931537165099166

XRP Yield is now on @Onyx Ledger with 10% Passive Onyx Point Allocation and more DeFi opportunities soon. Bridge your Coinbase Wrapped XRP from @base to Onyx today! $XCN

bridge.onyx.org

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The Great Onboarding: US Government Anchors Global Economy into Web3 via Pyth Network

For years, the crypto world speculated that the next major cycle would be driven by institutional adoption, with Wall Street finally legitimizing Bitcoin through vehicles like ETFs. While that prediction has indeed materialized, a recent development signifies a far more profound integration of Web3 into the global economic fabric, moving beyond mere financial products to the very infrastructure of data itself. The U.S. government has taken a monumental step, cementing Web3's role as a foundational layer for modern data distribution. This door, once opened, is poised to remain so indefinitely.

The U.S. Department of Commerce has officially partnered with leading blockchain oracle providers, Pyth Network and Chainlink, to distribute critical official economic data directly on-chain. This initiative marks a historic shift, bringing immutable, transparent, and auditable data from the federal government itself onto decentralized networks. This is not just a technological upgrade; it's a strategic move to enhance data accuracy, transparency, and accessibility for a global audience.

Specifically, Pyth Network has been selected to publish Gross Domestic Product (GDP) data, starting with quarterly releases going back five years, with plans to expand to a broader range of economic datasets. Chainlink, the other key partner, will provide data feeds from the Bureau of Economic Analysis (BEA), including Real Gross Domestic Product (GDP) and the Personal Consumption Expenditures (PCE) Price Index. This crucial economic information will be made available across a multitude of blockchain networks, including major ecosystems like Ethereum, Avalanche, Base, Bitcoin, Solana, Tron, Stellar, Arbitrum One, Polygon PoS, and Optimism.

This development is closer to science fiction than traditional finance. The same oracle network, Pyth, that secures data for over 350 decentralized applications (dApps) across more than 50 blockchains, processing over $2.5 trillion in total trading volume through its oracles, is now the system of record for the United States' core economic indicators. Pyth's extensive infrastructure, spanning over 107 blockchains and supporting more than 600 applications, positions it as a trusted source for on-chain data. This is not about speculative assets; it's about leveraging proven, robust technology for critical public services.

The significance of this collaboration cannot be overstated. By bringing official statistics on-chain, the U.S. government is embracing cryptographic verifiability and immutable publication, setting a new precedent for how governments interact with decentralized technology. This initiative aligns with broader transparency goals and is supported by Secretary of Commerce Howard Lutnick, positioning the U.S. as a world leader in finance and blockchain innovation. The decision by a federal entity to trust decentralized oracles with sensitive economic data underscores the growing institutional confidence in these networks.

This is the cycle of the great onboarding. The distinction between "Web2" and "Web3" is rapidly becoming obsolete. When government data, institutional flows, and grassroots builders all operate on the same decentralized rails, we are simply talking about the internet—a new iteration, yes, but the internet nonetheless: an immutable internet where data is not only published but also verified and distributed in real-time.

Pyth Network stands as tangible proof that this technology serves a vital purpose. It demonstrates that the industry has moved beyond abstract "crypto tech" to offering solutions that address real-world needs and are now actively sought after and understood by traditional entities. Most importantly, it proves that Web3 is no longer seeking permission; it has received the highest validation a system can receive—the trust of governments and markets alike.

This is not merely a fleeting trend; it's a crowning moment in global adoption. The U.S. government has just validated what many in the Web3 space have been building towards for years: that Web3 is not a sideshow, but a foundational layer for the future. The current cycle will be remembered as the moment the world definitively crossed this threshold, marking the last great opportunity to truly say, "we were early."

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🔗 Crypto Donations👇
XRP: r9pid4yrQgs6XSFWhMZ8NkxW3gkydWNyQX
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US Dept of Commerce to publish GDP data on blockchain

On Tuesday during a televised White House cabinet meeting, Commerce Secretary Howard Lutnick announced the intention to publish GDP statistics on blockchains. Today Chainlink and Pyth said they were selected as the decentralized oracles to distribute the data.

Lutnick said, “The Department of Commerce is going to start issuing its statistics on the blockchain because you are the crypto President. And we are going to put out GDP on the blockchain, so people can use the blockchain for data distribution. And then we’re going to make that available to the entire government. So, all of you can do it. We’re just ironing out all the details.”

The data includes Real GDP and the PCE Price Index, which reflects changes in the prices of domestic consumer goods and services. The statistics are released monthly and quarterly. The biggest initial use will likely be by on-chain prediction markets. But as more data comes online, such as broader inflation data or interest rates from the Federal Reserve, it could be used to automate various financial instruments. Apart from using the data in smart contracts, sources of tamperproof data 👉will become increasingly important for generative AI.

While it would be possible to procure the data from third parties, it is always ideal to get it from the source to ensure its accuracy. Getting data directly from government sources makes it tamperproof, provided the original data feed has not been manipulated before it reaches the oracle.

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💳 PayPal: 
1) Simply scan the QR code below 📲
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🔗 Crypto
XRP: r9pid4yrQgs6XSFWhMZ8NkxW3gkydWNyQX
XLM: GDMJF2OCHN3NNNX4T4F6POPBTXK23GTNSNQWUMIVKESTHMQM7XDYAIZT
XDC: xdcc2C02203C4f91375889d7AfADB09E207Edf809A6

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List Of Cardano Wallets

Well-known and actively maintained wallets supporting the Cardano Blockchain are EternlTyphonVesprYoroiLaceADAliteNuFiDaedalusGeroLodeWalletCoin WalletADAWalletAtomicGem WalletTrust and Exodus.

Note that in case of issues, usually only queries relating to official wallets can be answered in Cardano groups across telegram/forum. You may need to consult with specific wallet support teams for third party wallets.

Tips

  • Its is important to ensure that you're in sole control of your wallet keys, and that the keys used can be restored via alternate wallet providers if a particular one is non-functional. Hence, put extra attention to Non-Custodial and Compatibility fields.
  • The score column below is strictly a count of checks against each feature listed, the impact of specific feature (and thus, score) is up to reader's descretion.
  • The table represents current state on mainnet network, any future roadmap activities are out-of-scope.
  • Info on individual fields can be found towards the end of the page.
  • Any field that shows partial support (eg: open-source field) does not score the point for that field.

Brief info on fields above

  • Non-Custodial: are wallets where payment as well as stake keys are not shared/reused by wallet provider, and funds can be transparently verified on explorer
  • Compatibility: If the wallet mnemonics/keys can easily (for non-technical user) be used outside of specific wallet provider in major other wallets
  • Stake Control: Freedom to elect stake pool for user to delegate to (in user-friendly way)
  • Transparent Support: Easy approachability of a public interactive - eg: discord/telegram - group (with non-anonymous users) who can help out with support. Twitter/Email supports do not count for a check
  • Voting: Ability to participate in Catalyst voting process
  • Hardware Wallet: Integration with atleast Ledger Nano device
  • Native Assets: Ability to view native assets that belong to wallet
  • dApp Integration: Ability to interact with dApps
  • Stability: represents whether there have been large number of users reporting missing tokens/balance due to wallet backend being out of sync
  • Testnets Support: Ability to easily (for end-user) open wallets in atleast one of the cardano testnet networks
  • Custom Backend Support: Ability to elect a custom backend URL for selecting alternate way to submit transactions transactions created on client machines
  • Single/Multi Address Mode: Ability to use/import Single as well as Multiple Address modes for a wallet
  • Mobile App: Availability on atleast one of the popular mobile platforms
  • Desktop (app,extension,web): Ways to open wallet app on desktop PCs
  • Open Source: Whether the complete wallet (all components) are open source and can be run independently.

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If you find value in my content, consider showing your support via:

💳 PayPal: 
1) Simply scan the QR code below 📲
2) or visit https://www.paypal.me/thedinarian

🔗 Crypto
XRP: r9pid4yrQgs6XSFWhMZ8NkxW3gkydWNyQX
XLM: GDMJF2OCHN3NNNX4T4F6POPBTXK23GTNSNQWUMIVKESTHMQM7XDYAIZT
XDC: xdcc2C02203C4f91375889d7AfADB09E207Edf809A6

 

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