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? The Dinarian on Locals brings you the latest in news, interviews, in-depth conversations, and stories from across the blockchain and global communities—within and beyond cryptocurrency ?. Experts delve into how blockchain technology is reshaping industries, enhancing business networks ?, transforming transaction workflows, and advancing distributed ledger systems ??. We also explore intriguing topics that may venture into the realm of conspiracies—and so much more!
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Here's the Cold, Hard Truth About the Amazon Layoffs That No One is Telling You!

AI Isn't About Automating Jobs; It's About Efficient Revenue Generation.

Amazon just cut 14,000 corporate roles. The debate swirling around these layoffs often misses the forest for the trees.

Some argue it's direct AI automation. Others claim the immediate trigger is the staggering cost of GPUs, forcing Amazon to cut Operational Expenses (salaries) to fund Capital Expenditures (chips).

Both are mechanisms, but they obscure the fundamental strategic reality.

The purpose of every job in the enterprise is the generation of revenue or the support of that generation. Aa allocate capital where they anticipate the highest risk-adjusted return (ROI).

The fact that Amazon chose to plow its financial capital into AI (machine) infrastructure rather than 14,000 employees clearly shows that it values the risk-adjusted return of the machines over the human capital it displaced.

It is a strategic prioritization of machine capital over human capital.

Whether a job is lost because AI performs the task today (Direct Automation), or because the company needs the salary budget to buy the servers that will host the AI tomorrow (Economic Displacement), the driver is the same.

AI is making corporate revenue generation more efficient, often at the cost of less efficient human workers. At the end of the day, AI is still taking jobs, and it is doing so en masse.

For decades, we’ve been told GDP growth = progress. But look closer: recent U.S. GDP “booms” have often been statistical illusions.
Imports plunge, the math flips, and suddenly a soft economy looks strong.

Strip away those accounting tricks, and much of that “growth” disappears.

Yet the deeper story isn’t just math — it’s power.

1️⃣ The Silent Revolution: An Economy That Outgrew Its People

We’ve entered what economists once called a plutonomy — a system powered by, and built for, a wealthy minority.

The top 10 % of households now drive roughly half of all consumer spending.

The bottom 60 % — hundreds of millions of people — contribute less than a fifth, much of it on credit.

Even if millions cut their spending tomorrow, the system barely blinks.

AI, data-center construction, and asset speculation now contribute more to “growth” than the collective effort of working people.

Labor productivity doubled over the past 40 years, yet median wages rose only about 20 %.

Work became efficient — but less valuable.
Consumption became massive — but more unequal.

In short, the economy no longer needs most of us to grow.

2️⃣ The Paradox of Prosperity

Stocks, luxury assets, and AI infrastructure soar.

But the average household lives paycheck to paycheck, borrowing to sustain relevance.
Even the upper middle class — doctors, engineers, small business owners — find themselves renters in someone else’s financial system.

When a few portfolios wobble, the world economy quakes.

The new economy doesn’t collapse when people struggle; it inflates when assets rise.
That’s the plutonomy trap — wealth concentration as both engine and hazard.

3️⃣ Enter SmartMetals: The Return of Real Value

Now imagine an economy where every participant matters again — because value moves directly between them.

That’s what the SmartMetals Network was built for:

a patented peer-to-peer value-exchange system where people, devices, and AI agents can transfer any form of worth — metals, tokens, data, services, knowledge — directly, privately, and securely.

No banks.
No middlemen.
No “trusted” platforms clipping the ticket.

Think ancient barter, rebuilt with futuristic technology.

Each transaction is cryptographically verified and asset-backed — digital trust without institutional permission.

4️⃣ Why It Matters for Everyone

🧑🏽‍🔧 Working & Middle Class:

Reclaim agency. Store savings in tokenized real assets like silver rounds.

Trade skills, goods, and value peer-to-peer — no credit cards, no gatekeepers.

If the system ignores you, build your own.

💼 High-Net-Worth Individuals:

Turn passive wealth into active liquidity.
Facilitate swaps and earn fees.

Move assets cross-border through a self-verifying network anchored in patent-protected infrastructure.

🏦 The Ultra-Wealthy & Institutions:

Preserve legacy through resilience.
Support corridor nodes connecting major markets.

Reduce custody and counterparty risk while strengthening the network that underpins future liquidity.

5️⃣ The New Social Contract of Value

The SmartMetals framework doesn’t promise utopia — it promises relevance.

When the traditional economy treats you as a rounding error, SmartMetals lets you write yourself back into the equation.

It’s not speculation — it’s participation.
Not inflation-driven paper wealth — but peer-verified worth.

> 💬 “When money forgets you, remember value itself.”

That’s the future being built — one swap, one round, one peer-to-peer exchange at a time.

https://x.com/ReggieMiddleton/status/1983918194914959670

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‼️DAVID SACKS: “AFTER THE MARKET STRUCTURE BILL PASSES, BANKS ARE GOING TO FULLY GET INTO CRYPTO”‼️
00:00:39
🧬“Transhumanism: The End Game🧬

Short clip of Laura Aboli's speech at the ‘Better Way Conference’ held by the World Council for Health earlier this year.

Laura is Co-Founder of World-Check, Co-Founder of Wealth-X, Founder of UDIMAF.

00:04:03
🚨Coinbase CEO Brian Armstrong Drops Truth Bomb🚨

'Banks Lend Your Deposits Without Permission “ 👀
👉That's the Real Scam' 🔥
Crypto gives you full control. Banks? Not so much."

AKA: Fractional Reserve Lending

00:00:27
👉 Coinbase just launched an AI agent for Crypto Trading

Custom AI assistants that print money in your sleep? 🔜

The future of Crypto x AI is about to go crazy.

👉 Here’s what you need to know:

💠 'Based Agent' enables creation of custom AI agents
💠 Users set up personalized agents in < 3 minutes
💠 Equipped w/ crypto wallet and on-chain functions
💠 Capable of completing trades, swaps, and staking
💠 Integrates with Coinbase’s SDK, OpenAI, & Replit

👉 What this means for the future of Crypto:

1. Open Access: Democratized access to advanced trading
2. Automated Txns: Complex trades + streamlined on-chain activity
3. AI Dominance: Est ~80% of crypto 👉txns done by AI agents by 2025

🚨 I personally wouldn't bet against Brian Armstrong and Jesse Pollak.

👉 Coinbase just launched an AI agent for Crypto Trading
⚠️ WARNING THIS IS NOT FOR SENSITIVE PEOPLE ⚠️

COMPILATION: The Dark Alliance: CIA and DARPA's Hidden War on Citizens

The agencies tasked with defending America have a shocking secret history of attacking its own people. DARPA developed Agent Orange that poisoned countless veterans, while the CIA conducted brutal mind control experiments through MK-Ultra, dosing unsuspecting citizens with LSD and worse. From Operation Gladio's false flag terrorism to domestic surveillance programs targeting activists and journalists, declassified documents reveal decades of government crimes hidden behind national security claims. These operations cost thousands of American lives, yet almost no one faced consequences. The real conspiracy isn't what they're hiding - it's what they've already admitted to doing.

Elons Latest Tweet 😉

Australia-US Trade Corridor Sees Blockchain Upgrade with XDC's Low-Cost Payment Infrastructure.
XDC Network has launched AUDD–USDC liquidity pool on Curve Finance, strengthening on-chain payment and settlement infrastructure for the Australia–US and broader APAC trade corridors.

This development follows the native @AUDD_digital integration on @XDCNetwork , enabling enterprises to move value between AUD and USD with deep liquidity, low slippage, and near-instant settlement, built for real-world use cases such as trade finance, remittances, and tokenised assets.

With APAC leading global stablecoin adoption, XDC continues to position itself as a practical blockchain layer for regulated digital money and international trade, offering businesses a compliant alternative to slow and costly correspondent banking rails.

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🚨David Grusch on The Megyn Kelly Show🚨

Earlier this week, UFO/UAP whistleblower David Grusch appeared on The Megyn Kelly Show for a brief but revealing interview. During the conversation, Grusch named individuals he claimed were involved in managing the alleged UFO/UAP Legacy crash retrieval program, statements that immediately drew attention across the disclosure community.

Most notably, Grusch asserted that former Vice President Dick Cheney played a central role in overseeing the program. Cheney’s name has circulated within UFO/UAP research circles for years, but this marks the first time it has been spoken publicly by a former intelligence official who claims direct knowledge of the issue. It is also notable that just weeks ago, journalist Ross Coulthart independently referenced Cheney in a similar context, lending additional weight to the consistency of these claims.

Grusch also named former Director of National Intelligence James Clapper, stating that Clapper was not only aware of the crash retrieval issue, but managed it and helped place individuals into key roles, both publicly and behind the scenes. These are serious assertions that warrant scrutiny and further investigation, given their potential implications for disclosure.

Please watch the full interview and consider its significance within the broader context of the disclosure conversation. Please note that the interview concludes with a paid promotional pitch, and Grusch does not provide any additional comments after the pitch.

 

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Stellar CEO Reveals Where Real Opportunity Lies in Crypto Market: Details

In a recent tweet, Stellar Development Foundation (SDF) CEO and Executive Director Denelle Dixon defines what "real opportunity" is in blockchain as a new financial future beckons.

The SDF CEO was reacting to a recent Bloomberg report on Bank of New York Mellon Corp (BNY), Nasdaq, S&P Global and iCapital participation in a new $50 million investment round by Digital Asset Holdings. This comes as some of Wall Street’s biggest names embrace the technology that underpins cryptocurrencies to handle traditional assets.

Reacting to this development, Stellar Foundation CEO Denelle Dixon stated that every blockchain investment is a bet on a different financial future. Dixon added that seeing banks explore blockchain technology validates what has been known over the years.

Real opportunity defined

While Wall Street’s biggest names betting on blockchain might be one of the most significant adoption milestones in the digital asset market, Dixon defines what real opportunity is and what it is not.

According to the SDF executive director, real opportunity is not replicating old systems on new rails but rather building open networks that fundamentally expand global finance participation.

"But the real opportunity isn’t replicating old systems on new rails—it’s building open networks that fundamentally expand who gets to participate in global finance. That’s the opportunity," Dixon tweeted.

At the Meridian 2025 event, Stellar outlined its long-term privacy strategy, committing to investing in critical privacy infrastructure and building foundational cryptographic capabilities.

Stellar eyes privacy upgrade

A new protocol upgrade is on the horizon for the Stellar network: X-Ray, which lays the groundwork for developers to build privacy applications on Stellar using zero-knowledge (ZK) cryptography.

The protocol timeline testnet vote is anticipated for Jan. 7, 2026, while the mainnet vote is expected for Jan. 22, 2026.

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XDC Network's acquisition of Contour Network

XDC Network's acquisition of Contour Network marks a silent shift to connect the digital trade infrastructure to real-time, tokenized settlement rails.

In a world where cross-border payments still take days and trap trillions in idle liquidity, integrating Contour’s trade workflows with XDC Network Blockchains' ISO 20022 financial messaging standard to bridge TradFi and Web3 in Trade Finance.

The Current State of Cross-Border Trade Settlements

Cross-border payments remain one of the most inefficient parts of global finance. For decades, companies have inter-dependency with banks and their correspondent banks across the world, forcing them to maintain trillions of dollars in pre-funded nostro and vostro balances — the capital that sits idle while transactions crawl across borders.

Traditional settlement is slow, often 1–5 days, and often with ~2-3% in FX and conversion fees. For every hour a corporation can’t access its own cash increases the cost of financing, tightens liquidity that could be used for other purposes, which in turn slows economic activity.

Before SWIFT, payments were fully manual. Intermediary banks maintained ledgers, and reconciliation across multiple institutions limited speed and volume.

SWIFT reshaped global payments by introducing a secure, standardized messaging infrastructure through ISO 20022 - which quickly became the language of money for 11,000+ institutions in 200 countries.

But SWIFT only fixed the messaging — not the movement. Actual value still moves through slow, capital-intensive correspondent chains.

Regulated and Compliant Stablecoin such as USDC (Circle) solves the part SWIFT never could: instant, on-chain settlement.

Stablecoin Settlement revamping Trade and Tokenization

Stablecoin such as USDC is a digital token pegged to the US Dollar, still the most widely used currency for trade, enabling the movement of funds instantly 24*7 globally - transparently, instantly, and without the need for any intermediaries and the need to lock in trillions of dollars of idle cash.

Tokenized settlement replaces multi-day reconciliation with on-chain finality, reducing:

  • Dependency on intermediaries
  • Operational friction
  • Trillions locked in idle liquidity

For corporates trapped in long working capital cycles, this is transformative.

Digital dollars like USDC make the process simple:

Fiat → Stablecoin → On-Chain Transfer → Fiat

This hybrid model is already widely used across remittances, payouts, and treasury flows.

But one critical piece of global commerce is still lagging:

👉 Trade finance.

The Missing link is still Trade Finance Infrastructure.

While payments innovation has raced ahead, trade finance infrastructure hasn’t kept up. Document flows, letters of credit, and supply-chain financing remain siloed, paper-heavy, and operationally outdated.

This is exactly where the next breakthrough will happen - and why the recent XDC Network acquisition of Contour is a silent revolution.

It transforms to a new era of trade-driven liquidity through an end-to-end digital trade from shipping docs to payment confirmation – one infrastructure that powers all.

The breakthrough won’t come from payments alone — it will come from connecting trade finance to real-time settlement rails.

The XDC + Contour Shift: A Silent Revolution

  • Contour already connects global banks and corporates through digital LCs and digitized trade workflows.
  • XDC Blockchain brings a settlement layer built for speed, tokenization, and institutional-grade interoperability and ISO 20022 messaging compatibility

Contour’s digital letter of credit workflows will be integrated with XDC’s blockchain network to streamline trade documentation and settlement.

Together, they form the first end-to-end digital trade finance network linking:

Documentation → Validation → Settlement all under a single infrastructure.

XDC Ventures (XVC.TECH) is launching a Stable-Coin Lab to work with financial institutions on regulated stablecoin pilots for trade to deepen institutional trade-finance integration through launch of pilots with banks and corporates for regulated stable-coin issuance and settlement.

The Bottom Line

Payments alone won’t transform Global Trade Finance — Trade finance + Tokenized Settlement will.

This is the shift happening underway XDC Network's acquisition of Contour is the quiet catalyst.

Learn how trade finance is being revolutionised:

https://www.reuters.com/press-releases/xdc-ventures-acquires-contour-network-launches-stablecoin-lab-trade-finance-2025-10-22/

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