TheDinarian
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? The Dinarian on Locals brings you the latest in news, interviews, in-depth conversations, and stories from across the blockchain and global communities—within and beyond cryptocurrency ?. Experts delve into how blockchain technology is reshaping industries, enhancing business networks ?, transforming transaction workflows, and advancing distributed ledger systems ??. We also explore intriguing topics that may venture into the realm of conspiracies—and so much more!
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🚨2017: Interview with Reggie Middleton hosted by Clif High.

Back in 2017, Reggie Middleton joined Clif High to explain how Veritaseum cuts out the 'middleman' banks. By allowing two people to trade directly with each other (Peer-to-Peer), they eliminated the massive fees usually charged to hedge funds.

Even more impressive?

👉They proved this worked as early as 2014—showing an Apple stock trade using a Bitcoin wallet—well before Ethereum even launched.

👉This was the birth of 'The Unbreakable Promise' (smart contracts).

00:08:45
Literally Billions" Of AI Agents Will Use Crypto 🤖

CEO of Circle: In 3 to 5 years "literally billions" of AI agents will use crypto and stablecoins to move value at lighting speed.

00:00:54
“Whoever controls intent routing controls settlement.”

@IOHK_Charles joins Market Minds to dive into how Midnight is built around user outcomes and why the next battle in crypto will be over intent routing, not settlement layers.

This episode goes deep. Full conversation on YouTube ⬇️

00:00:50
👉 Coinbase just launched an AI agent for Crypto Trading

Custom AI assistants that print money in your sleep? 🔜

The future of Crypto x AI is about to go crazy.

👉 Here’s what you need to know:

💠 'Based Agent' enables creation of custom AI agents
💠 Users set up personalized agents in < 3 minutes
💠 Equipped w/ crypto wallet and on-chain functions
💠 Capable of completing trades, swaps, and staking
💠 Integrates with Coinbase’s SDK, OpenAI, & Replit

👉 What this means for the future of Crypto:

1. Open Access: Democratized access to advanced trading
2. Automated Txns: Complex trades + streamlined on-chain activity
3. AI Dominance: Est ~80% of crypto 👉txns done by AI agents by 2025

🚨 I personally wouldn't bet against Brian Armstrong and Jesse Pollak.

👉 Coinbase just launched an AI agent for Crypto Trading
🚨A Strategic Leap Forward for Global Trade on XDC Network!🚨

At XDC Network, we're excited to announce the execution of a pivotal Memorandum of Understanding (MoU) with Murundi Group Pty Ltd.

This international partnership brings together XDC Australia and XDC India, with support from XDC Innovation Labs and the Melbourne-based Murundi Group, to deploy advanced blockchain-powered solutions for supply chain traceability and digital trade documentation, and to align with our global trade finance ecosystem.

It begins by digitising and optimising the high-growth India-Australia trade corridor, with clear pathways to scale globally. India and Australia represent two powerhouse economies with deepening ties, amplified by the Australia-India Economic Cooperation and Trade Agreement and the recent Mutual Recognition Arrangement (MRA) for organic products.

This collaboration is strategically vital because it leverages XDC Network's hybrid blockchain infrastructure, enterprise-grade, EVM-compatible, low-cost, and high-speed, to address real-world pain points ...

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🚨 UBS Explores Crypto Trading for Private-Banking Clients 🚨

Swiss banking giant UBS is quietly piloting a crypto-trading service aimed at ultra-high-net-worth (UHNW) individuals, allowing family-office and private-banking clients to buy, sell and custody BTC, ETH and “select blue-chip tokens” through the same portal used for equities, FX and structured products, according to insiders cited by Cointelegraph.

🔑 Key Points

🔹 Scope & limits

  • Pilot universe: ≤ 400 clients, min. AUM CHF 10 M ($11 M).

  • Assets: BTC, ETH, plus two “institutional-grade” tokens (sources say BNB and SOL under compliance review).

  • Venue: UBS-owned smart-order-router (SOR) that currently aggregates 18 equity venues; crypto leg connects to Coinbase Prime, Bitstamp and Flow Traders OTC desk.

  • Custody: 95% cold-storage at Coinbase Custody Trust (NY-chartered), 5% warm wallet for same-day liquidity; UBS retains bankruptcy-remote control, mirrored on its internal books.

🔹 ...

Pyth’s exclusive partnership with Blue Ocean Technologies, LLC brings SEC-registered, institutional U.S. equity pricing onchain during critical after-hours trading periods 📈

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🧬China’s Birth Slump Signals Deepening Structural Crisis: Analysts🧬
Experts warn the birth slump threatens China’s future workforce, growth prospects, and social stability.
 
China’s plunging birth rate is increasingly being viewed by analysts as a point of no return—one that reflects not only changing social attitudes but the long-term consequences of decades of state control over family life.
 
“The pace of the decline is striking, particularly in the absence of major shocks,” Yue Su, principal economist at the UK-based Economist Intelligence Unit, told CNBC.

 

Rapid Demographic Contraction

While falling birthrates are a common phenomenon in many countries, analysts say China’s trajectory stands apart in both speed and scale.

China’s National Bureau of Statistics (NBS) announced on Jan. 19 that the country recorded just 7.92 million births in 2025, down from 9.54 million in 2024 and the lowest number in decades. China’s total population fell for the fourth consecutive year, shrinking by 3.39 million people—the steepest annual decline since population contraction began in 2022.

The collapse in births follows decades of the Chinese regime’s brutal one-child policy from 1979 until 2015, using heavy fines, job penalties, and even forced abortions to limit family size. The policy succeeded in slowing population growth but also accelerated population aging.

Even after Beijing formally ended the policy—and later allowed two and then three children—birthrates continued to fall, showing that long-term social and economic effects have proven difficult to reverse.

Chinese state-controlled media NetEase reported China’s total fertility rate (TFR) was below 1 birth per woman for 2025, citing China-based scholars.

The World Factbook by the United States’ Central Intelligence Agency showed a slightly higher figure of 1.2, still among the lowest in the world. By comparison, the United States’ TFR was at 1.63 for 2025, well above China’s level, though still below the population replacement rate of 2.1.

The World Economic Forum (WEF) estimated in 2022 that in the late 1980s, China’s total fertility rate—the average number of children born to each woman—stood at 2.6, and since 1994, China’s fertility rate has hovered between 1.6 and 1.7, before falling to 1.3 in 2020 and dropping further to just 1.15 in 2021.

This marks the first instance of sustained population decline in China outside of the three famine years since the founding of the People’s Republic in 1949.

National Bureau of Statistics data show that China’s natural population growth rate in 2025 fell to negative 2.41 per thousand, while the death rate rose to 8.04 per thousand, the highest level since 1968.

U.S.-based China current affairs commentator Wang He described the pace of decline as historically rare.

“In 2016, China had more than 17 million newborns,” Wang told The Epoch Times. “Ten years later, births have fallen by more than 10 million. A collapse of this magnitude in peacetime is extremely uncommon in world history.”

 

Questions Over the Numbers

Some analysts believe the official figures may still overstate the true number of births.
 
Skepticism over China’s population data has long existed. The 2020 national census reported a population of 1.41 billion, but many observers suggested the figure may have been inflated, citing earlier local surveys that had already shown negative population growth.

Japan-based Hong Kong journalist and economist Joseph Lian said in a 2023 interview with The Epoch Times that the Chinese regime’s population data manipulation likely began as early as the 1990s.

“By the mid-2000s, it became clear that population growth was losing momentum, and large-scale data inflation began,” he said.

According to Wang, the Chinese regime controls multiple parallel datasets—including the public security bureau’s household registration records, hospital birth data, and primary school enrollment figures—none of which are publicly accessible.

“How much the data is adjusted, and to what extent, outsiders can only guess,” he said.

Why Young Chinese People Aren’t Having Children

China’s demographic crisis is unfolding despite years of regime efforts to encourage childbirth. Authorities have rolled out birth subsidies, simplified marriage registration, extended maternity leave, and even imposed a 13 percent tax on condoms. None of it has reversed the trend.
 
The CCP’s propaganda mouthpiece China Central Television reported that the number of registered marriages in China in 2024 fell by nearly 20 percent, the largest drop on record. About 6.1 million couples married that year, down from 7.68 million in 2023. Marriage rates in China are widely viewed as a leading indicator for future birth trends.

For many young Chinese people, the barriers to starting a family remain overwhelming.

Chinese state media China National Radio cited a 2024 survey by the YuWa Population Research Institute that found that the average cost of raising a child to high school graduation in China is about 538,000 yuan ($75,000), more than six times China’s per-capita gross domestic product (GDP). In major cities, the cost is even higher. By comparison, the figure is about 4.1 times per-capita GDP in the United States and 4.26 in Japan.

Researchers at nonprofit research organization RAND have suggested that China’s falling fertility reflects “unmet fertility intentions,” not a lack of desire for children.

“China’s pronatalist policies have not reversed fertility decline or increased population growth to a sustainable rate, demonstrating the limits of state-led interventions in family decision-making,” RAND analysts wrote.

U.S.-based Chinese economist Li Hengqing noted that childlessness is often a reluctant choice.

“For average Chinese [families], having children is about lineage, emotional security, and hope,” Li told The Epoch Times. “Not having children is an extremely painful and involuntary decision.”

Wang sees the demographic collapse as a form of collective protest.

“In a sense, this is the public casting its vote,” he said. “By refusing to have children, people are expressing their anger—and their despair.”

 

Economic Consequences

Economists warn that no society has achieved sustained economic growth amid long-term population decline.
 
Research firm the Rhodium Group projected in late 2024 that China’s real GDP growth in 2025 would range between 2.5 and 3 percent, roughly half of the regime’s reported figures, reflecting mounting structural constraints.

China now faces a rapidly aging population alongside a shrinking labor force. Fewer newborns today means fewer workers tomorrow, making it harder to support an expanding elderly population and placing additional strain on an already fragile pension system.

According to the Chinese Communist Party’s State Council, by 2035, the number of people aged 60 and above is expected to reach 400 million, which will be more than 30 percent of the country’s population.

A 2019 report by the Chinese Academy of Social Sciences estimated that China’s pension reserves could be exhausted by 2035.

China’s current population trend is what demographers often describe as the “low-fertility trap.” Once fertility falls below 1.5—or even 1.4—it becomes extraordinarily difficult to raise it by even 0.3 points. China’s fertility rate is already far below that threshold.
 
 

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🚨David Grusch on The Megyn Kelly Show🚨

Earlier this week, UFO/UAP whistleblower David Grusch appeared on The Megyn Kelly Show for a brief but revealing interview. During the conversation, Grusch named individuals he claimed were involved in managing the alleged UFO/UAP Legacy crash retrieval program, statements that immediately drew attention across the disclosure community.

Most notably, Grusch asserted that former Vice President Dick Cheney played a central role in overseeing the program. Cheney’s name has circulated within UFO/UAP research circles for years, but this marks the first time it has been spoken publicly by a former intelligence official who claims direct knowledge of the issue. It is also notable that just weeks ago, journalist Ross Coulthart independently referenced Cheney in a similar context, lending additional weight to the consistency of these claims.

Grusch also named former Director of National Intelligence James Clapper, stating that Clapper was not only aware of the crash retrieval issue, but managed it and helped place individuals into key roles, both publicly and behind the scenes. These are serious assertions that warrant scrutiny and further investigation, given their potential implications for disclosure.

Please watch the full interview and consider its significance within the broader context of the disclosure conversation. Please note that the interview concludes with a paid promotional pitch, and Grusch does not provide any additional comments after the pitch.

 

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Stellar CEO Reveals Where Real Opportunity Lies in Crypto Market: Details

In a recent tweet, Stellar Development Foundation (SDF) CEO and Executive Director Denelle Dixon defines what "real opportunity" is in blockchain as a new financial future beckons.

The SDF CEO was reacting to a recent Bloomberg report on Bank of New York Mellon Corp (BNY), Nasdaq, S&P Global and iCapital participation in a new $50 million investment round by Digital Asset Holdings. This comes as some of Wall Street’s biggest names embrace the technology that underpins cryptocurrencies to handle traditional assets.

Reacting to this development, Stellar Foundation CEO Denelle Dixon stated that every blockchain investment is a bet on a different financial future. Dixon added that seeing banks explore blockchain technology validates what has been known over the years.

Real opportunity defined

While Wall Street’s biggest names betting on blockchain might be one of the most significant adoption milestones in the digital asset market, Dixon defines what real opportunity is and what it is not.

According to the SDF executive director, real opportunity is not replicating old systems on new rails but rather building open networks that fundamentally expand global finance participation.

"But the real opportunity isn’t replicating old systems on new rails—it’s building open networks that fundamentally expand who gets to participate in global finance. That’s the opportunity," Dixon tweeted.

At the Meridian 2025 event, Stellar outlined its long-term privacy strategy, committing to investing in critical privacy infrastructure and building foundational cryptographic capabilities.

Stellar eyes privacy upgrade

A new protocol upgrade is on the horizon for the Stellar network: X-Ray, which lays the groundwork for developers to build privacy applications on Stellar using zero-knowledge (ZK) cryptography.

The protocol timeline testnet vote is anticipated for Jan. 7, 2026, while the mainnet vote is expected for Jan. 22, 2026.

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